Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest and Dividend Income
Interest and fees on loans	$ 18,184	$ 17,839
Interest on investment securities, taxable	1,380	769
Interest on investment securities, tax-exempt	30	30
Dividends	60	65
Interest on deposits in banks	91	44
Total interest and dividend income	19,745	18,747
Interest Expense
Deposits	1,323	2,060
Federal Home Loan Bank advances	30	33
Subordinated debt	476	372
Total interest expense	1,829	2,465
Net interest income	17,916	16,282
Provision for loan losses		2,365
Net interest income after provision for loan losses	17,916	13,917
Non-interest Income
Service charges on deposit accounts	77	58
Bank owned life insurance	95	107
Other service charges and fees	137	104
Gain on sales and calls of securities		10
Insurance commissions	221	155
Other operating income (loss)	(116)	30
Total non-interest income	414	464
Non-interest Expenses
Salaries and employee benefits	6,027	4,989
Occupancy expense of premises	493	507
Furniture and equipment expenses	325	322
Other operating expenses	1,941	2,075
Total non-interest expenses	8,786	7,893
Income before income taxes	9,544	6,488
Income tax expense	1,870	1,414
Net income	$ 7,674	$ 5,074
Earnings per share, basic	$ 0.55	$ 0.37
Earnings per share, diluted	$ 0.55	$ 0.37