Loans (Tables)

9 Months Ended

Sep. 30, 2023

Allowance for Loan Credit Losses

Schedule of composition of the loan portfolio

(Dollars in thousands)	September 30, 2023		December 31, 2022
Real Estate Loans:
Commercial	$	1,133,069	$	1,118,127
Construction and land development		179,570		195,027
Residential		464,509		426,841
Commercial - Non-Real Estate:
Commercial loans		37,925		44,924
Consumer - Non-Real Estate:
Consumer loans		467		529
Total Gross Loans	$	1,815,540	$	1,785,448
Allowance for loan credit losses		(20,036)		(20,208)
Net deferred loan costs		4,592		4,060
Total net loans	$	1,800,096	$	1,769,300