The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,114 6,274 SH   DFND   0 6,274 0
ABBOTT LABS COM 002824100 1,534 10,900 SH   DFND   0 10,900 0
ABBVIE INC COM 00287Y109 1,449 10,700 SH   DFND   0 10,700 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,009 1,780 SH   DFND   0 1,780 0
ADVANCED MICRO DEVICES INC COM 007903107 1,058 7,350 SH   DFND   0 7,350 0
AIR PRODS & CHEMS INC COM 009158106 2,093 6,880 SH   DFND   0 6,880 0
ALPHABET INC CAP STK CL C 02079K107 2,729 943 SH   DFND   0 943 0
AMAZON COM INC COM 023135106 3,151 945 SH   DFND   0 945 0
AMERICAN WTR WKS CO INC NEW COM 030420103 2,260 11,966 SH   DFND   0 11,966 0
AMERICAN WTR WKS CO INC NEW COM 030420103 142 750 SH   OTR   0 0 750
AMGEN INC COM 031162100 1,523 6,769 SH   DFND   0 6,769 0
ANALOG DEVICES INC COM 032654105 2,997 17,050 SH   DFND   0 17,050 0
ANSYS INC COM 03662Q105 824 2,055 SH   DFND   0 2,055 0
APPLE INC COM 037833100 8,678 48,872 SH   DFND   0 48,872 0
APPLIED MATLS INC COM 038222105 5,187 32,961 SH   DFND   0 32,961 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,984 12,100 SH   DFND   0 12,100 0
BAXTER INTL INC COM 071813109 846 9,850 SH   DFND   0 9,850 0
BECTON DICKINSON & CO COM 075887109 1,072 4,263 SH   DFND   0 4,263 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,413 4,725 SH   DFND   0 4,725 0
BIO-TECHNE CORP COM 09073M104 2,320 4,485 SH   DFND   0 4,485 0
BOEING CO COM 097023105 1,602 7,955 SH   DFND   0 7,955 0
CADENCE DESIGN SYSTEM INC COM 127387108 1,034 5,550 SH   DFND   0 5,550 0
CARRIER GLOBAL CORPORATION COM 14448C104 758 13,968 SH   DFND   0 13,968 0
CHEVRON CORP NEW COM 166764100 989 8,425 SH   DFND   0 8,425 0
CIGNA CORP NEW COM 125523100 525 2,285 SH   DFND   0 2,285 0
CINCINNATI FINL CORP COM 172062101 1,846 16,200 SH   DFND   0 16,200 0
CISCO SYS INC COM 17275R102 2,534 39,990 SH   DFND   0 39,990 0
CLOROX CO DEL COM 189054109 806 4,620 SH   DFND   0 4,620 0
CME GROUP INC COM 12572Q105 2,368 10,365 SH   DFND   0 10,365 0
COCA COLA CO COM 191216100 1,131 19,100 SH   DFND   0 19,100 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,684 18,985 SH   DFND   0 18,985 0
CORNING INC COM 219350105 730 19,617 SH   DFND   0 19,617 0
COSTCO WHSL CORP NEW COM 22160K105 3,020 5,320 SH   DFND   0 5,320 0
CUMMINS INC COM 231021106 1,186 5,435 SH   DFND   0 5,435 0
DELL TECHNOLOGIES INC CL C 24703L202 259 4,617 SH   DFND   0 4,617 0
EDWARDS LIFESCIENCES CORP COM 28176E108 2,375 18,330 SH   DFND   0 18,330 0
FIFTH THIRD BANCORP COM 316773100 4 100 SH   OTR   0 0 100
FIFTH THIRD BANCORP COM 316773100 605 13,900 SH   DFND   0 13,900 0
GENERAL MLS INC COM 370334104 5 75 SH   OTR   0 0 75
GENERAL MLS INC COM 370334104 519 7,700 SH   DFND   0 7,700 0
GENUINE PARTS CO COM 372460105 1,521 10,850 SH   DFND   0 10,850 0
HOME DEPOT INC COM 437076102 2,527 6,089 SH   DFND   0 6,089 0
HONEYWELL INTL INC COM 438516106 2,276 10,915 SH   DFND   0 10,915 0
ILLINOIS TOOL WKS INC COM 452308109 2,403 9,735 SH   DFND   0 9,735 0
INTEL CORP COM 458140100 1,604 31,136 SH   DFND   0 31,136 0
JOHNSON & JOHNSON COM 478160104 6,351 37,125 SH   DFND   0 37,125 0
JPMORGAN CHASE & CO COM 46625H100 1,457 9,204 SH   DFND   0 9,204 0
KEYCORP COM 493267108 259 11,214 SH   DFND   0 11,214 0
KIMBERLY-CLARK CORP COM 494368103 1,391 9,735 SH   DFND   0 9,735 0
KIMBERLY-CLARK CORP COM 494368103 24 165 SH   OTR   0 0 165
L3HARRIS TECHNOLOGIES INC COM 502431109 2,325 10,905 SH   DFND   0 10,905 0
LINDE PLC SHS G5494J103 62 180 SH   OTR   0 0 180
LINDE PLC SHS G5494J103 2,301 6,643 SH   DFND   0 6,643 0
LOCKHEED MARTIN CORP COM 539830109 2,211 6,220 SH   DFND   0 6,220 0
MCDONALDS CORP COM 580135101 536 2,000 SH   DFND   0 2,000 0
MERCK & CO INC COM 58933Y105 1,668 21,766 SH   DFND   0 21,766 0
MICRON TECHNOLOGY INC COM 595112103 808 8,675 SH   DFND   0 8,675 0
MICROSOFT CORP COM 594918104 9,102 27,063 SH   DFND   0 27,063 0
MUELLER INDS INC COM 624756102 237 4,000 SH   DFND   0 4,000 0
NORFOLK SOUTHN CORP COM 655844108 3,841 12,901 SH   DFND   0 12,901 0
NVIDIA CORPORATION COM 67066G104 5,682 19,320 SH   DFND   0 19,320 0
OTIS WORLDWIDE CORP COM 68902V107 608 6,980 SH   DFND   0 6,980 0
PALO ALTO NETWORKS INC COM 697435105 1,698 3,050 SH   DFND   0 3,050 0
PARKER-HANNIFIN CORP COM 701094104 2,788 8,765 SH   DFND   0 8,765 0
PEPSICO INC COM 713448108 1,834 10,555 SH   DFND   0 10,555 0
PERKINELMER INC COM 714046109 2,492 12,392 SH   DFND   0 12,392 0
PFIZER INC COM 717081103 366 6,193 SH   DFND   0 6,193 0
PROCTER AND GAMBLE CO COM 742718109 2,575 15,743 SH   DFND   0 15,743 0
QUALCOMM INC COM 747525103 3,895 21,300 SH   DFND   0 21,300 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,894 45,244 SH   DFND   0 45,244 0
RESMED INC COM 761152107 3,843 14,752 SH   DFND   0 14,752 0
ROPER TECHNOLOGIES INC COM 776696106 1,276 2,595 SH   DFND   0 2,595 0
SALESFORCE COM INC COM 79466L302 679 2,670 SH   DFND   0 2,670 0
SOUTHERN CO COM 842587107 295 4,302 SH   DFND   0 4,302 0
SYSCO CORP COM 871829107 1,422 18,100 SH   DFND   0 18,100 0
TESLA INC COM 88160R101 1,540 1,457 SH   DFND   0 1,457 0
TEXAS INSTRS INC COM 882508104 3,161 16,770 SH   DFND   0 16,770 0
THERMO FISHER SCIENTIFIC INC COM 883556102 6,764 10,138 SH   DFND   0 10,138 0
UNION PAC CORP COM 907818108 2,419 9,600 SH   DFND   0 9,600 0
UNITED PARCEL SERVICE INC CL B 911312106 2,018 9,416 SH   DFND   0 9,416 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 251 575 SH   DFND   0 375 200
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,770 10,412 SH   DFND   0 10,412 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 115 251 SH   OTR   0 0 251
VMWARE INC CL A COM 928563402 234 2,021 SH   DFND   0 2,021 0
WABTEC COM 929740108 1,087 11,800 SH   DFND   0 11,800 0
WEC ENERGY GROUP INC COM 92939U106 340 3,500 SH   DFND   0 3,500 0
XYLEM INC COM 98419M100 12 100 SH   OTR   0 0 100
XYLEM INC COM 98419M100 1,015 8,467 SH   DFND   0 8,467 0