The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 675 3,493 SH   SOLE   0 0 3,493
ISHARES TR CORE S&P SCP ETF 464287804 398 5,109 SH   SOLE   0 0 5,109
ISHARES TR CORE S&P500 ETF 464287200 1,358 4,550 SH   SOLE   0 0 4,550
ISHARES TR RUSSELL 3000 ETF 464287689 1,516 8,723 SH   SOLE   0 0 8,723
AMAZON COM INC COM 023135106 274 158 SH   SOLE   0 0 158
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 342 1,645 SH   SOLE   0 0 1,645
BOEING CO COM 097023105 533 1,400 SH   SOLE   0 0 1,400
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 515 12,061 SH   SOLE   0 0 12,061
DISNEY WALT CO COM DISNEY 254687106 452 3,465 SH   SOLE   0 0 3,465
HONEYWELL INTL INC COM 438516106 424 2,504 SH   SOLE   0 0 2,504
PFIZER INC COM 717081103 978 27,206 SH   SOLE   0 0 27,206
CHEVRON CORP NEW COM 166764100 238 2,011 SH   SOLE   0 0 2,011
UNITED PARCEL SERVICE INC CL B 911312106 2,182 18,210 SH   SOLE   0 0 18,210
INTERNATIONAL BUSINESS MACHS COM 459200101 212 1,455 SH   SOLE   0 0 1,455
LOCKHEED MARTIN CORP COM 539830109 215 551 SH   SOLE   0 0 551
VERIZON COMMUNICATIONS INC COM 92343V104 608 10,068 SH   SOLE   0 0 10,068
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 3,857 64,728 SH   SOLE   0 0 64,728
BANK AMER CORP COM 060505104 233 7,987 SH   SOLE   0 0 7,987
HOME DEPOT INC COM 437076102 363 1,565 SH   SOLE   0 0 1,565
JPMORGAN CHASE & CO COM 46625H100 713 6,061 SH   SOLE   0 0 6,061
CONSTELLATION BRANDS INC CL A 21036P108 387 1,867 SH   SOLE   0 0 1,867
APPLE INC COM 037833100 1,900 8,484 SH   SOLE   0 0 8,484
NEKTAR THERAPEUTICS COM 640268108 182 10,000 SH   SOLE   0 0 10,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,637 135,424 SH   SOLE   0 0 135,424
EOG RES INC COM 26875P101 275 3,708 SH   SOLE   0 0 3,708
CUMMINS INC COM 231021106 377 2,320 SH   SOLE   0 0 2,320
CACI INTL INC CL A 127190304 361 1,561 SH   SOLE   0 0 1,561
ALPHABET INC CAP STK CL A 02079K305 458 375 SH   SOLE   0 0 375
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 264 2,827 SH   SOLE   0 0 2,827
ISHARES TR CORE S&P TTL STK 464287150 365 5,448 SH   SOLE   0 0 5,448
VMWARE INC CL A COM 928563402 211 1,408 SH   SOLE   0 0 1,408
VISA INC COM CL A 92826C839 371 2,158 SH   SOLE   0 0 2,158
ISHARES TR GL CLEAN ENE ETF 464288224 155 14,211 SH   SOLE   0 0 14,211
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 258 8,494 SH   SOLE   0 0 8,494
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 9,811 69,113 SH   SOLE   0 0 69,113
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,541 330,839 SH   SOLE   0 0 330,839
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 873 10,390 SH   SOLE   0 0 10,390
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,386 130,193 SH   SOLE   0 0 130,193
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,030 120,585 SH   SOLE   0 0 120,585
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,283 143,966 SH   SOLE   0 0 143,966
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,198 144,997 SH   SOLE   0 0 144,997
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 25,307 437,084 SH   SOLE   0 0 437,084
MARATHON PETE CORP COM 56585A102 338 5,557 SH   SOLE   0 0 5,557
ISHARES TR MSCI MIN VOL ETF 46429B697 2,391 37,298 SH   SOLE   0 0 37,298
ISHARES INC CORE MSCI EMKT 46434G103 226 4,606 SH   SOLE   0 0 4,606
ISHARES TR CORE MSCI EAFE 46432F842 808 13,237 SH   SOLE   0 0 13,237
ABBVIE INC COM 00287Y109 457 6,040 SH   SOLE   0 0 6,040
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 213 2,124 SH   SOLE   0 0 2,124