The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   526,337 4,828 SH   SOLE   4,828 0 0
ABBVIE INC COM 00287Y109   569,982 4,231 SH   SOLE   4,231 0 0
AFLAC INC COM 001055102   777,695 11,142 SH   SOLE   11,142 0 0
ALPHABET INC CAP STK CL A 02079K305   389,863 3,257 SH   SOLE   3,257 0 0
ALPHABET INC CAP STK CL C 02079K107   655,174 5,416 SH   SOLE   5,416 0 0
AMAZON COM INC COM 023135106   1,269,706 9,740 SH   SOLE   9,740 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   6,194,971 43,397 SH   SOLE   43,397 0 0
AMERIS BANCORP COM 03076K108   723,239 21,141 SH   SOLE   21,141 0 0
AMGEN INC COM 031162100   400,609 1,804 SH   SOLE   1,804 0 0
APPLE INC COM 037833100   5,383,068 27,752 SH   SOLE   27,752 0 0
AT&T INC COM 00206R102   361,163 22,643 SH   SOLE   22,643 0 0
BANK AMERICA CORP COM 060505104   442,887 15,437 SH   SOLE   15,437 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,090,330 6,130 SH   SOLE   6,130 0 0
BLACKROCK INC COM 09247X101   252,941 366 SH   SOLE   366 0 0
BOX INC CL A 10316T104   247,938 8,439 SH   SOLE   8,439 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   414,273 6,478 SH   SOLE   6,478 0 0
BROADCOM INC COM 11135F101   778,944 898 SH   SOLE   898 0 0
CATERPILLAR INC COM 149123101   709,835 2,885 SH   SOLE   2,885 0 0
CHEVRON CORP NEW COM 166764100   222,128 1,412 SH   SOLE   1,412 0 0
CISCO SYS INC COM 17275R102   223,281 4,315 SH   SOLE   4,315 0 0
COCA COLA CO COM 191216100   1,066,276 17,706 SH   SOLE   17,706 0 0
COSTCO WHSL CORP NEW COM 22160K105   561,091 1,042 SH   SOLE   1,042 0 0
DEERE & CO COM 244199105   423,432 1,045 SH   SOLE   1,045 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   400,002 8,414 SH   SOLE   8,414 0 0
DISNEY WALT CO COM 254687106   220,039 2,465 SH   SOLE   2,465 0 0
EATON CORP PLC SHS G29183103   247,747 1,232 SH   SOLE   1,232 0 0
EMERSON ELEC CO COM 291011104   211,693 2,342 SH   SOLE   2,342 0 0
EXXON MOBIL CORP COM 30231G102   1,033,171 9,633 SH   SOLE   9,633 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   2,764,046 581,905 SH   SOLE   581,905 0 0
FS KKR CAP CORP COM 302635206   266,520 13,896 SH   SOLE   13,896 0 0
GALLAGHER ARTHUR J & CO COM 363576109   380,780 1,734 SH   SOLE   1,734 0 0
GENERAL ELECTRIC CO COM NEW 369604301   243,259 2,214 SH   SOLE   2,214 0 0
GENESCO INC COM 371532102   225,360 9,000 SH   SOLE   9,000 0 0
HCA HEALTHCARE INC COM 40412C101   1,756,421 5,788 SH   SOLE   5,788 0 0
HOME DEPOT INC COM 437076102   1,435,851 4,622 SH   SOLE   4,622 0 0
HONEYWELL INTL INC COM 438516106   237,462 1,144 SH   SOLE   1,144 0 0
INTERFACE INC COM 458665304   228,793 26,029 SH   SOLE   26,029 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   284,587 1,739 SH   SOLE   1,739 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   416,837 1,128 SH   SOLE   1,128 0 0
IQVIA HLDGS INC COM 46266C105   254,440 1,132 SH   SOLE   1,132 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,823,471 22,490 SH   SOLE   22,490 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   371,326 2,637 SH   SOLE   2,637 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   381,676 2,038 SH   SOLE   2,038 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   853,477 16,588 SH   SOLE   16,588 0 0
ISHARES TR RUS TP200 GR ETF 464289438   944,061 5,954 SH   SOLE   5,954 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   28,430,779 273,268 SH   SOLE   273,268 0 0
ISHARES TR CORE S&P SCP ETF 464287804   34,464,575 345,856 SH   SOLE   345,856 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   510,532 4,648 SH   SOLE   4,648 0 0
ISHARES TR RUS TOP 200 ETF 464289446   932,694 8,746 SH   SOLE   8,746 0 0
ISHARES TR MSCI ACWI EX US 464288240   388,054 7,884 SH   SOLE   7,884 0 0
ISHARES TR CORE INTL AGGR 46435G672   20,419,775 414,278 SH   SOLE   414,278 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,715,167 9,867 SH   SOLE   9,867 0 0
ISHARES TR MBS ETF 464288588   532,108 5,705 SH   SOLE   5,705 0 0
ISHARES TR US TREAS BD ETF 46429B267   720,494 31,463 SH   SOLE   31,463 0 0
ISHARES TR RUS MID CAP ETF 464287499   4,764,677 65,243 SH   SOLE   65,243 0 0
ISHARES TR CORE MSCI EAFE 46432F842   5,184,959 76,814 SH   SOLE   76,814 0 0
ISHARES TR CORE S&P500 ETF 464287200   249,015,486 558,694 SH   SOLE   558,694 0 0
ISHARES TR NATIONAL MUN ETF 464288414   20,392,619 191,067 SH   SOLE   191,067 0 0
ISHARES TR CORE US AGGBD ET 464287226   125,994,735 1,286,317 SH   SOLE   1,286,317 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   29,325,003 628,752 SH   SOLE   628,752 0 0
ISHARES TR SELECT DIVID ETF 464287168   571,201 5,041 SH   SOLE   5,041 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   787,677 5,840 SH   SOLE   5,840 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   92,365,711 1,475,019 SH   SOLE   1,475,019 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   304,748 1,256 SH   SOLE   1,256 0 0
ISHARES TR RUS MD CP GR ETF 464287481   568,899 5,887 SH   SOLE   5,887 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,937,167 12,018 SH   SOLE   12,018 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   6,738,096 95,603 SH   SOLE   95,603 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,158,499 11,841 SH   SOLE   11,841 0 0
ISHARES TR RUS 1000 ETF 464287622   772,953 3,171 SH   SOLE   3,171 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,133,252 13,516 SH   SOLE   13,516 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,206,519 16,642 SH   SOLE   16,642 0 0
ISHARES TR USD INV GRDE ETF 464288620   479,015 9,563 SH   SOLE   9,563 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,527,173 6,001 SH   SOLE   6,001 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   2,545,965 50,616 SH   SOLE   50,616 0 0
ISHARES TR MSCI ACWI ETF 464288257   5,870,115 61,185 SH   SOLE   61,185 0 0
ISHARES TR CORE S&P MCP ETF 464287507   81,682,169 312,384 SH   SOLE   312,384 0 0
ISHARES TR S&P MC 400GR ETF 464287606   562,619 7,502 SH   SOLE   7,502 0 0
ISHARES TR CORE TOTAL USD 46434V613   663,195 14,585 SH   SOLE   14,585 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,679,490 212,993 SH   SOLE   212,993 0 0
JACOBS SOLUTIONS INC COM 46982L108   297,225 2,500 SH   SOLE   2,500 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   278,271 8,317 SH   SOLE   8,317 0 0
JOHNSON & JOHNSON COM 478160104   1,228,758 7,424 SH   SOLE   7,424 0 0
JPMORGAN CHASE & CO COM 46625H100   527,910 3,630 SH   SOLE   3,630 0 0
KIMBERLY-CLARK CORP COM 494368103   211,169 1,530 SH   SOLE   1,530 0 0
LILLY ELI & CO COM 532457108   804,780 1,716 SH   SOLE   1,716 0 0
LINDE PLC SHS G54950103   365,892 960 SH   SOLE   960 0 0
LOCKHEED MARTIN CORP COM 539830109   298,914 649 SH   SOLE   649 0 0
LOWES COS INC COM 548661107   224,835 996 SH   SOLE   996 0 0
MARSH & MCLENNAN COS INC COM 571748102   372,465 1,980 SH   SOLE   1,980 0 0
MASTERCARD INCORPORATED CL A 57636Q104   511,538 1,301 SH   SOLE   1,301 0 0
MCDONALDS CORP COM 580135101   1,022,210 3,426 SH   SOLE   3,426 0 0
MERCK & CO INC COM 58933Y105   389,901 3,379 SH   SOLE   3,379 0 0
META PLATFORMS INC CL A 30303M102   263,878 920 SH   SOLE   920 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   460,250 5,137 SH   SOLE   5,137 0 0
MICROSOFT CORP COM 594918104   3,882,963 11,402 SH   SOLE   11,402 0 0
MONDELEZ INTL INC CL A 609207105   208,967 2,865 SH   SOLE   2,865 0 0
NETFLIX INC COM 64110L106   278,390 632 SH   SOLE   632 0 0
NVIDIA CORPORATION COM 67066G104   1,767,843 4,179 SH   SOLE   4,179 0 0
ORACLE CORP COM 68389X105   335,340 2,816 SH   SOLE   2,816 0 0
PAYCHEX INC COM 704326107   282,288 2,523 SH   SOLE   2,523 0 0
PEPSICO INC COM 713448108   1,655,669 8,939 SH   SOLE   8,939 0 0
PFIZER INC COM 717081103   463,991 12,650 SH   SOLE   12,650 0 0
PHILIP MORRIS INTL INC COM 718172109   262,016 2,684 SH   SOLE   2,684 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   1,168,435 20,625 SH   SOLE   20,625 0 0
PROCTER AND GAMBLE CO COM 742718109   753,643 4,967 SH   SOLE   4,967 0 0
QUALCOMM INC COM 747525103   201,094 1,689 SH   SOLE   1,689 0 0
RAYMOND JAMES FINL INC COM 754730109   4,799,714 46,253 SH   SOLE   46,253 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   686,541 7,008 SH   SOLE   7,008 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   480,446 10,408 SH   SOLE   10,408 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   251,066 1,444 SH   SOLE   1,444 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   246,850 1,860 SH   SOLE   1,860 0 0
SIRIUS XM HOLDINGS INC COM 82968B103   62,124 13,714 SH   SOLE   13,714 0 0
SOUTHERN CO COM 842587107   18,630,670 265,205 SH   SOLE   264,187 0 1,017
SPDR GOLD TR GOLD SHS 78463V107   278,918 1,565 SH   SOLE   1,565 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   655,856 15,969 SH   SOLE   15,969 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,161,993 4,877 SH   SOLE   4,877 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   5,126,064 202,052 SH   SOLE   202,052 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   12,840,464 279,810 SH   SOLE   279,810 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   31,651,385 607,396 SH   SOLE   607,396 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   6,657,568 171,410 SH   SOLE   171,410 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   248,586 4,075 SH   SOLE   4,075 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   325,609 7,537 SH   SOLE   7,537 0 0
SYSCO CORP COM 871829107   220,448 2,971 SH   SOLE   2,971 0 0
TARGET CORP COM 87612E106   273,566 2,074 SH   SOLE   2,074 0 0
TASEKO MINES LTD COM 876511106   37,400 26,154 SH   SOLE   26,154 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   346,445 664 SH   SOLE   664 0 0
UNION PAC CORP COM 907818108   255,081 1,247 SH   SOLE   1,247 0 0
UNITED PARCEL SERVICE INC CL B 911312106   366,222 2,043 SH   SOLE   2,043 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,388,889 2,890 SH   SOLE   2,890 0 0
US BANCORP DEL COM NEW 902973304   215,267 6,515 SH   SOLE   6,515 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   278,585 1,789 SH   SOLE   1,789 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,029,861 14,168 SH   SOLE   14,168 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   207,260 2,743 SH   SOLE   2,743 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   313,237 6,408 SH   SOLE   6,408 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   965,454 4,383 SH   SOLE   4,383 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   778,858 3,842 SH   SOLE   3,842 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   359,821 883 SH   SOLE   883 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,956,147 198,251 SH   SOLE   198,251 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   264,212 1,627 SH   SOLE   1,627 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   25,114,949 447,841 SH   SOLE   447,841 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   528,645 4,984 SH   SOLE   4,984 0 0
VISA INC COM CL A 92826C839   664,053 2,796 SH   SOLE   2,796 0 0
WALMART INC COM 931142103   797,268 5,072 SH   SOLE   5,072 0 0
WASTE MGMT INC DEL COM 94106L109   578,946 3,338 SH   SOLE   3,338 0 0
XOS INC COMMON STOCK 98423B108   35,059 161,119 SH   SOLE   161,119 0 0
YUM BRANDS INC COM 988498101   313,448 2,262 SH   SOLE   2,262 0 0
ZOETIS INC CL A 98978V103   237,659 1,380 SH   SOLE   1,380 0 0