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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 42,999 145,883 SH   SOLE   0 0 145,883
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 38,376 920,075 SH   SOLE   0 0 920,075
ISHARES TR CORE S&P MCP ETF 464287507 21,629 111,340 SH   SOLE   0 0 111,340
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 19,725 344,243 SH   SOLE   0 0 344,243
ISHARES TR BARCLAYS 7 10 YR 464287440 18,601 169,067 SH   SOLE   0 0 169,067
ISHARES TR INTRM TR CRP ETF 464288638 12,411 217,929 SH   SOLE   0 0 217,929
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 12,241 231,704 SH   SOLE   0 0 231,704
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,402 221,061 SH   SOLE   0 0 221,061
ISHARES TR CORE S&P SCP ETF 464287804 6,849 87,492 SH   SOLE   0 0 87,492
ISHARES TR NATIONAL MUN ETF 464288414 1,615 14,279 SH   SOLE   0 0 14,279