The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 242 124 SH   SOLE None 0 0 124
AMERICAN WATER WORKS CO COM 030420103 396 3,319 SH   SOLE None 0 0 3,319
AMERIS BANCORP COM COM 03076K108 384 16,185 SH   SOLE None 0 0 16,185
APHRIA INC COM COM 03765K104 51 16,722 SH   SOLE None 0 0 16,722
APPLE INC COM 037833100 910 3,582 SH   SOLE None 0 0 3,582
AT&T INC COM COM 00206R102 549 18,853 SH   SOLE None 0 0 18,853
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 363 1,988 SH   SOLE None 0 0 1,988
BOX INC CL A CL A 10316T104 209 14,939 SH   SOLE None 0 0 14,939
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 272 2,816 SH   SOLE None 0 0 2,816
GENERAL ELECTRIC CO COM COM 369604103 90 11,403 SH   SOLE None 0 0 11,403
GENESCO INC COM COM 371532102 144 10,813 SH   SOLE None 0 0 10,813
INTERFACE INC COM COM 458665304 96 12,800 SH   SOLE None 0 0 12,800
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 97,753 847,302 SH   SOLE None 0 0 847,302
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 21,690 191,936 SH   SOLE None 0 0 191,936
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 1,375 24,556 SH   SOLE None 0 0 24,556
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 7,854 155,539 SH   SOLE None 0 0 155,539
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 357 6,528 SH   SOLE None 0 0 6,528
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 2,436 48,827 SH   SOLE None 0 0 48,827
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 26,303 182,843 SH   SOLE None 0 0 182,843
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 1,554 29,617 SH   SOLE None 0 0 29,617
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 615 8,366 SH   SOLE None 0 0 8,366
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 16,954 885,348 SH   SOLE None 0 0 885,348
ISHARES MBS ETF MBS ETF 464288588 1,217 11,026 SH   SOLE None 0 0 11,026
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 271 7,200 SH   SOLE None 0 0 7,200
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 5,028 80,360 SH   SOLE None 0 0 80,360
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,091 20,408 SH   SOLE None 0 0 20,408
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 4,676 31,040 SH   SOLE None 0 0 31,040
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 3,834 38,666 SH   SOLE None 0 0 38,666
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 759 6,635 SH   SOLE None 0 0 6,635
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 298 1,888 SH   SOLE None 0 0 1,888
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 309 3,778 SH   SOLE None 0 0 3,778
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 1,857 12,522 SH   SOLE None 0 0 12,522
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 3,767 87,267 SH   SOLE None 0 0 87,267
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 402 3,308 SH   SOLE None 0 0 3,308
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 524 8,179 SH   SOLE None 0 0 8,179
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 706 11,475 SH   SOLE None 0 0 11,475
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 6,359 38,531 SH   SOLE None 0 0 38,531
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 81,286 314,575 SH   SOLE None 0 0 314,575
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,976 30,927 SH   SOLE None 0 0 30,927
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 1,081 6,058 SH   SOLE None 0 0 6,058
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 328 2,381 SH   SOLE None 0 0 2,381
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 243 2,441 SH   SOLE None 0 0 2,441
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 12,595 224,471 SH   SOLE None 0 0 224,471
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 264 2,379 SH   SOLE None 0 0 2,379
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,543 10,905 SH   SOLE None 0 0 10,905
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 2,284 39,926 SH   SOLE None 0 0 39,926
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,309 31,646 SH   SOLE None 0 0 31,646
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 342 9,312 SH   SOLE None 0 0 9,312
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 2,204 20,742 SH   SOLE None 0 0 20,742
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 37,896 806,137 SH   SOLE None 0 0 806,137
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 590 7,012 SH   SOLE None 0 0 7,012
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 1,867 66,686 SH   SOLE None 0 0 66,686
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 325 4,676 SH   SOLE None 0 0 4,676
ISORAY INC COM COM 46489V104 55 105,000 SH   SOLE None 0 0 105,000
MICROSOFT COM 594918104 542 3,440 SH   SOLE None 0 0 3,440
NVIDIA CORP COM COM 67066G104 263 1,001 SH   SOLE None 0 0 1,001
PINNACLE FINL PARTNERS INC COM COM 72346Q104 1,751 46,659 SH   SOLE None 0 0 46,659
RAYMOND JAMES FINL INC COM 754730109 1,708 27,032 SH   SOLE None 0 0 27,032
SIRIUS XM HLDGS INC COM COM 82968B103 50 10,250 SH   SOLE None 0 0 10,250
SOUTHERN CO COM COM 842587107 5,185 95,781 SH   SOLE None 0 0 95,781
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 1,214 33,736 SH   SOLE None 0 0 33,736
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,733 57,362 SH   SOLE None 0 0 57,362
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF PORTFOLIO DEVLPD 78463X889 212 8,858 SH   SOLE None 0 0 8,858
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 2,599 102,611 SH   SOLE None 0 0 102,611
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 6,143 203,100 SH   SOLE None 0 0 203,100
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 360 13,936 SH   SOLE None 0 0 13,936
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 2,678 122,649 SH   SOLE None 0 0 122,649
SPDR S&P 500 ETF TR UNIT 78462F103 1,220 4,734 SH   SOLE None 0 0 4,734
TRUIST FINL CORP COM COM 89832Q109 236 7,665 SH   SOLE None 0 0 7,665
UNITEDHEALTH GROUP COM 91324P102 1,632 6,546 SH   SOLE None 0 0 6,546
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 572 10,824 SH   SOLE None 0 0 10,824
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 1,278 14,984 SH   SOLE None 0 0 14,984
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 3,994 95,202 SH   SOLE None 0 0 95,202
WELLS FARGO CO NEW COM COM 949746101 211 7,361 SH   SOLE None 0 0 7,361