The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   602,730 5,513 SH   SOLE   5,513 0 0
ABBOTT LABS COM 002824100   443,065 4,025 SH   SOLE   4,025 0 0
ABBVIE INC COM 00287Y109   503,908 3,252 SH   SOLE   3,252 0 0
AFLAC INC COM 001055102   784,745 9,512 SH   SOLE   9,512 0 0
ALPHABET INC CAP STK CL A 02079K305   534,314 3,825 SH   SOLE   3,825 0 0
ALPHABET INC CAP STK CL C 02079K107   787,658 5,589 SH   SOLE   5,589 0 0
AMAZON COM INC COM 023135106   1,730,082 11,387 SH   SOLE   11,387 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   5,121,000 38,798 SH   SOLE   38,798 0 0
AMERIS BANCORP COM 03076K108   972,272 18,327 SH   SOLE   18,327 0 0
AMGEN INC COM 031162100   306,126 1,063 SH   SOLE   1,063 0 0
APPLE INC COM 037833100   5,392,895 28,011 SH   SOLE   28,011 0 0
AT&T INC COM 00206R102   353,593 21,072 SH   SOLE   21,072 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   231,718 995 SH   SOLE   995 0 0
BANK AMERICA CORP COM 060505104   397,647 11,810 SH   SOLE   11,810 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,163,856 6,067 SH   SOLE   6,067 0 0
BLACKROCK INC COM 09247X101   262,994 324 SH   SOLE   324 0 0
BOX INC CL A 10316T104   216,123 8,439 SH   SOLE   8,439 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   203,359 3,963 SH   SOLE   3,963 0 0
BROADCOM INC COM 11135F101   831,057 745 SH   SOLE   745 0 0
CATERPILLAR INC COM 149123101   656,235 2,219 SH   SOLE   2,219 0 0
COCA COLA CO COM 191216100   1,021,031 17,326 SH   SOLE   17,326 0 0
COSTCO WHSL CORP NEW COM 22160K105   726,646 1,101 SH   SOLE   1,101 0 0
CULLMAN BANCORP INC COM 230153108   269,250 25,000 SH   SOLE   25,000 0 0
DEERE & CO COM 244199105   364,635 912 SH   SOLE   912 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   275,972 6,860 SH   SOLE   6,860 0 0
EATON CORP PLC SHS G29183103   234,914 975 SH   SOLE   975 0 0
ELI LILLY & CO COM 532457108   895,229 1,536 SH   SOLE   1,536 0 0
EXXON MOBIL CORP COM 30231G102   920,353 9,205 SH   SOLE   9,205 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   114,715 20,232 SH   SOLE   20,232 0 0
FS KKR CAP CORP COM 302635206   295,041 14,774 SH   SOLE   14,774 0 0
GALLAGHER ARTHUR J & CO COM 363576109   292,653 1,301 SH   SOLE   1,301 0 0
GENERAL ELECTRIC CO COM NEW 369604301   221,413 1,735 SH   SOLE   1,735 0 0
GENESCO INC COM 371532102   316,890 9,000 SH   SOLE   9,000 0 0
HCA HEALTHCARE INC COM 40412C101   1,482,135 5,476 SH   SOLE   5,476 0 0
HOME DEPOT INC COM 437076102   1,376,225 3,971 SH   SOLE   3,971 0 0
INTERFACE INC COM 458665304   329,121 26,079 SH   SOLE   26,079 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   306,064 8,695 SH   SOLE   8,695 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   745,736 1,821 SH   SOLE   1,821 0 0
IQVIA HLDGS INC COM 46266C105   238,553 1,031 SH   SOLE   1,031 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   27,910,032 264,726 SH   SOLE   264,726 0 0
ISHARES TR CORE S&P SCP ETF 464287804   41,246,075 381,026 SH   SOLE   381,026 0 0
ISHARES TR CORE INTL AGGR 46435G672   22,147,637 444,732 SH   SOLE   444,732 0 0
ISHARES TR MSCI ACWI EX US 464288240   408,097 7,996 SH   SOLE   7,996 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   2,052,632 25,020 SH   SOLE   25,020 0 0
ISHARES TR U.S. FINLS ETF 464287788   258,817 3,030 SH   SOLE   3,030 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,845,250 9,385 SH   SOLE   9,385 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   792,017 14,890 SH   SOLE   14,890 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   418,625 2,695 SH   SOLE   2,695 0 0
ISHARES TR US TREAS BD ETF 46429B267   735,416 31,919 SH   SOLE   31,919 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   5,295,136 70,508 SH   SOLE   70,508 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   99,168,398 1,527,312 SH   SOLE   1,527,312 0 0
ISHARES TR CORE S&P500 ETF 464287200   281,300,449 588,951 SH   SOLE   588,951 0 0
ISHARES TR RUS TOP 200 ETF 464289446   1,007,617 8,755 SH   SOLE   8,755 0 0
ISHARES TR CORE MSCI EAFE 46432F842   5,427,439 77,149 SH   SOLE   77,149 0 0
ISHARES TR RUS MID CAP ETF 464287499   4,951,898 63,706 SH   SOLE   63,706 0 0
ISHARES TR RUS MD CP GR ETF 464287481   631,221 6,043 SH   SOLE   6,043 0 0
ISHARES TR RUS TP200 GR ETF 464289438   1,043,254 5,954 SH   SOLE   5,954 0 0
ISHARES TR MBS ETF 464288588   548,281 5,828 SH   SOLE   5,828 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   516,741 4,444 SH   SOLE   4,444 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   34,170,149 718,464 SH   SOLE   718,464 0 0
ISHARES TR SELECT DIVID ETF 464287168   575,380 4,909 SH   SOLE   4,909 0 0
ISHARES TR NATIONAL MUN ETF 464288414   19,741,580 182,101 SH   SOLE   182,101 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   857,712 5,829 SH   SOLE   5,829 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   394,881 1,967 SH   SOLE   1,967 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   599,858 2,378 SH   SOLE   2,378 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,753,137 10,082 SH   SOLE   10,082 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,276,455 12,130 SH   SOLE   12,130 0 0
ISHARES TR MSCI ACWI ETF 464288257   6,211,615 61,036 SH   SOLE   61,036 0 0
ISHARES TR S&P MC 400GR ETF 464287606   590,734 7,457 SH   SOLE   7,457 0 0
ISHARES TR CORE US AGGBD ET 464287226   130,997,775 1,319,877 SH   SOLE   1,319,877 0 0
ISHARES TR CORE S&P MCP ETF 464287507   92,361,340 333,254 SH   SOLE   333,254 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,249,219 16,579 SH   SOLE   16,579 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   2,526,259 50,164 SH   SOLE   50,164 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,197,253 13,297 SH   SOLE   13,297 0 0
ISHARES TR USD INV GRDE ETF 464288620   502,527 9,803 SH   SOLE   9,803 0 0
ISHARES TR RUS 1000 ETF 464287622   835,861 3,187 SH   SOLE   3,187 0 0
ISHARES TR CORE TOTAL USD 46434V613   549,505 11,928 SH   SOLE   11,928 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   918,394 3,355 SH   SOLE   3,355 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   12,542,608 249,704 SH   SOLE   249,704 0 0
JACOBS SOLUTIONS INC COM 46982L108   324,500 2,500 SH   SOLE   2,500 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   304,151 8,317 SH   SOLE   8,317 0 0
JOHNSON & JOHNSON COM 478160104   1,207,318 7,703 SH   SOLE   7,703 0 0
JPMORGAN CHASE & CO COM 46625H100   558,025 3,281 SH   SOLE   3,281 0 0
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   6,864 11,738 SH   SOLE   11,738 0 0
LINDE PLC SHS G54950103   299,626 730 SH   SOLE   730 0 0
LOCKHEED MARTIN CORP COM 539830109   275,597 608 SH   SOLE   608 0 0
LOWES COS INC COM 548661107   220,057 989 SH   SOLE   989 0 0
MARSH & MCLENNAN COS INC COM 571748102   343,223 1,811 SH   SOLE   1,811 0 0
MASTERCARD INCORPORATED CL A 57636Q104   220,846 518 SH   SOLE   518 0 0
MCDONALDS CORP COM 580135101   961,365 3,242 SH   SOLE   3,242 0 0
MERCK & CO INC COM 58933Y105   376,062 3,449 SH   SOLE   3,449 0 0
META PLATFORMS INC CL A 30303M102   259,099 732 SH   SOLE   732 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   414,747 4,599 SH   SOLE   4,599 0 0
MICROSOFT CORP COM 594918104   4,891,695 13,008 SH   SOLE   13,008 0 0
NEXTERA ENERGY INC COM 65339F101   273,768 4,507 SH   SOLE   4,507 0 0
NVIDIA CORPORATION COM 67066G104   2,030,048 4,099 SH   SOLE   4,099 0 0
ORACLE CORP COM 68389X105   298,434 2,831 SH   SOLE   2,831 0 0
PALO ALTO NETWORKS INC COM 697435105   636,941 2,160 SH   SOLE   2,160 0 0
PAYCHEX INC COM 704326107   244,583 2,053 SH   SOLE   2,053 0 0
PEPSICO INC COM 713448108   1,151,105 6,778 SH   SOLE   6,778 0 0
PFIZER INC COM 717081103   282,750 9,821 SH   SOLE   9,821 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   1,805,878 20,705 SH   SOLE   20,705 0 0
PROCTER AND GAMBLE CO COM 742718109   674,898 4,606 SH   SOLE   4,606 0 0
QUALCOMM INC COM 747525103   200,457 1,386 SH   SOLE   1,386 0 0
RAYMOND JAMES FINL INC COM 754730109   5,157,282 46,254 SH   SOLE   46,254 0 0
RTX CORPORATION COM 75513E101   474,549 5,640 SH   SOLE   5,640 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   494,776 10,613 SH   SOLE   10,613 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   253,871 1,861 SH   SOLE   1,861 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   242,536 1,260 SH   SOLE   1,260 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   76,793 14,039 SH   SOLE   14,039 0 0
SOUTHERN CO COM 842587107   20,775,222 296,281 SH   SOLE   296,281 0 0
SPDR GOLD TR GOLD SHS 78463V107   254,749 1,333 SH   SOLE   1,333 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,300,843 4,841 SH   SOLE   4,841 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   14,857,138 304,949 SH   SOLE   304,949 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   8,179,538 319,015 SH   SOLE   319,015 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   7,810,334 185,167 SH   SOLE   185,167 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   347,298 5,338 SH   SOLE   5,338 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   33,236,360 594,568 SH   SOLE   594,568 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   343,161 7,359 SH   SOLE   7,359 0 0
SYSCO CORP COM 871829107   242,590 3,317 SH   SOLE   3,317 0 0
TASEKO MINES LTD COM 876511106   50,588 36,134 SH   SOLE   36,134 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   308,394 581 SH   SOLE   581 0 0
TRAVELERS COMPANIES INC COM 89417E109   348,911 1,832 SH   SOLE   1,832 0 0
UNITED PARCEL SERVICE INC CL B 911312106   276,422 1,758 SH   SOLE   1,758 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,500,736 2,851 SH   SOLE   2,851 0 0
US BANCORP DEL COM NEW 902973304   209,264 4,835 SH   SOLE   4,835 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   304,886 1,815 SH   SOLE   1,815 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,359,279 18,481 SH   SOLE   18,481 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,017,266 13,208 SH   SOLE   13,208 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   493,104 9,989 SH   SOLE   9,989 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,042,551 4,395 SH   SOLE   4,395 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   838,140 3,842 SH   SOLE   3,842 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   475,756 1,089 SH   SOLE   1,089 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   14,225,865 278,665 SH   SOLE   278,665 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   280,086 1,644 SH   SOLE   1,644 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   27,208,708 469,439 SH   SOLE   469,439 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   207,920 4,341 SH   SOLE   4,341 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   463,005 4,148 SH   SOLE   4,148 0 0
VISA INC COM CL A 92826C839   626,741 2,407 SH   SOLE   2,407 0 0
WALMART INC COM 931142103   690,436 4,380 SH   SOLE   4,380 0 0
WASTE MGMT INC DEL COM 94106L109   524,298 2,927 SH   SOLE   2,927 0 0
ZOETIS INC CL A 98978V103   242,386 1,228 SH   SOLE   1,228 0 0