The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,652 9,290 SH   SOLE   0 0 9,290
ISHARES TR SP SMCP600VL ETF 464287879 421 3,501 SH   SOLE   0 0 3,501
ISHARES TR S&P 500 VAL ETF 464287408 1,398 12,917 SH   SOLE   0 0 12,917
ISHARES TR CORE S&P500 ETF 464287200 996 3,215 SH   SOLE   0 0 3,215
ISHARES TR S&P 500 GRWT ETF 464287309 1,911 9,212 SH   SOLE   0 0 9,212
ISHARES TR RUS 1000 ETF 464287622 888 5,172 SH   SOLE   0 0 5,172
ISHARES TR RUS 1000 GRW ETF 464287614 1,251 6,518 SH   SOLE   0 0 6,518
ISHARES TR RUS 2000 VAL ETF 464287630 221 2,273 SH   SOLE   0 0 2,273
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,954 6,337 SH   SOLE   0 0 6,337
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,232 6,904 SH   SOLE   0 0 6,904
INTEL CORP COM 458140100 262 4,373 SH   SOLE   0 0 4,373
QUALCOMM INC COM 747525103 999 10,956 SH   SOLE   0 0 10,956
JOHNSON & JOHNSON COM 478160104 407 2,894 SH   SOLE   0 0 2,894
ISHARES TR MSCI EAFE ETF 464287465 8,938 146,839 SH   SOLE   0 0 146,839
MICROSOFT CORP COM 594918104 275 1,350 SH   SOLE   0 0 1,350
ISHARES TR U.S. CNSM GD ETF 464287812 342 2,685 SH   SOLE   0 0 2,685
ISHARES TR EXPND TEC SC ETF 464287549 483 1,730 SH   SOLE   0 0 1,730
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 295 2,516 SH   SOLE   0 0 2,516
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,654 138,336 SH   SOLE   0 0 138,336
APPLE INC COM 037833100 2,442 6,694 SH   SOLE   0 0 6,694
AMERICAN WTR WKS CO INC NEW COM 030420103 265 2,063 SH   SOLE   0 0 2,063
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 20,107 134,432 SH   SOLE   0 0 134,432
KINDER MORGAN INC DEL COM 49456B101 566 37,302 SH   SOLE   0 0 37,302
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,321 260,568 SH   SOLE   0 0 260,568
ISHARES TR CORE US AGGBD ET 464287226 1,342 11,353 SH   SOLE   0 0 11,353
ALPHABET INC CAP STK CL A 02079K305 560 395 SH   SOLE   0 0 395
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 904 4,693 SH   SOLE   0 0 4,693
VANGUARD INDEX FDS MID CAP ETF 922908629 11,019 67,224 SH   SOLE   0 0 67,224
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 305 3,888 SH   SOLE   0 0 3,888
VANGUARD INDEX FDS GROWTH ETF 922908736 29,968 148,291 SH   SOLE   0 0 148,291
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 873 20,229 SH   SOLE   0 0 20,229
AMER STATES WTR CO COM 029899101 455 5,780 SH   SOLE   0 0 5,780
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,682 11,762 SH   SOLE   0 0 11,762
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 22,443 471,401 SH   SOLE   0 0 471,401
ISHARES TR MBS ETF 464288588 404 3,649 SH   SOLE   0 0 3,649
MEDICINOVA INC COM NEW 58468P206 85 15,700 SH   SOLE   0 0 15,700
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 615 8,371 SH   SOLE   0 0 8,371
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 296 9,960 SH   SOLE   0 0 9,960
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,481 101,888 SH   SOLE   0 0 101,888
DBX ETF TR XTRACK MSCI EAFE 233051200 27,794 919,720 SH   SOLE   0 0 919,720
ISHARES TR MIN VOL EAFE ETF 46429B689 331 5,005 SH   SOLE   0 0 5,005
ISHARES TR HDG MSCI EAFE 46434V803 9,445 342,268 SH   SOLE   0 0 342,268
ALPHABET INC CAP STK CL C 02079K107 558 395 SH   SOLE   0 0 395