The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408   779,706 4,837 SH   SOLE   0 0 4,837
ISHARES TR RUS 1000 GRW ETF 464287614   1,530,565 5,562 SH   SOLE   0 0 5,562
ISHARES TR MBS ETF 464288588   1,696,981 18,195 SH   SOLE   0 0 18,195
VANGUARD STAR FDS VG TL INTL STK F 921909768   271,837 4,847 SH   SOLE   0 0 4,847
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   377,798 2,173 SH   SOLE   0 0 2,173
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   17,254,484 88,735 SH   SOLE   0 0 88,735
EXXON MOBIL CORP COM 30231G102   457,958 4,270 SH   SOLE   0 0 4,270
MICROSOFT CORP COM 594918104   589,866 1,732 SH   SOLE   0 0 1,732
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   630,998 2,577 SH   SOLE   0 0 2,577
ALPHABET INC CAP STK CL C 02079K107   1,166,151 9,640 SH   SOLE   0 0 9,640
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,320,041 12,445 SH   SOLE   0 0 12,445
ISHARES TR CORE S&P500 ETF 464287200   819,486 1,839 SH   SOLE   0 0 1,839
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   12,348,594 303,554 SH   SOLE   0 0 303,554
VANGUARD INDEX FDS TOTAL STK MKT 922908769   23,747,961 107,808 SH   SOLE   0 0 107,808
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,737,395 5,095 SH   SOLE   0 0 5,095
ISHARES TR MSCI EAFE MIN VL 46429B689   316,961 4,696 SH   SOLE   0 0 4,696
KINDER MORGAN INC DEL COM 49456B101   499,673 29,017 SH   SOLE   0 0 29,017
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   382,416 5,384 SH   SOLE   0 0 5,384
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,259,580 25,081 SH   SOLE   0 0 25,081
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,067,424 83,939 SH   SOLE   0 0 83,939
ISHARES TR CORE US AGGBD ET 464287226   1,553,402 15,859 SH   SOLE   0 0 15,859
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,087,828 10,299 SH   SOLE   0 0 10,299
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   1,053,520 16,905 SH   SOLE   0 0 16,905
BOEING CO COM 097023105   425,687 2,016 SH   SOLE   0 0 2,016
VANGUARD INDEX FDS GROWTH ETF 922908736   22,416,417 79,221 SH   SOLE   0 0 79,221
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   329,919 2,031 SH   SOLE   0 0 2,031
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   263,636 3,155 SH   SOLE   0 0 3,155
ISHARES TR EXPND TEC SC ETF 464287549   313,117 797 SH   SOLE   0 0 797
ABBVIE INC COM 00287Y109   2,071,474 15,375 SH   SOLE   0 0 15,375
ISHARES TR SP SMCP600VL ETF 464287879   247,234 2,600 SH   SOLE   0 0 2,600
VANGUARD INDEX FDS MID CAP ETF 922908629   24,689,468 112,143 SH   SOLE   0 0 112,143
JOHNSON & JOHNSON COM 478160104   786,440 4,751 SH   SOLE   0 0 4,751
VANGUARD INDEX FDS SM CP VAL ETF 922908611   268,444 1,623 SH   SOLE   0 0 1,623
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   30,812,291 566,298 SH   SOLE   0 0 566,298
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   443,827 8,585 SH   SOLE   0 0 8,585
AMER STATES WTR CO COM 029899101   483,067 5,552 SH   SOLE   0 0 5,552
ISHARES TR RUS 2000 VAL ETF 464287630   292,195 2,075 SH   SOLE   0 0 2,075
ISHARES TR 0-5YR HI YL CP 46434V407   1,295,304 31,250 SH   SOLE   0 0 31,250
DBX ETF TR XTRACK MSCI EAFE 233051200   23,898,560 675,673 SH   SOLE   0 0 675,673
ISHARES TR HDG MSCI EAFE 46434V803   21,871,613 705,536 SH   SOLE   0 0 705,536
ABBOTT LABS COM 002824100   1,304,860 11,969 SH   SOLE   0 0 11,969
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   80,204,352 2,588,072 SH   SOLE   0 0 2,588,072
ALPHABET INC CAP STK CL A 02079K305   983,934 8,220 SH   SOLE   0 0 8,220
ISHARES TR S&P 500 GRWT ETF 464287309   1,304,291 18,506 SH   SOLE   0 0 18,506
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,611,333 5,891 SH   SOLE   0 0 5,891
ISHARES TR RUS 1000 ETF 464287622   574,091 2,355 SH   SOLE   0 0 2,355
QUALCOMM INC COM 747525103   1,325,554 11,135 SH   SOLE   0 0 11,135
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   124,353 13,159 SH   SOLE   0 0 13,159
ISHARES TR CORE S&P MCP ETF 464287507   1,589,875 6,080 SH   SOLE   0 0 6,080
ISHARES TR US CONSM STAPLES 464287812   420,572 2,100 SH   SOLE   0 0 2,100
ISHARES TR MSCI EAFE ETF 464287465   7,908,069 109,077 SH   SOLE   0 0 109,077
APPLE INC COM 037833100   5,432,735 28,008 SH   SOLE   0 0 28,008
CATERPILLAR INC COM 149123101   338,811 1,377 SH   SOLE   0 0 1,377
SUMMIT THERAPEUTICS INC COM 86627T108   32,070 12,777 SH   SOLE   0 0 12,777
AMERICAN WTR WKS CO INC NEW COM 030420103   294,494 2,063 SH   SOLE   0 0 2,063