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Significant Accounting Policies - Schedule of Cumulative Effect of Changes on Consolidated Balance Sheet Due to Adoption of ASC 326 (Details)
¥ in Thousands, $ in Thousands
Dec. 31, 2022
CNY (¥)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
CNY (¥)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
CNY (¥)
Jan. 01, 2020
CNY (¥)
Dec. 31, 2019
CNY (¥)
ASSETS              
Cash and cash equivalents ¥ 1,494,150 $ 216,631 ¥ 2,664,132 $ 386,263 ¥ 1,563,755   ¥ 2,085,234
Restricted cash             1,900,392
Restricted term deposits             1,966,643
Financing receivables, net             4,411,488
Accrued interest receivable, net             54,284
Guarantee receivables, net             1,464,977
Prepaid expenses and other current assets 1,086,952 157,593 1,194,120       1,324,924
Deposits to insurance companies and guarantee companies 2,249,022 326,078 1,378,489       1,251,003
Contract assets and receivables, net             3,454,851
Other assets 1,048,301 151,989 826,883       454,421
Long‑term investments 348,376 50,510 469,064       511,605
LIABILITIES              
Guarantee liabilities             (1,726,368)
Deferred guarantee income (894,858) (129,742) (419,843)        
Allowance for credit losses (197,407)   (328,231)   (529,162)   (373,545)
Deferred tax assets 1,141,761 165,540 1,176,878       157,138
Deferred tax liabilities (52,559) (7,620) (54,335)       (309,646)
Decrease in retained earnings 4,894,273 $ 709,600 4,195,791        
ASC 326              
LIABILITIES              
Contingent guarantee liabilities ¥ (882,107)   ¥ (928,840)   (1,738,787)    
Allowance for credit losses             ¥ (229,661)
ASC 326 | Cumulative Effect Period Of Adoption Adjustment              
ASSETS              
Cash and cash equivalents           ¥ (1,465)  
Restricted cash           (1,848)  
Restricted term deposits           (1,921)  
Financing receivables, net           (229,661)  
Accrued interest receivable, net           (1,681)  
Guarantee receivables, net           (40,388)  
Prepaid expenses and other current assets           (12,077)  
Deposits to insurance companies and guarantee companies           (3,060)  
Contract assets and receivables, net           (26,045)  
Other assets           (2,466)  
Long‑term investments           (3,588)  
LIABILITIES              
Guarantee liabilities           1,726,368  
Deferred guarantee income           (1,481,814)  
Contingent guarantee liabilities         ¥ (2,214,128) (2,214,128)  
Allowance for credit losses           (2,293,774)  
Deferred tax assets           78,803  
Deferred tax liabilities           296,471  
Decrease in retained earnings           (1,918,500)  
ASC 326 | Cumulative Effect, Period of Adoption, Adjusted Balance              
ASSETS              
Cash and cash equivalents           2,083,769  
Restricted cash           1,898,544  
Restricted term deposits           1,964,722  
Financing receivables, net           4,181,827  
Accrued interest receivable, net           52,603  
Guarantee receivables, net           1,424,589  
Prepaid expenses and other current assets           1,312,847  
Deposits to insurance companies and guarantee companies           1,247,943  
Contract assets and receivables, net           3,428,806  
Other assets           451,955  
Long‑term investments           508,017  
LIABILITIES              
Deferred guarantee income           (1,481,814)  
Contingent guarantee liabilities           (2,214,128)  
Deferred tax assets           235,941  
Deferred tax liabilities           ¥ (13,175)