The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 404 133 SH   SOLE NONE 0 0 133
AMERICAN WATER WORKS CO COM 030420103 1,073 7,256 SH   SOLE NONE 0 0 7,256
AMERIS BANCORP COM COM 03076K108 389 16,185 SH   SOLE NONE 0 0 16,185
APHRIA INC COM COM 03765K104 105 21,818 SH   SOLE NONE 0 0 21,818
APPLE INC COM 037833100 1,459 3,838 SH   SOLE NONE 0 0 3,838
AT&T INC COM COM 00206R102 379 12,821 SH   SOLE NONE 0 0 12,821
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 356 1,816 SH   SOLE NONE 0 0 1,816
BOX INC CL A CL A 10316T104 192 10,939 SH   SOLE NONE 0 0 10,939
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 324 2,808 SH   SOLE NONE 0 0 2,808
GENESCO INC COM COM 371532102 229 13,278 SH   SOLE NONE 0 0 13,278
GSE SYS INC COM COM 36227K106 31 33,227 SH   SOLE NONE 0 0 33,227
HOME DEPOT COM 437076102 226 855 SH   SOLE NONE 0 0 855
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 101,081 846,437 SH   SOLE NONE 0 0 846,437
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 25,420 217,868 SH   SOLE NONE 0 0 217,868
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 1,013 16,349 SH   SOLE NONE 0 0 16,349
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 7,347 142,255 SH   SOLE NONE 0 0 142,255
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 635 11,361 SH   SOLE NONE 0 0 11,361
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 2,816 46,591 SH   SOLE NONE 0 0 46,591
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 37,532 199,069 SH   SOLE NONE 0 0 199,069
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 1,648 29,989 SH   SOLE NONE 0 0 29,989
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 559 6,633 SH   SOLE NONE 0 0 6,633
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 20,334 938,825 SH   SOLE NONE 0 0 938,825
ISHARES MBS ETF MBS ETF 464288588 869 7,850 SH   SOLE NONE 0 0 7,850
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 337 7,283 SH   SOLE NONE 0 0 7,283
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 5,828 74,332 SH   SOLE NONE 0 0 74,332
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,243 19,317 SH   SOLE NONE 0 0 19,317
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 6,006 29,588 SH   SOLE NONE 0 0 29,588
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 4,181 35,221 SH   SOLE NONE 0 0 35,221
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 869 5,821 SH   SOLE NONE 0 0 5,821
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 406 1,891 SH   SOLE NONE 0 0 1,891
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 354 3,484 SH   SOLE NONE 0 0 3,484
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 2,385 12,560 SH   SOLE NONE 0 0 12,560
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 4,380 76,859 SH   SOLE NONE 0 0 76,859
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 560 3,311 SH   SOLE NONE 0 0 3,311
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 507 6,261 SH   SOLE NONE 0 0 6,261
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 855 10,986 SH   SOLE NONE 0 0 10,986
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 7,367 33,696 SH   SOLE NONE 0 0 33,696
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 106,727 327,004 SH   SOLE NONE 0 0 327,004
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,738 24,070 SH   SOLE NONE 0 0 24,070
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 1,358 5,684 SH   SOLE NONE 0 0 5,684
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 412 2,282 SH   SOLE NONE 0 0 2,282
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 306 2,427 SH   SOLE NONE 0 0 2,427
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 18,041 250,156 SH   SOLE NONE 0 0 250,156
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 264 2,385 SH   SOLE NONE 0 0 2,385
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 2,031 11,202 SH   SOLE NONE 0 0 11,202
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 3,135 42,760 SH   SOLE NONE 0 0 42,760
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,695 35,344 SH   SOLE NONE 0 0 35,344
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 385 9,415 SH   SOLE NONE 0 0 9,415
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 2,230 20,600 SH   SOLE NONE 0 0 20,600
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 49,472 846,844 SH   SOLE NONE 0 0 846,844
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 789 7,021 SH   SOLE NONE 0 0 7,021
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 244 881 SH   SOLE NONE 0 0 881
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 1,370 48,559 SH   SOLE NONE 0 0 48,559
ISORAY INC COM COM 46489V104 69 105,000 SH   SOLE NONE 0 0 105,000
LILLY ELI & CO COM COM 532457108 216 1,339 SH   SOLE NONE 0 0 1,339
MICROSOFT COM 594918104 719 3,528 SH   SOLE NONE 0 0 3,528
NVIDIA CORPORATION COM COM 67066G104 415 993 SH   SOLE NONE 0 0 993
PINNACLE FINL PARTNERS INC COM COM 72346Q104 611 14,581 SH   SOLE NONE 0 0 14,581
POWERSHARES QQQ TR UNIT SER 1 46090E103 218 842 SH   SOLE NONE 0 0 842
SOUTHERN CO COM COM 842587107 2,081 37,579 SH   SOLE NONE 0 0 37,579
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 3,746 92,758 SH   SOLE NONE 0 0 92,758
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,473 47,291 SH   SOLE NONE 0 0 47,291
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 6,594 199,107 SH   SOLE NONE 0 0 199,107
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 9,484 248,412 SH   SOLE NONE 0 0 248,412
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 348 11,416 SH   SOLE NONE 0 0 11,416
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 3,969 141,508 SH   SOLE NONE 0 0 141,508
SPDR S&P 500 ETF TR UNIT 78462F103 1,654 5,089 SH   SOLE NONE 0 0 5,089
TRUIST FINL CORP COM COM 89832Q109 296 7,725 SH   SOLE NONE 0 0 7,725
UNITEDHEALTH GROUP COM 91324P102 1,851 6,037 SH   SOLE NONE 0 0 6,037
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 232 2,833 SH   SOLE NONE 0 0 2,833
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 741 2,482 SH   SOLE NONE 0 0 2,482
VANGUARD S&P MID-CAP 400 ETF MIDCP 400 IDX 921932885 254 1,996 SH   SOLE NONE 0 0 1,996
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 902 16,472 SH   SOLE NONE 0 0 16,472
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 3,540 39,655 SH   SOLE NONE 0 0 39,655
VANGUARD TOTAL INTERNATIONAL BOND ETF INTL BD IDX ETF 92203J407 602 10,355 SH   SOLE NONE 0 0 10,355
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 12,026 228,458 SH   SOLE NONE 0 0 228,458
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 1,270 7,697 SH   SOLE NONE 0 0 7,697
VISA INC COM CL A 92826C839 215 1,083 SH   SOLE NONE 0 0 1,083