The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 28,177 91,376 SH   SOLE   0 0 91,376
MICROSOFT CORP COM 594918104 15,043 73,920 SH   SOLE   0 0 73,920
APPLE INC COM 037833100 13,833 37,919 SH   SOLE   0 0 37,919
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 13,766 354,876 SH   SOLE   0 0 354,876
JPMORGAN CHASE & CO COM 46625H100 7,488 79,605 SH   SOLE   0 0 79,605
AMAZON COM INC COM 023135106 6,958 2,522 SH   SOLE   0 0 2,522
ISHARES TR RUS 2000 GRW ETF 464287648 6,679 32,284 SH   SOLE   0 0 32,284
PAYPAL HLDGS INC COM 70450Y103 6,189 35,522 SH   SOLE   0 0 35,522
ISHARES TR CORE S&P500 ETF 464287200 5,996 19,363 SH   SOLE   0 0 19,363
ISHARES TR RUS 1000 GRW ETF 464287614 5,738 29,892 SH   SOLE   0 0 29,892
ISHARES TR CORE S&P MCP ETF 464287507 4,534 25,498 SH   SOLE   0 0 25,498
ISHARES TR RUS MID CAP ETF 464287499 4,461 83,228 SH   SOLE   0 0 83,228
VISA INC COM CL A 92826C839 4,316 22,343 SH   SOLE   0 0 22,343
DISNEY WALT CO COM DISNEY 254687106 4,269 38,280 SH   SOLE   0 0 38,280
ALPHABET INC CAP STK CL C 02079K107 4,148 2,934 SH   SOLE   0 0 2,934
ISHARES TR S&P MC 400VL ETF 464287705 4,114 30,944 SH   SOLE   0 0 30,944
INTEL CORP COM 458140100 4,100 68,530 SH   SOLE   0 0 68,530
BK OF AMERICA CORP COM 060505104 3,388 142,645 SH   SOLE   0 0 142,645
ISHARES TR NASDAQ BIOTECH 464287556 3,323 24,314 SH   SOLE   0 0 24,314
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,192 146,304 SH   SOLE   0 0 146,304
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,176 148,626 SH   SOLE   0 0 148,626
ISHARES TR MSCI MIN VOL ETF 46429B697 3,056 50,402 SH   SOLE   0 0 50,402
ENTERPRISE PRODS PARTNERS L COM 293792107 2,874 158,154 SH   SOLE   0 0 158,154
ILLINOIS TOOL WKS INC COM 452308109 2,686 15,364 SH   SOLE   0 0 15,364
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,637 123,915 SH   SOLE   0 0 123,915
THERMO FISHER SCIENTIFIC INC COM 883556102 2,493 6,880 SH   SOLE   0 0 6,880
ISHARES TR USA QUALITY FCTR 46432F339 2,425 25,279 SH   SOLE   0 0 25,279
NEXTERA ENERGY INC COM 65339F101 2,316 9,644 SH   SOLE   0 0 9,644
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 2,289 83,586 SH   SOLE   0 0 83,586
ISHARES TR CORE S&P TTL STK 464287150 2,185 31,467 SH   SOLE   0 0 31,467
GOLDMAN SACHS GROUP INC COM 38141G104 2,162 10,940 SH   SOLE   0 0 10,940
COSTCO WHSL CORP NEW COM 22160K105 2,073 6,838 SH   SOLE   0 0 6,838
MASTERCARD INCORPORATED CL A 57636Q104 1,974 6,675 SH   SOLE   0 0 6,675
PROCTER AND GAMBLE CO COM 742718109 1,970 16,474 SH   SOLE   0 0 16,474
DEERE & CO COM 244199105 1,882 11,979 SH   SOLE   0 0 11,979
PROGRESSIVE CORP OHIO COM 743315103 1,877 23,434 SH   SOLE   0 0 23,434
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,837 32,562 SH   SOLE   0 0 32,562
JOHNSON & JOHNSON COM 478160104 1,795 12,764 SH   SOLE   0 0 12,764
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,793 24,489 SH   SOLE   0 0 24,489
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,770 76,485 SH   SOLE   0 0 76,485
ISHARES TR IBONDS DEC2021 46435G789 1,757 67,719 SH   SOLE   0 0 67,719
EXXON MOBIL CORP COM 30231G102 1,754 39,230 SH   SOLE   0 0 39,230
ISHARES TR IBONDS DEC2022 46435G755 1,754 66,395 SH   SOLE   0 0 66,395
AMGEN INC COM 031162100 1,734 7,352 SH   SOLE   0 0 7,352
ISHARES GOLD TRUST ISHARES 464285105 1,726 101,575 SH   SOLE   0 0 101,575
MARATHON PETE CORP COM 56585A102 1,702 45,528 SH   SOLE   0 0 45,528
QUALCOMM INC COM 747525103 1,651 18,104 SH   SOLE   0 0 18,104
VERTEX PHARMACEUTICALS INC COM 92532F100 1,648 5,677 SH   SOLE   0 0 5,677
SALESFORCE COM INC COM 79466L302 1,627 8,683 SH   SOLE   0 0 8,683
ALPHABET INC CAP STK CL A 02079K305 1,614 1,138 SH   SOLE   0 0 1,138
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,579 36,565 SH   SOLE   0 0 36,565
MONDELEZ INTL INC CL A 609207105 1,502 29,378 SH   SOLE   0 0 29,378
LOCKHEED MARTIN CORP COM 539830109 1,497 4,103 SH   SOLE   0 0 4,103
CVS HEALTH CORP COM 126650100 1,385 21,310 SH   SOLE   0 0 21,310
ISHARES TR CORE S&P SCP ETF 464287804 1,384 20,261 SH   SOLE   0 0 20,261
FIFTH THIRD BANCORP COM 316773100 1,370 71,036 SH   SOLE   0 0 71,036
BECTON DICKINSON & CO COM 075887109 1,288 5,381 SH   SOLE   0 0 5,381
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,248 6,990 SH   SOLE   0 0 6,990
NVIDIA CORPORATION COM 67066G104 1,205 3,173 SH   SOLE   0 0 3,173
ISHARES TR IBONDS SEP2020 46434V571 1,202 47,145 SH   SOLE   0 0 47,145
GILEAD SCIENCES INC COM 375558103 1,199 15,584 SH   SOLE   0 0 15,584
VANGUARD INDEX FDS MID CAP ETF 922908629 1,184 7,225 SH   SOLE   0 0 7,225
ISHARES TR MIN VOL EAFE ETF 46429B689 1,135 17,174 SH   SOLE   0 0 17,174
ORACLE CORP COM 68389X105 1,133 20,495 SH   SOLE   0 0 20,495
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,120 9,383 SH   SOLE   0 0 9,383
WAYFAIR INC CL A 94419L101 1,110 5,617 SH   SOLE   0 0 5,617
BLACKROCK INC COM 09247X101 1,110 2,041 SH   SOLE   0 0 2,041
ADOBE INC COM 00724F101 1,109 2,547 SH   SOLE   0 0 2,547
FACEBOOK INC CL A 30303M102 1,100 4,846 SH   SOLE   0 0 4,846
DELUXE CORP COM 248019101 1,100 46,735 SH   SOLE   0 0 46,735
ISHARES TR RUSSELL 2000 ETF 464287655 1,064 7,433 SH   SOLE   0 0 7,433
ISHARES TR MSCI EAFE ETF 464287465 1,055 17,332 SH   SOLE   0 0 17,332
CANADIAN PAC RY LTD COM 13645T100 1,026 4,018 SH   SOLE   0 0 4,018
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,015 6,963 SH   SOLE   0 0 6,963
EVERQUOTE INC COM CL A 30041R108 1,015 17,450 SH   SOLE   0 0 17,450
RPM INTL INC COM 749685103 1,013 13,500 SH   SOLE   0 0 13,500
PACKAGING CORP AMER COM 695156109 991 9,933 SH   SOLE   0 0 9,933
PEPSICO INC COM 713448108 990 7,483 SH   SOLE   0 0 7,483
ISHARES INC MIN VOL EMRG MKT 464286533 942 18,115 SH   SOLE   0 0 18,115
AKAMAI TECHNOLOGIES INC COM 00971T101 841 7,849 SH   SOLE   0 0 7,849
PHILLIPS 66 COM 718546104 826 11,491 SH   SOLE   0 0 11,491
V F CORP COM 918204108 823 13,501 SH   SOLE   0 0 13,501
FASTLY INC CL A 31188V100 804 9,450 SH   SOLE   0 0 9,450
VEEVA SYS INC CL A COM 922475108 785 3,349 SH   SOLE   0 0 3,349
VANGUARD INDEX FDS GROWTH ETF 922908736 777 3,847 SH   SOLE   0 0 3,847
MID-AMER APT CMNTYS INC COM 59522J103 776 6,765 SH   SOLE   0 0 6,765
COCA COLA CO COM 191216100 764 17,096 SH   SOLE   0 0 17,096
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 745 3,470 SH   SOLE   0 0 3,470
ISHARES TR S&P 500 GRWT ETF 464287309 735 3,540 SH   SOLE   0 0 3,540
UNITEDHEALTH GROUP INC COM 91324P102 734 2,488 SH   SOLE   0 0 2,488
DANAHER CORPORATION COM 235851102 724 4,092 SH   SOLE   0 0 4,092
BRISTOL-MYERS SQUIBB CO COM 110122108 717 12,199 SH   SOLE   0 0 12,199
ISHARES TR CORE MSCI EAFE 46432F842 682 11,928 SH   SOLE   0 0 11,928
LINDE PLC SHS G5494J103 669 3,153 SH   SOLE   0 0 3,153
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 650 6,500 SH   SOLE   0 0 6,500
ISHARES TR US INDUSTRIALS 464287754 646 4,285 SH   SOLE   0 0 4,285
SHOPIFY INC CL A 82509L107 645 680 SH   SOLE   0 0 680
RAYTHEON TECHNOLOGIES CORP COM 75513E101 630 10,219 SH   SOLE   0 0 10,219
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 622 2,196 SH   SOLE   0 0 2,196
MOODYS CORP COM 615369105 608 2,212 SH   SOLE   0 0 2,212
ISHARES TR CORE US AGGBD ET 464287226 598 5,058 SH   SOLE   0 0 5,058
WALMART INC COM 931142103 593 4,947 SH   SOLE   0 0 4,947
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 589 10,047 SH   SOLE   0 0 10,047
AT&T INC COM 00206R102 587 19,424 SH   SOLE   0 0 19,424
SERVICENOW INC COM 81762P102 572 1,413 SH   SOLE   0 0 1,413
EOG RES INC COM 26875P101 537 10,603 SH   SOLE   0 0 10,603
HONEYWELL INTL INC COM 438516106 508 3,513 SH   SOLE   0 0 3,513
F M C CORP COM NEW 302491303 499 5,009 SH   SOLE   0 0 5,009
RAMBUS INC DEL COM 750917106 498 32,770 SH   SOLE   0 0 32,770
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 493 12,000 SH   SOLE   0 0 12,000
BOEING CO COM 097023105 474 2,586 SH   SOLE   0 0 2,586
CISCO SYS INC COM 17275R102 472 10,113 SH   SOLE   0 0 10,113
COMCAST CORP NEW CL A 20030N101 465 11,927 SH   SOLE   0 0 11,927
ABBVIE INC COM 00287Y109 449 4,575 SH   SOLE   0 0 4,575
ISHARES TR S&P 500 VAL ETF 464287408 448 4,137 SH   SOLE   0 0 4,137
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 441 12,023 SH   SOLE   0 0 12,023
VANGUARD INDEX FDS VALUE ETF 922908744 439 4,413 SH   SOLE   0 0 4,413
PFIZER INC COM 717081103 438 13,387 SH   SOLE   0 0 13,387
UNION PAC CORP COM 907818108 423 2,499 SH   SOLE   0 0 2,499
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 407 7,743 SH   SOLE   0 0 7,743
SCHOLASTIC CORP COM 807066105 400 13,362 SH   SOLE   0 0 13,362
NETFLIX INC COM 64110L106 380 834 SH   SOLE   0 0 834
CLOUDFLARE INC CL A COM 18915M107 377 10,500 SH   SOLE   0 0 10,500
HOME DEPOT INC COM 437076102 373 1,490 SH   SOLE   0 0 1,490
KROGER CO COM 501044101 373 11,007 SH   SOLE   0 0 11,007
ISHARES TR RUS 1000 VAL ETF 464287598 353 3,136 SH   SOLE   0 0 3,136
MERCK & CO. INC COM 58933Y105 351 4,539 SH   SOLE   0 0 4,539
TESLA INC COM 88160R101 340 315 SH   SOLE   0 0 315
INTERNATIONAL BUSINESS MACHS COM 459200101 330 2,730 SH   SOLE   0 0 2,730
VAPOTHERM INC COM 922107107 326 7,950 SH   SOLE   0 0 7,950
STARBUCKS CORP COM 855244109 310 4,207 SH   SOLE   0 0 4,207
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 304 42,735 SH   SOLE   0 0 42,735
HUNTINGTON BANCSHARES INC COM 446150104 302 33,425 SH   SOLE   0 0 33,425
ISHARES TR MSCI CHINA ETF 46429B671 302 4,611 SH   SOLE   0 0 4,611
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 286 1,900 SH   SOLE   0 0 1,900
AMERICAN TOWER CORP NEW COM 03027X100 283 1,096 SH   SOLE   0 0 1,096
VERIZON COMMUNICATIONS INC COM 92343V104 283 5,140 SH   SOLE   0 0 5,140
PARK NATL CORP COM 700658107 279 3,971 SH   SOLE   0 0 3,971
FIRST FINL BANCORP OH COM 320209109 278 20,000 SH   SOLE   0 0 20,000
PREMIER FINANCIAL CORP COM 74052F108 270 15,274 SH   SOLE   0 0 15,274
ONE GAS INC COM 68235P108 262 3,400 SH   SOLE   0 0 3,400
ISHARES TR EDGE MSCI USA VL 46432F388 261 3,614 SH   SOLE   0 0 3,614
CORTEVA INC COM 22052L104 256 9,547 SH   SOLE   0 0 9,547
FAIR ISAAC CORP COM 303250104 251 600 SH   SOLE   0 0 600
DOW INC COM 260557103 243 5,950 SH   SOLE   0 0 5,950
UNITED THERAPEUTICS CORP DEL COM 91307C102 242 2,000 SH   SOLE   0 0 2,000
3M CO COM 88579Y101 240 1,539 SH   SOLE   0 0 1,539
ISHARES TR RUS 2000 VAL ETF 464287630 236 2,421 SH   SOLE   0 0 2,421
PARKER HANNIFIN CORP COM 701094104 235 1,284 SH   SOLE   0 0 1,284
ISHARES TR MSCI INDIA ETF 46429B598 235 8,104 SH   SOLE   0 0 8,104
AUTODESK INC COM 052769106 233 975 SH   SOLE   0 0 975
ISHARES TR CORE INTL AGGR 46435G672 232 4,174 SH   SOLE   0 0 4,174
BIOGEN INC COM 09062X103 232 867 SH   SOLE   0 0 867
PIONEER NAT RES CO COM 723787107 231 2,363 SH   SOLE   0 0 2,363
OTIS WORLDWIDE CORP COM 68902V107 229 4,024 SH   SOLE   0 0 4,024
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 214 3,262 SH   SOLE   0 0 3,262
DUPONT DE NEMOURS INC COM 26614N102 212 3,985 SH   SOLE   0 0 3,985
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 211 5,320 SH   SOLE   0 0 5,320
CATERPILLAR INC DEL COM 149123101 208 1,645 SH   SOLE   0 0 1,645
CHEVRON CORP NEW COM 166764100 205 2,301 SH   SOLE   0 0 2,301
ABBOTT LABS COM 002824100 204 2,226 SH   SOLE   0 0 2,226
AFLAC INC COM 001055102 203 5,644 SH   SOLE   0 0 5,644
CORNING INC COM 219350105 201 7,742 SH   SOLE   0 0 7,742
KINDER MORGAN INC DEL COM 49456B101 164 10,793 SH   SOLE   0 0 10,793
FREEPORT-MCMORAN INC CL B 35671D857 118 10,223 SH   SOLE   0 0 10,223