The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 445 2,523 SH   SOLE 0 0 0 2,523
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 6,886 72,465 SH   SOLE 0 0 0 72,465
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,250 13,393 SH   SOLE 0 0 0 13,393
ISHARES INC CORE MSCI EMKT 46434G103 820 13,217 SH   SOLE 0 0 0 13,217
ISHARES INC ESG AWR MSCI EM 46434G863 249 5,923 SH   SOLE 0 0 0 5,923
ISHARES TR ESG AWRE USD ETF 46435G193 808 28,520 SH   SOLE 0 0 0 28,520
ISHARES TR RUS MID CAP ETF 464287499 275 4,006 SH   SOLE 0 0 0 4,006
ISHARES TR ISHS 5-10YR INVT 464288638 28,485 460,997 SH   SOLE 0 0 0 460,997
ISHARES TR MODERT ALLOC ETF 464289875 276 6,381 SH   SOLE 0 0 0 6,381
ISHARES TR AGGRES ALLOC ETF 464289859 265 4,123 SH   SOLE 0 0 0 4,123
ISHARES TR S&P 500 VAL ETF 464287408 453 3,542 SH   SOLE 0 0 0 3,542
ISHARES TR CORE S&P500 ETF 464287200 581 1,548 SH   SOLE 0 0 0 1,548
MICROSOFT CORP COM 594918104 352 1,584 SH   SOLE 0 0 0 1,584
NIKE INC CL B 654106103 817 5,772 SH   SOLE 0 0 0 5,772
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,102 151,184 SH   SOLE 0 0 0 151,184
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,209 123,554 SH   SOLE 0 0 0 123,554
SPDR S&P 500 ETF TR TR UNIT 78462F103 454 1,213 SH   SOLE 0 0 0 1,213
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,348 187,161 SH   SOLE 0 0 0 187,161
SPDR SER TR PRTFLO S&P500 VL 78464A508 9,960 289,632 SH   SOLE 0 0 0 289,632
SPDR SER TR S&P DIVID ETF 78464A763 8,061 76,101 SH   SOLE 0 0 0 76,101
SPDR SER TR PORTFOLIO S&P400 78464A847 6,735 166,713 SH   SOLE 0 0 0 166,713
SPDR SER TR PORTFOLIO S&P600 78468R853 3,455 96,516 SH   SOLE 0 0 0 96,516
SPDR SER TR PORTFOLIO SHORT 78464A474 9,523 303,283 SH   SOLE 0 0 0 303,283
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 397 4,786 SH   SOLE 0 0 0 4,786
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,259 5,938 SH   SOLE 0 0 0 5,938
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 719 6,045 SH   SOLE 0 0 0 6,045
VANGUARD INDEX FDS VALUE ETF 922908744 6,015 50,563 SH   SOLE 0 0 0 50,563
VANGUARD INDEX FDS MID CAP ETF 922908629 2,091 10,113 SH   SOLE 0 0 0 10,113
VANGUARD INDEX FDS SM CP VAL ETF 922908611 341 2,398 SH   SOLE 0 0 0 2,398
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,119 5,749 SH   SOLE 0 0 0 5,749
VANGUARD INDEX FDS GROWTH ETF 922908736 6,067 23,950 SH   SOLE 0 0 0 23,950
VANGUARD INDEX FDS SML CP GRW ETF 922908595 685 2,561 SH   SOLE 0 0 0 2,561
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,383 47,556 SH   SOLE 0 0 0 47,556
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 249 2,991 SH   SOLE 0 0 0 2,991
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,149 66,698 SH   SOLE 0 0 0 66,698
WORLD GOLD TR SPDR GLD MINIS 98149E204 8,104 427,861 SH   SOLE 0 0 0 427,861
WP CAREY INC COM 92936U109 276 3,907 SH   SOLE 0 0 0 3,907