The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbvie Inc COM 00287Y109 203 1,253 SH   SOLE NONE 1,253 0 0
Alphabet Inc. Capital Stock Class A CAP STK CL A 02079K305 357 128 SH   SOLE NONE 128 0 0
Alphabet Inc. Capital Stock Class C CAP STK CL C 02079K107 367 131 SH   SOLE NONE 131 0 0
Amazon.com Inc COM 023135106 5,148 1,579 SH   SOLE NONE 1,579 0 0
Apple Inc COM 037833100 1,641 9,396 SH   SOLE NONE 9,396 0 0
Carnival Corp COMMON STOCK 143658300 6,992 345,800 SH   SOLE NONE 345,800 0 0
Cisco Systems COM 17275R102 217 3,899 SH   SOLE NONE 3,899 0 0
DFA TA US Core Equity 2 US CORE EQUITY 2 25434V708 343 12,446 SH   SOLE NONE 12,446 0 0
Ecolab, Inc COM 278865100 619 3,507 SH   SOLE NONE 3,507 0 0
Energy Select Sector SPDR ETF ENERGY 81369Y506 414 5,415 SH   SOLE NONE 5,415 0 0
Expedia, Inc. COM NEW 30212P303 313 1,600 SH   SOLE NONE 1,600 0 0
Exxon Mobil Corporation COM 30231G102 1,637 19,824 SH   SOLE NONE 19,824 0 0
Facebook, Inc CL A 30303M102 1,964 8,831 SH   SOLE NONE 8,831 0 0
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100 1,008 250,000 SH   SOLE NONE 250,000 0 0
Herbalife Ltd COM SHS G4412G101 607 20,000 SH   SOLE NONE 20,000 0 0
Hydrofarm Holdings Group Inc Ord Shares COM 44888K209 159 10,500 SH   SOLE NONE 10,500 0 0
InvenTrust Properties Corp. COM NEW 46124J201 369 11,984 SH   SOLE NONE 11,984 0 0
iShares Global Clean Energy ETF GL CLEAN ENE ETF 464288224 388 18,039 SH   SOLE NONE 18,039 0 0
iShares MSCI EAFE ESG Optimized ETF ESG AW MSCI EAFE 46435G516 555 7,526 SH   SOLE NONE 7,526 0 0
iShares MSCI Emerging Markets Small-Cap EM MKT SM-CP ETF 464286475 9,250 162,283 SH   SOLE NONE 162,283 0 0
Microsoft Corp COM 594918104 684 2,217 SH   SOLE NONE 2,217 0 0
MicroStrategy Inc CL A NEW 594972408 8,425 17,325 SH   SOLE NONE 17,325 0 0
Paychex, Inc COM 704326107 223 1,632 SH   SOLE NONE 1,632 0 0
PIMCO Enhanced Short Maturity Strategy ENHAN SHRT MA AC 72201R833 48,562 484,849 SH   SOLE NONE 484,849 0 0
PowerShares DB Commodity ETF UNIT 46138B103 1,062 40,735 SH   SOLE NONE 40,735 0 0
Robinhood Markets Inc CL A COM CL A 770700102 251 18,546 SH   SOLE NONE 18,546 0 0
Schwab Intermediate-Term US Trs ETF INTRM TRM TRES 808524854 343 6,444 SH   SOLE NONE 6,444 0 0
Schwab International Small-Cap ETF INTL SCEQT ETF 808524888 28,349 746,604 SH   SOLE NONE 746,604 0 0
Schwab Short-Term U.S. Treasury ETF SHT TM US TRES 808524862 215 4,346 SH   SOLE NONE 4,346 0 0
Shopify Inc Cl A CL A 82509L107 3,842 5,684 SH   SOLE NONE 5,684 0 0
SPDR Barclays Capital International Treasury Bond ETF BLOOMBERG INTL T 78464A516 648 24,880 SH   SOLE NONE 24,880 0 0
SPDR Gold Shares GOLD SHS 78463V107 208 1,150 SH   SOLE NONE 1,150 0 0
SPDR Nuveen Blmbg Barclays Muni Bd ETF TR UNIT 78462F103 600 12,523 SH   SOLE NONE 12,523 0 0
Square Inc Cl A CL A 852234103 5,481 40,421 SH   SOLE NONE 40,421 0 0
Tesla Motors Inc COM 88160R101 527 489 SH   SOLE NONE 489 0 0
Vanguard FTSE All-World ex-U.S ETF ALLWRLD EX US 922042775 580 10,079 SH   SOLE NONE 10,079 0 0
Vanguard FTSE All-World ex-U.S Small Cap ETF FTSE SMCAP ETF 922042718 291 2,345 SH   SOLE NONE 2,345 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 87,764 1,827,276 SH   SOLE NONE 1,827,276 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 24,158 523,698 SH   SOLE NONE 523,698 0 0
Vanguard Large-Cap ETF LARGE CAP ETF 922908637 247,244 1,185,880 SH   SOLE NONE 1,185,880 0 0
Vanguard Mid-Cap ETF MID CAP ETF 922908629 2,397 10,077 SH   SOLE NONE 10,077 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553 20,926 193,102 SH   SOLE NONE 193,102 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 2,574 6,201 SH   SOLE NONE 6,201 0 0
Vanguard Small-Cap ETF SMALL CP ETF 922908751 39,186 184,389 SH   SOLE NONE 184,389 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 38,410 168,709 SH   SOLE NONE 168,709 0 0
Wts Ginkgo Bioworks Holdings *W EXP 09/16/202 37611X118 220 250,000 SH   SOLE NONE 250,000 0 0
Wts Super Group Sghc Ltd ORD SHS G8588X103 719 250,000 SH   SOLE NONE 250,000 0 0