The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,183 12,492 SH   SOLE   0 0 12,492
ABBOTT LABS COM 002824100 611 5,584 SH   SOLE   0 0 5,584
ABBVIE INC COM 00287Y109 1,417 13,229 SH   SOLE   0 0 13,229
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 6,479 65,480 SH   SOLE   0 0 65,480
ALLSTATE CORP COM 020002101 260 2,367 SH   SOLE   0 0 2,367
ALPHABET INC CAP STK CL A 02079K305 2,475 1,412 SH   SOLE   0 0 1,412
ALPHABET INC CAP STK CL C 02079K107 1,664 950 SH   SOLE   0 0 950
ALTRIA GROUP INC COM 02209S103 305 7,446 SH   SOLE   0 0 7,446
AMAZON COM INC COM 023135106 2,850 875 SH   SOLE   0 0 875
AMGEN INC COM 031162100 579 2,518 SH   SOLE   0 0 2,518
APPLE INC COM 037833100 10,760 81,088 SH   SOLE   0 0 81,088
AT&T INC COM 00206R102 2,776 96,520 SH   SOLE   0 0 96,520
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,540 6,643 SH   SOLE   0 0 6,643
BK OF AMERICA CORP COM 060505104 1,295 42,719 SH   SOLE   0 0 42,719
BLACKROCK INC COM 09247X101 341 473 SH   SOLE   0 0 473
BLOOM ENERGY CORP COM CL A 093712107 375 13,092 SH   SOLE   0 0 13,092
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 690 49,250 SH   SOLE   0 0 49,250
BOEING CO COM 097023105 1,182 5,521 SH   SOLE   0 0 5,521
BRISTOL-MYERS SQUIBB CO COM 110122108 393 6,330 SH   SOLE   0 0 6,330
CATERPILLAR INC COM 149123101 1,968 10,812 SH   SOLE   0 0 10,812
CHEVRON CORP NEW COM 166764100 1,461 17,305 SH   SOLE   0 0 17,305
CISCO SYS INC COM 17275R102 1,153 25,763 SH   SOLE   0 0 25,763
CITIGROUP INC COM NEW 172967424 260 4,212 SH   SOLE   0 0 4,212
COCA COLA CO COM 191216100 221 4,021 SH   SOLE   0 0 4,021
COSTCO WHSL CORP NEW COM 22160K105 379 1,005 SH   SOLE   0 0 1,005
CUMMINS INC COM 231021106 281 1,238 SH   SOLE   0 0 1,238
CVS HEALTH CORP COM 126650100 389 5,695 SH   SOLE   0 0 5,695
DISNEY WALT CO COM 254687106 1,427 7,876 SH   SOLE   0 0 7,876
ENBRIDGE INC COM 29250N105 1,745 54,537 SH   SOLE   0 0 54,537
ENTERPRISE PRODS PARTNERS L COM 293792107 761 38,869 SH   SOLE   0 0 38,869
EOG RES INC COM 26875P101 279 5,585 SH   SOLE   0 0 5,585
EXXON MOBIL CORP COM 30231G102 702 17,036 SH   SOLE   0 0 17,036
FACEBOOK INC CL A 30303M102 1,709 6,258 SH   SOLE   0 0 6,258
FEDEX CORP COM 31428X106 674 2,598 SH   SOLE   0 0 2,598
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 203 5,000 SH   SOLE   0 0 5,000
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 736 7,047 SH   SOLE   0 0 7,047
FIRST FNDTN INC COM 32026V104 2,411 120,539 SH   SOLE   0 0 120,539
FORTINET INC COM 34959E109 241 1,620 SH   SOLE   0 0 1,620
GENERAL ELECTRIC CO COM 369604103 110 10,164 SH   SOLE   0 0 10,164
GILEAD SCIENCES INC COM 375558103 639 10,969 SH   SOLE   0 0 10,969
GLACIER BANCORP INC NEW COM 37637Q105 1,053 22,889 SH   SOLE   0 0 22,889
GLOBAL X FDS US PFD ETF 37954Y657 725 28,089 SH   SOLE   0 0 28,089
HOME DEPOT INC COM 437076102 911 3,431 SH   SOLE   0 0 3,431
INTEL CORP COM 458140100 1,598 32,079 SH   SOLE   0 0 32,079
INTERNATIONAL BUSINESS MACHS COM 459200101 1,610 12,786 SH   SOLE   0 0 12,786
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 520 18,577 SH   SOLE   0 0 18,577
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 314 20,590 SH   SOLE   0 0 20,590
INVESCO QQQ TR UNIT SER 1 46090E103 706 2,250 SH   SOLE   0 0 2,250
ISHARES INC ESG AWR MSCI EM 46434G863 6,698 159,550 SH   SOLE   0 0 159,550
ISHARES SILVER TR ISHARES 46428Q109 227 9,226 SH   SOLE   0 0 9,226
ISHARES TR 0-5YR HI YL CP 46434V407 8,364 184,061 SH   SOLE   0 0 184,061
ISHARES TR 20 YR TR BD ETF 464287432 2,124 13,464 SH   SOLE   0 0 13,464
ISHARES TR 3 7 YR TREAS BD 464288661 535 4,021 SH   SOLE   0 0 4,021
ISHARES TR BARCLAYS 7 10 YR 464287440 2,341 19,513 SH   SOLE   0 0 19,513
ISHARES TR BROAD USD HIGH 46435U853 348 8,430 SH   SOLE   0 0 8,430
ISHARES TR CORE MSCI EAFE 46432F842 3,809 55,134 SH   SOLE   0 0 55,134
ISHARES TR CORE S&P MCP ETF 464287507 4,005 17,425 SH   SOLE   0 0 17,425
ISHARES TR CORE S&P SCP ETF 464287804 4,953 53,892 SH   SOLE   0 0 53,892
ISHARES TR CORE S&P500 ETF 464287200 14,944 39,810 SH   SOLE   0 0 39,810
ISHARES TR EAFE GRWTH ETF 464288885 7,940 78,688 SH   SOLE   0 0 78,688
ISHARES TR ESG AWR MSCI USA 46435G425 15,867 184,433 SH   SOLE   0 0 184,433
ISHARES TR GLOBAL TECH ETF 464287291 2,941 9,801 SH   SOLE   0 0 9,801
ISHARES TR IBOXX HI YD ETF 464288513 1,285 14,714 SH   SOLE   0 0 14,714
ISHARES TR IBOXX INV CP ETF 464287242 14,154 102,468 SH   SOLE   0 0 102,468
ISHARES TR ISHS 1-5YR INVS 464288646 10,749 194,837 SH   SOLE   0 0 194,837
ISHARES TR ISHS 5-10YR INVT 464288638 436 7,052 SH   SOLE   0 0 7,052
ISHARES TR JPMORGAN USD EMG 464288281 204 1,764 SH   SOLE   0 0 1,764
ISHARES TR MBS ETF 464288588 5,530 50,211 SH   SOLE   0 0 50,211
ISHARES TR MSCI EAFE ETF 464287465 203 2,786 SH   SOLE   0 0 2,786
ISHARES TR MSCI EAFE MIN VL 46429B689 3,109 42,356 SH   SOLE   0 0 42,356
ISHARES TR MSCI USA MIN VOL 46429B697 3,090 45,522 SH   SOLE   0 0 45,522
ISHARES TR MSCI USA QLT FCT 46432F339 983 8,457 SH   SOLE   0 0 8,457
ISHARES TR MSCI USA SZE FT 46432F370 460 4,136 SH   SOLE   0 0 4,136
ISHARES TR MSCI USA VALUE 46432F388 5,621 64,680 SH   SOLE   0 0 64,680
ISHARES TR NATIONAL MUN ETF 464288414 626 5,341 SH   SOLE   0 0 5,341
ISHARES TR NEW YORK MUN ETF 464288323 245 4,207 SH   SOLE   0 0 4,207
ISHARES TR RUS 1000 GRW ETF 464287614 9,091 37,702 SH   SOLE   0 0 37,702
ISHARES TR RUSSELL 2000 ETF 464287655 281 1,432 SH   SOLE   0 0 1,432
ISHARES TR SELECT DIVID ETF 464287168 213 2,219 SH   SOLE   0 0 2,219
ISHARES TR SHRT NAT MUN ETF 464288158 589 5,450 SH   SOLE   0 0 5,450
ISHARES TR U.S. FIN SVC ETF 464287770 419 2,791 SH   SOLE   0 0 2,791
ISHARES TR U.S. MED DVC ETF 464288810 2,714 8,291 SH   SOLE   0 0 8,291
ISHARES TR US AER DEF ETF 464288760 669 7,062 SH   SOLE   0 0 7,062
ISHARES TR US TREAS BD ETF 46429B267 18,393 675,238 SH   SOLE   0 0 675,238
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 1,156 23,049 SH   SOLE   0 0 23,049
JOHNSON & JOHNSON COM 478160104 2,790 17,726 SH   SOLE   0 0 17,726
JPMORGAN CHASE & CO COM 46625H100 2,994 23,558 SH   SOLE   0 0 23,558
KIMBERLY-CLARK CORP COM 494368103 256 1,900 SH   SOLE   0 0 1,900
LILLY ELI & CO COM 532457108 315 1,863 SH   SOLE   0 0 1,863
LOWES COS INC COM 548661107 210 1,310 SH   SOLE   0 0 1,310
MASTERCARD INCORPORATED CL A 57636Q104 632 1,770 SH   SOLE   0 0 1,770
MCDONALDS CORP COM 580135101 623 2,905 SH   SOLE   0 0 2,905
MEDTRONIC PLC SHS G5960L103 248 2,120 SH   SOLE   0 0 2,120
MERCK & CO. INC COM 58933Y105 5,386 65,847 SH   SOLE   0 0 65,847
MICROSOFT CORP COM 594918104 3,888 17,481 SH   SOLE   0 0 17,481
NETFLIX INC COM 64110L106 794 1,468 SH   SOLE   0 0 1,468
NEXTERA ENERGY INC COM 65339F101 620 8,040 SH   SOLE   0 0 8,040
NVIDIA CORPORATION COM 67066G104 536 1,027 SH   SOLE   0 0 1,027
PALO ALTO NETWORKS INC COM 697435105 402 1,132 SH   SOLE   0 0 1,132
PAYCHEX INC COM 704326107 280 3,000 SH   SOLE   0 0 3,000
PAYPAL HLDGS INC COM 70450Y103 705 3,012 SH   SOLE   0 0 3,012
PEPSICO INC COM 713448108 220 1,486 SH   SOLE   0 0 1,486
PFIZER INC COM 717081103 2,193 59,577 SH   SOLE   0 0 59,577
PHILIP MORRIS INTL INC COM 718172109 1,101 13,296 SH   SOLE   0 0 13,296
PROCTER AND GAMBLE CO COM 742718109 619 4,452 SH   SOLE   0 0 4,452
QUALCOMM INC COM 747525103 1,159 7,608 SH   SOLE   0 0 7,608
RAYTHEON TECHNOLOGIES CORP COM 75513E101 454 6,343 SH   SOLE   0 0 6,343
REALTY INCOME CORP COM 756109104 247 3,978 SH   SOLE   0 0 3,978
SALESFORCE COM INC COM 79466L302 982 4,412 SH   SOLE   0 0 4,412
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,586 51,737 SH   SOLE   0 0 51,737
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,691 169,109 SH   SOLE   0 0 169,109
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,083 94,839 SH   SOLE   0 0 94,839
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 466 4,109 SH   SOLE   0 0 4,109
SOUTHERN CO COM 842587107 242 3,940 SH   SOLE   0 0 3,940
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 394 1,288 SH   SOLE   0 0 1,288
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,497 4,003 SH   SOLE   0 0 4,003
SPDR SER TR BLOMBERG BRC INV 78468R200 3,102 101,395 SH   SOLE   0 0 101,395
SPDR SER TR NUVEEN BLMBRG SR 78468R739 219 4,400 SH   SOLE   0 0 4,400
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,103 56,564 SH   SOLE   0 0 56,564
SPDR SER TR PORTFOLIO LN COR 78464A367 1,717 51,867 SH   SOLE   0 0 51,867
SPDR SER TR PORTFOLIO LN TSR 78464A664 268 5,932 SH   SOLE   0 0 5,932
SPDR SER TR PORTFOLIO S&P500 78464A854 2,769 62,983 SH   SOLE   0 0 62,983
SPDR SER TR S&P DIVID ETF 78464A763 462 4,357 SH   SOLE   0 0 4,357
STARBUCKS CORP COM 855244109 971 9,079 SH   SOLE   0 0 9,079
SYSCO CORP COM 871829107 234 3,150 SH   SOLE   0 0 3,150
TEXAS INSTRS INC COM 882508104 252 1,536 SH   SOLE   0 0 1,536
TRUIST FINL CORP COM 89832Q109 738 15,402 SH   SOLE   0 0 15,402
UBER TECHNOLOGIES INC COM 90353T100 339 6,639 SH   SOLE   0 0 6,639
UNITEDHEALTH GROUP INC COM 91324P102 1,197 3,413 SH   SOLE   0 0 3,413
US BANCORP DEL COM NEW 902973304 287 6,169 SH   SOLE   0 0 6,169
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 691 8,338 SH   SOLE   0 0 8,338
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 315 3,574 SH   SOLE   0 0 3,574
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 554 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,172 11,157 SH   SOLE   0 0 11,157
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 259 5,078 SH   SOLE   0 0 5,078
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,158 25,926 SH   SOLE   0 0 25,926
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,608 39,722 SH   SOLE   0 0 39,722
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 761 16,129 SH   SOLE   0 0 16,129
VANGUARD WORLD FD MEGA CAP INDEX 921910873 287 2,149 SH   SOLE   0 0 2,149
VERIZON COMMUNICATIONS INC COM 92343V104 2,558 43,546 SH   SOLE   0 0 43,546
VISA INC COM CL A 92826C839 695 3,176 SH   SOLE   0 0 3,176
WALMART INC COM 931142103 1,970 13,667 SH   SOLE   0 0 13,667
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,642 41,381 SH   SOLE   0 0 41,381
WISDOMTREE TR JAPN HEDGE EQT 97717W851 265 4,876 SH   SOLE   0 0 4,876
WP CAREY INC COM 92936U109 1,123 15,908 SH   SOLE   0 0 15,908