The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   5,916,407 458,992 SH   SOLE   0 0 458,992
CORE SCIENTIFIC INC NEW COM 21874A106   97,036 10,434 SH   SOLE   0 0 10,434
DBX ETF TR XTRACK MSCI EAFE 233051200   2,739,640 66,111 SH   SOLE   0 0 66,111
GLOBAL X FDS MSCI GREECE ETF 37954Y319   2,456,513 61,768 SH   SOLE   0 0 61,768
GRANITESHARES GOLD TR SHS BEN INT 38748G101   873,697 38,053 SH   SOLE   0 0 38,053
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   10,817,685 170,250 SH   SOLE   0 0 170,250
ISHARES TR CORE US AGGBD ET 464287226   4,494,923 46,306 SH   SOLE   0 0 46,306
ISHARES TR 20 YR TR BD ETF 464287432   59,463,764 647,895 SH   SOLE   0 0 647,895
ISHARES TR 1 3 YR TREAS BD 464287457   1,297,882 15,896 SH   SOLE   0 0 15,896
ISHARES TR RUS MID CAP ETF 464287499   1,784,165 22,005 SH   SOLE   0 0 22,005
ISHARES TR COHEN STEER REIT 464287564   237,181 4,140 SH   SOLE   0 0 4,140
ISHARES TR RUS 1000 VAL ETF 464287598   1,483,693 8,504 SH   SOLE   0 0 8,504
ISHARES TR RUS 1000 GRW ETF 464287614   2,980,598 8,177 SH   SOLE   0 0 8,177
ISHARES TR RUS 1000 ETF 464287622   53,841,544 180,956 SH   SOLE   0 0 180,956
ISHARES TR RUS 2000 VAL ETF 464287630   1,142,707 7,503 SH   SOLE   0 0 7,503
ISHARES TR RUSSELL 2000 ETF 464287655   581,280 2,865 SH   SOLE   0 0 2,865
ISHARES TR RUSSELL 3000 ETF 464287689   7,031,194 22,779 SH   SOLE   0 0 22,779
ISHARES TR CORE S&P SCP ETF 464287804   1,274,907 11,953 SH   SOLE   0 0 11,953
ISHARES TR SHRT NAT MUN ETF 464288158   6,732,706 64,397 SH   SOLE   0 0 64,397
ISHARES TR MSCI ACWI EX US 464288240   850,080 16,000 SH   SOLE   0 0 16,000
ISHARES TR US TREAS BD ETF 46429B267   142,469,276 6,312,329 SH   SOLE   0 0 6,312,329
ISHARES TR MSCI USA QLT FCT 46432F339   1,058,029 6,196 SH   SOLE   0 0 6,196
ISHARES TR CORE MSCI EAFE 46432F842   34,673,481 477,333 SH   SOLE   0 0 477,333
ISHARES INC CORE MSCI EMKT 46434G103   327,883,816 6,125,235 SH   SOLE   0 0 6,125,235
ISHARES INC ESG AWR MSCI EM 46434G863   664,824 19,828 SH   SOLE   0 0 19,828
ISHARES TR HDG MSCI EAFE 46434V803   38,260,096 1,076,082 SH   SOLE   0 0 1,076,082
ISHARES TR ESG AWR MSCI USA 46435G425   2,896,556 24,276 SH   SOLE   0 0 24,276
ISHARES TR ESG AW MSCI EAFE 46435G516   860,586 10,924 SH   SOLE   0 0 10,924
KRANESHARES TRUST CALIFORNIA CARB 500767553   102,210,928 4,560,952 SH   SOLE   0 0 4,560,952
SPDR S&P 500 ETF TR TR UNIT 78462F103   140,994,885 259,077 SH   SOLE   0 0 259,077
SPDR SER TR NUVEEN BLOOMBERG 78464A284   9,787,760 384,739 SH   SOLE   0 0 384,739
SPDR SER TR PORTFOLIO S&P400 78464A847   797,818 15,552 SH   SOLE   0 0 15,552
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,563,633 6,660 SH   SOLE   0 0 6,660
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   39,783,051 433,461 SH   SOLE   0 0 433,461
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,358,444 62,221 SH   SOLE   0 0 62,221
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   31,025,678 627,796 SH   SOLE   0 0 627,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   21,916,277 500,829 SH   SOLE   0 0 500,829
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   85,720,092 1,472,095 SH   SOLE   0 0 1,472,095
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   135,362,785 2,346,789 SH   SOLE   0 0 2,346,789
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,510,832 20,800 SH   SOLE   0 0 20,800
VANGUARD INDEX FDS GROWTH ETF 922908736   2,244,060 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,348,958 12,519 SH   SOLE   0 0 12,519