The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   3,327,692 458,992 SH   SOLE   0 0 458,992
DBX ETF TR XTRACK MSCI EAFE 233051200   3,694,200 105,851 SH   SOLE   0 0 105,851
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   63,854,449 1,280,161 SH   SOLE   0 0 1,280,161
ENGINE NO 1 ETF TRUST TRANSFORM CLMTE 29287L205   21,884,360 427,621 SH   SOLE   0 0 427,621
GRANITESHARES GOLD TR SHS BEN INT 38748G101   209,486,716 11,459,886 SH   SOLE   0 0 11,459,886
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   8,519,310 170,250 SH   SOLE   0 0 170,250
ISHARES GOLD TR ISHARES NEW 464285204   2,794,791 79,874 SH   SOLE   0 0 79,874
ISHARES TR CORE S&P500 ETF 464287200   979,959 2,282 SH   SOLE   0 0 2,282
ISHARES TR CORE US AGGBD ET 464287226   3,331,837 35,430 SH   SOLE   0 0 35,430
ISHARES TR 20 YR TR BD ETF 464287432   128,970,955 1,454,177 SH   SOLE   0 0 1,454,177
ISHARES TR RUS MID CAP ETF 464287499   1,067,904 15,421 SH   SOLE   0 0 15,421
ISHARES TR CORE S&P MCP ETF 464287507   406,441 1,630 SH   SOLE   0 0 1,630
ISHARES TR COHEN STEER REIT 464287564   207,662 4,140 SH   SOLE   0 0 4,140
ISHARES TR RUS 1000 VAL ETF 464287598   1,321,138 8,702 SH   SOLE   0 0 8,702
ISHARES TR RUS 1000 GRW ETF 464287614   2,209,845 8,308 SH   SOLE   0 0 8,308
ISHARES TR RUS 1000 ETF 464287622   35,402,581 150,707 SH   SOLE   0 0 150,707
ISHARES TR RUS 2000 VAL ETF 464287630   3,201,420 23,618 SH   SOLE   0 0 23,618
ISHARES TR CORE S&P SCP ETF 464287804   368,547 3,907 SH   SOLE   0 0 3,907
ISHARES TR SHRT NAT MUN ETF 464288158   8,222,731 79,941 SH   SOLE   0 0 79,941
ISHARES TR NATIONAL MUN ETF 464288414   362,787 3,538 SH   SOLE   0 0 3,538
ISHARES TR IBOXX HI YD ETF 464288513   7,190,881 97,543 SH   SOLE   0 0 97,543
ISHARES TR US TREAS BD ETF 46429B267   94,597,411 4,292,079 SH   SOLE   0 0 4,292,079
ISHARES TR MSCI USA QLT FCT 46432F339   1,742,132 13,219 SH   SOLE   0 0 13,219
ISHARES TR CORE MSCI EAFE 46432F842   23,207,120 360,639 SH   SOLE   0 0 360,639
ISHARES INC CORE MSCI EMKT 46434G103   241,968,093 5,084,431 SH   SOLE   0 0 5,084,431
ISHARES INC ESG AWR MSCI EM 46434G863   376,957 12,449 SH   SOLE   0 0 12,449
ISHARES TR HDG MSCI EAFE 46434V803   39,841,383 1,323,634 SH   SOLE   0 0 1,323,634
ISHARES TR ESG AWR MSCI USA 46435G425   1,356,236 14,442 SH   SOLE   0 0 14,442
ISHARES TR ESG AW MSCI EAFE 46435G516   739,672 10,700 SH   SOLE   0 0 10,700
KRANESHARES TR CALIFORNIA CARB 500767553   125,116,276 4,395,335 SH   SOLE   0 0 4,395,335
SPDR S&P 500 ETF TR TR UNIT 78462F103   111,571,853 260,999 SH   SOLE   0 0 260,999
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,091,158 87,790 SH   SOLE   0 0 87,790
SPDR SER TR PORTFOLIO S&P400 78464A847   704,187 16,081 SH   SOLE   0 0 16,081
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,739,798 3,810 SH   SOLE   0 0 3,810
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,381,974 123,960 SH   SOLE   0 0 123,960
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   214,632 4,374 SH   SOLE   0 0 4,374
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,848,942 69,822 SH   SOLE   0 0 69,822
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,461,070 92,592 SH   SOLE   0 0 92,592
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   31,042,730 710,035 SH   SOLE   0 0 710,035
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,158,171 590,619 SH   SOLE   0 0 590,619
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   113,139,855 1,979,700 SH   SOLE   0 0 1,979,700
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   41,894,896 754,727 SH   SOLE   0 0 754,727
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,520,643 7,159 SH   SOLE   0 0 7,159