The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMC ENTMT HLDGS INC CL A COM 00165C104 2 200 SH Call SOLE   200 0 0
DBX ETF TR XTRCKR MSCI US 233051150 10,202 279,727 SH   SOLE   279,727 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,136 148,400 SH   SOLE   148,400 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,546 163,849 SH   SOLE   163,849 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 17,814 180,563 SH Call SOLE   180,563 0 0
ISHARES TR CORE S&P TTL STK 464287150 49,910 544,874 SH Call SOLE   544,874 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,799 86,085 SH Call SOLE   86,085 0 0
ISHARES TR RUS MID CAP ETF 464287499 10,094 136,528 SH Call SOLE   136,528 0 0
ISHARES TR CORE S&P SCP ETF 464287804 186,978 1,722,825 SH Call SOLE   1,722,825 0 0
ISHARES TR JPMORGAN USD EMG 464288281 100,322 921,397 SH Call SOLE   921,397 0 0
ISHARES TR IBOXX HI YD ETF 464288513 92,626 1,062,466 SH Call SOLE   1,062,466 0 0
ISHARES TR INTRM GOV CR ETF 464288612 153 1,332 SH Call SOLE   1,332 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 156,646 2,644,706 SH Call SOLE   2,644,706 0 0
ISHARES TR MSCI USA ESG SLC 464288802 8,861 100,903 SH Call SOLE   100,903 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 7,202 98,672 SH Call SOLE   98,672 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 20,413 295,035 SH Call SOLE   295,035 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 25,691 210,959 SH Call SOLE   210,959 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 171,597 2,441,616 SH Call SOLE   2,441,616 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 5,150 118,909 SH Call SOLE   118,909 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 8,716 114,832 SH   SOLE   114,832 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 491,500 7,838,920 SH Call SOLE   7,838,920 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,474 112,751 SH Call SOLE   112,751 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,167 30,652 SH Call SOLE   30,652 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23,733 258,358 SH Call SOLE   258,358 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,708,931 13,106,258 SH Call SOLE   13,106,258 0 0