The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 238 109 SH   SOLE 0 0 0 109
AMAZON COM INC COM 023135106 301 2,834 SH   SOLE 0 0 0 2,834
AMERICAN CENTY ETF TR US SML CP VALU 025072877 215 3,141 SH   SOLE 0 0 0 3,141
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 586 11,100 SH   SOLE 0 0 0 11,100
APPLE INC COM 037833100 31,361 229,379 SH   SOLE 0 0 0 229,379
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 253 927 SH   SOLE 0 0 0 927
HOME DEPOT INC COM 437076102 224 815 SH   SOLE 0 0 0 815
ILLUMINA INC COM 452327109 1,171 6,349 SH   SOLE 0 0 0 6,349
INVESCO QQQ TR UNIT SER 1 46090E103 3,464 12,358 SH   SOLE 0 0 0 12,358
ISHARES TR RUS 1000 GRW ETF 464287614 13,100 59,898 SH   SOLE 0 0 0 59,898
ISHARES TR RUSSELL 3000 ETF 464287689 235 1,079 SH   SOLE 0 0 0 1,079
ISHARES TR CORE S&P US VLU 464287663 1,074 16,052 SH   SOLE 0 0 0 16,052
ISHARES TR CORE S&P US GWT 464287671 708 8,453 SH   SOLE 0 0 0 8,453
ISHARES TR 7-10 YR TRSY BD 464287440 924 9,032 SH   SOLE 0 0 0 9,032
ISHARES TR MSCI EAFE ETF 464287465 8,967 143,494 SH   SOLE 0 0 0 143,494
ISHARES TR RUS MD CP GR ETF 464287481 810 10,222 SH   SOLE 0 0 0 10,222
ISHARES TR CORE US AGGBD ET 464287226 268 2,632 SH   SOLE 0 0 0 2,632
ISHARES TR EAFE SML CP ETF 464288273 21,871 400,645 SH   SOLE 0 0 0 400,645
ISHARES TR 0-5 YR TIPS ETF 46429B747 668 6,582 SH   SOLE 0 0 0 6,582
ISHARES TR MSCI USA MIN VOL 46429B697 8,024 114,285 SH   SOLE 0 0 0 114,285
ISHARES TR MSCI EAFE MIN VL 46429B689 1,879 29,677 SH   SOLE 0 0 0 29,677
ISHARES TR CORE MSCI EAFE 46432F842 34,022 578,111 SH   SOLE 0 0 0 578,111
ISHARES TR MSCI USA MMENTM 46432F396 4,234 31,046 SH   SOLE 0 0 0 31,046
ISHARES TR MSCI INTL MOMENT 46434V449 1,139 38,043 SH   SOLE 0 0 0 38,043
ISHARES TR MSCI USA SMCP MN 46435G433 4,390 128,851 SH   SOLE 0 0 0 128,851
JOHNSON & JOHNSON COM 478160104 356 2,007 SH   SOLE 0 0 0 2,007
MICROSOFT CORP COM 594918104 1,206 4,697 SH   SOLE 0 0 0 4,697
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,041 33,089 SH   SOLE 0 0 0 33,089
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,598 38,696 SH   SOLE 0 0 0 38,696
TESLA INC COM 88160R101 597 886 SH   SOLE 0 0 0 886
VANGUARD INDEX FDS VALUE ETF 922908744 78,670 596,525 SH   SOLE 0 0 0 596,525
VANGUARD INDEX FDS SM CP VAL ETF 922908611 17,777 118,657 SH   SOLE 0 0 0 118,657
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,103 11,940 SH   SOLE 0 0 0 11,940
VANGUARD INDEX FDS GROWTH ETF 922908736 21,221 95,211 SH   SOLE 0 0 0 95,211
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,693 64,420 SH   SOLE 0 0 0 64,420
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,251 48,266 SH   SOLE 0 0 0 48,266
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 394 4,612 SH   SOLE 0 0 0 4,612
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,447 58,756 SH   SOLE 0 0 0 58,756
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,041 320,061 SH   SOLE 0 0 0 320,061
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6,155 100,633 SH   SOLE 0 0 0 100,633
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 428 7,263 SH   SOLE 0 0 0 7,263
VANGUARD WORLD FD ESG US STK ETF 921910733 860 12,957 SH   SOLE 0 0 0 12,957
VANGUARD WORLD FD ESG INTL STK ETF 921910725 284 5,797 SH   SOLE 0 0 0 5,797