The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MORNINGSTAR GROWTH ETF MORNINGSTAR GRWT 464287119 2,973 45,731 SH   SOLE NONE 0 0 45,731
ISHARES MORNINGSTAR LARGE-CAP VALUE ETF MORNINGSTAR VALU 464288109 1,451 21,164 SH   SOLE NONE 0 0 21,164
FIRST TRUST NASDAQ-100 EQUAL WEIGHTED INDEX FUND SHS 337344105 491 4,580 SH   SOLE NONE 0 0 4,580
INVESCO QQQ TRUST UNIT SER 1 46090E103 15,866 43,762 SH   SOLE NONE 0 0 43,762
ISHARES GOLD TRUST ISHARES NEW 464285204 19,291 523,786 SH   SOLE NONE 0 0 523,786
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF PORTFLI INTRMDIT 78464A672 1,700 56,140 SH   SOLE NONE 0 0 56,140
JOHNSON & JOHNSON COM COM 478160104 564 3,180 SH   SOLE NONE 0 0 3,180
ISHARES DOW JONES U.S. ETF DOW JONES US ETF 464287846 1,092 9,808 SH   SOLE NONE 0 0 9,808
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 15,421 44,462 SH   SOLE NONE 0 0 44,462
LAUDER ESTEE COS INC CL A CL A 518439104 474 1,739 SH   SOLE NONE 0 0 1,739
SPDR S&P 500 ETF TR UNIT 78462F103 9,739 21,563 SH   SOLE NONE 0 0 21,563
MASTERCARD INCORPORATED CL A CL A 57636Q104 422 1,182 SH   SOLE NONE 0 0 1,182
ISHARES S&P 100 ETF S&P 100 ETF 464287101 5,713 27,398 SH   SOLE NONE 0 0 27,398
VERIZON COMMUNICATIONS INC COM COM 92343V104 349 6,857 SH   SOLE NONE 0 0 6,857
NUVEEN ESG LARGE-CAP GROWTH ETF NUVEEN ESG LRGCP 67092P201 400 6,580 SH   SOLE NONE 0 0 6,580
NUVEEN ESG LARGE-CAP VALUE ETF NUVEEN ESG LRGVL 67092P300 398 10,477 SH   SOLE NONE 0 0 10,477
NUVEEN ESG MID-CAP GROWTH ETF NUVEEN ESG MIDCP 67092P409 421 9,611 SH   SOLE NONE 0 0 9,611
HONEYWELL INTL INC COM COM 438516106 235 1,210 SH   SOLE NONE 0 0 1,210
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 392 3,871 SH   SOLE NONE 0 0 3,871
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 3,478 12,527 SH   SOLE NONE 0 0 12,527
SCHWAB U.S. LARGE-CAP ETF US LRG CAP ETF 808524201 789 14,652 SH   SOLE NONE 0 0 14,652
SCHWAB U.S. LARGE-CAP GROWTH ETF US LCAP GR ETF 808524300 2,288 30,586 SH   SOLE NONE 0 0 30,586
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 282 2,615 SH   SOLE NONE 0 0 2,615
MICROSOFT CORP COM COM 594918104 218 707 SH   SOLE NONE 0 0 707
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF INTER TERM TREAS 92206C706 483 7,678 SH   SOLE NONE 0 0 7,678
PROSHARES ULTRA DOW 30 PSHS ULTRA DOW30 74347R305 4,633 63,795 SH   SOLE NONE 0 0 63,795
PROSHARES ULTRA S&P 500 PSHS ULT S&P 500 74347R107 5,194 79,164 SH   SOLE NONE 0 0 79,164
VANGUARD ESG U.S. STOCK ETF ESG US STK ETF 921910733 1,507 18,582 SH   SOLE NONE 0 0 18,582
TESLA INC COM COM 88160R101 228 212 SH   SOLE NONE 0 0 212
VANGUARD LONG-TERM GOVERNMENT BOND ETF LONG TERM TREAS 92206C847 16,525 205,538 SH   SOLE NONE 0 0 205,538
SCHWAB U.S. LARGE-CAP VALUE ETF US LCAP VA ETF 808524409 36,912 517,051 SH   SOLE NONE 0 0 517,051
SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF INTRM TRM TRES 808524854 262 4,919 SH   SOLE NONE 0 0 4,919
PIMCO 25 YEAR ZERO COUPON U.S. TREASURY INDEX EXCHANGE-TRADED FUND 25YR+ ZERO U S 72201R882 16,169 121,948 SH   SOLE NONE 0 0 121,948
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 23,395 56,350 SH   SOLE NONE 0 0 56,350
ISHARES RUSSELL TOP 200 VALUE ETF RUS TP200 VL ETF 464289420 406 5,836 SH   SOLE NONE 0 0 5,836
ISHARES RUSSELL TOP 200 GROWTH ETF RUS TP200 GR ETF 464289438 763 4,800 SH   SOLE NONE 0 0 4,800
ISHARES RUSSELL TOP 200 ETF RUS TOP 200 ETF 464289446 627 5,801 SH   SOLE NONE 0 0 5,801
BOOKING HOLDINGS INC COM COM 09857L108 291 124 SH   SOLE NONE 0 0 124
ISHARES RUSSELL MID-CAP VALUE ETF RUS MDCP VAL ETF 464287473 17,185 143,638 SH   SOLE NONE 0 0 143,638
PIMCO RAFI ESG U.S. ETF RAFI ESG US 72201T342 1,520 48,050 SH   SOLE NONE 0 0 48,050
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 223 2,087 SH   SOLE NONE 0 0 2,087
ISHARES RUSSELL MID-CAP GROWTH ETF RUS MD CP GR ETF 464287481 17,048 169,634 SH   SOLE NONE 0 0 169,634
ISHARES ESG ADVANCED MSCI USA ETF ESG MSCI USA ETF 46436E767 1,480 41,466 SH   SOLE NONE 0 0 41,466
ISHARES ESG SCREENED S&P MID-CAP ETF ESG SCRD S&P MID 46436E551 417 11,402 SH   SOLE NONE 0 0 11,402
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 1,181 7,992 SH   SOLE NONE 0 0 7,992
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 31,168 108,374 SH   SOLE NONE 0 0 108,374
CEDAR FAIR L P DEPOSITRY UNIT DEPOSITRY UNIT 150185106 352 6,431 SH   SOLE NONE 0 0 6,431
META PLATFORMS INC CL A CL A 30303M102 256 1,150 SH   SOLE NONE 0 0 1,150
PIMCO DYNAMIC INCOME FD SHS SHS 72201Y101 226 9,261 SH   SOLE NONE 0 0 9,261
GLOBAL X SUPERINCOME PREFERRED ETF GLBX SUPRINC ETF 37950E333 119 10,628 SH   SOLE NONE 0 0 10,628
AT&T INC COM COM 00206R102 327 13,825 SH   SOLE NONE 0 0 13,825
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 3,210 20,616 SH   SOLE NONE 0 0 20,616
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 3,273 42,854 SH   SOLE NONE 0 0 42,854
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 15,727 34,664 SH   SOLE NONE 0 0 34,664
ISHARES PREFERRED AND INCOME SECURITIES ETF PFD AND INCM SEC 464288687 340 9,342 SH   SOLE NONE 0 0 9,342
PROSHARES ULTRA QQQ PSHS ULTRA QQQ 74347R206 4,268 59,339 SH   SOLE NONE 0 0 59,339
JPMORGAN CHASE & CO COM COM 46625H100 645 4,729 SH   SOLE NONE 0 0 4,729
CONOCOPHILLIPS COM COM 20825C104 215 2,152 SH   SOLE NONE 0 0 2,152
AMGEN INC COM COM 031162100 332 1,374 SH   SOLE NONE 0 0 1,374
ISHARES CORE S&P U.S. GROWTH ETF CORE S&P US GWT 464287671 462 4,373 SH   SOLE NONE 0 0 4,373
ISHARES CORE S&P U.S. VALUE ETF CORE S&P US VLU 464287663 204 2,693 SH   SOLE NONE 0 0 2,693
ISHARES 7-10 YEAR TREASURY BOND ETF BARCLAYS 7 10 YR 464287440 36,686 341,356 SH   SOLE NONE 0 0 341,356
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 11,644 219,157 SH   SOLE NONE 0 0 219,157
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 7,612 114,962 SH   SOLE NONE 0 0 114,962
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 6,309 151,107 SH   SOLE NONE 0 0 151,107
EXXON MOBIL CORP COM COM 30231G102 221 2,677 SH   SOLE NONE 0 0 2,677
APPLE INC COM COM 037833100 1,720 9,848 SH   SOLE NONE 0 0 9,848
INVESCO PREFERRED ETF PFD ETF 46138E511 204 15,069 SH   SOLE NONE 0 0 15,069
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 2,157 8,624 SH   SOLE NONE 0 0 8,624
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,751 10,552 SH   SOLE NONE 0 0 10,552
ISHARES MORNINGSTAR US EQUITY ETF MORNINGSTR US EQ 464287127 221 3,515 SH   SOLE NONE 0 0 3,515