The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 310 1,556 SH   SOLE   0 0 1,556
ABBOTT LABS COM 002824100 220 1,900 SH   SOLE   0 0 1,900
ALPHABET INC CAP STK CL A 02079K305 584 238 SH   SOLE   0 0 238
ALPHABET INC CAP STK CL C 02079K107 214 85 SH   SOLE   0 0 85
AMAZON COM INC COM 023135106 1,482 431 SH   SOLE   0 0 431
APPLE INC COM 037833100 4,776 34,871 SH   SOLE   0 0 34,871
AT&T INC COM 00206R102 320 11,194 SH   SOLE   0 0 11,194
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 362 1,305 SH   SOLE   0 0 1,305
BRISTOL-MYERS SQUIBB CO COM 110122108 238 3,554 SH   SOLE   0 0 3,554
CATERPILLAR INC COM 149123101 256 1,171 SH   SOLE   0 0 1,171
CHEVRON CORP NEW COM 166764100 319 3,018 SH   SOLE   0 0 3,018
CISCO SYS INC COM 17275R102 256 4,874 SH   SOLE   0 0 4,874
COCA COLA CO COM 191216100 339 6,260 SH   SOLE   0 0 6,260
COSTCO WHSL CORP NEW COM 22160K105 563 1,422 SH   SOLE   0 0 1,422
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 311 11,511 SH   SOLE   0 0 11,511
DUKE ENERGY CORP NEW COM NEW 26441C204 253 2,541 SH   SOLE   0 0 2,541
ETF SER SOLUTIONS US GLB JETS 26922A842 459 18,998 SH   SOLE   0 0 18,998
EXXON MOBIL CORP COM 30231G102 303 4,792 SH   SOLE   0 0 4,792
FACEBOOK INC CL A 30303M102 413 1,186 SH   SOLE   0 0 1,186
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,350 35,898 SH   SOLE   0 0 35,898
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 1,045 21,202 SH   SOLE   0 0 21,202
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 396 7,435 SH   SOLE   0 0 7,435
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 370 18,011 SH   SOLE   0 0 18,011
FS KKR CAP CORP COM 302635206 1,240 57,779 SH   SOLE   0 0 57,779
GREENBOX POS COM NEW 39366L208 221 18,563 SH   SOLE   0 0 18,563
HOME DEPOT INC COM 437076102 731 2,298 SH   SOLE   0 0 2,298
INTEL CORP COM 458140100 255 4,531 SH   SOLE   0 0 4,531
INTUIT COM 461202103 784 1,600 SH   SOLE   0 0 1,600
INVESCO CALIF VALUE MUN INCO COM 46132H106 211 15,180 SH   SOLE   0 0 15,180
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 230 8,213 SH   SOLE   0 0 8,213
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656 1,134 27,493 SH   SOLE   0 0 27,493
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 373 7,667 SH   SOLE   0 0 7,667
INVESCO QQQ TR UNIT SER 1 46090E103 1,373 3,874 SH   SOLE   0 0 3,874
ISHARES INC CORE MSCI EMKT 46434G103 4,040 60,490 SH   SOLE   0 0 60,490
ISHARES TR CALIF MUN BD ETF 464288356 8,633 137,782 SH   SOLE   0 0 137,782
ISHARES TR CORE HIGH DV ETF 46429B663 227 2,365 SH   SOLE   0 0 2,365
ISHARES TR CORE MSCI EAFE 46432F842 7,078 94,461 SH   SOLE   0 0 94,461
ISHARES TR CORE MSCI TOTAL 46432F834 1,526 20,864 SH   SOLE   0 0 20,864
ISHARES TR CORE S&P MCP ETF 464287507 3,996 14,875 SH   SOLE   0 0 14,875
ISHARES TR CORE S&P TTL STK 464287150 4,652 47,158 SH   SOLE   0 0 47,158
ISHARES TR CORE S&P500 ETF 464287200 126,474 294,130 SH   SOLE   0 0 294,130
ISHARES TR CORE TOTAL USD 46434V613 2,094 39,033 SH   SOLE   0 0 39,033
ISHARES TR CORE US AGGBD ET 464287226 424 3,673 SH   SOLE   0 0 3,673
ISHARES TR EAFE VALUE ETF 464288877 14,648 283,111 SH   SOLE   0 0 283,111
ISHARES TR GBL GREEN ETF 46435U440 385 7,040 SH   SOLE   0 0 7,040
ISHARES TR GLOBAL REIT ETF 46434V647 417 15,048 SH   SOLE   0 0 15,048
ISHARES TR IBOXX HI YD ETF 464288513 405 4,605 SH   SOLE   0 0 4,605
ISHARES TR MSCI ACWI EX US 464288240 27,030 470,598 SH   SOLE   0 0 470,598
ISHARES TR MSCI INTL QUALTY 46434V456 13,061 339,180 SH   SOLE   0 0 339,180
ISHARES TR MSCI USA ESG SLC 464288802 450 4,713 SH   SOLE   0 0 4,713
ISHARES TR MSCI USA MIN VOL 46429B697 13,310 181,063 SH   SOLE   0 0 181,063
ISHARES TR MSCI USA MMENTM 46432F396 13,401 77,021 SH   SOLE   0 0 77,021
ISHARES TR MSCI USA QLT FCT 46432F339 33,049 248,749 SH   SOLE   0 0 248,749
ISHARES TR MSCI USA VALUE 46432F388 226 2,158 SH   SOLE   0 0 2,158
ISHARES TR NATIONAL MUN ETF 464288414 314 2,677 SH   SOLE   0 0 2,677
ISHARES TR RUS 1000 GRW ETF 464287614 1,098 4,041 SH   SOLE   0 0 4,041
ISHARES TR RUSEL 2500 ETF 46435G268 12,791 192,817 SH   SOLE   0 0 192,817
ISHARES TR RUSSELL 3000 ETF 464287689 16,111 62,979 SH   SOLE   0 0 62,979
ISHARES TR S&P 500 GRWT ETF 464287309 982 13,517 SH   SOLE   0 0 13,517
ISHARES TR S&P 500 VAL ETF 464287408 330 2,270 SH   SOLE   0 0 2,270
JOHNSON & JOHNSON COM 478160104 550 3,334 SH   SOLE   0 0 3,334
LOCKHEED MARTIN CORP COM 539830109 300 783 SH   SOLE   0 0 783
MCCORMICK & CO INC COM NON VTG 579780206 284 3,221 SH   SOLE   0 0 3,221
MCDONALDS CORP COM 580135101 624 2,710 SH   SOLE   0 0 2,710
MICROSOFT CORP COM 594918104 1,377 5,087 SH   SOLE   0 0 5,087
MONDELEZ INTL INC CL A 609207105 227 3,631 SH   SOLE   0 0 3,631
MONEYGRAM INTL INC COM NEW 60935Y208 152 15,000 SH   SOLE   0 0 15,000
NUVEEN AMT FREE MUN CR INC F COM 67071L106 185 10,363 SH   SOLE   0 0 10,363
NVIDIA CORPORATION COM 67066G104 302 378 SH   SOLE   0 0 378
PEPSICO INC COM 713448108 332 2,247 SH   SOLE   0 0 2,247
PHILIP MORRIS INTL INC COM 718172109 200 2,017 SH   SOLE   0 0 2,017
PIMCO CALIF MUN INCOME FD II COM 72201C109 117 10,222 SH   SOLE   0 0 10,222
PROCTER AND GAMBLE CO COM 742718109 418 3,087 SH   SOLE   0 0 3,087
QUALCOMM INC COM 747525103 1,144 8,014 SH   SOLE   0 0 8,014
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 518 4,966 SH   SOLE   0 0 4,966
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 451 5,953 SH   SOLE   0 0 5,953
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 349 3,358 SH   SOLE   0 0 3,358
SELECT SECTOR SPDR TR ENERGY 81369Y506 265 4,921 SH   SOLE   0 0 4,921
SEMPRA ENERGY COM 816851109 943 7,108 SH   SOLE   0 0 7,108
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 641 1,859 SH   SOLE   0 0 1,859
SPDR GOLD TR GOLD SHS 78463V107 206 1,245 SH   SOLE   0 0 1,245
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 300 7,634 SH   SOLE   0 0 7,634
SPDR S&P 500 ETF TR TR UNIT 78462F103 748 1,751 SH   SOLE   0 0 1,751
SPDR SER TR PORTFOLIO AGRGTE 78464A649 35,721 1,189,566 SH   SOLE   0 0 1,189,566
SPDR SER TR S&P BK ETF 78464A797 259 5,040 SH   SOLE   0 0 5,040
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 297 31,997 SH   SOLE   0 0 31,997
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 937 20,243 SH   SOLE   0 0 20,243
TESLA INC COM 88160R101 218 322 SH   SOLE   0 0 322
TEXAS INSTRS INC COM 882508104 205 1,071 SH   SOLE   0 0 1,071
VANECK VECTORS ETF TR GREEN BD ETF 92189F171 350 12,754 SH   SOLE   0 0 12,754
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 292 3,549 SH   SOLE   0 0 3,549
VANGUARD INDEX FDS GROWTH ETF 922908736 547 1,905 SH   SOLE   0 0 1,905
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 454 8,788 SH   SOLE   0 0 8,788
VERIZON COMMUNICATIONS INC COM 92343V104 328 5,856 SH   SOLE   0 0 5,856