The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101 406 6,573 SH   SOLE   0 0 6,573
AMAZON COM INC COM 023135106 263 155 SH   SOLE   0 0 155
APPLE INC COM 037833100 469 2,531 SH   SOLE   0 0 2,531
ARCHER DANIELS MIDLAND CO COM 039483102 272 5,943 SH   SOLE   0 0 5,943
AT&T INC COM 00206R102 1,723 53,662 SH   SOLE   0 0 53,662
BLUEROCK RESIDENTIAL GRW REI COM CL A 09627J102 89 10,000 SH   SOLE   0 0 10,000
COSTCO WHSL CORP NEW COM 22160K105 385 1,844 SH   SOLE   0 0 1,844
ETFS TR BBG COMMD K 1 26923J503 49,797 2,040,041 SH   SOLE   0 0 2,040,041
FACEBOOK INC CL A 30303M102 304 1,563 SH   SOLE   0 0 1,563
FIDELITY MSCI FINLS IDX 316092501 23,206 591,995 SH   SOLE   0 0 591,995
FIDELITY MSCI INFO TECH I 316092808 23,838 431,293 SH   SOLE   0 0 431,293
FIRST COMWLTH FINL CORP PA COM 319829107 915 58,981 SH   SOLE   0 0 58,981
GLOBAL X FDS GLBL X MLP ETF 37950E473 304 33,233 SH   SOLE   0 0 33,233
HOME DEPOT INC COM 437076102 240 1,230 SH   SOLE   0 0 1,230
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 37,800 1,521,146 SH   SOLE   0 0 1,521,146
ISHARES INC CORE MSCI EMKT 46434G103 5,794 110,344 SH   SOLE   0 0 110,344
ISHARES TR CORE S&P500 ETF 464287200 24,925 91,284 SH   SOLE   0 0 91,284
ISHARES TR CORE US AGGBD ET 464287226 56,395 530,425 SH   SOLE   0 0 530,425
ISHARES TR MSCI EAFE ETF 464287465 2,358 35,205 SH   SOLE   0 0 35,205
ISHARES TR CORE S&P MCP ETF 464287507 62,892 322,888 SH   SOLE   0 0 322,888
ISHARES TR RUSSELL 2000 ETF 464287655 2,438 14,884 SH   SOLE   0 0 14,884
ISHARES TR CORE S&P SCP ETF 464287804 41,078 492,186 SH   SOLE   0 0 492,186
ISHARES TR IBOXX HI YD ETF 464288513 837 9,835 SH   SOLE   0 0 9,835
ISHARES TR 1 3 YR CR BD ETF 464288646 398 3,837 SH   SOLE   0 0 3,837
ISHARES TR S&P US PFD STK 464288687 4,549 120,631 SH   SOLE   0 0 120,631
ISHARES TR FLTG RATE NT ETF 46429B655 154,538 3,030,152 SH   SOLE   0 0 3,030,152
ISHARES TR CORE MSCI EAFE 46432F842 14,512 229,005 SH   SOLE   0 0 229,005
JOHNSON & JOHNSON COM 478160104 515 4,245 SH   SOLE   0 0 4,245
MARCUS & MILLICHAP INC COM 566324109 331 8,497 SH   SOLE   0 0 8,497
MCDONALDS CORP COM 580135101 1,426 9,102 SH   SOLE   0 0 9,102
NETAPP INC COM 64110D104 550 7,000 SH   SOLE   0 0 7,000
NUVEEN CALIF MUN VALUE FD COM 67062C107 145 15,250 SH   SOLE   0 0 15,250
PAYCHEX INC COM 704326107 219 3,200 SH   SOLE   0 0 3,200
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,058 20,674 SH   SOLE   0 0 20,674
PRAXAIR INC COM 74005P104 200 1,267 SH   SOLE   0 0 1,267
PROCTER AND GAMBLE CO COM 742718109 250 3,208 SH   SOLE   0 0 3,208
QUALCOMM INC COM 747525103 390 6,942 SH   SOLE   0 0 6,942
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,598 24,596 SH   SOLE   0 0 24,596
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,298 23,639 SH   SOLE   0 0 23,639
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,022 13,897 SH   SOLE   0 0 13,897
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,388 12,491 SH   SOLE   0 0 12,491
SPDR SER TR BLOMBERG BRC INV 78468R200 2,005 65,214 SH   SOLE   0 0 65,214
SPDR SER TR BLOOMBERG SRT TR 78468R408 25,964 951,405 SH   SOLE   0 0 951,405
TORTOISE PIPELINE & ENERGY F COM 89148H108 275 16,000 SH   SOLE   0 0 16,000
UNITED PARCEL SERVICE INC CL B 911312106 1,101 10,367 SH   SOLE   0 0 10,367
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,566 61,987 SH   SOLE   0 0 61,987
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,502 31,594 SH   SOLE   0 0 31,594
VANGUARD GROUP DIV APP ETF 921908844 639 6,290 SH   SOLE   0 0 6,290
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 72,152 289,173 SH   SOLE   0 0 289,173
VANGUARD INDEX FDS MID CAP ETF 922908629 1,057 6,708 SH   SOLE   0 0 6,708
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,818 14,569 SH   SOLE   0 0 14,569
VANGUARD INDEX FDS SMALL CP ETF 922908751 347 2,230 SH   SOLE   0 0 2,230
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,819 20,077 SH   SOLE   0 0 20,077
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,265 82,277 SH   SOLE   0 0 82,277
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 36,484 864,547 SH   SOLE   0 0 864,547
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 147,251 3,432,433 SH   SOLE   0 0 3,432,433
VERIZON COMMUNICATIONS INC COM 92343V104 398 7,909 SH   SOLE   0 0 7,909