The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 775 5,506 SH   SOLE   0 0 5,506
Abbvie Inc COM 00287Y109 735 5,431 SH   SOLE   0 0 5,431
Adobe Systems Inc COM 00724F101 6,233 10,992 SH   SOLE   0 3,048 7,944
Airbnb Inc. COM 009066101 4,914 29,514 SH   SOLE   0 8,406 21,108
Alphabet Inc. Class A COM 02079K305 571 197 SH   SOLE   0 0 197
Alphabet Inc. Class C COM 02079K107 18,843 6,512 SH   SOLE   0 1,726 4,786
Amazon Com Inc COM 023135106 21,143 6,341 SH   SOLE   0 1,699 4,642
Apple Inc COM 037833100 21,652 121,934 SH   SOLE   0 33,497 88,437
Arista Networks Inc COM 040413106 6,571 45,709 SH   SOLE   0 11,744 33,965
Ball Corporation COM 058498106 468 4,864 SH   SOLE   0 0 4,864
Berkshire Hathaway Class B COM 084670702 713 2,384 SH   SOLE   0 0 2,384
CF Industries Holdings, Inc COM 125269100 11,573 163,511 SH   SOLE   0 46,210 117,301
Charles Schwab Corp COM 808513105 222 2,640 SH   SOLE   0 0 2,640
Chevron Corporation COM 166764100 316 2,693 SH   SOLE   0 0 2,693
Cisco Systems Inc COM 17275R102 520 8,201 SH   SOLE   0 0 8,201
Coinbase Global COM 19260Q107 1,060 4,200 SH   SOLE   0 1,117 3,083
Comcast Corporation Class A COM 20030N101 493 9,789 SH   SOLE   0 0 9,789
Conocophillips COM 20825C104 8,267 114,527 SH   SOLE   0 32,180 82,347
Costco Wholesale Co COM 22160k105 5,011 8,826 SH   SOLE   0 2,407 6,419
Danaher Corp COM 235851102 9,291 28,239 SH   SOLE   0 7,875 20,364
Exxon Mobil Corp COM 30231G102 213 3,477 SH   SOLE   0 0 3,477
Goldman Sachs Group COM 38141G104 8,113 21,208 SH   SOLE   0 5,964 15,244
Home Depot Inc COM 437076102 845 2,035 SH   SOLE   0 0 2,035
Huntington Bancshs COM 446150104 264 17,140 SH   SOLE   0 0 17,140
Illinois Tool Works COM 452308109 286 1,159 SH   SOLE   0 0 1,159
Intercontinental Exc COM 45866F104 5,781 42,265 SH   SOLE   0 11,817 30,448
Intuit Inc COM 461202103 9,047 14,065 SH   SOLE   0 3,968 10,097
Intuitive Surgical COM 46120E602 8,493 23,639 SH   SOLE   0 6,693 16,946
Johnson & Johnson COM 478160104 1,260 7,365 SH   SOLE   0 0 7,365
Mastercard Inc Class A COM 57636Q104 7,830 21,790 SH   SOLE   0 5,746 16,044
McDonalds Corp COM 580135101 344 1,285 SH   SOLE   0 0 1,285
Meta Platforms Inc Class A COM 30303M102 12,762 37,943 SH   SOLE   0 9,948 27,995
Microsoft Corp COM 594918104 22,302 66,312 SH   SOLE   0 15,561 50,751
Moodys Corp COM 615369105 414 1,060 SH   SOLE   0 0 1,060
Morgan Stanley COM 617446448 267 2,719 SH   SOLE   0 0 2,719
Netflix Inc COM 64110L106 10,999 18,257 SH   SOLE   0 5,179 13,078
NextEra Energy Inc COM 65339F101 224 2,400 SH   SOLE   0 0 2,400
Norfolk Souther Co COM 655844108 293 985 SH   SOLE   0 0 985
Paylocity Hldg Corp COM 70438V106 5,251 22,237 SH   SOLE   0 6,246 15,991
Paypal Holdings Inco COM 70450Y103 6,878 36,474 SH   SOLE   0 9,073 27,401
Pepsico Incorporated COM 713448108 623 3,584 SH   SOLE   0 0 3,584
Procter & Gamble COM 742718109 677 4,141 SH   SOLE   0 0 4,141
Roblox Corp Class A COM 771049103 1,447 14,026 SH   SOLE   0 3,755 10,271
Service Now Inc COM 81762P102 7,543 11,620 SH   SOLE   0 3,038 8,582
Sherwin Williams Co COM 824348106 4,150 11,784 SH   SOLE   0 3,240 8,544
Sun Communities COM 866674104 8,392 39,968 SH   SOLE   0 11,269 28,699
Target Corporation COM 87612E106 245 1,059 SH   SOLE   0 0 1,059
Tesla Motors Inc COM 88160R101 11,516 10,897 SH   SOLE   0 2,849 8,048
The Trade Desk Inc Class A COM 88339J105 9,287 101,339 SH   SOLE   0 26,162 75,177
Ulta Beauty Inc. COM 90384S303 6,158 14,935 SH   SOLE   0 4,230 10,705
Union Pacific Corp COM 907818108 6,836 27,136 SH   SOLE   0 7,267 19,869
UnitedHealth Grp Inc COM 91324P102 7,177 14,292 SH   SOLE   0 3,959 10,333
Walt Disney Co COM 254687106 620 4,000 SH   SOLE   0 0 4,000
Charles Schwab US MC ETF ETF 808524508 5,719 71,111 SH   SOLE   0 151 70,960
Invesco KBW Bank ETF ETF 46138E628 385 5,671 SH   SOLE   0 0 5,671
Ishares Russell 1000 Growth Et ETF 464287614 290 949 SH   SOLE   0 0 949
SPDR Fund Consume Discre Selec ETF 81369Y407 269 1,316 SH   SOLE   0 0 1,316
Schwab International Equity ET ETF 808524805 9,433 242,690 SH   SOLE   0 504 242,186
Schwab US Broad Market ETF ETF 808524102 2,388 21,132 SH   SOLE   0 37 21,095
Schwab US Dividend Equity ETF ETF 808524797 3,674 45,456 SH   SOLE   0 124 45,332
Schwab US Large Cap Growth ETF ETF 808524300 3,255 19,881 SH   SOLE   0 26 19,855
Schwab US Small Cap ETF ETF 808524607 2,361 23,056 SH   SOLE   0 39 23,017
Select Sector UTI Select Spdr ETF 81369Y886 2,071 28,934 SH   SOLE   0 72 28,862
Spdr Gold Shares ETF ETF 78463V107 355 2,074 SH   SOLE   0 0 2,074
Spdr S&P Dividend ETF ETF 78464A763 338 2,618 SH   SOLE   0 0 2,618
T Rowe Price Growth Stock ETF ETF 87283Q305 3,335 99,806 SH   SOLE   0 386 99,420
Technology Select Sector SPDR ETF 81369Y803 298 1,713 SH   SOLE   0 0 1,713
Vanguard FTSE Emerging Markets ETF 922042858 2,063 41,706 SH   SOLE   0 78 41,628
Vanguard Value ETF 922908744 1,372 9,324 SH   SOLE   0 0 9,324
iShares NASDAQ Biotechnology E ETF 464287556 441 2,887 SH   SOLE   0 0 2,887
iShares Russell Mid Cap Growth ETF 464287481 1,751 15,199 SH   SOLE   0 35 15,164