The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   27 305 SH   DFND NONE 305 0 0
ALPHABET INC CAP STK CL A 02079K305   2,036 23,074 SH   SOLE NONE 23,074 0 0
ANALOG DEVICES INC COM 032654105   2 12 SH   DFND NONE 12 0 0
ANALOG DEVICES INC COM 032654105   662 4,036 SH   SOLE NONE 4,036 0 0
Abbott Laboratories COM 002824100   3 30 SH   DFND NONE 30 0 0
Abbott Laboratories COM 002824100   1,188 10,823 SH   SOLE NONE 10,823 0 0
Adobe Inc COM 00724F101   1 3 SH   DFND NONE 3 0 0
Adobe Inc COM 00724F101   361 1,073 SH   SOLE NONE 1,073 0 0
Amazon.com Inc COM 023135106   189 2,251 SH   DFND NONE 2,251 0 0
Amazon.com Inc COM 023135106   1,250 14,883 SH   SOLE NONE 14,883 0 0
American Tower Corp COM 03027X100   2 10 SH   DFND NONE 10 0 0
American Tower Corp COM 03027X100   751 3,545 SH   SOLE NONE 3,545 0 0
AmerisourceBergen Corp COM 03073E105   2 10 SH   DFND NONE 10 0 0
AmerisourceBergen Corp COM 03073E105   500 3,019 SH   SOLE NONE 3,019 0 0
Apple Inc COM 037833100   412 3,171 SH   DFND NONE 3,171 0 0
Apple Inc COM 037833100   2,360 18,165 SH   SOLE NONE 18,165 0 0
BOEING CO COM 097023105   15 81 SH   DFND NONE 81 0 0
BOEING CO COM 097023105   264 1,386 SH   SOLE NONE 1,386 0 0
BRISTOL-MYRS SQUIB COM 110122108   2 25 SH   DFND NONE 25 0 0
BRISTOL-MYRS SQUIB COM 110122108   547 7,602 SH   SOLE NONE 7,602 0 0
Bath & Body Works Inc None 070830104   1 25 SH   DFND NONE 25 0 0
Bath & Body Works Inc None 070830104   327 7,748 SH   SOLE NONE 7,748 0 0
Biogen Inc COM 09062X103   196 706 SH   DFND NONE 6 0 700
Biogen Inc COM 09062X103   485 1,751 SH   SOLE NONE 1,751 0 0
BlackRock Advisors LLC RUS MID CAP ETF 464287499   8 112 SH   DFND NONE 112 0 0
BlackRock Advisors LLC RUS MID CAP ETF 464287499   2,656 39,380 SH   SOLE NONE 39,380 0 0
BlackRock Advisors LLC MSCI JPN ETF NEW 46434G822   14 260 SH   DFND NONE 260 0 0
BlackRock Advisors LLC MSCI JPN ETF NEW 46434G822   3,837 70,479 SH   SOLE NONE 70,479 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   1,558 33,979 SH   SOLE NONE 33,979 0 0
BlackRock Fund Advisors MBS ETF 464288588   14 150 SH   DFND NONE 150 0 0
BlackRock Fund Advisors MBS ETF 464288588   2,634 28,395 SH   SOLE NONE 28,395 0 0
BlackRock Fund Advisors ISHS 5-10YR INVT 464288638   93 1,875 SH   DFND NONE 1,875 0 0
BlackRock Fund Advisors ISHS 5-10YR INVT 464288638   6,599 133,293 SH   SOLE NONE 133,293 0 0
BlackRock Fund Advisors ISHS 1-5YR INVS 464288646   159 3,200 SH   DFND NONE 3,200 0 0
BlackRock Fund Advisors ISHS 1-5YR INVS 464288646   8,662 173,867 SH   SOLE NONE 173,867 0 0
BlackRock Fund Advisors CORE MSCI EURO 46434V738   37 780 SH   DFND NONE 780 0 0
BlackRock Fund Advisors CORE MSCI EURO 46434V738   10,524 221,566 SH   SOLE NONE 221,566 0 0
BlackRock Inc COM 09247X101   1 2 SH   DFND NONE 2 0 0
BlackRock Inc COM 09247X101   384 542 SH   SOLE NONE 542 0 0
Blackstone Inc COM 09260D107   2 25 SH   DFND NONE 25 0 0
Blackstone Inc COM 09260D107   499 6,726 SH   SOLE NONE 6,726 0 0
CDW Corp/DE COM 12514G108   2 9 SH   DFND NONE 9 0 0
CDW Corp/DE COM 12514G108   454 2,543 SH   SOLE NONE 2,543 0 0
CISCO SYSTEMS COM 17275R102   2 41 SH   DFND NONE 41 0 0
CISCO SYSTEMS COM 17275R102   568 11,921 SH   SOLE NONE 11,921 0 0
COLGATE-PALMOLIVE COM 194162103   545 6,914 SH   DFND NONE 0 0 6,914
CVS Health Corp COM 126650100   3 35 SH   DFND NONE 35 0 0
CVS Health Corp COM 126650100   995 10,674 SH   SOLE NONE 10,674 0 0
Chevron Corp COM 166764100   2 9 SH   DFND NONE 9 0 0
Chevron Corp COM 166764100   480 2,675 SH   SOLE NONE 2,675 0 0
Chipotle Mexican Grill Inc COM 169656105   3 2 SH   DFND NONE 2 0 0
Chipotle Mexican Grill Inc COM 169656105   787 567 SH   SOLE NONE 567 0 0
Citigroup Inc COM NEW 172967424   11 235 SH   DFND NONE 25 0 210
Citigroup Inc COM NEW 172967424   327 7,236 SH   SOLE NONE 7,236 0 0
Coca-Cola Co/The COM 191216100   15 240 SH   DFND NONE 240 0 0
Coca-Cola Co/The COM 191216100   700 11,004 SH   SOLE NONE 11,004 0 0
Comcast Corp CL A 20030N101   2 50 SH   DFND NONE 50 0 0
Comcast Corp CL A 20030N101   501 14,318 SH   SOLE NONE 14,318 0 0
Costco Wholesale Corp COM 22160K105   3 7 SH   DFND NONE 7 0 0
Costco Wholesale Corp COM 22160K105   896 1,963 SH   SOLE NONE 1,963 0 0
DEERE & CO COM 244199105   2 5 SH   DFND NONE 5 0 0
DEERE & CO COM 244199105   653 1,522 SH   SOLE NONE 1,522 0 0
DuPont de Nemours Inc COM 26614N102   1 15 SH   DFND NONE 15 0 0
DuPont de Nemours Inc COM 26614N102   316 4,605 SH   SOLE NONE 4,605 0 0
EOG Resources Inc COM 26875P101   1 10 SH   DFND NONE 10 0 0
EOG Resources Inc COM 26875P101   449 3,470 SH   SOLE NONE 3,470 0 0
ESTEE LAUDER COS CL A 518439104   2 8 SH   DFND NONE 8 0 0
ESTEE LAUDER COS CL A 518439104   697 2,808 SH   SOLE NONE 2,808 0 0
Exxon Mobil Corp COM 30231G102   328 2,970 SH   DFND NONE 18 0 2,952
Exxon Mobil Corp COM 30231G102   744 6,746 SH   SOLE NONE 6,746 0 0
FACEBOOK INC CL A 30303M102   2 20 SH   DFND NONE 20 0 0
FACEBOOK INC CL A 30303M102   513 4,263 SH   SOLE NONE 4,263 0 0
FREEPORT-MCMOR C&G CL B 35671D857   1 22 SH   DFND NONE 22 0 0
FREEPORT-MCMOR C&G CL B 35671D857   257 6,758 SH   SOLE NONE 6,758 0 0
GEN DYNAMICS CORP COM 369550108   27 110 SH   DFND NONE 10 0 100
GEN DYNAMICS CORP COM 369550108   663 2,673 SH   SOLE NONE 2,673 0 0
GSK PLC None 37733W204   2 55 SH   DFND NONE 55 0 0
GSK PLC None 37733W204   548 15,605 SH   SOLE NONE 15,605 0 0
HALLIBURTON COM 406216101   1 30 SH   DFND NONE 30 0 0
HALLIBURTON COM 406216101   424 10,778 SH   SOLE NONE 10,778 0 0
Home Depot Inc/The COM 437076102   65 207 SH   DFND NONE 7 0 200
Home Depot Inc/The COM 437076102   634 2,008 SH   SOLE NONE 2,008 0 0
Honeywell International Inc COM 438516106   2 10 SH   DFND NONE 10 0 0
Honeywell International Inc COM 438516106   838 3,910 SH   SOLE NONE 3,910 0 0
IBM COM 459200101   30 211 SH   DFND NONE 11 0 200
IBM COM 459200101   497 3,530 SH   SOLE NONE 3,530 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   2 17 SH   DFND NONE 17 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   545 5,314 SH   SOLE NONE 5,314 0 0
ISHARES CORE S&P500 ETF 464287200   11,519 29,982 SH   SOLE NONE 29,982 0 0
ISHARES RUSSELL 2000 ETF 464287655   5 30 SH   DFND NONE 30 0 0
ISHARES RUSSELL 2000 ETF 464287655   1,664 9,545 SH   SOLE NONE 9,545 0 0
ISHARES NEW YORK MUN ETF 464288323   1,318 25,160 SH   SOLE NONE 25,160 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   14 360 SH   DFND NONE 360 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,659 70,170 SH   SOLE NONE 70,170 0 0
Intel Corp COM 458140100   14 535 SH   DFND NONE 35 0 500
Intel Corp COM 458140100   258 9,763 SH   SOLE NONE 9,763 0 0
JPMorgan Chase & Co COM 46625H100   71 530 SH   DFND NONE 30 0 500
JPMorgan Chase & Co COM 46625H100   1,486 11,083 SH   SOLE NONE 11,083 0 0
Kraft Foods Inc CL A 609207105   3 40 SH   DFND NONE 40 0 0
Kraft Foods Inc CL A 609207105   857 12,863 SH   SOLE NONE 12,863 0 0
MARSH & MCLENNAN COM 571748102   1 9 SH   DFND NONE 9 0 0
MARSH & MCLENNAN COM 571748102   440 2,658 SH   SOLE NONE 2,658 0 0
MASTERCARD INC CL A 57636Q104   4 12 SH   DFND NONE 12 0 0
MASTERCARD INC CL A 57636Q104   1,323 3,804 SH   SOLE NONE 3,804 0 0
MCDONALD'S CORP COM 580135101   2 7 SH   DFND NONE 7 0 0
MCDONALD'S CORP COM 580135101   502 1,905 SH   SOLE NONE 1,905 0 0
MICROSOFT CORP COM 594918104   48 200 SH   DFND NONE 200 0 0
MICROSOFT CORP COM 594918104   2,708 11,290 SH   SOLE NONE 11,290 0 0
NEXTERA ENERGY COM 65339F101   236 2,822 SH   DFND NONE 22 0 2,800
NEXTERA ENERGY COM 65339F101   526 6,294 SH   SOLE NONE 6,294 0 0
NIKE INC CL B 654106103   2 17 SH   DFND NONE 17 0 0
NIKE INC CL B 654106103   815 6,962 SH   SOLE NONE 6,962 0 0
NVIDIA Corp COM 67066G104   6 40 SH   DFND NONE 40 0 0
NVIDIA Corp COM 67066G104   1,015 6,944 SH   SOLE NONE 6,944 0 0
Norfolk Southern Corp COM 655844108   2 8 SH   DFND NONE 8 0 0
Norfolk Southern Corp COM 655844108   663 2,690 SH   SOLE NONE 2,690 0 0
Northern Trust Investments Inc MORNSTAR UPSTR 33939L407   2,344 53,927 SH   SOLE NONE 53,927 0 0
Palo Alto Networks Inc COM 697435105   1 10 SH   DFND NONE 10 0 0
Palo Alto Networks Inc COM 697435105   447 3,200 SH   SOLE NONE 3,200 0 0
Pfizer Inc COM 717081103   2 40 SH   DFND NONE 40 0 0
Pfizer Inc COM 717081103   727 14,185 SH   SOLE NONE 14,185 0 0
Procter & Gamble Co/The COM 742718109   884 5,835 SH   DFND NONE 10 0 5,825
Procter & Gamble Co/The COM 742718109   486 3,209 SH   SOLE NONE 3,209 0 0
S&P Global Inc COM 78409V104   569 1,700 SH   DFND NONE 0 0 1,700
S&P Global Inc COM 78409V104   3 10 SH   SOLE NONE 10 0 0
SALESFORCE.COM INC COM 79466L302   5 40 SH   DFND NONE 40 0 0
SALESFORCE.COM INC COM 79466L302   562 4,241 SH   SOLE NONE 4,241 0 0
SSGA Funds Management DJ GLB RL ES ETF 78463X749   994 24,314 SH   SOLE NONE 24,314 0 0
SSGA Funds Management Inc S&P DIVID ETF 78464A763   235 1,875 SH   SOLE NONE 1,875 0 0
STARBUCKS CORP COM 855244109   258 2,600 SH   DFND NONE 1,000 0 1,600
Schlumberger Ltd COM STK 806857108   2 45 SH   DFND NONE 45 0 0
Schlumberger Ltd COM STK 806857108   697 13,039 SH   SOLE NONE 13,039 0 0
Shell PLC SPON ADS 780259305   1,105 19,409 SH   DFND NONE 0 0 19,409
Shell PLC SPON ADS 780259305   1 24 SH   SOLE NONE 24 0 0
TJX Cos Inc/The COM 872540109   2 20 SH   DFND NONE 20 0 0
TJX Cos Inc/The COM 872540109   461 5,792 SH   SOLE NONE 5,792 0 0
Truist Financial Corp COM 89832Q109   2 50 SH   DFND NONE 50 0 0
Truist Financial Corp COM 89832Q109   626 14,552 SH   SOLE NONE 14,552 0 0
Unilever PLC SPON ADR NEW 904767704   813 16,143 SH   DFND NONE 0 0 16,143
VANGUARD ETF/USA STRM INFPROIDX 922020805   42 895 SH   DFND NONE 895 0 0
VANGUARD ETF/USA STRM INFPROIDX 922020805   4,979 106,599 SH   SOLE NONE 106,599 0 0
WW Grainger Inc COM 384802104   2 3 SH   DFND NONE 3 0 0
WW Grainger Inc COM 384802104   446 801 SH   SOLE NONE 801 0 0
Walt Disney Co/The COM 254687106   24 274 SH   DFND NONE 8 0 266
Walt Disney Co/The COM 254687106   198 2,274 SH   SOLE NONE 2,274 0 0
ZIMMER HLDGS INC COM 98956P102   2 15 SH   DFND NONE 15 0 0
ZIMMER HLDGS INC COM 98956P102   619 4,857 SH   SOLE NONE 4,857 0 0
iShares ETFs/USA MSCI PAC JP ETF 464286665   9 205 SH   DFND NONE 205 0 0
iShares ETFs/USA MSCI PAC JP ETF 464286665   2,317 54,138 SH   SOLE NONE 54,138 0 0
iShares ETFs/USA 7-10 YR TRSY BD 464287440   2,623 27,384 SH   SOLE NONE 27,384 0 0
iShares ETFs/USA 3 7 YR TREAS BD 464288661   57 500 SH   DFND NONE 500 0 0
iShares ETFs/USA 3 7 YR TREAS BD 464288661   3,746 32,601 SH   SOLE NONE 32,601 0 0