The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,460 12,767 SH   SOLE   0 0 12,767
ABBOTT LABS COM 002824100 669 5,584 SH   SOLE   0 0 5,584
ABBVIE INC COM 00287Y109 1,442 13,329 SH   SOLE   0 0 13,329
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 5,073 54,742 SH   SOLE   0 0 54,742
ALLSTATE CORP COM 020002101 203 1,767 SH   SOLE   0 0 1,767
ALPHABET INC CAP STK CL A 02079K305 2,857 1,385 SH   SOLE   0 0 1,385
ALPHABET INC CAP STK CL C 02079K107 2,038 985 SH   SOLE   0 0 985
ALTRIA GROUP INC COM 02209S103 381 7,446 SH   SOLE   0 0 7,446
AMAZON COM INC COM 023135106 2,840 918 SH   SOLE   0 0 918
AMERICA FIRST MULTIFAMILY IN BEN UNIT CTF 02364V107 62 11,300 SH   SOLE   0 0 11,300
AMGEN INC COM 031162100 627 2,518 SH   SOLE   0 0 2,518
APPLE INC COM 037833100 9,384 76,823 SH   SOLE   0 0 76,823
AT&T INC COM 00206R102 3,036 100,297 SH   SOLE   0 0 100,297
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,731 6,774 SH   SOLE   0 0 6,774
BK OF AMERICA CORP COM 060505104 1,644 42,496 SH   SOLE   0 0 42,496
BLACKROCK INC COM 09247X101 357 473 SH   SOLE   0 0 473
BLOOM ENERGY CORP COM CL A 093712107 468 17,292 SH   SOLE   0 0 17,292
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 695 49,250 SH   SOLE   0 0 49,250
BOEING CO COM 097023105 1,432 5,622 SH   SOLE   0 0 5,622
BRISTOL-MYERS SQUIBB CO COM 110122108 400 6,330 SH   SOLE   0 0 6,330
CATERPILLAR INC COM 149123101 2,461 10,612 SH   SOLE   0 0 10,612
CHEVRON CORP NEW COM 166764100 1,855 17,705 SH   SOLE   0 0 17,705
CISCO SYS INC COM 17275R102 1,375 26,582 SH   SOLE   0 0 26,582
CITIGROUP INC COM NEW 172967424 379 5,212 SH   SOLE   0 0 5,212
COCA COLA CO COM 191216100 220 4,171 SH   SOLE   0 0 4,171
COSTCO WHSL CORP NEW COM 22160K105 345 980 SH   SOLE   0 0 980
CUMMINS INC COM 231021106 321 1,238 SH   SOLE   0 0 1,238
CVS HEALTH CORP COM 126650100 984 13,075 SH   SOLE   0 0 13,075
DISNEY WALT CO COM 254687106 1,450 7,856 SH   SOLE   0 0 7,856
ENBRIDGE INC COM 29250N105 2,331 64,045 SH   SOLE   0 0 64,045
ENTERPRISE PRODS PARTNERS L COM 293792107 1,006 45,696 SH   SOLE   0 0 45,696
EOG RES INC COM 26875P101 357 4,925 SH   SOLE   0 0 4,925
EXXON MOBIL CORP COM 30231G102 811 14,530 SH   SOLE   0 0 14,530
FACEBOOK INC CL A 30303M102 2,015 6,842 SH   SOLE   0 0 6,842
FEDEX CORP COM 31428X106 738 2,598 SH   SOLE   0 0 2,598
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 208 5,000 SH   SOLE   0 0 5,000
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 977 9,233 SH   SOLE   0 0 9,233
FIRST FNDTN INC COM 32026V104 2,948 125,645 SH   SOLE   0 0 125,645
FORTINET INC COM 34959E109 299 1,620 SH   SOLE   0 0 1,620
GENERAL ELECTRIC CO COM 369604103 170 12,914 SH   SOLE   0 0 12,914
GILEAD SCIENCES INC COM 375558103 770 11,919 SH   SOLE   0 0 11,919
GLACIER BANCORP INC NEW COM 37637Q105 1,307 22,889 SH   SOLE   0 0 22,889
GLOBAL X FDS US PFD ETF 37954Y657 559 21,927 SH   SOLE   0 0 21,927
HOME DEPOT INC COM 437076102 1,033 3,383 SH   SOLE   0 0 3,383
INTEL CORP COM 458140100 2,107 32,919 SH   SOLE   0 0 32,919
INTERNATIONAL BUSINESS MACHS COM 459200101 3,028 22,726 SH   SOLE   0 0 22,726
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 405 14,619 SH   SOLE   0 0 14,619
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 309 20,590 SH   SOLE   0 0 20,590
INVESCO QQQ TR UNIT SER 1 46090E103 711 2,227 SH   SOLE   0 0 2,227
ISHARES INC ESG AWR MSCI EM 46434G863 5,574 128,708 SH   SOLE   0 0 128,708
ISHARES SILVER TR ISHARES 46428Q109 225 9,926 SH   SOLE   0 0 9,926
ISHARES TR 0-5 YR TIPS ETF 46429B747 249 2,352 SH   SOLE   0 0 2,352
ISHARES TR 0-5YR HI YL CP 46434V407 3,081 67,246 SH   SOLE   0 0 67,246
ISHARES TR 10+ YR INVST GRD 464289511 1,729 25,937 SH   SOLE   0 0 25,937
ISHARES TR 20 YR TR BD ETF 464287432 1,116 8,237 SH   SOLE   0 0 8,237
ISHARES TR 3 7 YR TREAS BD 464288661 522 4,021 SH   SOLE   0 0 4,021
ISHARES TR BARCLAYS 7 10 YR 464287440 1,482 13,120 SH   SOLE   0 0 13,120
ISHARES TR BROAD USD HIGH 46435U853 423 10,263 SH   SOLE   0 0 10,263
ISHARES TR CORE MSCI EAFE 46432F842 2,158 29,947 SH   SOLE   0 0 29,947
ISHARES TR CORE MSCI TOTAL 46432F834 414 5,887 SH   SOLE   0 0 5,887
ISHARES TR CORE S&P MCP ETF 464287507 4,148 15,936 SH   SOLE   0 0 15,936
ISHARES TR CORE S&P SCP ETF 464287804 6,530 60,166 SH   SOLE   0 0 60,166
ISHARES TR CORE S&P500 ETF 464287200 13,376 33,623 SH   SOLE   0 0 33,623
ISHARES TR CORE TOTAL USD 46434V613 6,839 129,644 SH   SOLE   0 0 129,644
ISHARES TR EAFE GRWTH ETF 464288885 8,320 82,823 SH   SOLE   0 0 82,823
ISHARES TR EAFE VALUE ETF 464288877 5,197 101,963 SH   SOLE   0 0 101,963
ISHARES TR ESG AWR MSCI USA 46435G425 15,902 175,002 SH   SOLE   0 0 175,002
ISHARES TR FALN ANGLS USD 46435G474 3,214 109,909 SH   SOLE   0 0 109,909
ISHARES TR GLOBAL TECH ETF 464287291 2,808 9,126 SH   SOLE   0 0 9,126
ISHARES TR IBOXX HI YD ETF 464288513 1,232 14,128 SH   SOLE   0 0 14,128
ISHARES TR IBOXX INV CP ETF 464287242 10,529 80,965 SH   SOLE   0 0 80,965
ISHARES TR ISHS 1-5YR INVS 464288646 8,329 152,319 SH   SOLE   0 0 152,319
ISHARES TR ISHS 5-10YR INVT 464288638 418 7,052 SH   SOLE   0 0 7,052
ISHARES TR MBS ETF 464288588 6,359 58,655 SH   SOLE   0 0 58,655
ISHARES TR MSCI EAFE ETF 464287465 211 2,786 SH   SOLE   0 0 2,786
ISHARES TR MSCI EAFE MIN VL 46429B689 2,680 36,712 SH   SOLE   0 0 36,712
ISHARES TR MSCI USA MIN VOL 46429B697 1,448 20,932 SH   SOLE   0 0 20,932
ISHARES TR MSCI USA MMENTM 46432F396 2,246 13,964 SH   SOLE   0 0 13,964
ISHARES TR MSCI USA QLT FCT 46432F339 908 7,458 SH   SOLE   0 0 7,458
ISHARES TR MSCI USA VALUE 46432F388 6,523 63,666 SH   SOLE   0 0 63,666
ISHARES TR NATIONAL MUN ETF 464288414 620 5,341 SH   SOLE   0 0 5,341
ISHARES TR NEW YORK MUN ETF 464288323 243 4,207 SH   SOLE   0 0 4,207
ISHARES TR RUS 1000 GRW ETF 464287614 8,352 34,366 SH   SOLE   0 0 34,366
ISHARES TR RUS 1000 VAL ETF 464287598 237 1,564 SH   SOLE   0 0 1,564
ISHARES TR RUSSELL 2000 ETF 464287655 316 1,432 SH   SOLE   0 0 1,432
ISHARES TR SELECT DIVID ETF 464287168 253 2,219 SH   SOLE   0 0 2,219
ISHARES TR SHRT NAT MUN ETF 464288158 643 5,967 SH   SOLE   0 0 5,967
ISHARES TR U.S. FIN SVC ETF 464287770 387 2,262 SH   SOLE   0 0 2,262
ISHARES TR U.S. MED DVC ETF 464288810 1,918 5,806 SH   SOLE   0 0 5,806
ISHARES TR US AER DEF ETF 464288760 735 7,062 SH   SOLE   0 0 7,062
ISHARES TR US TREAS BD ETF 46429B267 20,099 767,442 SH   SOLE   0 0 767,442
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 971 19,353 SH   SOLE   0 0 19,353
JOHNSON & JOHNSON COM 478160104 2,919 17,763 SH   SOLE   0 0 17,763
JPMORGAN CHASE & CO COM 46625H100 3,665 24,075 SH   SOLE   0 0 24,075
KIMBERLY-CLARK CORP COM 494368103 264 1,900 SH   SOLE   0 0 1,900
KINDER MORGAN INC DEL COM 49456B101 180 10,838 SH   SOLE   0 0 10,838
LILLY ELI & CO COM 532457108 329 1,763 SH   SOLE   0 0 1,763
LOWES COS INC COM 548661107 249 1,310 SH   SOLE   0 0 1,310
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 399 9,208 SH   SOLE   0 0 9,208
MASTERCARD INCORPORATED CL A 57636Q104 630 1,770 SH   SOLE   0 0 1,770
MCDONALDS CORP COM 580135101 665 2,965 SH   SOLE   0 0 2,965
MEDTRONIC PLC SHS G5960L103 250 2,120 SH   SOLE   0 0 2,120
MERCK & CO. INC COM 58933Y105 5,424 70,358 SH   SOLE   0 0 70,358
MICROSOFT CORP COM 594918104 4,176 17,712 SH   SOLE   0 0 17,712
NETFLIX INC COM 64110L106 797 1,528 SH   SOLE   0 0 1,528
NEWMONT CORP COM 651639106 417 6,920 SH   SOLE   0 0 6,920
NEXTERA ENERGY INC COM 65339F101 608 8,040 SH   SOLE   0 0 8,040
NVIDIA CORPORATION COM 67066G104 575 1,077 SH   SOLE   0 0 1,077
PALO ALTO NETWORKS INC COM 697435105 413 1,282 SH   SOLE   0 0 1,282
PAYCHEX INC COM 704326107 294 3,000 SH   SOLE   0 0 3,000
PAYPAL HLDGS INC COM 70450Y103 731 3,012 SH   SOLE   0 0 3,012
PFIZER INC COM 717081103 2,689 74,207 SH   SOLE   0 0 74,207
PHILIP MORRIS INTL INC COM 718172109 1,233 13,897 SH   SOLE   0 0 13,897
PROCTER AND GAMBLE CO COM 742718109 603 4,452 SH   SOLE   0 0 4,452
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 205 3,400 SH   SOLE   0 0 3,400
QUALCOMM INC COM 747525103 1,073 8,096 SH   SOLE   0 0 8,096
RAYTHEON TECHNOLOGIES CORP COM 75513E101 529 6,843 SH   SOLE   0 0 6,843
REALTY INCOME CORP COM 756109104 253 3,978 SH   SOLE   0 0 3,978
REGENERON PHARMACEUTICALS COM 75886F107 323 683 SH   SOLE   0 0 683
SALESFORCE COM INC COM 79466L302 1,008 4,759 SH   SOLE   0 0 4,759
SCHWAB CHARLES CORP COM 808513105 349 5,357 SH   SOLE   0 0 5,357
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 2,670 52,366 SH   SOLE   0 0 52,366
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 3,219 62,670 SH   SOLE   0 0 62,670
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,524 47,947 SH   SOLE   0 0 47,947
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 452 8,015 SH   SOLE   0 0 8,015
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,288 142,046 SH   SOLE   0 0 142,046
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,183 84,786 SH   SOLE   0 0 84,786
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,117 11,204 SH   SOLE   0 0 11,204
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,177 19,239 SH   SOLE   0 0 19,239
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 480 4,109 SH   SOLE   0 0 4,109
SOUTHERN CO COM 842587107 245 3,940 SH   SOLE   0 0 3,940
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 425 1,288 SH   SOLE   0 0 1,288
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,586 4,003 SH   SOLE   0 0 4,003
SPDR SER TR BLOMBERG BRC INV 78468R200 2,696 87,976 SH   SOLE   0 0 87,976
SPDR SER TR NUVEEN BLMBRG SR 78468R739 218 4,400 SH   SOLE   0 0 4,400
SPDR SER TR PORTFOLIO INTRMD 78464A375 325 8,953 SH   SOLE   0 0 8,953
SPDR SER TR PORTFOLIO S&P500 78464A854 3,704 79,475 SH   SOLE   0 0 79,475
SPDR SER TR S&P DIVID ETF 78464A763 514 4,357 SH   SOLE   0 0 4,357
STARBUCKS CORP COM 855244109 992 9,081 SH   SOLE   0 0 9,081
SYSCO CORP COM 871829107 248 3,150 SH   SOLE   0 0 3,150
TEXAS INSTRS INC COM 882508104 290 1,536 SH   SOLE   0 0 1,536
TRUIST FINL CORP COM 89832Q109 898 15,402 SH   SOLE   0 0 15,402
UBER TECHNOLOGIES INC COM 90353T100 362 6,639 SH   SOLE   0 0 6,639
UNITEDHEALTH GROUP INC COM 91324P102 1,262 3,392 SH   SOLE   0 0 3,392
US BANCORP DEL COM NEW 902973304 341 6,169 SH   SOLE   0 0 6,169
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 642 7,810 SH   SOLE   0 0 7,810
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 303 3,574 SH   SOLE   0 0 3,574
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 588 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,326 11,255 SH   SOLE   0 0 11,255
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 908 17,610 SH   SOLE   0 0 17,610
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,041 24,740 SH   SOLE   0 0 24,740
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,824 39,600 SH   SOLE   0 0 39,600
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 312 6,345 SH   SOLE   0 0 6,345
VANGUARD WORLD FD MEGA CAP INDEX 921910873 368 2,625 SH   SOLE   0 0 2,625
VERIZON COMMUNICATIONS INC COM 92343V104 2,620 45,059 SH   SOLE   0 0 45,059
VISA INC COM CL A 92826C839 694 3,276 SH   SOLE   0 0 3,276
WALMART INC COM 931142103 1,856 13,667 SH   SOLE   0 0 13,667
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,825 44,853 SH   SOLE   0 0 44,853
WISDOMTREE TR JAPN HEDGE EQT 97717W851 299 4,876 SH   SOLE   0 0 4,876
WP CAREY INC COM 92936U109 1,160 16,391 SH   SOLE   0 0 16,391