The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,714,458 63,231,285 SH   SOLE   63,162,626 0 68,659
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2,196,076 17,964,840 SH   SOLE   17,944,733 0 20,107
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2,177,492 36,399,849 SH   SOLE   36,376,415 0 23,434
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,586,522 13,777,871 SH   SOLE   13,769,504 0 8,367
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1,087,599 3,394,998 SH   SOLE   3,389,215 0 5,783
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 971,913 19,058,569 SH   SOLE   19,034,718 0 23,851
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 874,832 11,985,237 SH   SOLE   11,969,244 0 15,993
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 842,703 2,759,728 SH   SOLE   2,757,628 0 2,100
VANGUARD VALUE ETF Exchange Traded Fund 922908744 822,222 5,602,082 SH   SOLE   5,589,163 0 12,919
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 674,069 2,648,650 SH   SOLE   2,645,795 0 2,855
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 669,187 8,542,261 SH   SOLE   8,520,331 0 21,930
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 631,469 3,805,166 SH   SOLE   3,802,883 0 2,283
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 574,864 6,948,906 SH   SOLE   6,925,234 0 23,672
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 562,104 4,931,262 SH   SOLE   4,927,280 0 3,982
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 522,057 1,781,713 SH   SOLE   1,781,461 0 252
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 426,822 987,875 SH   SOLE   977,672 0 10,203
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 405,302 5,515,616 SH   SOLE   5,496,371 0 19,245
APPLE INC Common / Ordinary Stock 037833100 368,426 2,086,524 SH   SOLE   2,074,824 0 11,700
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 368,090 7,454,274 SH   SOLE   7,442,181 0 12,093
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 363,748 2,422,702 SH   SOLE   2,419,663 0 3,039
ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 358,655 8,710,333 SH   SOLE   8,707,333 0 3,000
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 346,637 2,008,131 SH   SOLE   1,999,638 0 8,493
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 343,214 2,951,620 SH   SOLE   2,951,620 0 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 306,354 4,994,362 SH   SOLE   4,994,362 0 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 289,828 4,147,091 SH   SOLE   4,136,264 0 10,827
MICROSOFT CORP Common / Ordinary Stock 594918104 268,569 800,792 SH   SOLE   798,551 0 2,241
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 264,193 1,573,994 SH   SOLE   1,573,232 0 762
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 235,734 6,461,997 SH   SOLE   6,461,997 0 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 229,206 866,791 SH   SOLE   866,791 0 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 219,370 2,016,806 SH   SOLE   2,011,457 0 5,349
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 214,104 844,462 SH   SOLE   840,876 0 3,586
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 212,554 880,361 SH   SOLE   880,361 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 211,235 443,772 SH   SOLE   442,851 0 921
ISHARES MBS ETF Exchange Traded Fund 464288588 199,829 1,861,528 SH   SOLE   1,860,085 0 1,443
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 193,628 858,243 SH   SOLE   856,721 0 1,522
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 185,504 390,897 SH   SOLE   390,567 0 330
SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 184,781 5,966,456 SH   SOLE   5,966,456 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 182,319 822,309 SH   SOLE   819,596 0 2,713
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 157,524 54,599 SH   SOLE   54,374 0 225
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 140,423 3,621,984 SH   SOLE   3,612,619 0 9,365
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 137,395 2,003,719 SH   SOLE   2,003,719 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 124,841 37,683 SH   SOLE   37,441 0 242
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 115,781 650,820 SH   SOLE   647,364 0 3,456
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 107,981 2,642,559 SH   SOLE   2,638,185 0 4,374
NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 102,570 2,778,390 SH   SOLE   2,775,915 0 2,475
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 98,212 2,337,827 SH   SOLE   2,337,827 0 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 96,941 346,033 SH   SOLE   344,018 0 2,015
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 89,024 563,865 SH   SOLE   562,198 0 1,667
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 85,910 388,696 SH   SOLE   388,696 0 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 84,303 2,032,634 SH   SOLE   2,031,885 0 749
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 82,800 246,932 SH   SOLE   246,172 0 760
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 78,490 277,271 SH   SOLE   277,271 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 75,897 255,748 SH   SOLE   253,836 0 1,912
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 73,099 109,807 SH   SOLE   109,554 0 253
NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 70,710 1,438,736 SH   SOLE   1,437,478 0 1,258
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 69,069 137,889 SH   SOLE   137,550 0 339
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 64,654 378,346 SH   SOLE   377,936 0 410
HOME DEPOT INC Common / Ordinary Stock 437076102 61,267 148,018 SH   SOLE   147,627 0 391
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 61,098 21,188 SH   SOLE   21,115 0 73
ABBVIE INC Common / Ordinary Stock 00287Y109 55,721 412,674 SH   SOLE   411,529 0 1,145
PEPSICO INC Common / Ordinary Stock 713448108 53,840 310,331 SH   SOLE   309,942 0 389
VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 51,237 604,564 SH   SOLE   604,564 0 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 49,929 436,019 SH   SOLE   436,019 0 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 49,420 564,031 SH   SOLE   564,031 0 0
ADOBE INC Common / Ordinary Stock 00724F101 48,536 85,741 SH   SOLE   85,593 0 148
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 47,951 172,796 SH   SOLE   172,796 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 47,121 218,024 SH   SOLE   217,440 0 584
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 45,773 1,032,398 SH   SOLE   1,028,837 0 3,561
ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 45,582 532,870 SH   SOLE   532,870 0 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 44,671 416,689 SH   SOLE   416,046 0 643
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 43,562 1,335,134 SH   SOLE   1,330,556 0 4,578
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 42,909 305,556 SH   SOLE   304,882 0 674
ORACLE CORP Common / Ordinary Stock 68389X105 39,431 454,786 SH   SOLE   452,142 0 2,644
PFIZER INC Common / Ordinary Stock 717081103 37,758 639,496 SH   SOLE   639,426 0 70
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 37,319 179,373 SH   SOLE   178,979 0 394
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 37,304 321,724 SH   SOLE   321,557 0 167
NVIDIA CORP Common / Ordinary Stock 67066G104 36,935 125,850 SH   SOLE   125,581 0 269
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 36,741 225,010 SH   SOLE   224,605 0 405
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 35,975 656,794 SH   SOLE   651,953 0 4,841
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 34,747 97,335 SH   SOLE   96,701 0 634
AMERICAN TOWER CORP Closed-end REIT 03027X100 34,356 117,842 SH   SOLE   117,455 0 387
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 33,787 133,301 SH   SOLE   132,951 0 350
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 30,774 67,168 SH   SOLE   67,168 0 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 30,447 967,585 SH   SOLE   966,561 0 1,024
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 30,192 323,732 SH   SOLE   323,398 0 334
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 29,095 580,741 SH   SOLE   578,089 0 2,652
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 28,932 51,091 SH   SOLE   50,963 0 128
DANAHER CORP Common / Ordinary Stock 235851102 27,863 84,903 SH   SOLE   84,688 0 215
ISHARES GOLD TRUST Exchange Traded Fund 464285204 27,405 787,262 SH   SOLE   787,262 0 0
BLACKSTONE INC Common / Ordinary Stock 09260D107 27,378 212,373 SH   SOLE   211,590 0 783
NIKE INC -CL B Common / Ordinary Stock 654106103 27,277 164,454 SH   SOLE   163,658 0 796
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 27,080 530,458 SH   SOLE   530,458 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 26,669 103,390 SH   SOLE   103,175 0 215
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 26,524 64,194 SH   SOLE   63,983 0 211
TESLA INC Common / Ordinary Stock 88160R101 26,068 27,191 SH   SOLE   24,667 0 2,524
CHEVRON CORP Common / Ordinary Stock 166764100 25,738 219,659 SH   SOLE   219,328 0 331
ANTHEM INC Common / Ordinary Stock 036752103 25,585 55,321 SH   SOLE   55,194 0 127
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 24,575 110,473 SH   OTR   0 0 110,473
WALMART INC Common / Ordinary Stock 931142103 24,573 170,355 SH   SOLE   169,834 0 521
INTUIT INC Common / Ordinary Stock 461202103 24,210 37,740 SH   SOLE   37,639 0 101
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 23,933 127,553 SH   SOLE   126,910 0 643
LAM RESEARCH CORP Common / Ordinary Stock 512807108 23,686 33,100 SH   SOLE   32,936 0 164
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 23,516 355,439 SH   SOLE   354,635 0 804
S&P GLOBAL INC Common / Ordinary Stock 78409V104 23,263 49,373 SH   SOLE   49,294 0 79
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 23,081 324,630 SH   SOLE   324,630 0 0
MOTOROLA SOLUTIONS INC Common / Ordinary Stock 620076307 22,328 82,390 SH   SOLE   82,179 0 211
QUALCOMM INC Common / Ordinary Stock 747525103 22,219 121,967 SH   SOLE   121,504 0 463
MORGAN STANLEY Common / Ordinary Stock 617446448 21,656 221,114 SH   SOLE   220,615 0 499
BROADCOM INC Common / Ordinary Stock 11135F101 20,670 31,187 SH   SOLE   31,063 0 124
UNION PACIFIC CORP Common / Ordinary Stock 907818108 20,471 81,597 SH   SOLE   81,258 0 339
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 19,503 125,946 SH   SOLE   125,916 0 30
ENTERGY CORP Common / Ordinary Stock 29364G103 19,375 172,558 SH   SOLE   171,990 0 568
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 19,345 245,873 SH   SOLE   245,873 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 19,252 109,896 SH   SOLE   109,529 0 367
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 18,670 305,298 SH   SOLE   305,123 0 175
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 18,522 242,448 SH   SOLE   241,679 0 769
FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 18,137 418,157 SH   SOLE   416,465 0 1,692
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 18,106 309,611 SH   SOLE   308,816 0 795
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 17,969 236,181 SH   SOLE   236,181 0 0
SERVICENOW INC Common / Ordinary Stock 81762P102 17,933 27,761 SH   SOLE   27,627 0 134
EATON CORP PLC Common / Ordinary Stock G29183103 17,573 101,928 SH   SOLE   101,685 0 243
AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 17,247 56,808 SH   SOLE   56,686 0 122
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 16,810 253,299 SH   SOLE   252,661 0 638
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 16,622 589,950 SH   SOLE   581,177 0 8,773
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 16,468 228,605 SH   SOLE   228,151 0 454
APTIV PLC Common / Ordinary Stock G6095L109 16,461 100,069 SH   SOLE   99,792 0 277
INTEL CORP Common / Ordinary Stock 458140100 16,149 314,201 SH   SOLE   313,572 0 629
ELI LILLY & CO Common / Ordinary Stock 532457108 15,974 58,255 SH   SOLE   57,830 0 425
SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 15,809 376,415 SH   SOLE   376,415 0 0
O'REILLY AUTOMOTIVE INC Common / Ordinary Stock 67103H107 15,500 21,994 SH   SOLE   21,948 0 46
AMETEK INC Common / Ordinary Stock 031100100 15,254 103,880 SH   SOLE   103,739 0 141
3M CO Common / Ordinary Stock 88579Y101 15,176 85,548 SH   SOLE   85,434 0 114
DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 14,773 62,829 SH   SOLE   62,642 0 187
PALO ALTO NETWORKS INC Common / Ordinary Stock 697435105 14,695 26,424 SH   SOLE   26,393 0 31
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 14,672 155,637 SH   SOLE   155,313 0 324
TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 14,529 83,565 SH   SOLE   83,565 0 0
ULTA BEAUTY INC Common / Ordinary Stock 90384S303 14,501 35,289 SH   SOLE   35,167 0 122
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 14,483 229,091 SH   SOLE   228,553 0 538
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 14,450 108,113 SH   SOLE   108,113 0 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 14,313 45,128 SH   SOLE   44,993 0 135
CROWN HOLDINGS INC Common / Ordinary Stock 228368106 13,972 126,590 SH   SOLE   126,308 0 282
MEDTRONIC PLC Common / Ordinary Stock G5960L103 13,853 134,167 SH   SOLE   133,907 0 260
BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 13,573 320,464 SH   SOLE   319,517 0 947
TJX COMPANIES INC Common / Ordinary Stock 872540109 13,410 177,047 SH   SOLE   176,632 0 415
EQUINIX INC Closed-end REIT 29444U700 12,868 15,213 SH   SOLE   15,213 0 0
AMGEN INC Common / Ordinary Stock 031162100 12,828 57,076 SH   SOLE   57,019 0 57
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 12,743 32,030 SH   SOLE   32,030 0 0
EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 12,703 98,185 SH   SOLE   98,051 0 134
TARGET CORP Common / Ordinary Stock 87612E106 12,451 53,800 SH   SOLE   53,800 0 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 12,433 46,622 SH   SOLE   46,378 0 244
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 12,215 48,762 SH   SOLE   48,673 0 89
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 12,189 76,509 SH   SOLE   76,289 0 220
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 12,081 232,609 SH   SOLE   232,511 0 98
COCA-COLA CO/THE Common / Ordinary Stock 191216100 12,042 203,767 SH   SOLE   203,386 0 381
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 11,958 139,135 SH   SOLE   138,944 0 191
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 11,708 239,673 SH   SOLE   239,673 0 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 11,542 79,732 SH   SOLE   79,550 0 182
ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 11,209 86,754 SH   SOLE   86,754 0 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 11,188 139,003 SH   SOLE   138,410 0 593
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 10,878 44,116 SH   SOLE   44,116 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 10,583 43,600 SH   SOLE   43,368 0 232
STATE STREET CORP Common / Ordinary Stock 857477103 10,365 111,553 SH   SOLE   111,448 0 105
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 10,122 19,552 SH   SOLE   19,552 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 9,919 159,142 SH   SOLE   159,093 0 49
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 9,918 373,221 SH   SOLE   372,452 0 769
STRYKER CORP Common / Ordinary Stock 863667101 9,876 37,338 SH   SOLE   36,931 0 407
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 9,661 36,356 SH   SOLE   36,263 0 93
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 9,660 24,956 SH   SOLE   24,956 0 0
TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 9,013 47,849 SH   SOLE   47,822 0 27
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 8,617 55,330 SH   SOLE   55,241 0 89
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 8,533 28,661 SH   SOLE   28,661 0 0
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 8,506 101,665 SH   SOLE   101,665 0 0
STARBUCKS CORP Common / Ordinary Stock 855244109 8,355 72,083 SH   SOLE   71,428 0 655
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 8,307 67,882 SH   OTR   0 0 67,882
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 8,266 71,802 SH   OTR   60 0 71,742
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 8,175 52,453 SH   SOLE   52,259 0 194
BOEING CO/THE Common / Ordinary Stock 097023105 8,016 39,819 SH   SOLE   39,819 0 0
SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 7,997 94,394 SH   SOLE   94,394 0 0
UNITED RENTALS INC Common / Ordinary Stock 911363109 7,844 23,736 SH   SOLE   23,607 0 129
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 7,726 106,606 SH   SOLE   106,606 0 0
AT&T INC Common / Ordinary Stock 00206R102 7,522 305,783 SH   SOLE   305,783 0 0
DEERE & CO Common / Ordinary Stock 244199105 7,437 21,689 SH   SOLE   21,689 0 0
APPLIED MATERIALS INC Common / Ordinary Stock 038222105 6,781 43,094 SH   SOLE   43,094 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 6,575 40,490 SH   SOLE   40,187 0 303
HESS CORP Common / Ordinary Stock 42809H107 6,027 81,593 SH   SOLE   81,417 0 176
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 5,997 57,287 SH   SOLE   57,168 0 119
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 5,767 23,368 SH   SOLE   23,368 0 0
NETFLIX INC Common / Ordinary Stock 64110L106 5,713 9,483 SH   SOLE   9,483 0 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 5,674 66,485 SH   SOLE   66,485 0 0
CSX CORP Common / Ordinary Stock 126408103 5,641 150,466 SH   SOLE   150,025 0 441
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5,558 22,146 SH   SOLE   22,102 0 44
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 5,542 32,269 SH   SOLE   32,269 0 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 5,523 53,540 SH   SOLE   53,540 0 0
CATERPILLAR INC Common / Ordinary Stock 149123101 5,396 26,100 SH   SOLE   26,100 0 0
PPG INDUSTRIES INC Common / Ordinary Stock 693506107 5,321 30,856 SH   SOLE   30,856 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 5,056 106,904 SH   SOLE   105,377 0 1,527
SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 5,035 61,760 SH   SOLE   61,760 0 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 5,035 53,040 SH   SOLE   53,002 0 38
EBAY INC Common / Ordinary Stock 278642103 4,855 73,002 SH   SOLE   73,002 0 0
HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4,697 33,338 SH   SOLE   33,338 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 4,674 15,295 SH   OTR   0 0 15,295
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 4,609 32,263 SH   SOLE   32,251 0 12
VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 4,603 75,112 SH   SOLE   75,112 0 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 4,544 21,316 SH   SOLE   21,200 0 116
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 4,460 21,814 SH   SOLE   21,814 0 0
VANGUARD CONSUMER DISCRE ETF Exchange Traded Fund 92204A108 4,360 12,798 SH   SOLE   12,798 0 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 4,328 46,548 SH   SOLE   46,548 0 0
SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 4,300 46,330 SH   SOLE   46,330 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 4,271 109,368 SH   SOLE   109,368 0 0
US BANCORP Common / Ordinary Stock 902973304 4,177 74,633 SH   SOLE   74,371 0 262
LOWE'S COS INC Common / Ordinary Stock 548661107 4,141 16,021 SH   OTR   0 0 16,021
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 4,082 20,601 SH   DFND   16,021 0 4,580
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 4,055 11,410 SH   SOLE   11,410 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 4,007 59,465 SH   SOLE   59,465 0 0
VANGUARD ULTRA SHORT BOND ET Exchange Traded Fund 92203C303 3,971 79,500 SH   SOLE   79,500 0 0
SYSCO CORP Common / Ordinary Stock 871829107 3,920 49,910 SH   SOLE   49,910 0 0
REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 3,772 72,811 SH   SOLE   72,811 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3,701 58,400 SH   OTR   0 0 58,400
ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3,691 31,918 SH   SOLE   31,918 0 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 3,675 12,832 SH   DFND   11,451 0 1,381
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 3,607 45,914 SH   SOLE   45,914 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 3,549 17,698 SH   SOLE   17,698 0 0
ALTRIA GROUP INC Common / Ordinary Stock 02209S103 3,405 71,847 SH   SOLE   71,847 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 3,387 49,386 SH   SOLE   49,386 0 0
CIGNA CORP Common / Ordinary Stock 125523100 3,343 14,558 SH   SOLE   14,558 0 0
SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 3,325 77,618 SH   SOLE   77,618 0 0
VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 3,305 29,480 SH   SOLE   29,480 0 0
BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3,300 825,000 SH   SOLE   825,000 0 0
CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3,293 42,705 SH   SOLE   42,705 0 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 3,281 19,658 SH   SOLE   19,658 0 0
PROLOGIS INC Closed-end REIT 74340W103 3,263 19,596 SH   SOLE   19,379 0 217
DIMENSIONAL US CORE EQUITY 2 Exchange Traded Fund 25434V708 3,087 106,569 SH   SOLE   106,569 0 0
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2,802 17,892 SH   SOLE   17,892 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2,723 5,260 SH   OTR   0 0 5,260
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2,717 46,781 SH   SOLE   46,781 0 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 2,715 18,457 SH   DFND   18,457 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2,674 37,330 SH   SOLE   36,830 0 500
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2,643 31,838 SH   DFND   31,838 0 0
ALLSTATE CORP Common / Ordinary Stock 020002101 2,584 21,960 SH   SOLE   21,960 0 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2,579 34,550 SH   DFND   34,550 0 0
ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2,543 23,774 SH   SOLE   23,774 0 0
CAREDX INC Common / Ordinary Stock 14167L103 2,465 54,204 SH   OTR   0 0 54,204
T-MOBILE US INC Common / Ordinary Stock 872590104 2,446 21,101 SH   SOLE   21,089 0 12
CITIGROUP INC Common / Ordinary Stock 172967424 2,434 40,312 SH   SOLE   40,312 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 2,412 44,511 SH   SOLE   44,466 0 45
COPART INC Common / Ordinary Stock 217204106 2,406 16,034 SH   SOLE   15,869 0 165
SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 2,334 20,655 SH   SOLE   20,655 0 0
PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2,329 34,901 SH   SOLE   34,901 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2,316 26,252 SH   SOLE   26,034 0 218
AFLAC INC Common / Ordinary Stock 001055102 2,301 39,403 SH   SOLE   39,403 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 2,295 28,413 SH   SOLE   28,413 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 2,191 13,050 SH   OTR   0 0 13,050
LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 2,188 23,815 SH   SOLE   23,725 0 90
EXELON CORP Common / Ordinary Stock 30161N101 2,184 37,907 SH   SOLE   37,820 0 87
TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 2,140 36,553 SH   SOLE   36,553 0 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 2,139 15,782 SH   SOLE   15,782 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2,134 12,573 SH   OTR   101 0 12,472
EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 2,119 23,288 SH   SOLE   23,288 0 0
SPROTT PHYSICAL GOLD AND SIL Closed-end Fund 85208R101 2,112 119,035 SH   SOLE   119,035 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 2,090 11,431 SH   SOLE   11,431 0 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 2,055 18,350 SH   OTR   0 0 18,350
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 2,042 33,824 SH   SOLE   33,824 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 2,019 41,543 SH   DFND   39,543 0 2,000
INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 2,010 12,352 SH   SOLE   12,352 0 0
DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 2,010 13,429 SH   SOLE   13,341 0 88
MICROSOFT CORP Common / Ordinary Stock 594918104 1,988 8,212 SH   DFND   5,912 0 2,300
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 1,932 18,259 SH   SOLE   18,259 0 0
DIMENSIONAL US SMALL CAP ETF Exchange Traded Fund 25434V500 1,924 32,073 SH   SOLE   32,073 0 0
YUM! BRANDS INC Common / Ordinary Stock 988498101 1,895 13,648 SH   SOLE   13,648 0 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 1,887 8,570 SH   SOLE   8,570 0 0
ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1,857 15,754 SH   SOLE   15,754 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1,849 21,982 SH   SOLE   21,982 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1,847 6,045 SH   DFND   6,045 0 0
BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 1,843 21,469 SH   SOLE   21,469 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,836 8,252 SH   DFND   8,252 0 0
EOG RESOURCES INC Common / Ordinary Stock 26875P101 1,792 20,175 SH   SOLE   20,175 0 0
FASTENAL CO Common / Ordinary Stock 311900104 1,768 27,754 SH   SOLE   27,598 0 156
FISERV INC Common / Ordinary Stock 337738108 1,760 16,954 SH   SOLE   16,954 0 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1,757 6,645 SH   DFND   6,645 0 0
SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1,751 121,925 SH   SOLE   121,925 0 0
DOW INC Common / Ordinary Stock 260557103 1,738 30,645 SH   SOLE   30,645 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1,715 20,099 SH   SOLE   20,099 0 0
TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 1,687 14,026 SH   SOLE   14,026 0 0
NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1,675 11,932 SH   SOLE   11,932 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 1,673 23,367 SH   SOLE   23,367 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1,659 12,849 SH   SOLE   12,849 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1,654 19,036 SH   SOLE   19,001 0 35
SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1,635 203,900 SH   SOLE   203,900 0 0
DOVER CORP Common / Ordinary Stock 260003108 1,607 8,922 SH   SOLE   8,848 0 74
SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1,596 14,021 SH   SOLE   14,021 0 0
APPLE INC Common / Ordinary Stock 037833100 1,585 9,526 SH   DFND   8,926 0 600
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 1,557 10,818 SH   SOLE   10,818 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1,525 12,001 SH   SOLE   12,001 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 1,521 13,365 SH   SOLE   13,312 0 53
FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1,503 107,595 SH   SOLE   107,595 0 0
ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1,502 14,136 SH   SOLE   14,136 0 0
SPDR S&P INTL SMALL CAP Exchange Traded Fund 78463X871 1,499 39,694 SH   SOLE   39,694 0 0
ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1,499 14,124 SH   SOLE   14,124 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 1,478 8,944 SH   SOLE   8,944 0 0
FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 1,477 13,535 SH   SOLE   13,535 0 0
M & T BANK CORP Common / Ordinary Stock 55261F104 1,435 9,342 SH   SOLE   9,342 0 0
NIKE INC -CL B Common / Ordinary Stock 654106103 1,434 10,202 SH   DFND   8,602 0 1,600
ISHARES S&P SMALL-CAP 600 VA Exchange Traded Fund 464287879 1,433 13,716 SH   SOLE   13,716 0 0
ITERIS INC Common / Ordinary Stock 46564T107 1,398 349,391 SH   SOLE   349,391 0 0
ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 1,360 11,092 SH   SOLE   11,092 0 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 1,355 20,008 SH   SOLE   20,008 0 0
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 1,354 14,959 SH   SOLE   14,911 0 48
RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 1,352 161,019 SH   SOLE   161,019 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1,343 25,741 SH   SOLE   25,741 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 1,341 463 SH   OTR   0 0 463
WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1,325 24,246 SH   SOLE   24,246 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1,312 4,417 SH   DFND   3,005 0 1,412
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1,292 2,820 SH   DFND   2,820 0 0
AMEREN CORPORATION Common / Ordinary Stock 023608102 1,250 14,043 SH   SOLE   14,043 0 0
ISHARES MBS ETF Exchange Traded Fund 464288588 1,246 11,600 SH   OTR   0 0 11,600
MICROCHIP TECHNOLOGY INC Common / Ordinary Stock 595017104 1,246 14,312 SH   SOLE   14,312 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1,232 4,467 SH   DFND   4,120 0 347
MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1,231 12,746 SH   SOLE   12,746 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1,218 12,545 SH   SOLE   12,545 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 1,214 5,295 SH   DFND   4,695 0 600
ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 1,162 13,356 SH   SOLE   13,356 0 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 1,161 15,046 SH   SOLE   14,998 0 48
PHILLIPS 66 Common / Ordinary Stock 718546104 1,147 15,831 SH   SOLE   15,831 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 1,140 7,749 SH   DFND   7,198 0 551
UNION PACIFIC CORP Common / Ordinary Stock 907818108 1,134 4,500 SH   OTR   0 0 4,500
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 1,131 17,794 SH   SOLE   17,794 0 0
SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 1,126 13,935 SH   SOLE   13,935 0 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,125 9,760 SH   DFND   9,760 0 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 1,120 22,562 SH   SOLE   19,231 0 3,331
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1,109 5,840 SH   DFND   4,906 0 934
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1,102 9,480 SH   DFND   9,480 0 0
MICROSOFT CORP Common / Ordinary Stock 594918104 1,097 3,262 SH   OTR   0 0 3,262
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 1,090 11,292 SH   SOLE   11,292 0 0
APPLE INC Common / Ordinary Stock 037833100 1,083 6,521 SH   OTR   424 0 6,097
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1,072 2,256 SH   DFND   2,256 0 0
LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 1,062 15,555 SH   SOLE   15,555 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 1,058 1,585 SH   DFND   1,585 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 1,057 11,800 SH   SOLE   11,670 0 130
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 1,057 6,463 SH   OTR   0 0 6,463
ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 1,044 12,901 SH   SOLE   12,901 0 0
FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 1,029 17,592 SH   SOLE   17,592 0 0
HP INC Common / Ordinary Stock 40434L105 1,019 27,810 SH   SOLE   27,046 0 764
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1,001 21,083 SH   DFND   20,233 0 850
BROOKFIELD INFRASTRUCTURE PA Master Limited Partnership G16252101 998 16,408 SH   SOLE   16,408 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 997 2,090 SH   DFND   2,090 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 995 344 SH   DFND   344 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 985 47,437 SH   SOLE   47,437 0 0
ALLIANT ENERGY CORP Common / Ordinary Stock 018802108 981 15,955 SH   SOLE   15,955 0 0
DIMENSIONAL US EQUITY ETF Exchange Traded Fund 25434V401 960 18,571 SH   SOLE   18,571 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 952 3,944 SH   DFND   3,944 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 937 15,652 SH   DFND   15,652 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 907 19,177 SH   SOLE   19,177 0 0
DIMENSIONAL US TARGET VALUE Exchange Traded Fund 25434V609 907 19,078 SH   SOLE   19,078 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 893 5,719 SH   DFND   5,219 0 500
SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 892 30,417 SH   SOLE   30,417 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 876 10,013 SH   SOLE   10,013 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 875 6,543 SH   OTR   0 0 6,543
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 868 17,293 SH   OTR   298 0 16,995
ORACLE CORP Common / Ordinary Stock 68389X105 846 10,501 SH   DFND   9,701 0 800
ENBRIDGE INC Common / Ordinary Stock 29250N105 845 21,621 SH   SOLE   21,621 0 0
FISERV INC Common / Ordinary Stock 337738108 833 8,025 SH   OTR   0 0 8,025
AMERESCO INC-CL A Common / Ordinary Stock 02361E108 822 10,095 SH   SOLE   10,095 0 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 815 10,028 SH   SOLE   10,028 0 0
MARATHON PETROLEUM CORP COM Common / Ordinary Stock 56585A102 808 12,621 SH   SOLE   12,621 0 0
VANGUARD TOTAL INTL BOND ETF Exchange Traded Fund 92203J407 803 14,552 SH   SOLE   14,552 0 0
AT&T INC Common / Ordinary Stock 00206R102 796 32,340 SH   OTR   0 0 32,340
ADAPTIVE BIOTECHNOLOGIES Common / Ordinary Stock 00650F109 785 27,975 SH   SOLE   27,975 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 783 4,947 SH   OTR   0 0 4,947
VALERO ENERGY CORP Common / Ordinary Stock 91913Y100 777 10,347 SH   SOLE   10,347 0 0
CORNING INC Common / Ordinary Stock 219350105 765 20,535 SH   SOLE   20,535 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 763 5,445 SH   DFND   4,667 0 778
TRI-CONTINENTAL CORP Closed-end Fund 895436103 756 22,767 SH   SOLE   22,767 0 0
CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 746 10,375 SH   SOLE   10,375 0 0
SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 726 18,686 SH   SOLE   18,686 0 0
UNITI GROUP INC Closed-end REIT 91325V108 719 51,295 SH   SOLE   51,295 0 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 715 9,105 SH   DFND   9,105 0 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 715 2,025 SH   DFND   1,725 0 300
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 714 2,389 SH   OTR   0 0 2,389
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 712 16,005 SH   OTR   0 0 16,005
EDISON INTERNATIONAL Common / Ordinary Stock 281020107 707 10,362 SH   SOLE   10,362 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 705 14,694 SH   OTR   0 0 14,694
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 696 18,885 SH   OTR   0 0 18,885
GENERAL MILLS INC Common / Ordinary Stock 370334104 684 10,145 SH   OTR   0 0 10,145
M & T BANK CORP Common / Ordinary Stock 55261F104 665 4,329 SH   OTR   0 0 4,329
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 657 1,304 SH   DFND   1,158 0 146
S&P GLOBAL INC Common / Ordinary Stock 78409V104 656 1,389 SH   OTR   0 0 1,389
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 647 5,774 SH   SOLE   5,774 0 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 642 2,278 SH   DFND   2,278 0 0
PEPSICO INC Common / Ordinary Stock 713448108 639 4,076 SH   DFND   3,676 0 400
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 626 3,729 SH   DFND   3,729 0 0
SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 623 98,155 SH   SOLE   98,155 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 617 230 SH   OTR   45 0 185
ADOBE INC Common / Ordinary Stock 00724F101 615 1,085 SH   DFND   1,085 0 0
ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 612 11,843 SH   SOLE   11,843 0 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 606 11,439 SH   SOLE   11,269 0 170
FIRST TRUST MANAGED MUNICIPA Exchange Traded Fund 33739N108 604 10,593 SH   SOLE   10,593 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 597 3,614 SH   DFND   3,614 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 597 223 SH   DFND   206 0 17
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 592 26,975 SH   SOLE   26,975 0 0
SHELL PLC-SPON ADR-A American Depository Receipts ADR 780259206 587 13,526 SH   SOLE   13,526 0 0
TARGET CORP Common / Ordinary Stock 87612E106 574 2,481 SH   DFND   2,481 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 572 4,332 SH   DFND   4,067 0 265
ELI LILLY & CO Common / Ordinary Stock 532457108 566 2,050 SH   DFND   2,050 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 545 6,485 SH   OTR   0 0 6,485
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 535 2,103 SH   DFND   2,103 0 0
INTEL CORP Common / Ordinary Stock 458140100 534 11,766 SH   DFND   10,366 0 1,400
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 531 1,580 SH   OTR   0 0 1,580
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 530 2,079 SH   DFND   1,779 0 300
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 529 5,664 SH   DFND   5,664 0 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 520 14,258 SH   DFND   14,258 0 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 511 12,250 SH   OTR   0 0 12,250
NETFLIX INC Common / Ordinary Stock 64110L106 511 848 SH   OTR   0 0 848
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 507 3,241 SH   DFND   3,241 0 0
PFIZER INC Common / Ordinary Stock 717081103 502 10,000 SH   DFND   8,500 0 1,500
OGE ENERGY CORP Common / Ordinary Stock 670837103 493 12,841 SH   SOLE   12,841 0 0
STRYKER CORP Common / Ordinary Stock 863667101 492 2,039 SH   DFND   1,839 0 200
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 491 4,963 SH   DFND   4,010 0 953
AMAZON.COM INC Common / Ordinary Stock 023135106 490 191 SH   DFND   147 0 44
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 489 7,993 SH   OTR   0 0 7,993
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 489 15,854 SH   SOLE   15,854 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 481 1,159 SH   DFND   1,159 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 466 2,151 SH   DFND   2,151 0 0
PROLOGIS INC Closed-end REIT 74340W103 462 2,747 SH   OTR   0 0 2,747
BROOKFIELD RENEWABLE PARTNER Master Limited Partnership G16258108 460 12,851 SH   SOLE   12,851 0 0
BRISTOW GROUP INC Common / Ordinary Stock 11040G103 458 14,455 SH   SOLE   14,455 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 458 7,808 SH   OTR   0 0 7,808
VIACOMCBS INC - CLASS B Common / Ordinary Stock 92556H206 456 15,110 SH   SOLE   15,110 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 450 976 SH   DFND   896 0 80
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 443 1,745 SH   OTR   0 0 1,745
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 439 6,083 SH   OTR   83 0 6,000
CGCMT 2013-GC11 AS 3.422 10 Apr 2046 Corporate Secured Fixed Rate Tranches 17320DAN8 434 425,000 SH   OTR   0 0 425,000
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 431 1,748 SH   DFND   1,748 0 0
KROGER CO Common / Ordinary Stock 501044101 424 9,360 SH   SOLE   9,360 0 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 423 10,336 SH   DFND   10,336 0 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 417 6,494 SH   DFND   5,494 0 1,000
FASTENAL CO Common / Ordinary Stock 311900104 410 6,400 SH   OTR   0 0 6,400
3M CO Common / Ordinary Stock 88579Y101 408 2,297 SH   DFND   2,297 0 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 405 7,252 SH   DFND   6,614 0 638
PULSE BIOSCIENCES INC Common / Ordinary Stock 74587B101 404 27,298 SH   SOLE   27,298 0 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 403 11,221 SH   SOLE   11,221 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 401 2,583 SH   DFND   2,283 0 300
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 400 1,916 SH   OTR   0 0 1,916
ABBVIE INC Common / Ordinary Stock 00287Y109 398 2,941 SH   DFND   2,941 0 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 396 4,977 SH   DFND   2,631 0 2,346
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 393 7,392 SH   DFND   6,196 0 1,196
VIATRIS INC Common / Ordinary Stock 92556V106 389 28,722 SH   SOLE   28,714 0 8
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 381 12,711 SH   SOLE   12,711 0 0
EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 380 42,848 SH   SOLE   42,848 0 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 377 2,433 SH   OTR   0 0 2,433
MCDONALD'S CORP Common / Ordinary Stock 580135101 374 1,495 SH   DFND   1,395 0 100
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 374 5,112 SH   DFND   5,112 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 366 12,005 SH   SOLE   12,005 0 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 365 6,421 SH   OTR   0 0 6,421
PPL CORP Common / Ordinary Stock 69351T106 358 11,911 SH   SOLE   11,911 0 0
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 347 2,225 SH   OTR   0 0 2,225
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 345 3,214 SH   DFND   3,214 0 0
CSX CORP Common / Ordinary Stock 126408103 338 9,000 SH   DFND   9,000 0 0
BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210,000 SH   SOLE   210,000 0 0
VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 330 23,992 SH   SOLE   23,992 0 0
HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 327 21,196 SH   SOLE   21,196 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 326 1,505 SH   OTR   0 0 1,505
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 325 6,454 SH   OTR   0 0 6,454
NUVEEN MUNI VALUE FD Closed-end Fund 670928100 319 30,745 SH   SOLE   30,745 0 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 318 10,100 SH   DFND   10,100 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 316 20,028 SH   SOLE   20,028 0 0
CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 314 12,000 SH   SOLE   12,000 0 0
SACHEM CAPITAL CORP Closed-end REIT 78590A109 310 53,000 SH   SOLE   0 0 53,000
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 309 6,646 SH   OTR   0 0 6,646
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 308 1,110 SH   DFND   1,110 0 0
FERRO CORP Common / Ordinary Stock 315405100 306 14,000 SH   SOLE   14,000 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 304 845 SH   OTR   0 0 845
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 302 4,250 SH   DFND   4,250 0 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 287 10,287 SH   SOLE   10,287 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 285 3,725 SH   DFND   3,725 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 283 4,690 SH   OTR   0 0 4,690
T-MOBILE US INC Common / Ordinary Stock 872590104 280 2,410 SH   OTR   0 0 2,410
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 279 5,720 SH   OTR   0 0 5,720
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 276 10,913 SH   SOLE   10,913 0 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 275 1,279 SH   OTR   64 0 1,215
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 274 708 SH   DFND   708 0 0
CAREDX INC Common / Ordinary Stock 14167L103 273 6,000 SH   SOLE   6,000 0 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 267 750 SH   OTR   0 0 750
DIMENSIONAL WORLD EX US CORE Exchange Traded Fund 25434V880 266 10,187 SH   SOLE   10,187 0 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 265 5,262 SH   DFND   5,262 0 0
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 263 781 SH   DFND   781 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 259 11,792 SH   OTR   0 0 11,792
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 259 1,050 SH   DFND   1,050 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 259 500 SH   DFND   500 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 258 913 SH   DFND   913 0 0
NUVEEN QUAL MUNI INCOME FD Closed-end Fund 67066V101 257 15,957 SH   SOLE   15,957 0 0
INTEL CORP Common / Ordinary Stock 458140100 255 4,954 SH   OTR   0 0 4,954
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 255 1,595 SH   OTR   0 0 1,595
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 254 657 SH   OTR   0 0 657
ISHARES GOLD TRUST Exchange Traded Fund 464285204 251 7,218 SH   DFND   7,218 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 250 375 SH   OTR   0 0 375
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 249 3,376 SH   DFND   3,376 0 0
WHITESTONE REIT Closed-end REIT 966084204 242 23,915 SH   SOLE   23,915 0 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 237 5,681 SH   SOLE   5,681 0 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 235 9,097 SH   SOLE   9,097 0 0
KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 234 12,905 SH   SOLE   12,905 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 230 1,964 SH   OTR   0 0 1,964
AMGEN INC Common / Ordinary Stock 031162100 228 1,015 SH   DFND   1,015 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 227 480 SH   DFND   480 0 0
ROYCE VALUE TRUST Closed-end Fund 780910105 225 11,473 SH   SOLE   11,473 0 0
DOVER CORP Common / Ordinary Stock 260003108 224 1,235 SH   DFND   1,235 0 0
EQUINIX INC Closed-end REIT 29444U700 220 260 SH   OTR   0 0 260
ABBVIE INC Common / Ordinary Stock 00287Y109 219 1,621 SH   OTR   0 0 1,621
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 214 2,485 SH   OTR   0 0 2,485
TESLA INC Common / Ordinary Stock 88160R101 211 200 SH   DFND   200 0 0
NUVEEN MUNI HIGH INC OPP FD Closed-end Fund 670682103 209 13,791 SH   SOLE   13,791 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 207 999 SH   DFND   850 0 149
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 206 4,445 SH   SOLE   4,445 0 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 206 3,618 SH   SOLE   3,618 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 202 2,796 SH   OTR   0 0 2,796
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 197 1,400 SH   OTR   0 0 1,400
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 195 2,100 SH   DFND   2,100 0 0
TARGET CORP Common / Ordinary Stock 87612E106 195 843 SH   OTR   0 0 843
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 193 4,643 SH   DFND   4,643 0 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 191 1,336 SH   OTR   0 0 1,336
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 186 3,124 SH   DFND   2,450 0 674
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 185 8,774 SH   SOLE   8,774 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 180 956 SH   DFND   956 0 0
EQUINIX INC Closed-end REIT 29444U700 178 210 SH   DFND   210 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 175 3,350 SH   DFND   3,350 0 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 175 815 SH   DFND   815 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 174 3,557 SH   DFND   3,557 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 172 1,050 SH   DFND   1,050 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 170 300 SH   OTR   300 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 170 967 SH   OTR   0 0 967
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 164 2,625 SH   OTR   0 0 2,625
PFIZER INC Common / Ordinary Stock 717081103 163 2,756 SH   OTR   0 0 2,756
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 154 700 SH   OTR   0 0 700
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 154 525 SH   DFND   525 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 154 3,200 SH   DFND   3,200 0 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 153 2,405 SH   OTR   2,405 0 0
SYSCO CORP Common / Ordinary Stock 871829107 152 1,933 SH   DFND   1,933 0 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 147 850 SH   DFND   850 0 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 145 3,460 SH   DFND   3,460 0 0
WALMART INC Common / Ordinary Stock 931142103 143 985 SH   DFND   985 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 142 486 SH   DFND   486 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 142 564 SH   DFND   564 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 137 800 SH   OTR   0 0 800
DEERE & CO Common / Ordinary Stock 244199105 137 400 SH   DFND   0 0 400
AT&T INC Common / Ordinary Stock 00206R102 136 5,544 SH   DFND   5,544 0 0
PEPSICO INC Common / Ordinary Stock 713448108 136 785 SH   OTR   0 0 785
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 136 1,875 SH   DFND   1,174 0 701
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 134 845 SH   OTR   45 0 800
US BANCORP Common / Ordinary Stock 902973304 131 2,325 SH   OTR   0 0 2,325
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 130 962 SH   DFND   962 0 0
CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 126 1,750 SH   OTR   0 0 1,750
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 125 2,412 SH   OTR   0 0 2,412
GENERAL MILLS INC Common / Ordinary Stock 370334104 123 2,132 SH   DFND   1,832 0 300
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 123 500 SH   OTR   0 0 500
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 121 500 SH   OTR   0 0 500
HOME DEPOT INC Common / Ordinary Stock 437076102 120 290 SH   OTR   0 0 290
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 118 1,324 SH   OTR   0 0 1,324
NVIDIA CORP Common / Ordinary Stock 67066G104 118 672 SH   DFND   400 0 272
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 117 732 SH   DFND   532 0 200
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 115 1,050 SH   DFND   1,050 0 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 114 1,625 SH   DFND   1,625 0 0
AMGEN INC Common / Ordinary Stock 031162100 112 500 SH   OTR   0 0 500
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 112 1,124 SH   DFND   724 0 400
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 108 1,451 SH   DFND   1,251 0 200
MCDONALD'S CORP Common / Ordinary Stock 580135101 107 400 SH   OTR   0 0 400
DANAHER CORP Common / Ordinary Stock 235851102 106 321 SH   OTR   321 0 0
DANAHER CORP Common / Ordinary Stock 235851102 105 428 SH   DFND   320 0 108
CATERPILLAR INC Common / Ordinary Stock 149123101 103 500 SH   DFND   0 0 500
3M CO Common / Ordinary Stock 88579Y101 103 581 SH   OTR   0 0 581
BOEING CO/THE Common / Ordinary Stock 097023105 101 500 SH   DFND   500 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 100 497 SH   DFND   398 0 99
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 99 1,500 SH   OTR   0 0 1,500
PHILLIPS 66 Common / Ordinary Stock 718546104 98 1,350 SH   OTR   0 0 1,350
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 97 1,198 SH   OTR   0 0 1,198
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 94 370 SH   DFND   370 0 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 92 556 SH   DFND   556 0 0
EATON CORP PLC Common / Ordinary Stock G29183103 91 525 SH   DFND   525 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 87 743 SH   DFND   743 0 0
UNITI GROUP INC Closed-end REIT 91325V108 86 6,126 SH   OTR   0 0 6,126
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 80 1,309 SH   DFND   1,309 0 0
EBAY INC Common / Ordinary Stock 278642103 80 1,200 SH   DFND   1,200 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 79 983 SH   DFND   750 0 233
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 79 1,301 SH   OTR   0 0 1,301
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 78 390 SH   DFND   390 0 0
KROGER CO Common / Ordinary Stock 501044101 77 1,700 SH   DFND   0 0 1,700
QUALCOMM INC Common / Ordinary Stock 747525103 77 420 SH   DFND   420 0 0
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 76 835 SH   DFND   835 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 74 250 SH   OTR   0 0 250
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 74 1,031 SH   DFND   518 0 513
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 73 608 SH   DFND   408 0 200
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 72 1,086 SH   DFND   1,086 0 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 71 2,066 SH   DFND   866 0 1,200
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 71 674 SH   OTR   0 0 674
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 71 780 SH   DFND   780 0 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 71 1,212 SH   OTR   0 0 1,212
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 69 314 SH   DFND   314 0 0
DOW INC Common / Ordinary Stock 260557103 68 1,198 SH   OTR   0 0 1,198
STRYKER CORP Common / Ordinary Stock 863667101 67 250 SH   OTR   0 0 250
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 66 865 SH   OTR   0 0 865
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 66 750 SH   OTR   0 0 750
XPO LOGISTICS INC Common / Ordinary Stock 983793100 65 835 SH   DFND   835 0 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 63 1,632 SH   DFND   1,632 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 63 800 SH   DFND   0 0 800
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 61 2,400 SH   DFND   2,400 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 59 235 SH   OTR   0 0 235
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 58 1,000 SH   OTR   0 0 1,000
CVS HEALTH CORP Common / Ordinary Stock 126650100 57 992 SH   DFND   442 0 550
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 56 1,725 SH   DFND   1,725 0 0
ORACLE CORP Common / Ordinary Stock 68389X105 52 600 SH   OTR   0 0 600
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 52 162 SH   OTR   162 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 52 2,452 SH   OTR   0 0 2,452
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 51 600 SH   DFND   600 0 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 51 650 SH   DFND   650 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 51 2,400 SH   DFND   2,400 0 0
SERVICENOW INC Common / Ordinary Stock 81762P102 50 143 SH   DFND   77 0 66
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 47 586 SH   DFND   586 0 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 47 300 SH   OTR   0 0 300
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 47 1,200 SH   DFND   1,200 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 47 500 SH   DFND   500 0 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 46 402 SH   DFND   402 0 0
NETFLIX INC Common / Ordinary Stock 64110L106 45 75 SH   DFND   75 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 45 857 SH   DFND   857 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 44 531 SH   DFND   200 0 331
WALMART INC Common / Ordinary Stock 931142103 43 300 SH   OTR   0 0 300
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 41 473 SH   DFND   473 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 41 225 SH   DFND   225 0 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 39 193 SH   DFND   193 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 39 450 SH   DFND   450 0 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 39 1,494 SH   OTR   0 0 1,494
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 38 120 SH   DFND   120 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 38 403 SH   OTR   0 0 403
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 38 448 SH   DFND   260 0 188
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 38 200 SH   OTR   0 0 200
VANGUARD VALUE ETF Exchange Traded Fund 922908744 38 255 SH   OTR   255 0 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 37 499 SH   OTR   499 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 36 500 SH   OTR   0 0 500
SOUTHERN CO/THE Common / Ordinary Stock 842587107 36 529 SH   OTR   0 0 529
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 36 196 SH   DFND   96 0 100
BOEING CO/THE Common / Ordinary Stock 097023105 35 174 SH   OTR   0 0 174
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 35 650 SH   OTR   0 0 650
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 34 162 SH   DFND   162 0 0
INTUIT INC Common / Ordinary Stock 461202103 33 59 SH   DFND   7 0 52
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 32 590 SH   DFND   590 0 0
MORGAN STANLEY Common / Ordinary Stock 617446448 32 325 SH   DFND   0 0 325
XCEL ENERGY INC Common / Ordinary Stock 98389B100 32 468 SH   OTR   0 0 468
FORD MOTOR CO Common / Ordinary Stock 345370860 31 1,501 SH   OTR   0 0 1,501
FORD MOTOR CO Common / Ordinary Stock 345370860 31 1,500 SH   DFND   1,500 0 0
EXELON CORP Common / Ordinary Stock 30161N101 31 531 SH   OTR   0 0 531
ANTHEM INC Common / Ordinary Stock 036752103 30 65 SH   DFND   0 0 65
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 30 350 SH   OTR   0 0 350
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 28 1,058 SH   DFND   1,058 0 0
US BANCORP Common / Ordinary Stock 902973304 28 500 SH   DFND   0 0 500
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 27 287 SH   DFND   287 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 27 300 SH   DFND   0 0 300
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 26 102 SH   OTR   102 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 25 421 SH   DFND   0 0 421
T-MOBILE US INC Common / Ordinary Stock 872590104 24 208 SH   DFND   0 0 208
MEDTRONIC PLC Common / Ordinary Stock G5960L103 24 344 SH   DFND   233 0 111
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 24 95 SH   DFND   95 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 24 300 SH   OTR   0 0 300
ENTERGY CORP Common / Ordinary Stock 29364G103 23 200 SH   OTR   0 0 200
PHILLIPS 66 Common / Ordinary Stock 718546104 22 300 SH   DFND   300 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 22 458 SH   OTR   0 0 458
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 22 300 SH   DFND   300 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 21 580 SH   SOLE   580 0 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 21 80 SH   DFND   80 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 21 355 SH   OTR   355 0 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 21 270 SH   OTR   270 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 21 329 SH   DFND   0 0 329
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 20 250 SH   DFND   250 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 20 207 SH   DFND   0 0 207
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 19 264 SH   OTR   264 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 19 959 SH   DFND   467 0 492
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 19 200 SH   DFND   200 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 19 166 SH   DFND   0 0 166
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 17 600 SH   OTR   0 0 600
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 16 106 SH   OTR   106 0 0
KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 16 874 SH   OTR   0 0 874
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 16 433 SH   OTR   0 0 433
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 15 30 SH   OTR   0 0 30
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 15 273 SH   DFND   273 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 14 265 SH   OTR   0 0 265
AMERICAN TOWER CORP Closed-end REIT 03027X100 13 45 SH   OTR   0 0 45
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 13 284 SH   DFND   284 0 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 12 400 SH   OTR   0 0 400
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 11 132 SH   OTR   0 0 132
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 11 100 SH   DFND   100 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 10 120 SH   DFND   120 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 10 256 SH   DFND   128 0 128
HP INC Common / Ordinary Stock 40434L105 10 253 SH   OTR   0 0 253
DOW INC Common / Ordinary Stock 260557103 7 256 SH   DFND   128 0 128
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 7 253 SH   DFND   253 0 0
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 7 50 SH   OTR   0 0 50
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH   OTR   0 0 267
ISHARES GOLD TRUST Exchange Traded Fund 464285204 7 202 SH   OTR   202 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 5 40 SH   OTR   0 0 40
ORGANON & CO Common / Ordinary Stock 68622V106 5 155 SH   DFND   155 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 4 303 SH   OTR   0 0 303
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH   OTR   0 0 253
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 16 SH   OTR   16 0 0
ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 2 20 SH   OTR   20 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 8 SH   OTR   8 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 2 76 SH   OTR   0 0 76
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 2 20 SH   DFND   20 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 2 122 SH   DFND   122 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 1 24 SH   DFND   24 0 0
KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 1 66 SH   DFND   40 0 26