The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 279 1,595 SH   SOLE   0 0 1,595
ABBOTT LABS COM 002824100 258 2,355 SH   SOLE   0 0 2,355
ABBVIE INC COM 00287Y109 574 5,354 SH   SOLE   0 0 5,354
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 929 3,555 SH   SOLE   0 0 3,555
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,297 2,593 SH   SOLE   0 0 2,593
AFLAC INC COM 001055102 248 5,588 SH   SOLE   0 0 5,588
AKAMAI TECHNOLOGIES INC COM 00971T101 862 8,215 SH   SOLE   0 0 8,215
ALPHABET INC CAP STK CL C 02079K107 5,173 2,953 SH   SOLE   0 0 2,953
ALPHABET INC CAP STK CL A 02079K305 2,035 1,161 SH   SOLE   0 0 1,161
AMAZON COM INC COM 023135106 9,816 3,014 SH   SOLE   0 0 3,014
AMERICAN EXPRESS CO COM 025816109 212 1,753 SH   SOLE   0 0 1,753
AMERICAN TOWER CORP NEW COM 03027X100 258 1,149 SH   SOLE   0 0 1,149
AMGEN INC COM 031162100 1,749 7,606 SH   SOLE   0 0 7,606
APPLE INC COM 037833100 20,451 154,130 SH   SOLE   0 0 154,130
AT&T INC COM 00206R102 550 19,109 SH   SOLE   0 0 19,109
AUTODESK INC COM 052769106 293 959 SH   SOLE   0 0 959
AZEK CO INC CL A 05478C105 998 25,944 SH   SOLE   0 0 25,944
BECTON DICKINSON & CO COM 075887109 1,352 5,402 SH   SOLE   0 0 5,402
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,649 7,110 SH   SOLE   0 0 7,110
BIOGEN INC COM 09062X103 210 858 SH   SOLE   0 0 858
BK OF AMERICA CORP COM 060505104 4,394 144,968 SH   SOLE   0 0 144,968
BLACKROCK INC COM 09247X101 1,481 2,052 SH   SOLE   0 0 2,052
BOEING CO COM 097023105 563 2,631 SH   SOLE   0 0 2,631
BRISTOL-MYERS SQUIBB CO COM 110122108 717 11,560 SH   SOLE   0 0 11,560
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 593 12,000 SH   SOLE   0 0 12,000
CANADIAN PAC RY LTD COM 13645T100 1,393 4,018 SH   SOLE   0 0 4,018
CARRIER GLOBAL CORPORATION COM 14448C104 308 8,161 SH   SOLE   0 0 8,161
CATERPILLAR INC COM 149123101 306 1,683 SH   SOLE   0 0 1,683
CHEVRON CORP NEW COM 166764100 210 2,488 SH   SOLE   0 0 2,488
CISCO SYS INC COM 17275R102 491 10,981 SH   SOLE   0 0 10,981
CLOUDFLARE INC CL A COM 18915M107 798 10,500 SH   SOLE   0 0 10,500
COCA COLA CO COM 191216100 1,014 18,490 SH   SOLE   0 0 18,490
COMCAST CORP NEW CL A 20030N101 645 12,301 SH   SOLE   0 0 12,301
CORNING INC COM 219350105 279 7,756 SH   SOLE   0 0 7,756
CORTEVA INC COM 22052L104 373 9,640 SH   SOLE   0 0 9,640
COSTCO WHSL CORP NEW COM 22160K105 2,589 6,871 SH   SOLE   0 0 6,871
CROWDSTRIKE HLDGS INC CL A 22788C105 463 2,188 SH   SOLE   0 0 2,188
CVS HEALTH CORP COM 126650100 1,509 22,090 SH   SOLE   0 0 22,090
DANAHER CORPORATION COM 235851102 918 4,133 SH   SOLE   0 0 4,133
DEERE & CO COM 244199105 3,228 11,997 SH   SOLE   0 0 11,997
DELUXE CORP COM 248019101 1,227 42,010 SH   SOLE   0 0 42,010
DISNEY WALT CO COM 254687106 7,349 40,562 SH   SOLE   0 0 40,562
DOCUSIGN INC COM 256163106 688 3,096 SH   SOLE   0 0 3,096
DUPONT DE NEMOURS INC COM 26614N102 288 4,050 SH   SOLE   0 0 4,050
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 264 42,735 SH   SOLE   0 0 42,735
ENTERPRISE PRODS PARTNERS L COM 293792107 1,826 93,192 SH   SOLE   0 0 93,192
EOG RES INC COM 26875P101 537 10,769 SH   SOLE   0 0 10,769
EVERQUOTE INC COM CL A 30041R108 560 14,983 SH   SOLE   0 0 14,983
EXXON MOBIL CORP COM 30231G102 2,038 49,449 SH   SOLE   0 0 49,449
FACEBOOK INC CL A 30303M102 1,377 5,040 SH   SOLE   0 0 5,040
FAIR ISAAC CORP COM 303250104 534 1,045 SH   SOLE   0 0 1,045
FASTLY INC CL A 31188V100 826 9,450 SH   SOLE   0 0 9,450
FIFTH THIRD BANCORP COM 316773100 1,957 70,969 SH   SOLE   0 0 70,969
FIRST FINL BANCORP OH COM 320209109 351 20,000 SH   SOLE   0 0 20,000
FMC CORP COM NEW 302491303 577 5,022 SH   SOLE   0 0 5,022
FREEPORT-MCMORAN INC CL B 35671D857 268 10,289 SH   SOLE   0 0 10,289
GILEAD SCIENCES INC COM 375558103 913 15,670 SH   SOLE   0 0 15,670
GOLDMAN SACHS GROUP INC COM 38141G104 2,893 10,971 SH   SOLE   0 0 10,971
HOME DEPOT INC COM 437076102 412 1,550 SH   SOLE   0 0 1,550
HONEYWELL INTL INC COM 438516106 758 3,566 SH   SOLE   0 0 3,566
HUNTINGTON BANCSHARES INC COM 446150104 422 33,382 SH   SOLE   0 0 33,382
ILLINOIS TOOL WKS INC COM 452308109 3,136 15,381 SH   SOLE   0 0 15,381
INTEL CORP COM 458140100 2,123 42,615 SH   SOLE   0 0 42,615
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,130 147,572 SH   SOLE   0 0 147,572
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,207 147,448 SH   SOLE   0 0 147,448
INVESCO QQQ TR UNIT SER 1 46090E103 247 788 SH   SOLE   0 0 788
ISHARES GOLD TRUST ISHARES 464285105 3,407 187,945 SH   SOLE   0 0 187,945
ISHARES INC MSCI EMERG MRKT 464286533 939 15,380 SH   SOLE   0 0 15,380
ISHARES TR CORE S&P TTL STK 464287150 1,984 23,007 SH   SOLE   0 0 23,007
ISHARES TR CORE S&P500 ETF 464287200 8,053 21,452 SH   SOLE   0 0 21,452
ISHARES TR CORE US AGGBD ET 464287226 837 7,084 SH   SOLE   0 0 7,084
ISHARES TR S&P 500 GRWT ETF 464287309 793 12,428 SH   SOLE   0 0 12,428
ISHARES TR S&P 500 VAL ETF 464287408 537 4,197 SH   SOLE   0 0 4,197
ISHARES TR MSCI EAFE ETF 464287465 745 10,210 SH   SOLE   0 0 10,210
ISHARES TR RUS MID CAP ETF 464287499 5,705 83,228 SH   SOLE   0 0 83,228
ISHARES TR CORE S&P MCP ETF 464287507 6,059 26,361 SH   SOLE   0 0 26,361
ISHARES TR NASDAQ BIOTECH 464287556 3,683 24,314 SH   SOLE   0 0 24,314
ISHARES TR RUS 1000 VAL ETF 464287598 458 3,347 SH   SOLE   0 0 3,347
ISHARES TR RUS 1000 GRW ETF 464287614 7,287 30,218 SH   SOLE   0 0 30,218
ISHARES TR RUS 1000 ETF 464287622 318 1,501 SH   SOLE   0 0 1,501
ISHARES TR RUS 2000 GRW ETF 464287648 9,186 32,042 SH   SOLE   0 0 32,042
ISHARES TR RUSSELL 2000 ETF 464287655 1,327 6,770 SH   SOLE   0 0 6,770
ISHARES TR S&P MC 400VL ETF 464287705 5,341 61,888 SH   SOLE   0 0 61,888
ISHARES TR US INDUSTRIALS 464287754 832 8,570 SH   SOLE   0 0 8,570
ISHARES TR CORE S&P SCP ETF 464287804 1,960 21,330 SH   SOLE   0 0 21,330
ISHARES TR MSCI CHINA ETF 46429B671 373 4,611 SH   SOLE   0 0 4,611
ISHARES TR MSCI EAFE MIN VL 46429B689 1,103 15,025 SH   SOLE   0 0 15,025
ISHARES TR MSCI USA MIN VOL 46429B697 2,403 35,407 SH   SOLE   0 0 35,407
ISHARES TR MSCI USA QLT FCT 46432F339 2,561 22,038 SH   SOLE   0 0 22,038
ISHARES TR MSCI USA VALUE 46432F388 201 2,318 SH   SOLE   0 0 2,318
ISHARES TR CORE MSCI EAFE 46432F842 1,116 16,160 SH   SOLE   0 0 16,160
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 2,322 85,145 SH   SOLE   0 0 85,145
ISHARES TR CORE INTL AGGR 46435G672 325 5,789 SH   SOLE   0 0 5,789
ISHARES TR IBONDS DEC2022 46435G755 1,749 66,344 SH   SOLE   0 0 66,344
ISHARES TR IBONDS DEC2021 46435G789 1,744 67,666 SH   SOLE   0 0 67,666
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 5,497 108,908 SH   SOLE   0 0 108,908
JOHNSON & JOHNSON COM 478160104 2,981 18,940 SH   SOLE   0 0 18,940
JPMORGAN CHASE & CO COM 46625H100 10,147 79,857 SH   SOLE   0 0 79,857
KINDER MORGAN INC DEL COM 49456B101 159 11,647 SH   SOLE   0 0 11,647
KROGER CO COM 501044101 350 11,030 SH   SOLE   0 0 11,030
LINDE PLC SHS G5494J103 841 3,191 SH   SOLE   0 0 3,191
LOCKHEED MARTIN CORP COM 539830109 1,453 4,092 SH   SOLE   0 0 4,092
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 302 3,297 SH   SOLE   0 0 3,297
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,058 24,921 SH   SOLE   0 0 24,921
MARATHON PETE CORP COM 56585A102 1,887 45,634 SH   SOLE   0 0 45,634
MASTERCARD INCORPORATED CL A 57636Q104 2,406 6,739 SH   SOLE   0 0 6,739
MERCK & CO. INC COM 58933Y105 391 4,782 SH   SOLE   0 0 4,782
MICROSOFT CORP COM 594918104 16,903 75,998 SH   SOLE   0 0 75,998
MID-AMER APT CMNTYS INC COM 59522J103 859 6,782 SH   SOLE   0 0 6,782
MIMECAST LTD ORD SHS G14838109 344 6,050 SH   SOLE   0 0 6,050
MONDELEZ INTL INC CL A 609207105 1,724 29,493 SH   SOLE   0 0 29,493
MOODYS CORP COM 615369105 644 2,219 SH   SOLE   0 0 2,219
NETFLIX INC COM 64110L106 445 823 SH   SOLE   0 0 823
NEXTERA ENERGY INC COM 65339F101 2,988 38,724 SH   SOLE   0 0 38,724
NIKE INC CL B 654106103 234 1,654 SH   SOLE   0 0 1,654
NVIDIA CORPORATION COM 67066G104 3,916 7,498 SH   SOLE   0 0 7,498
ONE GAS INC COM 68235P108 261 3,400 SH   SOLE   0 0 3,400
ORACLE CORP COM 68389X105 1,336 20,646 SH   SOLE   0 0 20,646
PACKAGING CORP AMER COM 695156109 1,370 9,933 SH   SOLE   0 0 9,933
PARK NATL CORP COM 700658107 417 3,971 SH   SOLE   0 0 3,971
PARKER-HANNIFIN CORP COM 701094104 352 1,293 SH   SOLE   0 0 1,293
PAYPAL HLDGS INC COM 70450Y103 8,336 35,595 SH   SOLE   0 0 35,595
PEOPLES UNITED FINANCIAL INC COM 712704105 1,011 78,183 SH   SOLE   0 0 78,183
PEPSICO INC COM 713448108 1,128 7,603 SH   SOLE   0 0 7,603
PFIZER INC COM 717081103 548 14,879 SH   SOLE   0 0 14,879
PHILLIPS 66 COM 718546104 805 11,503 SH   SOLE   0 0 11,503
PIONEER NAT RES CO COM 723787107 268 2,353 SH   SOLE   0 0 2,353
PREMIER FINANCIAL CORP COM 74052F108 351 15,274 SH   SOLE   0 0 15,274
PROCTER AND GAMBLE CO COM 742718109 2,850 20,483 SH   SOLE   0 0 20,483
PROGRESSIVE CORP COM 743315103 2,321 23,474 SH   SOLE   0 0 23,474
QUALCOMM INC COM 747525103 2,771 18,190 SH   SOLE   0 0 18,190
RAMBUS INC DEL COM 750917106 371 21,256 SH   SOLE   0 0 21,256
RAYTHEON TECHNOLOGIES CORP COM 75513E101 761 10,642 SH   SOLE   0 0 10,642
RPM INTL INC COM 749685103 1,226 13,500 SH   SOLE   0 0 13,500
SALESFORCE COM INC COM 79466L302 1,942 8,729 SH   SOLE   0 0 8,729
SCHOLASTIC CORP COM 807066105 336 13,441 SH   SOLE   0 0 13,441
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 458 6,715 SH   SOLE   0 0 6,715
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 258 8,415 SH   SOLE   0 0 8,415
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 242 3,349 SH   SOLE   0 0 3,349
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 737 6,500 SH   SOLE   0 0 6,500
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 678 10,047 SH   SOLE   0 0 10,047
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,586 87,710 SH   SOLE   0 0 87,710
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,249 35,862 SH   SOLE   0 0 35,862
SERVICENOW INC COM 81762P102 787 1,429 SH   SOLE   0 0 1,429
SHOPIFY INC CL A 82509L107 1,149 1,015 SH   SOLE   0 0 1,015
SPDR S&P 500 ETF TR TR UNIT 78462F103 31,734 84,877 SH   SOLE   0 0 84,877
SPDR SER TR S&P BIOTECH 78464A870 325 2,305 SH   SOLE   0 0 2,305
STARBUCKS CORP COM 855244109 445 4,160 SH   SOLE   0 0 4,160
TESLA INC COM 88160R101 814 1,153 SH   SOLE   0 0 1,153
TEXAS INSTRS INC COM 882508104 247 1,507 SH   SOLE   0 0 1,507
THERMO FISHER SCIENTIFIC INC COM 883556102 3,220 6,913 SH   SOLE   0 0 6,913
TJX COS INC NEW COM 872540109 238 3,488 SH   SOLE   0 0 3,488
TRACTOR SUPPLY CO COM 892356106 741 5,268 SH   SOLE   0 0 5,268
TRANE TECHNOLOGIES PLC SHS G8994E103 316 2,180 SH   SOLE   0 0 2,180
TRUIST FINL CORP COM 89832Q109 296 6,181 SH   SOLE   0 0 6,181
UNION PAC CORP COM 907818108 531 2,550 SH   SOLE   0 0 2,550
UNITEDHEALTH GROUP INC COM 91324P102 900 2,566 SH   SOLE   0 0 2,566
V F CORP COM 918204108 1,156 13,534 SH   SOLE   0 0 13,534
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 347 9,632 SH   SOLE   0 0 9,632
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 1,785 28,785 SH   SOLE   0 0 28,785
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 755 2,196 SH   SOLE   0 0 2,196
VANGUARD INDEX FDS MID CAP ETF 922908629 1,438 6,955 SH   SOLE   0 0 6,955
VANGUARD INDEX FDS GROWTH ETF 922908736 979 3,866 SH   SOLE   0 0 3,866
VANGUARD INDEX FDS VALUE ETF 922908744 525 4,413 SH   SOLE   0 0 4,413
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,485 7,627 SH   SOLE   0 0 7,627
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 223 3,825 SH   SOLE   0 0 3,825
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 399 7,970 SH   SOLE   0 0 7,970
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 540 10,574 SH   SOLE   0 0 10,574
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 396 1,900 SH   SOLE   0 0 1,900
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,385 368,238 SH   SOLE   0 0 368,238
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 207 2,258 SH   SOLE   0 0 2,258
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,589 18,299 SH   SOLE   0 0 18,299
VAPOTHERM INC COM 922107107 310 11,550 SH   SOLE   0 0 11,550
VEEVA SYS INC CL A COM 922475108 912 3,349 SH   SOLE   0 0 3,349
VERIZON COMMUNICATIONS INC COM 92343V104 557 9,485 SH   SOLE   0 0 9,485
VERTEX PHARMACEUTICALS INC COM 92532F100 1,338 5,662 SH   SOLE   0 0 5,662
VISA INC COM CL A 92826C839 5,943 27,170 SH   SOLE   0 0 27,170
WALMART INC COM 931142103 731 5,068 SH   SOLE   0 0 5,068
WAYFAIR INC CL A 94419L101 956 4,234 SH   SOLE   0 0 4,234
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,448 9,400 SH   SOLE   0 0 9,400