The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,291 6,499 SH   DFND   0 6,499 0
ABBOTT LABS COM 002824100 1,316 11,350 SH   DFND   0 11,350 0
ABBVIE INC COM 00287Y109 1,245 11,050 SH   DFND   0 11,050 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,534 2,620 SH   DFND   0 2,620 0
AIR PRODS & CHEMS INC COM 009158106 1,986 6,905 SH   DFND   0 6,905 0
ALPHABET INC CAP STK CL C 02079K107 2,434 971 SH   DFND   0 971 0
AMAZON COM INC COM 023135106 3,289 956 SH   DFND   0 956 0
AMERICAN WTR WKS CO INC NEW COM 030420103 69 450 SH   OTR   0 0 450
AMERICAN WTR WKS CO INC NEW COM 030420103 1,860 12,066 SH   DFND   0 12,066 0
AMGEN INC COM 031162100 15 60 SH   OTR   0 0 60
AMGEN INC COM 031162100 1,668 6,844 SH   DFND   0 6,844 0
ANALOG DEVICES INC COM 032654105 2,961 17,200 SH   DFND   0 17,200 0
ANSYS INC COM 03662Q105 731 2,105 SH   DFND   0 2,105 0
APPLE INC COM 037833100 6,791 49,582 SH   DFND   0 49,582 0
APPLIED MATLS INC COM 038222105 4,786 33,611 SH   DFND   0 33,611 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,433 12,250 SH   DFND   0 12,250 0
BAXTER INTL INC COM 071813109 793 9,850 SH   DFND   0 9,850 0
BECTON DICKINSON & CO COM 075887109 1,064 4,376 SH   DFND   0 4,376 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,320 4,750 SH   DFND   0 4,750 0
BIO-TECHNE CORP COM 09073M104 2,049 4,550 SH   DFND   0 4,550 0
BOEING CO COM 097023105 1,921 8,020 SH   DFND   0 8,020 0
CADENCE DESIGN SYSTEM INC COM 127387108 766 5,600 SH   DFND   0 5,600 0
CARRIER GLOBAL CORPORATION COM 14448C104 689 14,176 SH   DFND   0 14,176 0
CIGNA CORP NEW COM 125523100 542 2,285 SH   DFND   0 2,285 0
CINCINNATI FINL CORP COM 172062101 1,918 16,450 SH   DFND   0 16,450 0
CISCO SYS INC COM 17275R102 2,119 39,990 SH   DFND   0 39,990 0
CLOROX CO DEL COM 189054109 831 4,620 SH   DFND   0 4,620 0
CME GROUP INC COM 12572Q105 2,226 10,465 SH   DFND   0 10,465 0
COCA COLA CO COM 191216100 1,034 19,100 SH   DFND   0 19,100 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,336 19,285 SH   DFND   0 19,285 0
CORNING INC COM 219350105 815 19,917 SH   DFND   0 19,917 0
COSTCO WHSL CORP NEW COM 22160K105 2,125 5,370 SH   DFND   0 5,370 0
CUMMINS INC COM 231021106 1,337 5,485 SH   DFND   0 5,485 0
DELL TECHNOLOGIES INC CL C 24703L202 460 4,617 SH   DFND   0 4,617 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,909 18,435 SH   DFND   0 18,435 0
FIFTH THIRD BANCORP COM 316773100 4 100 SH   OTR   0 0 100
FIFTH THIRD BANCORP COM 316773100 531 13,900 SH   DFND   0 13,900 0
GENERAL MLS INC COM 370334104 5 75 SH   OTR   0 0 75
GENERAL MLS INC COM 370334104 469 7,700 SH   DFND   0 7,700 0
GENUINE PARTS CO COM 372460105 1,397 11,050 SH   DFND   0 11,050 0
HOME DEPOT INC COM 437076102 1,966 6,164 SH   DFND   0 6,164 0
HONEYWELL INTL INC COM 438516106 2,405 10,965 SH   DFND   0 10,965 0
ILLINOIS TOOL WKS INC COM 452308109 2,221 9,935 SH   DFND   0 9,935 0
INTEL CORP COM 458140100 1,770 31,536 SH   DFND   0 31,536 0
JOHNSON & JOHNSON COM 478160104 6,154 37,358 SH   DFND   0 37,358 0
JPMORGAN CHASE & CO COM 46625H100 1,447 9,304 SH   DFND   0 9,304 0
KEYCORP COM 493267108 232 11,214 SH   DFND   0 11,214 0
KIMBERLY-CLARK CORP COM 494368103 22 165 SH   OTR   0 0 165
KIMBERLY-CLARK CORP COM 494368103 1,316 9,835 SH   DFND   0 9,835 0
L3HARRIS TECHNOLOGIES INC COM 502431109 2,384 11,030 SH   DFND   0 11,030 0
LINDE PLC SHS G5494J103 1,949 6,743 SH   DFND   0 6,743 0
LINDE PLC SHS G5494J103 52 180 SH   OTR   0 0 180
LOCKHEED MARTIN CORP COM 539830109 2,382 6,295 SH   DFND   0 6,295 0
MCDONALDS CORP COM 580135101 462 2,000 SH   DFND   0 2,000 0
MERCK & CO INC COM 58933Y105 1,708 21,966 SH   DFND   0 21,966 0
MICRON TECHNOLOGY INC COM 595112103 754 8,875 SH   DFND   0 8,875 0
MICROSOFT CORP COM 594918104 7,460 27,538 SH   DFND   0 27,538 0
NORFOLK SOUTHN CORP COM 655844108 3,477 13,101 SH   DFND   0 13,101 0
NVIDIA CORPORATION COM 67066G104 3,908 4,885 SH   DFND   0 4,885 0
OTIS WORLDWIDE CORP COM 68902V107 575 7,034 SH   DFND   0 7,034 0
PALO ALTO NETWORKS INC COM 697435105 1,145 3,085 SH   DFND   0 3,085 0
PARKER-HANNIFIN CORP COM 701094104 2,753 8,965 SH   DFND   0 8,965 0
PAYPAL HLDGS INC COM 70450Y103 758 2,600 SH   DFND   0 2,600 0
PEPSICO INC COM 713448108 1,594 10,755 SH   DFND   0 10,755 0
PERKINELMER INC COM 714046109 1,937 12,542 SH   DFND   0 12,542 0
PFIZER INC COM 717081103 243 6,193 SH   DFND   0 6,193 0
PROCTER AND GAMBLE CO COM 742718109 2,165 16,043 SH   DFND   0 16,043 0
QUALCOMM INC COM 747525103 3,116 21,800 SH   DFND   0 21,800 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,940 46,185 SH   DFND   0 46,185 0
RESMED INC COM 761152107 3,686 14,952 SH   DFND   0 14,952 0
ROPER TECHNOLOGIES INC COM 776696106 1,232 2,620 SH   DFND   0 2,620 0
SALESFORCE COM INC COM 79466L302 1,478 6,050 SH   DFND   0 6,050 0
SOUTHERN CO COM 842587107 285 4,702 SH   DFND   0 4,702 0
SYSCO CORP COM 871829107 1,419 18,250 SH   DFND   0 18,250 0
TESLA INC COM 88160R101 997 1,467 SH   DFND   0 1,467 0
TEXAS INSTRS INC COM 882508104 3,283 17,070 SH   DFND   0 17,070 0
THERMO FISHER SCIENTIFIC INC COM 883556102 5,155 10,218 SH   DFND   0 10,218 0
UNION PAC CORP COM 907818108 2,133 9,700 SH   DFND   0 9,700 0
UNITED PARCEL SERVICE INC CL B 911312106 2,000 9,616 SH   DFND   0 9,616 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 227 575 SH   DFND   0 375 200
VANGUARD WORLD FDS INF TECH ETF 92204A702 100 251 SH   OTR   0 0 251
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,219 10,581 SH   DFND   0 10,581 0
VISA INC COM CL A 92826C839 1,832 7,833 SH   DFND   0 7,833 0
WABTEC COM 929740108 979 11,900 SH   DFND   0 11,900 0
WEC ENERGY GROUP INC COM 92939U106 311 3,500 SH   DFND   0 3,500 0
XYLEM INC COM 98419M100 1,028 8,567 SH   DFND   0 8,567 0
XYLEM INC COM 98419M100 12 100 SH   OTR   0 0 100