The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 3,241 2,654 SH   SOLE 0 0 2,654
ALPHABET INC CAP STK CL C 02079K107 263 216 SH   SOLE 0 0 216
AMAZON COM INC COM 023135106 2,932 1,689 SH   SOLE 0 0 1,689
APPLE INC COM 037833100 4,289 19,151 SH   SOLE 0 0 19,151
BANK AMER CORP COM 060505104 1,704 58,405 SH   SOLE 0 0 58,405
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,074 9,971 SH   SOLE 0 0 9,971
CAPITAL ONE FINL CORP COM 14040H105 734 8,073 SH   SOLE 0 0 8,073
CATERPILLAR INC DEL COM 149123101 570 4,512 SH   SOLE 0 0 4,512
CHEVRON CORP NEW COM 166764100 751 6,331 SH   SOLE 0 0 6,331
CISCO SYS INC COM 17275R102 247 4,999 SH   SOLE 0 0 4,999
CITIGROUP INC COM NEW 172967424 1,440 20,852 SH   SOLE 0 0 20,852
CUMMINS INC COM 231021106 481 2,958 SH   SOLE 0 0 2,958
CVS HEALTH CORP COM 126650100 1,060 16,805 SH   SOLE 0 0 16,805
DELTA AIR LINES INC DEL COM NEW 247361702 490 8,500 SH   SOLE 0 0 8,500
DISNEY WALT CO COM DISNEY 254687106 1,720 13,197 SH   SOLE 0 0 13,197
EXXON MOBIL CORP COM 30231G102 1,053 14,910 SH   SOLE 0 0 14,910
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 821 8,181 SH   SOLE 0 0 8,181
GOLDMAN SACHS GROUP INC COM 38141G104 276 1,332 SH   SOLE 0 0 1,332
HOME DEPOT INC COM 437076102 317 1,366 SH   SOLE 0 0 1,366
HONEYWELL INTL INC COM 438516106 618 3,651 SH   SOLE 0 0 3,651
INTEL CORP COM 458140100 654 12,699 SH   SOLE 0 0 12,699
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 169 11,230 SH   SOLE 0 0 11,230
ISHARES TR 1 3 YR TREAS BD 464287457 245 2,886 SH   SOLE 0 0 2,886
ISHARES TR CORE MSCI EAFE 46432F842 9,081 148,690 SH   SOLE 0 0 148,690
ISHARES TR CORE S&P MCP ETF 464287507 1,719 8,896 SH   SOLE 0 0 8,896
ISHARES TR CORE S&P SCP ETF 464287804 1,110 14,264 SH   SOLE 0 0 14,264
ISHARES TR CORE S&P TTL STK 464287150 7,850 117,041 SH   SOLE 0 0 117,041
ISHARES TR CORE S&P500 ETF 464287200 10,420 34,906 SH   SOLE 0 0 34,906
ISHARES TR IBOXX INV CP ETF 464287242 1,340 10,508 SH   SOLE 0 0 10,508
ISHARES TR INTL SEL DIV ETF 464288448 236 7,665 SH   SOLE 0 0 7,665
ISHARES TR NATIONAL MUN ETF 464288414 859 7,525 SH   SOLE 0 0 7,525
ISHARES TR SHRT NAT MUN ETF 464288158 266 2,493 SH   SOLE 0 0 2,493
ISHARES US ETF TR SHT MAT BD ETF 46431W507 939 18,659 SH   SOLE 0 0 18,659
JOHNSON & JOHNSON COM 478160104 1,712 13,230 SH   SOLE 0 0 13,230
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,043 20,682 SH   SOLE 0 0 20,682
JPMORGAN CHASE & CO COM 46625H100 2,034 17,281 SH   SOLE 0 0 17,281
LOCKHEED MARTIN CORP COM 539830109 532 1,364 SH   SOLE 0 0 1,364
MARRIOTT INTL INC NEW CL A 571903202 260 2,088 SH   SOLE 0 0 2,088
MARTIN MARIETTA MATLS INC COM 573284106 579 2,112 SH   SOLE 0 0 2,112
MCDONALDS CORP COM 580135101 1,819 8,473 SH   SOLE 0 0 8,473
MEDTRONIC PLC SHS G5960L103 1,568 14,437 SH   SOLE 0 0 14,437
MERCK & CO INC COM 58933Y105 1,203 14,288 SH   SOLE 0 0 14,288
MICROSOFT CORP COM 594918104 4,602 33,098 SH   SOLE 0 0 33,098
MONDELEZ INTL INC CL A 609207105 1,651 29,849 SH   SOLE 0 0 29,849
NEXTERA ENERGY INC COM 65339F101 266 1,141 SH   SOLE 0 0 1,141
ORACLE CORP COM 68389X105 252 4,581 SH   SOLE 0 0 4,581
ORANGE SPONSORED ADR 684060106 434 27,863 SH   SOLE 0 0 27,863
PEPSICO INC COM 713448108 1,599 11,661 SH   SOLE 0 0 11,661
PFIZER INC COM 717081103 1,747 48,615 SH   SOLE 0 0 48,615
PIMCO ETF TR ACTIVE BD ETF 72201R775 2,694 24,735 SH   SOLE 0 0 24,735
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,852 18,201 SH   SOLE 0 0 18,201
PIONEER NAT RES CO COM 723787107 593 4,715 SH   SOLE 0 0 4,715
PPL CORP COM 69351T106 474 15,061 SH   SOLE 0 0 15,061
PROCTER & GAMBLE CO COM 742718109 1,522 12,233 SH   SOLE 0 0 12,233
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 855 14,537 SH   SOLE 0 0 14,537
SALESFORCE COM INC COM 79466L302 1,496 10,077 SH   SOLE 0 0 10,077
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,482 209,603 SH   SOLE 0 0 209,603
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 230 1,907 SH   SOLE 0 0 1,907
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 237 3,658 SH   SOLE 0 0 3,658
SIMON PPTY GROUP INC NEW COM 828806109 212 1,361 SH   SOLE 0 0 1,361
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 2,068 67,218 SH   SOLE 0 0 67,218
STARBUCKS CORP COM 855244109 1,809 20,463 SH   SOLE 0 0 20,463
THE CHARLES SCHWAB CORPORATI COM 808513105 425 10,164 SH   SOLE 0 0 10,164
UNITED PARCEL SERVICE INC CL B 911312106 711 5,936 SH   SOLE 0 0 5,936
UNITED TECHNOLOGIES CORP COM 913017109 1,307 9,576 SH   SOLE 0 0 9,576
UNITEDHEALTH GROUP INC COM 91324P102 1,101 5,066 SH   SOLE 0 0 5,066
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 6,831 77,631 SH   SOLE 0 0 77,631
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 369 4,563 SH   SOLE 0 0 4,563
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 26,227 310,637 SH   SOLE 0 0 310,637
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,421 12,218 SH   SOLE 0 0 12,218
VANGUARD INDEX FDS SMALL CP ETF 922908751 207 1,345 SH   SOLE 0 0 1,345
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,265 41,491 SH   SOLE 0 0 41,491
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,239 64,916 SH   SOLE 0 0 64,916
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 541 13,444 SH   SOLE 0 0 13,444
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,445 29,468 SH   SOLE 0 0 29,468
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 795 9,811 SH   SOLE 0 0 9,811
VANGUARD WORLD FD MEGA GRWTH IND 921910816 8,099 61,052 SH   SOLE 0 0 61,052
VERIZON COMMUNICATIONS INC COM 92343V104 239 3,961 SH   SOLE 0 0 3,961
VISA INC COM CL A 92826C839 455 2,646 SH   SOLE 0 0 2,646
WALMART INC COM 931142103 1,609 13,555 SH   SOLE 0 0 13,555
WISDOMTREE TR CBOE S&P 500 97717X560 1,109 40,132 SH   SOLE 0 0 40,132
WISDOMTREE TR CURRNCY INT EQ 97717X263 2,072 71,880 SH   SOLE 0 0 71,880
WISDOMTREE TR US QTLY DIV GRT 97717X669 5,155 114,325 SH   SOLE 0 0 114,325