The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,016 11,790 SH   SOLE   0 11,790 0
ABBOTT LABS COM 002824100 605 5,584 SH   SOLE   0 5,584 0
ABBVIE INC COM 00287Y109 1,042 12,370 SH   SOLE   0 12,370 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 6,424 66,456 SH   SOLE   0 66,456 0
ALLSTATE CORP COM 020002101 216 2,367 SH   SOLE   0 2,367 0
ALPHABET INC CAP STK CL A 02079K305 1,992 1,284 SH   SOLE   0 1,284 0
ALPHABET INC CAP STK CL C 02079K107 1,478 950 SH   SOLE   0 950 0
ALTRIA GROUP INC COM 02209S103 288 7,446 SH   SOLE   0 7,446 0
AMAZON COM INC COM 023135106 2,783 865 SH   SOLE   0 865 0
AMGEN INC COM 031162100 582 2,518 SH   SOLE   0 2,518 0
APPLE INC COM 037833100 9,714 82,665 SH   SOLE   0 82,665 0
AT&T INC COM 00206R102 2,497 93,323 SH   SOLE   0 93,323 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,059 5,043 SH   SOLE   0 5,043 0
BK OF AMERICA CORP COM 060505104 1,031 42,709 SH   SOLE   0 42,709 0
BLACKROCK INC COM 09247X101 305 473 SH   SOLE   0 473 0
BLOOM ENERGY CORP COM CL A 093712107 286 15,742 SH   SOLE   0 15,742 0
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 678 49,250 SH   SOLE   0 49,250 0
BOEING CO COM 097023105 923 5,519 SH   SOLE   0 5,519 0
BRISTOL-MYERS SQUIBB CO COM 110122108 384 6,330 SH   SOLE   0 6,330 0
CATERPILLAR INC DEL COM 149123101 1,923 11,382 SH   SOLE   0 11,382 0
CHEVRON CORP NEW COM 166764100 1,117 15,590 SH   SOLE   0 15,590 0
CISCO SYS INC COM 17275R102 834 21,268 SH   SOLE   0 21,268 0
COCA COLA CO COM 191216100 202 4,021 SH   SOLE   0 4,021 0
COSTCO WHSL CORP NEW COM 22160K105 404 1,068 SH   SOLE   0 1,068 0
DISNEY WALT CO COM DISNEY 254687106 979 7,836 SH   SOLE   0 7,836 0
DOMINION ENERGY INC COM 25746U109 206 2,541 SH   SOLE   0 2,541 0
ENBRIDGE INC COM 29250N105 1,073 36,900 SH   SOLE   0 36,900 0
ENTERPRISE PRODS PARTNERS L COM 293792107 624 36,319 SH   SOLE   0 36,319 0
EXXON MOBIL CORP COM 30231G102 445 13,196 SH   SOLE   0 13,196 0
FACEBOOK INC CL A 30303M102 1,674 6,258 SH   SOLE   0 6,258 0
FEDEX CORP COM 31428X106 747 2,598 SH   SOLE   0 2,598 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 521 5,496 SH   SOLE   0 5,496 0
FIRST FNDTN INC COM 32026V104 1,837 118,929 SH   SOLE   0 118,929 0
FORTINET INC COM 34959E109 215 1,620 SH   SOLE   0 1,620 0
FULTON FINL CORP PA COM 360271100 146 14,256 SH   SOLE   0 14,256 0
GILEAD SCIENCES INC COM 375558103 437 7,219 SH   SOLE   0 7,219 0
GLACIER BANCORP INC NEW COM 37637Q105 796 22,889 SH   SOLE   0 22,889 0
GLOBAL X FDS US PFD ETF 37954Y657 815 32,509 SH   SOLE   0 32,509 0
HOME DEPOT INC COM 437076102 1,004 3,511 SH   SOLE   0 3,511 0
INTEL CORP COM 458140100 1,684 31,527 SH   SOLE   0 31,527 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,268 10,802 SH   SOLE   0 10,802 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 508 18,577 SH   SOLE   0 18,577 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 314 21,090 SH   SOLE   0 21,090 0
INVESCO QQQ TR UNIT SER 1 46090E103 640 2,250 SH   SOLE   0 2,250 0
ISHARES INC ESG AWR MSCI EM 46434G863 5,862 157,151 SH   SOLE   0 157,151 0
ISHARES SILVER TR ISHARES 46428Q109 212 9,226 SH   SOLE   0 9,226 0
ISHARES TR GLOBAL TECH ETF 464287291 2,607 9,648 SH   SOLE   0 9,648 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,832 43,894 SH   SOLE   0 43,894 0
ISHARES TR CORE S&P500 ETF 464287200 13,740 39,877 SH   SOLE   0 39,877 0
ISHARES TR NATIONAL MUN ETF 464288414 616 5,341 SH   SOLE   0 5,341 0
ISHARES TR 10+ YR INVST GRD 464289511 206 2,939 SH   SOLE   0 2,939 0
ISHARES TR ESG AWR MSCI USA 46435G425 13,585 173,302 SH   SOLE   0 173,302 0
ISHARES TR EAFE GRWTH ETF 464288885 6,874 75,186 SH   SOLE   0 75,186 0
ISHARES TR US AER DEF ETF 464288760 577 3,531 SH   SOLE   0 3,531 0
ISHARES TR CORE MSCI EAFE 46432F842 3,377 55,058 SH   SOLE   0 55,058 0
ISHARES TR 3 7 YR TREAS BD 464288661 602 4,521 SH   SOLE   0 4,521 0
ISHARES TR US TREAS BD ETF 46429B267 18,531 668,250 SH   SOLE   0 668,250 0
ISHARES TR RUSSELL 2000 ETF 464287655 230 1,432 SH   SOLE   0 1,432 0
ISHARES TR MSCI EAFE MIN VL 46429B689 2,873 42,065 SH   SOLE   0 42,065 0
ISHARES TR ISHS 1-5YR INVS 464288646 10,359 188,580 SH   SOLE   0 188,580 0
ISHARES TR SHRT NAT MUN ETF 464288158 598 5,547 SH   SOLE   0 5,547 0
ISHARES TR BROAD USD HIGH 46435U853 383 9,627 SH   SOLE   0 9,627 0
ISHARES TR 0-5YR HI YL CP 46434V407 8,096 183,118 SH   SOLE   0 183,118 0
ISHARES TR MSCI USA SZE FT 46432F370 372 3,792 SH   SOLE   0 3,792 0
ISHARES TR IBOXX HI YD ETF 464288513 1,169 13,814 SH   SOLE   0 13,814 0
ISHARES TR CORE S&P MCP ETF 464287507 3,519 17,798 SH   SOLE   0 17,798 0
ISHARES TR ISHS 5-10YR INVT 464288638 473 7,773 SH   SOLE   0 7,773 0
ISHARES TR U.S. MED DVC ETF 464288810 2,468 7,959 SH   SOLE   0 7,959 0
ISHARES TR BARCLAYS 7 10 YR 464287440 2,344 19,408 SH   SOLE   0 19,408 0
ISHARES TR U.S. FIN SVC ETF 464287770 478 3,788 SH   SOLE   0 3,788 0
ISHARES TR RUS 1000 GRW ETF 464287614 8,495 38,222 SH   SOLE   0 38,222 0
ISHARES TR MSCI USA VALUE 46432F388 4,638 60,236 SH   SOLE   0 60,236 0
ISHARES TR CORE S&P SCP ETF 464287804 4,158 55,062 SH   SOLE   0 55,062 0
ISHARES TR IBOXX INV CP ETF 464287242 13,904 103,145 SH   SOLE   0 103,145 0
ISHARES TR 20 YR TR BD ETF 464287432 2,076 13,035 SH   SOLE   0 13,035 0
ISHARES TR MBS ETF 464288588 4,784 43,439 SH   SOLE   0 43,439 0
ISHARES TR NEW YORK MUN ETF 464288323 240 4,207 SH   SOLE   0 4,207 0
ISHARES TR MSCI USA QLT FCT 46432F339 930 8,751 SH   SOLE   0 8,751 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,413 28,188 SH   SOLE   0 28,188 0
JOHNSON & JOHNSON COM 478160104 2,506 17,335 SH   SOLE   0 17,335 0
JPMORGAN CHASE & CO COM 46625H100 2,343 23,341 SH   SOLE   0 23,341 0
KIMBERLY CLARK CORP COM 494368103 282 1,900 SH   SOLE   0 1,900 0
LOWES COS INC COM 548661107 232 1,310 SH   SOLE   0 1,310 0
MASTERCARD INCORPORATED CL A 57636Q104 556 1,675 SH   SOLE   0 1,675 0
MCDONALDS CORP COM 580135101 661 2,905 SH   SOLE   0 2,905 0
MEDTRONIC PLC SHS G5960L103 250 2,295 SH   SOLE   0 2,295 0
MERCK & CO. INC COM 58933Y105 4,893 62,516 SH   SOLE   0 62,516 0
MICROSOFT CORP COM 594918104 3,574 16,649 SH   SOLE   0 16,649 0
NETFLIX INC COM 64110L106 551 1,048 SH   SOLE   0 1,048 0
NEXTERA ENERGY INC COM 65339F101 605 2,010 SH   SOLE   0 2,010 0
NVIDIA CORPORATION COM 67066G104 561 1,027 SH   SOLE   0 1,027 0
PALO ALTO NETWORKS INC COM 697435105 271 1,132 SH   SOLE   0 1,132 0
PAYCHEX INC COM 704326107 247 3,000 SH   SOLE   0 3,000 0
PAYPAL HLDGS INC COM 70450Y103 618 3,062 SH   SOLE   0 3,062 0
PEPSICO INC COM 713448108 208 1,486 SH   SOLE   0 1,486 0
PFIZER INC COM 717081103 1,870 49,886 SH   SOLE   0 49,886 0
PHILIP MORRIS INTL INC COM 718172109 910 12,416 SH   SOLE   0 12,416 0
PROCTER AND GAMBLE CO COM 742718109 568 3,986 SH   SOLE   0 3,986 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 204 3,400 SH   SOLE   0 3,400 0
QUALCOMM INC COM 747525103 1,231 9,595 SH   SOLE   0 9,595 0
REALTY INCOME CORP COM 756109104 235 3,978 SH   SOLE   0 3,978 0
SALESFORCE COM INC COM 79466L302 1,067 4,167 SH   SOLE   0 4,167 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,505 53,932 SH   SOLE   0 53,932 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,559 95,610 SH   SOLE   0 95,610 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 9,212 179,020 SH   SOLE   0 179,020 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 437 4,109 SH   SOLE   0 4,109 0
SOUTHERN CO COM 842587107 231 3,940 SH   SOLE   0 3,940 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,596 4,648 SH   SOLE   0 4,648 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,008 54,556 SH   SOLE   0 54,556 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,925 47,703 SH   SOLE   0 47,703 0
SPDR SER TR PORTFOLIO LN COR 78464A367 1,537 48,295 SH   SOLE   0 48,295 0
SPDR SER TR BLOMBERG BRC INV 78468R200 3,127 102,201 SH   SOLE   0 102,201 0
SPDR SER TR S&P DIVID ETF 78464A763 420 4,357 SH   SOLE   0 4,357 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 234 5,125 SH   SOLE   0 5,125 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 219 4,400 SH   SOLE   0 4,400 0
STARBUCKS CORP COM 855244109 804 9,079 SH   SOLE   0 9,079 0
SYSCO CORP COM 871829107 203 3,150 SH   SOLE   0 3,150 0
TEXAS INSTRS INC COM 882508104 232 1,536 SH   SOLE   0 1,536 0
TRUIST FINL CORP COM 89832Q109 648 15,402 SH   SOLE   0 15,402 0
UBER TECHNOLOGIES INC COM 90353T100 258 7,119 SH   SOLE   0 7,119 0
UNITEDHEALTH GROUP INC COM 91324P102 1,015 3,139 SH   SOLE   0 3,139 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 344 3,914 SH   SOLE   0 3,914 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 691 8,338 SH   SOLE   0 8,338 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 496 1,573 SH   SOLE   0 1,573 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,962 11,172 SH   SOLE   0 11,172 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,149 25,926 SH   SOLE   0 25,926 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,368 40,496 SH   SOLE   0 40,496 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 499 11,999 SH   SOLE   0 11,999 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 266 2,174 SH   SOLE   0 2,174 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,430 42,446 SH   SOLE   0 42,446 0
VIACOMCBS INC CL B 92556H206 294 10,692 SH   SOLE   0 10,692 0
VISA INC COM CL A 92826C839 628 3,176 SH   SOLE   0 3,176 0
WALMART INC COM 931142103 1,846 12,831 SH   SOLE   0 12,831 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,208 34,183 SH   SOLE   0 34,183 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 239 4,876 SH   SOLE   0 4,876 0
WP CAREY INC COM 92936U109 1,067 16,108 SH   SOLE   0 16,108 0