The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 530 2,523 SH   SOLE 0 0 0 2,523
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,686 40,759 SH   SOLE 0 0 0 40,759
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 2,051 15,131 SH   SOLE 0 0 0 15,131
ISHARES INC CORE MSCI EMKT 46434G103 364 7,423 SH   SOLE 0 0 0 7,423
ISHARES TR 0-5YR INVT GR CP 46434V100 2,941 60,680 SH   SOLE 0 0 0 60,680
ISHARES TR RUS MID CAP ETF 464287499 259 4,006 SH   SOLE 0 0 0 4,006
ISHARES TR ISHS 5-10YR INVT 464288638 14,612 286,168 SH   SOLE 0 0 0 286,168
ISHARES TR CRE U S REIT ETF 464288521 8,064 151,005 SH   SOLE 0 0 0 151,005
ISHARES TR MODERT ALLOC ETF 464289875 244 6,271 SH   SOLE 0 0 0 6,271
ISHARES TR AGGRES ALLOC ETF 464289859 352 5,881 SH   SOLE 0 0 0 5,881
ISHARES TR S&P 500 VAL ETF 464287408 467 3,399 SH   SOLE 0 0 0 3,399
ISHARES TR CORE S&P500 ETF 464287200 587 1,548 SH   SOLE 0 0 0 1,548
MICROSOFT CORP COM 594918104 365 1,422 SH   SOLE 0 0 0 1,422
NIKE INC CL B 654106103 383 3,746 SH   SOLE 0 0 0 3,746
PACER FDS TR BNCHMRK INDSTR 69374H766 2,746 67,253 SH   SOLE 0 0 0 67,253
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,606 74,958 SH   SOLE 0 0 0 74,958
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,878 169,149 SH   SOLE 0 0 0 169,149
SPDR S&P 500 ETF TR TR UNIT 78462F103 389 1,030 SH   SOLE 0 0 0 1,030
SPDR SER TR PRTFLO S&P500 GW 78464A409 11,741 224,581 SH   SOLE 0 0 0 224,581
SPDR SER TR PRTFLO S&P500 VL 78464A508 12,763 346,638 SH   SOLE 0 0 0 346,638
SPDR SER TR PORTFOLIO S&P400 78464A847 6,809 171,553 SH   SOLE 0 0 0 171,553
SPDR SER TR S&P DIVID ETF 78464A763 8,563 72,142 SH   SOLE 0 0 0 72,142
SPDR SER TR PORTFOLIO SH TSR 78468R101 15,694 532,892 SH   SOLE 0 0 0 532,892
SPDR SER TR PORTFOLIO S&P600 78468R853 1,064 29,582 SH   SOLE 0 0 0 29,582
SPDR SER TR PORTFOLIO S&P500 78464A854 247 5,575 SH   SOLE 0 0 0 5,575
SPDR SER TR PORTFOLIO SHORT 78464A474 14,193 477,388 SH   SOLE 0 0 0 477,388
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 897 5,117 SH   SOLE 0 0 0 5,117
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 450 3,472 SH   SOLE 0 0 0 3,472
VANGUARD INDEX FDS VALUE ETF 922908744 7,515 56,982 SH   SOLE 0 0 0 56,982
VANGUARD INDEX FDS MID CAP ETF 922908629 2,550 12,947 SH   SOLE 0 0 0 12,947
VANGUARD INDEX FDS SMALL CP ETF 922908751 360 2,043 SH   SOLE 0 0 0 2,043
VANGUARD INDEX FDS GROWTH ETF 922908736 7,557 33,903 SH   SOLE 0 0 0 33,903
VANGUARD INDEX FDS SML CP GRW ETF 922908595 253 1,283 SH   SOLE 0 0 0 1,283
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,390 33,380 SH   SOLE 0 0 0 33,380
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 244 4,884 SH   SOLE 0 0 0 4,884
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,077 88,443 SH   SOLE 0 0 0 88,443
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,372 40,299 SH   SOLE 0 0 0 40,299
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,027 74,187 SH   SOLE 0 0 0 74,187