The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,577,080 61,141,868 SH   SOLE   60,609,258 532,610 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2,220,793 33,151,113 SH   SOLE   32,972,215 178,898 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2,126,102 18,491,062 SH   SOLE   18,382,876 108,186 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,637,500 14,465,548 SH   SOLE   14,408,623 56,925 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1,055,962 3,681,749 SH   SOLE   3,614,911 66,838 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 908,197 17,628,051 SH   SOLE   17,319,030 309,021 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 867,422 11,696,622 SH   SOLE   11,613,866 82,756 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 814,519 3,000,292 SH   SOLE   2,983,267 17,025 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 794,109 5,777,017 SH   SOLE   5,660,768 116,249 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 688,203 9,856,822 SH   SOLE   9,760,036 96,786 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 664,759 2,800,755 SH   SOLE   2,740,021 60,734 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 585,978 7,394,981 SH   SOLE   7,189,403 205,578 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 559,205 3,373,380 SH   SOLE   3,369,049 4,331 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 492,951 1,581,541 SH   SOLE   1,577,473 4,068 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 488,223 4,233,271 SH   SOLE   4,156,223 77,048 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 402,383 5,781,371 SH   SOLE   5,727,188 54,183 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 398,513 7,337,742 SH   SOLE   7,262,548 75,194 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 396,175 1,006,746 SH   SOLE   985,713 21,033 0
ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 331,416 7,943,806 SH   SOLE   7,939,226 4,580 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 328,071 2,335,027 SH   SOLE   2,315,808 19,219 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 303,805 2,592,196 SH   SOLE   2,559,060 33,136 0
APPLE INC Common / Ordinary Stock 037833100 295,606 2,158,338 SH   SOLE   2,124,242 34,096 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 289,767 5,161,507 SH   SOLE   5,160,129 1,378 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 275,919 1,832,132 SH   SOLE   1,818,105 14,027 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 257,894 1,625,864 SH   SOLE   1,613,285 12,579 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 235,647 3,546,771 SH   SOLE   3,513,745 33,026 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 223,536 519,947 SH   SOLE   512,862 7,085 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 219,860 5,976,071 SH   SOLE   5,927,054 49,017 0
MICROSOFT CORP Common / Ordinary Stock 594918104 218,145 805,259 SH   SOLE   796,950 8,309 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 217,800 899,701 SH   SOLE   888,337 11,364 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 201,119 876,834 SH   SOLE   854,405 22,429 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 200,283 898,854 SH   SOLE   891,876 6,978 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 198,344 880,433 SH   SOLE   860,175 20,258 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 195,563 827,429 SH   SOLE   820,248 7,181 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 192,259 1,709,575 SH   SOLE   1,685,228 24,347 0
SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 190,328 6,080,755 SH   SOLE   6,079,573 1,182 0
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 170,281 397,796 SH   SOLE   394,044 3,752 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 139,292 57,045 SH   SOLE   55,982 1,063 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 130,365 3,453,371 SH   SOLE   3,441,249 12,122 0
AMAZON.COM INC Common / Ordinary Stock 023135106 122,728 35,675 SH   SOLE   35,391 284 0
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 120,477 1,867,274 SH   SOLE   1,857,603 9,671 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 108,052 622,207 SH   SOLE   613,936 8,271 0
NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 96,809 2,669,854 SH   SOLE   2,656,761 13,093 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 96,726 2,325,149 SH   SOLE   2,289,960 35,189 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 94,398 606,903 SH   SOLE   595,501 11,402 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 93,363 322,173 SH   SOLE   318,776 3,397 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 93,214 2,064,534 SH   SOLE   2,057,677 6,857 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 85,383 1,876,552 SH   SOLE   1,856,469 20,083 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 83,507 415,975 SH   SOLE   411,468 4,507 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 81,783 235,205 SH   SOLE   231,961 3,244 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 77,885 289,827 SH   SOLE   288,243 1,584 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 72,388 260,464 SH   SOLE   253,013 7,451 0
NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 72,240 1,321,633 SH   SOLE   1,316,694 4,939 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 62,636 380,214 SH   SOLE   373,927 6,287 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 59,882 256,102 SH   SOLE   254,015 2,087 0
ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 57,250 664,456 SH   SOLE   660,195 4,261 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 56,086 22,378 SH   SOLE   21,630 748 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 55,788 620,137 SH   SOLE   609,351 10,786 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 55,196 109,413 SH   SOLE   106,844 2,569 0
HOME DEPOT INC Common / Ordinary Stock 437076102 53,430 167,549 SH   SOLE   165,690 1,859 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 52,891 132,082 SH   SOLE   129,962 2,120 0
VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 51,382 598,225 SH   SOLE   593,735 4,490 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 50,004 463,770 SH   SOLE   452,131 11,639 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 48,621 1,335,372 SH   SOLE   1,328,368 7,004 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 46,258 409,433 SH   SOLE   395,220 14,213 0
ADOBE INC Common / Ordinary Stock 00724F101 46,257 78,985 SH   SOLE   78,119 866 0
ABBVIE INC Common / Ordinary Stock 00287Y109 46,218 410,318 SH   SOLE   399,203 11,115 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 46,172 126,468 SH   SOLE   125,230 1,238 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 45,247 1,097,425 SH   SOLE   1,087,285 10,140 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 44,807 175,090 SH   SOLE   174,040 1,050 0
PEPSICO INC Common / Ordinary Stock 713448108 43,878 296,136 SH   SOLE   288,937 7,199 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 38,819 176,973 SH   SOLE   175,526 1,447 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 36,678 360,335 SH   SOLE   352,917 7,418 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 34,705 630,320 SH   SOLE   620,678 9,642 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 33,274 114,154 SH   SOLE   113,362 792 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 33,052 122,350 SH   SOLE   121,302 1,048 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 32,278 278,423 SH   SOLE   269,455 8,968 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 31,575 234,011 SH   SOLE   232,163 1,848 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 31,168 177,325 SH   SOLE   175,429 1,896 0
NIKE INC -CL B Common / Ordinary Stock 654106103 30,973 200,483 SH   SOLE   193,466 7,017 0
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 30,675 591,835 SH   SOLE   511,271 80,564 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 29,252 939,386 SH   SOLE   921,654 17,732 0
ISHARES GOLD TRUST Exchange Traded Fund 464285204 28,838 855,469 SH   SOLE   841,510 13,959 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 28,451 71,348 SH   SOLE   69,174 2,174 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 27,698 2,057,815 SH   SOLE   2,043,180 14,635 0
PFIZER INC Common / Ordinary Stock 717081103 26,941 687,962 SH   SOLE   677,108 10,854 0
NVIDIA CORP Common / Ordinary Stock 67066G104 25,470 31,834 SH   SOLE   31,439 395 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 25,378 64,139 SH   SOLE   63,770 369 0
ORACLE CORP Common / Ordinary Stock 68389X105 25,347 325,635 SH   SOLE   316,681 8,954 0
BLACKSTONE GROUP INC/THE Common / Ordinary Stock 09260D107 24,781 255,109 SH   SOLE   252,786 2,323 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 24,457 106,626 SH   OTR   0 106,626 0
CHEVRON CORP Common / Ordinary Stock 166764100 24,355 232,524 SH   SOLE   226,748 5,776 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 24,115 329,080 SH   SOLE   327,629 1,451 0
DANAHER CORP Common / Ordinary Stock 235851102 23,688 88,269 SH   SOLE   87,578 691 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 23,397 95,784 SH   SOLE   95,024 760 0
LAM RESEARCH CORP Common / Ordinary Stock 512807108 23,241 35,717 SH   SOLE   35,332 385 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 21,936 351,312 SH   SOLE   347,493 3,819 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 21,725 321,761 SH   SOLE   321,020 741 0
ANTHEM INC Common / Ordinary Stock 036752103 21,435 56,141 SH   SOLE   55,159 982 0
LOWE'S COS INC Common / Ordinary Stock 548661107 21,044 108,493 SH   SOLE   103,011 5,482 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 20,539 325,606 SH   SOLE   316,753 8,853 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 20,437 49,792 SH   SOLE   49,293 499 0
BROADCOM INC Common / Ordinary Stock 11135F101 20,414 42,811 SH   SOLE   42,491 320 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 20,190 117,274 SH   SOLE   114,977 2,297 0
MORGAN STANLEY Common / Ordinary Stock 617446448 20,042 218,583 SH   SOLE   217,123 1,460 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 19,438 249,942 SH   SOLE   247,267 2,675 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 19,327 245,022 SH   SOLE   239,131 5,891 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 19,226 65,221 SH   SOLE   63,358 1,863 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 19,216 87,371 SH   SOLE   82,521 4,850 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 18,954 332,409 SH   SOLE   318,671 13,738 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 18,612 120,319 SH   SOLE   117,805 2,514 0
3M CO Common / Ordinary Stock 88579Y101 18,435 92,813 SH   SOLE   89,021 3,792 0
BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 18,389 430,045 SH   SOLE   426,805 3,240 0
ALTRIA GROUP INC Common / Ordinary Stock 02209S103 18,233 382,400 SH   SOLE   378,625 3,775 0
DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 18,183 84,027 SH   SOLE   83,327 700 0
INTEL CORP Common / Ordinary Stock 458140100 17,985 320,360 SH   SOLE   318,460 1,900 0
ULTA BEAUTY INC Common / Ordinary Stock 90384S303 17,950 51,914 SH   SOLE   51,461 453 0
SERVICENOW INC Common / Ordinary Stock 81762P102 17,650 32,118 SH   SOLE   31,811 307 0
INTUIT INC Common / Ordinary Stock 461202103 17,571 35,846 SH   SOLE   35,559 287 0
QUALCOMM INC Common / Ordinary Stock 747525103 17,373 121,550 SH   SOLE   120,546 1,004 0
T-MOBILE US INC Common / Ordinary Stock 872590104 17,075 117,899 SH   SOLE   116,974 925 0
ENTERGY CORP Common / Ordinary Stock 29364G103 16,952 170,031 SH   SOLE   168,545 1,486 0
AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 16,493 57,331 SH   SOLE   56,706 625 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 16,313 241,954 SH   SOLE   238,798 3,156 0
ZOETIS INC Common / Ordinary Stock 98978V103 15,546 83,418 SH   SOLE   82,564 854 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 15,293 187,990 SH   SOLE   186,978 1,012 0
PPG INDUSTRIES INC Common / Ordinary Stock 693506107 14,966 88,157 SH   SOLE   87,611 546 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 14,704 262,431 SH   SOLE   262,110 321 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 14,700 47,867 SH   SOLE   47,506 361 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 14,654 240,628 SH   SOLE   237,290 3,338 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 14,647 178,276 SH   SOLE   177,310 966 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 14,452 116,427 SH   SOLE   115,426 1,001 0
VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 14,297 455,614 SH   SOLE   440,927 14,687 0
SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 14,274 361,013 SH   SOLE   361,013 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 14,203 96,890 SH   SOLE   96,019 871 0
NXP SEMICONDUCTORS NV Common / Ordinary Stock N6596X109 14,169 68,876 SH   SOLE   68,316 560 0
AMETEK INC Common / Ordinary Stock 031100100 14,037 105,143 SH   SOLE   104,373 770 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 13,828 211,604 SH   SOLE   208,193 3,411 0
EATON CORP PLC Common / Ordinary Stock G29183103 13,782 93,010 SH   SOLE   91,791 1,219 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 13,735 249,045 SH   SOLE   245,387 3,658 0
AMGEN INC Common / Ordinary Stock 031162100 13,620 55,876 SH   SOLE   54,831 1,045 0
ELI LILLY & CO Common / Ordinary Stock 532457108 13,545 59,016 SH   SOLE   58,166 850 0
FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 13,224 345,902 SH   SOLE   342,205 3,697 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 12,919 243,764 SH   SOLE   243,374 390 0
WALMART INC Common / Ordinary Stock 931142103 12,887 91,387 SH   SOLE   88,682 2,705 0
TARGET CORP Common / Ordinary Stock 87612E106 12,730 52,659 SH   SOLE   50,933 1,726 0
TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 12,610 85,398 SH   SOLE   84,981 417 0
CROWN HOLDINGS INC Common / Ordinary Stock 228368106 12,527 122,558 SH   SOLE   121,643 915 0
ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 12,418 97,007 SH   SOLE   93,715 3,292 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 11,960 140,195 SH   SOLE   135,202 4,993 0
EQUINIX INC Closed-end REIT 29444U700 11,823 14,731 SH   SOLE   14,706 25 0
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 11,784 33,249 SH   SOLE   33,249 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 11,543 172,748 SH   SOLE   169,231 3,517 0
DEERE & CO Common / Ordinary Stock 244199105 11,439 32,433 SH   SOLE   32,162 271 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 11,225 207,451 SH   SOLE   206,790 661 0
EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 11,143 107,593 SH   SOLE   106,791 802 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 10,787 46,699 SH   SOLE   46,501 198 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 10,438 395,062 SH   SOLE   392,010 3,052 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 10,376 41,985 SH   SOLE   41,638 347 0
AT&T INC Common / Ordinary Stock 00206R102 10,103 351,038 SH   SOLE   344,583 6,455 0
STRYKER CORP Common / Ordinary Stock 863667101 10,018 38,572 SH   SOLE   36,978 1,594 0
UNITED AIRLINES HOLDINGS INC Common / Ordinary Stock 910047109 9,961 190,501 SH   SOLE   188,862 1,639 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 9,914 75,984 SH   SOLE   75,252 732 0
DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 9,885 67,713 SH   SOLE   67,198 515 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 9,852 20,064 SH   SOLE   19,604 460 0
TESLA INC Common / Ordinary Stock 88160R101 9,784 14,394 SH   SOLE   14,329 65 0
ETSY INC Common / Ordinary Stock 29786A106 9,687 47,062 SH   SOLE   46,605 457 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 9,655 26,567 SH   SOLE   25,125 1,442 0
BOEING CO/THE Common / Ordinary Stock 097023105 9,390 39,197 SH   SOLE   36,347 2,850 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 9,038 45,505 SH   SOLE   44,305 1,200 0
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 8,822 12,770 SH   SOLE   12,649 121 0
TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 8,546 44,443 SH   SOLE   44,428 15 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 8,324 55,603 SH   SOLE   52,432 3,171 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 8,214 71,439 SH   OTR   0 71,439 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 8,172 72,193 SH   OTR   72 72,121 0
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 8,038 34,366 SH   SOLE   34,126 240 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 7,890 29,727 SH   SOLE   29,727 0 0
UNITED RENTALS INC Common / Ordinary Stock 911363109 7,874 24,683 SH   SOLE   24,448 235 0
STARBUCKS CORP Common / Ordinary Stock 855244109 7,502 67,095 SH   SOLE   67,095 0 0
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 7,351 101,077 SH   SOLE   101,077 0 0
HESS CORP Common / Ordinary Stock 42809H107 7,058 80,826 SH   SOLE   80,173 653 0
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 6,991 57,956 SH   SOLE   57,472 484 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 6,793 41,110 SH   SOLE   39,660 1,450 0
SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 6,502 75,865 SH   SOLE   74,058 1,807 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 6,264 63,198 SH   SOLE   62,302 896 0
CSX CORP Common / Ordinary Stock 126408103 6,005 187,181 SH   SOLE   183,560 3,621 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 5,866 59,425 SH   SOLE   58,041 1,384 0
VANGUARD CONSUMER DISCRE ETF Exchange Traded Fund 92204A108 5,837 18,590 SH   SOLE   18,483 107 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 5,739 24,181 SH   DFND   16,712 7,469 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5,589 22,980 SH   SOLE   22,953 27 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 5,447 14,397 SH   SOLE   12,952 1,445 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 5,397 34,868 SH   SOLE   34,868 0 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 5,342 23,895 SH   SOLE   23,481 414 0
CATERPILLAR INC Common / Ordinary Stock 149123101 5,335 24,515 SH   SOLE   23,595 920 0
APPLIED MATERIALS INC Common / Ordinary Stock 038222105 5,190 36,446 SH   SOLE   36,446 0 0
NETFLIX INC Common / Ordinary Stock 64110L106 5,175 9,798 SH   SOLE   9,798 0 0
SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 4,970 93,616 SH   SOLE   92,990 626 0
CAREDX INC Common / Ordinary Stock 14167L103 4,961 54,204 SH   OTR   54,204 0 0
HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4,905 38,944 SH   SOLE   38,944 0 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 4,822 36,047 SH   SOLE   34,785 1,262 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 4,639 55,592 SH   SOLE   52,957 2,635 0
SYSCO CORP Common / Ordinary Stock 871829107 4,589 59,021 SH   SOLE   59,021 0 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 4,544 21,850 SH   SOLE   21,734 116 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 4,465 98,592 SH   SOLE   93,756 4,836 0
EBAY INC Common / Ordinary Stock 278642103 4,262 60,698 SH   SOLE   60,698 0 0
ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 4,224 47,981 SH   SOLE   47,981 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 4,152 15,295 SH   OTR   0 15,295 0
TECHTARGET Common / Ordinary Stock 87874R100 4,143 53,460 SH   SOLE   53,460 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 4,111 67,467 SH   SOLE   66,860 607 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 4,095 22,937 SH   SOLE   22,937 0 0
US BANCORP Common / Ordinary Stock 902973304 4,034 70,807 SH   SOLE   69,920 887 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 4,032 14,057 SH   DFND   10,954 3,103 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 4,028 54,744 SH   SOLE   52,306 2,438 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 3,961 107,972 SH   SOLE   104,684 3,288 0
SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 3,907 50,405 SH   SOLE   50,405 0 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 3,874 40,253 SH   SOLE   39,153 1,100 0
CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3,782 54,052 SH   SOLE   50,848 3,204 0
MOODY'S CORP Common / Ordinary Stock 615369105 3,567 9,843 SH   SOLE   9,712 131 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 3,518 24,458 SH   SOLE   23,668 790 0
VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 3,502 55,246 SH   SOLE   55,246 0 0
CIGNA CORP Common / Ordinary Stock 125523100 3,421 14,429 SH   SOLE   14,429 0 0
ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3,320 32,879 SH   SOLE   32,879 0 0
BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3,300 825,000 SH   SOLE   825,000 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3,265 61,600 SH   OTR   61,600 0 0
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 3,252 51,646 SH   SOLE   51,272 374 0
FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 3,150 22,233 SH   SOLE   22,009 224 0
LOWE'S COS INC Common / Ordinary Stock 548661107 3,144 16,209 SH   OTR   16,209 0 0
ALIBABA GROUP HOLDING-SP ADR American Depository Receipts ADR 01609W102 3,111 13,718 SH   SOLE   13,681 37 0
VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 3,082 29,418 SH   SOLE   23,666 5,752 0
CITIGROUP INC Common / Ordinary Stock 172967424 3,049 43,090 SH   SOLE   42,205 885 0
NOVOCURE LTD Common / Ordinary Stock G6674U108 3,048 13,741 SH   SOLE   13,741 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 3,027 50,017 SH   SOLE   50,017 0 0
GENERAL DYNAMICS CORP Common / Ordinary Stock 369550108 3,013 16,007 SH   SOLE   16,007 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 2,927 15,344 SH   SOLE   15,007 337 0
ROCKWELL AUTOMATION INC Common / Ordinary Stock 773903109 2,890 10,103 SH   SOLE   10,103 0 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2,852 55,680 SH   SOLE   49,680 6,000 0
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2,850 19,307 SH   SOLE   19,307 0 0
LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 2,831 27,521 SH   SOLE   27,219 302 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2,814 37,595 SH   DFND   24,537 13,058 0
COPART INC Common / Ordinary Stock 217204106 2,795 21,204 SH   SOLE   20,963 241 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 2,771 53,780 SH   DFND   42,673 11,107 0
SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 2,735 30,812 SH   SOLE   30,812 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2,715 39,423 SH   SOLE   33,701 5,722 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 2,624 19,089 SH   DFND   14,479 4,610 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2,611 32,954 SH   DFND   28,866 4,088 0
ALLSTATE CORP Common / Ordinary Stock 020002101 2,594 19,887 SH   SOLE   19,562 325 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2,583 5,260 SH   OTR   0 5,260 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 2,581 18,424 SH   SOLE   18,424 0 0
BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 2,479 30,799 SH   SOLE   30,799 0 0
DIMENSIONAL US CORE EQUITY 2 Exchange Traded Fund 25434V708 2,474 91,695 SH   SOLE   91,695 0 0
AFLAC INC Common / Ordinary Stock 001055102 2,424 45,181 SH   SOLE   45,181 0 0
TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 2,415 20,095 SH   SOLE   20,095 0 0
RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 2,402 161,019 SH   SOLE   161,019 0 0
PROLOGIS INC Closed-end REIT 74340W103 2,378 19,895 SH   SOLE   19,535 360 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2,353 27,816 SH   SOLE   27,598 218 0
ITERIS INC Common / Ordinary Stock 46564T107 2,323 349,391 SH   SOLE   349,391 0 0
ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2,288 23,166 SH   SOLE   23,166 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 2,271 46,734 SH   SOLE   45,836 898 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 2,269 29,317 SH   SOLE   29,317 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2,261 13,723 SH   OTR   13,723 0 0
MICROSOFT CORP Common / Ordinary Stock 594918104 2,223 8,206 SH   DFND   5,811 2,395 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 2,215 15,836 SH   SOLE   15,722 114 0
SPROTT PHYSICAL GOLD AND SIL Closed-end Commodities Fund 85208R101 2,208 118,185 SH   SOLE   118,185 0 0
REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 2,181 49,201 SH   SOLE   49,201 0 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 2,166 11,298 SH   SOLE   10,654 644 0
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 2,128 22,297 SH   SOLE   22,263 34 0
PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2,096 35,082 SH   SOLE   35,082 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 2,083 20,342 SH   SOLE   20,342 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 2,070 13,050 SH   OTR   0 13,050 0
EOG RESOURCES INC Common / Ordinary Stock 26875P101 2,063 24,730 SH   SOLE   24,630 100 0
CROWN CASTLE INTL CORP Closed-end REIT 22822V101 2,000 10,249 SH   SOLE   10,249 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 1,969 10,439 SH   SOLE   10,439 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1,941 7,149 SH   DFND   7,149 0 0
TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 1,923 34,656 SH   SOLE   34,656 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1,918 11,924 SH   SOLE   11,923 1 0
DOW INC Common / Ordinary Stock 260557103 1,910 30,188 SH   SOLE   30,188 0 0
INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 1,893 12,561 SH   SOLE   12,561 0 0
DIMENSIONAL US SMALL CAP ETF Exchange Traded Fund 25434V500 1,892 32,403 SH   SOLE   32,403 0 0
SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1,892 203,900 SH   SOLE   203,900 0 0
FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1,885 107,595 SH   SOLE   107,595 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 1,876 22,802 SH   SOLE   22,802 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 1,803 14,537 SH   SOLE   14,466 71 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,799 7,845 SH   DFND   7,496 349 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1,755 7,250 SH   DFND   6,515 735 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1,738 4,417 SH   DFND   3,216 1,201 0
SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 1,734 16,626 SH   SOLE   16,626 0 0
ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1,731 16,034 SH   SOLE   16,034 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 1,714 27,108 SH   SOLE   26,608 500 0
EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 1,712 21,340 SH   SOLE   21,340 0 0
SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1,711 121,925 SH   SOLE   121,925 0 0
SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1,676 16,118 SH   SOLE   16,118 0 0
YUM! BRANDS INC Common / Ordinary Stock 988498101 1,654 14,377 SH   SOLE   14,177 200 0
EXELON CORP Common / Ordinary Stock 30161N101 1,654 37,317 SH   SOLE   37,230 87 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1,646 20,128 SH   SOLE   19,437 691 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1,589 7,054 SH   DFND   4,548 2,506 0
FASTENAL CO Common / Ordinary Stock 311900104 1,562 30,047 SH   SOLE   29,872 175 0
NIKE INC -CL B Common / Ordinary Stock 654106103 1,562 10,111 SH   DFND   4,708 5,403 0
CAESARS ENTERTAINMENT INC Common / Ordinary Stock 12769G100 1,561 15,041 SH   SOLE   15,041 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 1,560 18,180 SH   SOLE   17,643 537 0
NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1,556 12,475 SH   SOLE   11,275 1,200 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1,549 21,274 SH   SOLE   21,274 0 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 1,537 18,350 SH   OTR   18,350 0 0
FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 1,527 17,592 SH   SOLE   17,592 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 1,504 25,418 SH   SOLE   25,347 71 0
M & T BANK CORP Common / Ordinary Stock 55261F104 1,478 10,171 SH   SOLE   10,171 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 1,448 3,369 SH   DFND   2,939 430 0
ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1,443 14,239 SH   SOLE   14,239 0 0
FISERV INC Common / Ordinary Stock 337738108 1,427 13,350 SH   SOLE   13,350 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1,410 11,530 SH   SOLE   11,530 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1,396 19,460 SH   SOLE   19,460 0 0
DOVER CORP Common / Ordinary Stock 260003108 1,373 9,117 SH   SOLE   8,977 140 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 1,372 26,903 SH   SOLE   26,894 9 0
WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1,369 22,376 SH   SOLE   22,376 0 0
ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1,354 14,171 SH   SOLE   13,999 172 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 1,349 20,537 SH   SOLE   20,537 0 0
APPLE INC Common / Ordinary Stock 037833100 1,305 9,526 SH   DFND   9,346 180 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,281 11,314 SH   DFND   10,470 844 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 1,278 19,392 SH   SOLE   19,392 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 1,276 9,343 SH   SOLE   9,343 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1,273 4,579 SH   DFND   2,879 1,700 0
ISHARES MBS ETF Exchange Traded Fund 464288588 1,255 11,600 SH   OTR   3,100 8,500 0
INTERCONTINENTAL EXCHANGE IN Common / Ordinary Stock 45866F104 1,253 10,555 SH   SOLE   10,555 0 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1,250 3,134 SH   DFND   1,089 2,045 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1,248 22,987 SH   DFND   20,475 2,512 0
ADAPTIVE BIOTECHNOLOGIES Common / Ordinary Stock 00650F109 1,242 30,400 SH   SOLE   30,400 0 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 1,241 20,720 SH   SOLE   20,168 552 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1,238 13,915 SH   SOLE   13,065 850 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1,237 23,506 SH   SOLE   23,361 145 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 1,205 7,749 SH   DFND   5,704 2,045 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 1,197 13,237 SH   SOLE   13,237 0 0
ISHARES USTECHNOLOGY ETF Exchange Traded Fund 464287721 1,179 11,862 SH   SOLE   11,862 0 0
MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1,166 13,202 SH   SOLE   13,202 0 0
CMS ENERGY CORP Common / Ordinary Stock 125896100 1,164 19,701 SH   SOLE   19,701 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 1,155 461 SH   OTR   59 402 0
AMEREN CORPORATION Common / Ordinary Stock 023608102 1,142 14,274 SH   SOLE   12,916 1,358 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 1,138 16,993 SH   DFND   10,685 6,308 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1,111 9,480 SH   DFND   7,890 1,590 0
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 1,078 11,476 SH   SOLE   11,476 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 1,077 13,090 SH   SOLE   10,206 2,884 0
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1,054 2,463 SH   DFND   2,463 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 1,042 5,374 SH   DFND   3,112 2,262 0
DIMENSIONAL US EQUITY ETF Exchange Traded Fund 25434V401 1,040 22,078 SH   SOLE   22,078 0 0
VALERO ENERGY CORP Common / Ordinary Stock 91913Y100 1,037 13,277 SH   SOLE   13,277 0 0
NORTHERN TRUST CORP Common / Ordinary Stock 665859104 1,031 8,921 SH   SOLE   8,720 201 0
LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 1,003 15,955 SH   SOLE   15,955 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 990 4,500 SH   OTR   4,500 0 0
SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 979 32,412 SH   SOLE   32,412 0 0
CORNING INC Common / Ordinary Stock 219350105 969 23,685 SH   SOLE   23,685 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 968 10,613 SH   SOLE   10,523 90 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 964 6,578 SH   OTR   6,578 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 948 5,757 SH   DFND   3,942 1,815 0
ALLIANT ENERGY CORP Common / Ordinary Stock 018802108 944 16,930 SH   SOLE   16,930 0 0
AT&T INC Common / Ordinary Stock 00206R102 931 32,340 SH   OTR   32,340 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 927 370 SH   DFND   201 169 0
HP INC Common / Ordinary Stock 40434L105 913 30,252 SH   SOLE   30,252 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 901 22,507 SH   SOLE   22,507 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 891 17,293 SH   OTR   298 16,995 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 883 6,541 SH   OTR   6,541 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 879 3,944 SH   DFND   3,674 270 0
VANGUARD TOTAL INTL BOND ETF Exchange Traded Fund 92203J407 874 15,302 SH   SOLE   15,302 0 0
APPLE INC Common / Ordinary Stock 037833100 874 6,378 SH   OTR   6,378 0 0
DIMENSIONAL US TARGET VALUE Exchange Traded Fund 25434V609 869 19,398 SH   SOLE   19,398 0 0
SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 861 11,385 SH   SOLE   11,385 0 0
MICROSOFT CORP Common / Ordinary Stock 594918104 857 3,162 SH   OTR   3,162 0 0
ORACLE CORP Common / Ordinary Stock 68389X105 847 10,877 SH   DFND   10,072 805 0
ISHARES S&P MID-CAP 400 GROW Exchange Traded Fund 464287606 845 10,436 SH   SOLE   10,436 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 818 18,435 SH   SOLE   18,435 0 0
FORTIVE CORP Common / Ordinary Stock 34959J108 802 11,503 SH   SOLE   11,133 370 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 800 1,585 SH   DFND   1,055 530 0
WISDOMTREE US MIDCAP FUND Exchange Traded Fund 97717W570 795 15,180 SH   SOLE   15,180 0 0
ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 787 10,692 SH   SOLE   10,692 0 0
OGE ENERGY CORP Common / Ordinary Stock 670837103 782 23,241 SH   SOLE   21,541 1,700 0
TRI-CONTINENTAL CORP Closed-end Fund 895436103 776 22,767 SH   SOLE   22,767 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 769 4,947 SH   OTR   4,947 0 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 760 6,614 SH   DFND   5,022 1,592 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 750 12,819 SH   SOLE   12,649 170 0
AMERESCO INC-CL A Common / Ordinary Stock 02361E108 740 11,795 SH   SOLE   11,795 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 735 5,445 SH   DFND   3,895 1,550 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 733 4,618 SH   DFND   4,618 0 0
MARATHON PETROLEUM CORP COM Common / Ordinary Stock 56585A102 719 11,894 SH   SOLE   11,324 570 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 711 5,059 SH   DFND   4,314 745 0
VIACOMCBS INC - CLASS B Common / Ordinary Stock 92556H206 710 15,700 SH   SOLE   8,111 7,589 0
EDISON INTERNATIONAL Common / Ordinary Stock 281020107 692 11,961 SH   SOLE   11,961 0 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 674 9,825 SH   SOLE   9,825 0 0
SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 669 16,948 SH   SOLE   16,948 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 666 18,885 SH   OTR   2,385 16,500 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 665 14,694 SH   OTR   3,909 10,785 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 664 2,389 SH   OTR   379 2,010 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 660 2,278 SH   DFND   2,278 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 657 191 SH   DFND   135 56 0
ADOBE INC Common / Ordinary Stock 00724F101 651 1,112 SH   DFND   537 575 0
SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 642 98,155 SH   SOLE   98,155 0 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 635 15,405 SH   OTR   4,725 10,680 0
M & T BANK CORP Common / Ordinary Stock 55261F104 629 4,329 SH   OTR   4,329 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 620 20,485 SH   SOLE   20,331 154 0
AMAZON.COM INC Common / Ordinary Stock 023135106 619 180 SH   OTR   180 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 618 10,145 SH   OTR   10,145 0 0
PEPSICO INC Common / Ordinary Stock 713448108 615 4,150 SH   DFND   2,650 1,500 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 612 8,771 SH   DFND   6,811 1,960 0
FIRST TRUST MANAGED MUNICIPA Exchange Traded Fund 33739N108 607 10,593 SH   SOLE   10,593 0 0
TARGET CORP Common / Ordinary Stock 87612E106 600 2,481 SH   DFND   1,781 700 0
ENERGY SELECT SECTOR SPDR Exchange Traded Fund 81369Y506 599 11,128 SH   SOLE   11,128 0 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 597 2,025 SH   DFND   1,375 650 0
FISERV INC Common / Ordinary Stock 337738108 594 5,555 SH   OTR   700 4,855 0
INTEL CORP Common / Ordinary Stock 458140100 576 10,266 SH   DFND   5,266 5,000 0
CAMPBELL SOUP CO Common / Ordinary Stock 134429109 576 12,635 SH   SOLE   12,635 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 574 38,599 SH   SOLE   38,599 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 571 23,655 SH   SOLE   23,655 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 570 1,389 SH   OTR   1,389 0 0
NISOURCE INC Common / Ordinary Stock 65473P105 569 23,212 SH   SOLE   23,212 0 0
ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 565 12,028 SH   SOLE   12,028 0 0
FIRST FINL BANKSHARES INC Common / Ordinary Stock 32020R109 559 11,381 SH   SOLE   11,381 0 0
STRYKER CORP Common / Ordinary Stock 863667101 556 2,139 SH   DFND   1,254 885 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 552 2,079 SH   DFND   2,079 0 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 549 1,580 SH   OTR   200 1,380 0
CAREDX INC Common / Ordinary Stock 14167L103 549 6,000 SH   SOLE   6,000 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 547 224 SH   DFND   120 104 0
VIATRIS INC Common / Ordinary Stock 92556V106 546 38,177 SH   SOLE   37,543 634 0
UNITI GROUP INC Closed-end REIT 91325V108 543 51,295 SH   SOLE   51,295 0 0
ROYAL DUTCH SHELL-SPON ADR-A American Depository Receipts ADR 780259206 537 13,289 SH   SOLE   13,289 0 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 534 6,379 SH   SOLE   6,379 0 0
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 527 16,831 SH   SOLE   16,831 0 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 525 14,258 SH   DFND   14,258 0 0
EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 516 42,848 SH   SOLE   42,848 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 516 1,304 SH   DFND   711 593 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 504 7,993 SH   OTR   7,993 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 503 4,339 SH   DFND   3,214 1,125 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 503 2,151 SH   DFND   1,826 325 0
WINDHAM CT-B-B 01 Oct 2020 2 30 Sep 2021 Local Govt Fixed Rate Note 973279UH3 502 500,000 SH   SOLE   500,000 0 0
EATON VANCE TAX-MANAGED GLOB Closed-end Securities Fund 27829F108 502 49,196 SH   SOLE   49,196 0 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 501 2,118 SH   DFND   1,951 167 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 493 3,614 SH   DFND   3,614 0 0
WISDOMTREE US MIDCAP DIVIDEN Exchange Traded Fund 97717W505 492 11,739 SH   SOLE   11,739 0 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 490 12,027 SH   SOLE   11,961 66 0
PORTLAND GENERAL ELECTRIC CO Common / Ordinary Stock 736508847 489 10,615 SH   SOLE   10,615 0 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 485 3,241 SH   DFND   2,541 700 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 472 6,485 SH   OTR   820 5,665 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 472 2,375 SH   OTR   735 1,640 0
ELI LILLY & CO Common / Ordinary Stock 532457108 471 2,050 SH   DFND   1,150 900 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 468 7,414 SH   DFND   5,376 2,038 0
3M CO Common / Ordinary Stock 88579Y101 463 2,330 SH   DFND   1,975 355 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 462 7,808 SH   OTR   1,623 6,185 0
PFIZER INC Common / Ordinary Stock 717081103 454 11,606 SH   DFND   9,588 2,018 0
NETFLIX INC Common / Ordinary Stock 64110L106 448 848 SH   OTR   193 655 0
PULSE BIOSCIENCES INC Common / Ordinary Stock 74587B101 448 27,298 SH   SOLE   27,298 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 446 6,010 SH   DFND   3,006 3,004 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 445 6,000 SH   OTR   0 6,000 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 445 2,583 SH   DFND   1,858 725 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 438 1,094 SH   DFND   372 722 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 438 6,494 SH   DFND   6,494 0 0
GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 436 10,953 SH   SOLE   10,953 0 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 430 10,336 SH   DFND   7,018 3,318 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 428 2,433 SH   OTR   1,208 1,225 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 428 13,356 SH   SOLE   12,706 650 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 426 1,745 SH   OTR   745 1,000 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 421 7,947 SH   DFND   3,146 4,801 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 420 1,916 SH   OTR   1,916 0 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 415 5,664 SH   DFND   4,664 1,000 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 413 8,315 SH   OTR   1,050 7,265 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 397 1,778 SH   DFND   1,628 150 0
VISTRA CORP Common / Ordinary Stock 92840M102 383 20,666 SH   SOLE   20,666 0 0
KROGER CO Common / Ordinary Stock 501044101 374 9,766 SH   SOLE   9,766 0 0
JUST EAT TAKEAWAY-SPONS ADR American Depository Receipts ADR 48214T305 373 20,405 SH   SOLE   20,405 0 0
BRISTOW GROUP INC Common / Ordinary Stock 11040G103 370 14,455 SH   SOLE   14,455 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 370 1,159 SH   DFND   1,159 0 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 368 6,454 SH   OTR   1,009 5,445 0
BLACK STONE MINERALS LP Master Limited Partnership 09225M101 352 32,746 SH   SOLE   32,746 0 0
PPL CORP Common / Ordinary Stock 69351T106 351 12,557 SH   SOLE   12,557 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 349 2,410 SH   OTR   305 2,105 0
PROLOGIS INC Closed-end REIT 74340W103 346 2,897 SH   OTR   0 2,897 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 345 1,495 SH   DFND   545 950 0
VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 340 25,280 SH   SOLE   25,280 0 0
BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210,000 SH   SOLE   210,000 0 0
FASTENAL CO Common / Ordinary Stock 311900104 333 6,400 SH   OTR   6,400 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 332 4,690 SH   OTR   765 3,925 0
ABBVIE INC Common / Ordinary Stock 00287Y109 331 2,941 SH   DFND   2,081 860 0
HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 330 23,147 SH   SOLE   23,147 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 329 22,562 SH   SOLE   22,562 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 325 6,646 SH   OTR   6,646 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 315 5,720 SH   OTR   0 5,720 0
CSX CORP Common / Ordinary Stock 126408103 308 9,600 SH   DFND   9,600 0 0
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 306 2,540 SH   OTR   320 2,220 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 306 6,421 SH   OTR   1,036 5,385 0
FERRO CORP Common / Ordinary Stock 315405100 302 14,000 SH   SOLE   14,000 0 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 300 5,262 SH   DFND   2,062 3,200 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 290 3,725 SH   DFND   2,275 1,450 0
STARWOOD PROPERTY TRUST INC Closed-end REIT 85571B105 288 11,000 SH   SOLE   11,000 0 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 287 4,250 SH   DFND   4,250 0 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 286 9,200 SH   DFND   9,200 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 285 11,792 SH   OTR   11,792 0 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 284 1,110 SH   DFND   1,020 90 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 284 750 SH   OTR   750 0 0
SACHEM CAPITAL CORP Closed-end REIT 78590A109 284 53,000 SH   SOLE   0 53,000 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 282 5,668 SH   SOLE   5,668 0 0
INTEL CORP Common / Ordinary Stock 458140100 278 4,954 SH   OTR   4,954 0 0
AMGEN INC Common / Ordinary Stock 031162100 278 1,140 SH   DFND   250 890 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 274 1,215 SH   OTR   1,215 0 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 272 781 SH   DFND   781 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 271 868 SH   DFND   435 433 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 269 12,700 SH   SOLE   12,700 0 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 263 3,772 SH   DFND   2,114 1,658 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 262 2,575 SH   DFND   2,575 0 0
ISHARES GOLD TRUST Exchange Traded Fund 464285204 260 7,705 SH   DFND   7,218 487 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 257 708 SH   DFND   608 100 0
NUVEEN QUAL MUNI INCOME FD Closed-end Fund 67066V101 255 15,957 SH   SOLE   15,957 0 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 248 10,095 SH   SOLE   9,220 875 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 246 500 SH   DFND   500 0 0
CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 245 12,000 SH   SOLE   12,000 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 245 913 SH   DFND   913 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 243 4,974 SH   SOLE   4,974 0 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 242 2,248 SH   DFND   2,248 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 239 657 SH   OTR   657 0 0
NUVEEN MUNI VALUE FD Closed-end Fund 670928100 237 20,540 SH   SOLE   20,540 0 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 235 4,945 SH   SOLE   4,713 232 0
ZOETIS INC Common / Ordinary Stock 98978V103 227 1,217 SH   DFND   999 218 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 226 9,097 SH   SOLE   9,097 0 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 212 2,485 SH   OTR   2,485 0 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 211 4,643 SH   DFND   4,643 0 0
MITSUBISHI ESTATE CO LTD Common / Ordinary Stock J43916113 211 13,050 SH   OTR   0 13,050 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 209 1,050 SH   DFND   850 200 0
CHEVRON CORP Common / Ordinary Stock 166764100 206 1,964 SH   OTR   1,964 0 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 206 3,145 SH   DFND   1,734 1,411 0
TARGET CORP Common / Ordinary Stock 87612E106 204 843 SH   OTR   843 0 0
ROYCE VALUE TRUST Closed-end Securities Fund 780910105 203 10,696 SH   SOLE   10,696 0 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 202 2,100 SH   DFND   0 2,100 0
ISHARES MBS ETF Exchange Traded Fund 464288588 201 1,860 SH   SOLE   1,860 0 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 201 1,212 SH   DFND   865 347 0
KENTUCKY S 01 Dec 2020 0.425 01 Dec 2021 Local Govt Fixed Rate Note 49140NDS3 200 200,000 SH   SOLE   200,000 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 197 480 SH   DFND   480 0 0
EQUINIX INC Closed-end REIT 29444U700 197 245 SH   OTR   0 245 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 196 3,557 SH   DFND   339 3,218 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 189 810 SH   OTR   275 535 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 189 375 SH   OTR   375 0 0
DOVER CORP Common / Ordinary Stock 260003108 186 1,235 SH   DFND   1,235 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 184 631 SH   DFND   431 200 0
MOODY'S CORP Common / Ordinary Stock 615369105 183 505 SH   OTR   65 440 0
ABBVIE INC Common / Ordinary Stock 00287Y109 183 1,621 SH   OTR   1,621 0 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 179 1,336 SH   OTR   1,336 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 176 3,350 SH   DFND   1,150 2,200 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 175 2,625 SH   OTR   2,625 0 0
AT&T INC Common / Ordinary Stock 00206R102 175 6,074 SH   DFND   4,424 1,650 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 173 1,050 SH   DFND   1,050 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 170 2,796 SH   OTR   2,796 0 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 169 815 SH   DFND   615 200 0
EQUINIX INC Closed-end REIT 29444U700 169 210 SH   DFND   210 0 0
ARBOR REALTY TRUST INC Closed-end REIT 038923108 167 9,391 SH   DFND   9,391 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 166 967 SH   OTR   967 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 162 1,400 SH   OTR   1,400 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 162 10,774 SH   SOLE   10,774 0 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 158 2,405 SH   OTR   2,405 0 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 156 3,460 SH   DFND   3,460 0 0
SYSCO CORP Common / Ordinary Stock 871829107 150 1,933 SH   DFND   1,133 800 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 149 614 SH   DFND   514 100 0
NORTHERN TRUST CORP Common / Ordinary Stock 665859104 146 1,263 SH   DFND   1,263 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 145 3,200 SH   DFND   800 2,400 0
DEERE & CO Common / Ordinary Stock 244199105 141 400 SH   DFND   400 0 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 140 732 SH   DFND   666 66 0
WALMART INC Common / Ordinary Stock 931142103 139 985 SH   DFND   840 145 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 138 1,031 SH   DFND   1,031 0 0
TESLA INC Common / Ordinary Stock 88160R101 136 200 SH   DFND   0 200 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 135 2,412 SH   OTR   2,412 0 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 135 1,035 SH   OTR   0 1,035 0
NVIDIA CORP Common / Ordinary Stock 67066G104 134 168 SH   DFND   68 100 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 134 700 SH   OTR   700 0 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 134 1,190 SH   DFND   371 819 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 131 486 SH   DFND   486 0 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 131 1,534 SH   DFND   1,274 260 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 130 2,132 SH   DFND   2,132 0 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 128 850 SH   DFND   850 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 124 800 SH   OTR   800 0 0
AMGEN INC Common / Ordinary Stock 031162100 122 500 SH   OTR   500 0 0
US BANCORP Common / Ordinary Stock 902973304 121 2,125 SH   OTR   2,125 0 0
BOEING CO/THE Common / Ordinary Stock 097023105 120 500 SH   DFND   0 500 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 119 300 SH   OTR   300 0 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 118 845 SH   OTR   845 0 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 117 675 SH   DFND   675 0 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 117 835 SH   DFND   835 0 0
PEPSICO INC Common / Ordinary Stock 713448108 116 785 SH   OTR   785 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 116 1,350 SH   OTR   1,350 0 0
3M CO Common / Ordinary Stock 88579Y101 115 581 SH   OTR   581 0 0
DANAHER CORP Common / Ordinary Stock 235851102 115 428 SH   DFND   428 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 112 1,324 SH   OTR   1,324 0 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 112 2,066 SH   DFND   2,066 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 111 500 SH   OTR   500 0 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 110 624 SH   DFND   428 196 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 109 497 SH   DFND   297 200 0
CATERPILLAR INC Common / Ordinary Stock 149123101 109 500 SH   DFND   500 0 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 108 1,625 SH   DFND   1,625 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 97 983 SH   DFND   333 650 0
PFIZER INC Common / Ordinary Stock 717081103 96 2,456 SH   OTR   2,456 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 94 1,500 SH   OTR   1,500 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 93 1,198 SH   OTR   1,198 0 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 92 400 SH   OTR   400 0 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 90 370 SH   DFND   200 170 0
HOME DEPOT INC Common / Ordinary Stock 437076102 88 277 SH   OTR   277 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 88 1,571 SH   DFND   1,571 0 0
DANAHER CORP Common / Ordinary Stock 235851102 86 321 SH   OTR   321 0 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 85 589 SH   DFND   0 589 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 83 992 SH   DFND   992 0 0
SERVICENOW INC Common / Ordinary Stock 81762P102 79 143 SH   DFND   66 77 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 78 1,397 SH   DFND   1,397 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 78 531 SH   DFND   531 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 78 743 SH   DFND   743 0 0
EATON CORP PLC Common / Ordinary Stock G29183103 78 525 SH   DFND   525 0 0
DOW INC Common / Ordinary Stock 260557103 76 1,198 SH   OTR   1,198 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 74 390 SH   DFND   390 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 73 199 SH   DFND   114 85 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 69 448 SH   DFND   448 0 0
KROGER CO Common / Ordinary Stock 501044101 69 1,800 SH   DFND   1,800 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 68 750 SH   OTR   750 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 68 1,086 SH   DFND   1,086 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 67 865 SH   OTR   865 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 67 674 SH   OTR   674 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 66 250 SH   OTR   250 0 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 66 1,293 SH   OTR   1,293 0 0
STRYKER CORP Common / Ordinary Stock 863667101 65 250 SH   OTR   250 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 64 780 SH   DFND   100 680 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 63 314 SH   DFND   0 314 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 63 1,725 SH   DFND   1,725 0 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 62 1,632 SH   DFND   1,632 0 0
QUALCOMM INC Common / Ordinary Stock 747525103 60 420 SH   DFND   170 250 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 60 1,000 SH   OTR   1,000 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 59 800 SH   DFND   800 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 58 200 SH   OTR   200 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 57 235 SH   OTR   235 0 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 51 650 SH   DFND   650 0 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 51 1,000 SH   OTR   1,000 0 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 51 2,400 SH   DFND   0 2,400 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 49 600 SH   DFND   600 0 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 48 586 SH   DFND   0 586 0
ORACLE CORP Common / Ordinary Stock 68389X105 47 600 SH   OTR   600 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 46 1,315 SH   SOLE   1,315 0 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 45 402 SH   DFND   0 402 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 45 300 SH   OTR   300 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 44 1,200 SH   DFND   0 1,200 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 43 3,227 SH   OTR   3,227 0 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 43 473 SH   DFND   473 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 42 225 SH   DFND   225 0 0
BOEING CO/THE Common / Ordinary Stock 097023105 42 174 SH   OTR   174 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 41 500 SH   DFND   500 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 41 450 SH   DFND   450 0 0
NETFLIX INC Common / Ordinary Stock 64110L106 40 75 SH   DFND   0 75 0
ARBOR REALTY TRUST INC Closed-end REIT 038923108 39 2,163 SH   OTR   2,163 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 38 959 SH   DFND   492 467 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 38 790 SH   DFND   790 0 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 38 650 SH   OTR   650 0 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 37 1,494 SH   OTR   1,494 0 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 37 120 SH   DFND   120 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 37 2,452 SH   OTR   2,452 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 36 2,400 SH   DFND   2,400 0 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 36 162 SH   DFND   22 140 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 34 193 SH   DFND   193 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 34 500 SH   OTR   500 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 32 529 SH   OTR   529 0 0
UNITI GROUP INC Closed-end REIT 91325V108 32 3,012 SH   OTR   3,012 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 31 2,300 SH   DFND   0 2,300 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 31 468 SH   OTR   468 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 30 208 SH   DFND   208 0 0
MORGAN STANLEY Common / Ordinary Stock 617446448 30 325 SH   DFND   325 0 0
INTUIT INC Common / Ordinary Stock 461202103 29 59 SH   DFND   59 0 0
US BANCORP Common / Ordinary Stock 902973304 28 500 SH   DFND   500 0 0
WALMART INC Common / Ordinary Stock 931142103 28 200 SH   OTR   200 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 28 1,058 SH   DFND   1,058 0 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 28 505 SH   DFND   0 505 0
PHILLIPS 66 Common / Ordinary Stock 718546104 26 300 SH   DFND   300 0 0
FORTIVE CORP Common / Ordinary Stock 34959J108 26 368 SH   OTR   368 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 25 300 SH   DFND   300 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 25 350 SH   OTR   350 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 25 421 SH   DFND   421 0 0
ANTHEM INC Common / Ordinary Stock 036752103 25 65 SH   DFND   65 0 0
EXELON CORP Common / Ordinary Stock 30161N101 24 531 SH   OTR   531 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 22 1,501 SH   OTR   1,501 0 0
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 22 95 SH   DFND   95 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 22 300 SH   OTR   300 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 22 329 SH   DFND   329 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 21 166 SH   DFND   166 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 20 458 SH   OTR   458 0 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 20 288 SH   OTR   288 0 0
ENTERGY CORP Common / Ordinary Stock 29364G103 20 200 SH   OTR   200 0 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 20 200 SH   DFND   200 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 20 256 SH   DFND   256 0 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 20 80 SH   DFND   0 80 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 20 492 SH   OTR   492 0 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 19 280 SH   OTR   280 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 19 260 SH   DFND   260 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 18 207 SH   DFND   207 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 18 300 SH   DFND   300 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 18 220 SH   DFND   220 0 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 18 433 SH   OTR   433 0 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 17 250 SH   DFND   0 250 0
DOW INC Common / Ordinary Stock 260557103 16 256 SH   DFND   256 0 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 15 600 SH   OTR   600 0 0
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 14 20 SH   OTR   20 0 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 14 111 SH   DFND   111 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 13 265 SH   OTR   265 0 0
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 13 248 SH   DFND   0 248 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 13 400 SH   OTR   400 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 13 35 SH   OTR   35 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 12 45 SH   OTR   45 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 12 30 SH   OTR   30 0 0
GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 12 300 SH   OTR   300 0 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 12 284 SH   DFND   0 284 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 11 132 SH   OTR   132 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 10 100 SH   DFND   100 0 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 9 62 SH   OTR   62 0 0
VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 8 253 SH   DFND   0 253 0
ORGANON & CO Common / Ordinary Stock 68622V106 8 255 SH   DFND   110 145 0
HP INC Common / Ordinary Stock 40434L105 8 253 SH   OTR   253 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 7 110 SH   OTR   110 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH   OTR   267 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 6 40 SH   OTR   40 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 4 303 SH   OTR   303 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH   OTR   253 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 4 256 SH   DFND   122 134 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 16 SH   OTR   16 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 3 86 SH   OTR   86 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 8 SH   OTR   8 0 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 2 20 SH   DFND   0 20 0
CITIGROUP INC Common / Ordinary Stock 172967424 2 24 SH   DFND   24 0 0