The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 795 4,504 SH   SOLE   4,504 0 0
ABBOTT LABS COM COM 002824100 340 3,910 SH   SOLE   3,910 0 0
ABBVIE INC COM COM 00287Y109 521 5,886 SH   SOLE   5,886 0 0
ACCENTURE PLC IRELAND CLASS SHS ISIN#IE00B4BNMY34 SHS G1151C101 514 2,441 SH   SOLE   2,441 0 0
ADOBE SYS INC COM COM 00724F101 288 874 SH   SOLE   874 0 0
ALPHABET INC CAP STK CL C CL C 02079K107 3,162 2,365 SH   SOLE   2,365 0 0
ALPHABET INC CL A CL A 02079K305 1,047 782 SH   SOLE   782 0 0
ALTRIA GROUP INC COM COM 02209S103 669 13,406 SH   SOLE   13,406 0 0
AMAZON COM INC COM 023135106 2,432 1,316 SH   SOLE   1,316 0 0
AMERICAN EXPRESS COMPANY OM 025816109 246 1,974 SH   SOLE   1,974 0 0
AMGEN INC COM COM 031162100 1,446 6,000 SH   SOLE   6,000 0 0
APPLE INC COM COM 037833100 6,127 20,864 SH   SOLE   20,864 0 0
AT&T INC COM COM 00206R102 1,174 30,033 SH   SOLE   30,033 0 0
AVON PRODS INC COM C/A EFF 01/06/20 1 OLD/.30 CU 63884N108 NATURA&CO HLDG SA ADR COM 054303102 56 10,000 SH   SOLE   10,000 0 0
BAIDU COM INC SPONS ADR REPSTG ORD SHS CL A SPON ADR REP A 056752108 280 2,215 SH   SOLE   2,215 0 0
BANK OF AMERICA CORPORATION COM COM 060505104 556 15,773 SH   SOLE   15,773 0 0
BANK OF NEW YORK MELLON CORP COM COM 064058100 553 10,980 SH   SOLE   10,980 0 0
BAXTER INTL INC COM COM 071813109 269 3,212 SH   SOLE   3,212 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 8,410 37,129 SH   SOLE   37,129 0 0
BLACKROCK INC COM COM 09247X101 700 1,393 SH   SOLE   1,393 0 0
BOEING CO COM COM 097023105 507 1,557 SH   SOLE   1,557 0 0
BOOKING HLDGS INC COM COM 09857L108 1,218 593 SH   SOLE   593 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 383 5,963 SH   SOLE   5,963 0 0
CATERPILLAR INC COM COM 149123101 222 1,502 SH   SOLE   1,502 0 0
CHEVRON CORP NEW COM COM 166764100 1,133 9,399 SH   SOLE   9,399 0 0
CISCO SYSTEMS INC COM 17275R102 636 13,258 SH   SOLE   13,258 0 0
CITIGROUP INC COM NEW ISIN#US1729674242 COM NEW 172967424 421 5,269 SH   SOLE   5,269 0 0
COMCAST CORP CL A CL A 20030N101 939 20,890 SH   SOLE   20,890 0 0
COSTCO WHOLESALE CORP NEW COM COM 22160K105 364 1,240 SH   SOLE   1,240 0 0
CVS HEALTH CORP COM COM 126650100 375 5,053 SH   SOLE   5,053 0 0
DISNEY WALT CO DISNEY COM COM 254687106 1,350 9,332 SH   SOLE   9,332 0 0
ENBRIDGE INC COM ISIN#CA29250N1050 COM 29250N105 1,030 25,904 SH   SOLE   25,904 0 0
ENTERGY CORP NEW COM COM 29364G103 446 3,725 SH   SOLE   3,725 0 0
EXELON CORP COM COM 30161N101 572 12,550 SH   SOLE   12,550 0 0
EXXON MOBIL CORP COM COM 30231G102 417 5,975 SH   SOLE   5,975 0 0
FACEBOOK INC CL A CL A 30303M102 1,710 8,333 PRN   SOLE   8,333 0 0
FISERV INC COM COM 337738108 418 3,617 SH   SOLE   3,617 0 0
GENERAL DYNAMICS CORP COM COM 369550108 676 3,831 SH   SOLE   3,831 0 0
GENERAL ELECTRIC CO COM COM 369604103 566 50,682 SH   SOLE   50,682 0 0
GENERAL MILLS INC COM COM 370334104 271 5,061 SH   SOLE   5,061 0 0
GILEAD SCIENCES INC COM 375558103 299 4,597 SH   SOLE   4,597 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 207 900 SH   SOLE   900 0 0
HOME DEPOT INC COM COM 437076102 258 1,181 SH   SOLE   1,181 0 0
INTEL CORP COM COM 458140100 1,566 26,168 SH   SOLE   26,168 0 0
INVESCO EXCHANGE-TRADED FD TR II NATL AMT-FREE MUN BD ETF NATL AMT MUNI 46138E537 411 15,550 SH   SOLE   15,550 0 0
INVITAE CORP COM COM 46185L103 171 10,580 SH   SOLE   10,580 0 0
IQVIA HLDGS INC COM COM 46266C105 249 1,613 SH   SOLE   1,613 0 0
ISHARES GOLD TR ISHARES ISHARES 464285105 553 38,137 SH   SOLE   38,137 0 0
ISHARES INTERMEDIATE GOVERNMENT INTRM GOV CR ETF 464288612 523 4,638 SH   SOLE   4,638 0 0
ISHARES TR CORE S&P 500 ETF CORE S&P500 ETF 464287200 318 984 SH   SOLE   984 0 0
ISHARES TR CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 4,098 19,909 SH   SOLE   19,909 0 0
ISHARES TR CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 2,873 34,266 SH   SOLE   34,266 0 0
ISHARES TR CORE U S AGGREGATE BD ETF CORE US AGGBD ET 464287226 260 2,310 SH   SOLE   2,310 0 0
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465 785 11,301 SH   SOLE   11,301 0 0
ISHARES TR NATL MUN BD ETF FD NATIONAL MUN ETF 464288414 306 2,689 SH   SOLE   2,689 0 0
ISHARES TR RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 512 2,910 SH   SOLE   2,910 0 0
ISHARES TR RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 213 1,563 SH   SOLE   1,563 0 0
ISHARES TR S&P MIDCAP GROWTH S&P MC 400GR ETF 464287606 267 1,122 SH   SOLE   1,122 0 0
ISHARES TR SELECT DIVID ETF FD SELECT DIVID ETF 464287168 666 6,302 SH   SOLE   6,302 0 0
ISHARES TR U S HEALTHCARE ETF US HLTHCARE ETF 464287762 453 2,100 SH   SOLE   2,100 0 0
JD COM INC SPONS ADR REPSTG COM CL A SPON ADR CL A 47215P106 242 6,880 SH   SOLE   6,880 0 0
JOHNSON & JOHNSON COM COM 478160104 1,999 13,707 SH   SOLE   13,707 0 0
JP MORGAN CHASE & CO COM ISIN#US46625H1005 COM 46625H100 1,764 12,653 SH   SOLE   12,653 0 0
KIMBERLY CLARK CORP COM COM 494368103 223 1,623 SH   SOLE   1,623 0 0
LILLY ELI & CO COM COM 532457108 583 4,433 SH   SOLE   4,433 0 0
LOCKHEED MARTIN CORP COM SHS B 539830109 338 869 SH   SOLE   869 0 0
LOWES COS INC COM COM 548661107 854 7,134 SH   SOLE   7,134 0 0
MASTERCARD INC CL A COM CL A 57636Q104 3,100 10,381 SH   SOLE   10,381 0 0
MCDONALDS CORP COM COM 580135101 690 3,491 SH   SOLE   3,491 0 0
MERCADOLIBRE INC COM COM 58733R102 206 360 SH   SOLE   360 0 0
MERCK & CO INC NEW COM COM 58933Y105 229 2,514 SH   SOLE   2,514 0 0
MICROCHIP TECHNOLOGY INC COM COM 595017104 220 2,100 SH   SOLE   2,100 0 0
MICROSOFT CORP COM COM 594918104 3,949 25,041 SH   SOLE   25,041 0 0
NETFLIX INC COM COM 64110L106 559 1,728 SH   SOLE   1,728 0 0
NEXTERA ENERGY INC COM COM 65339F101 332 1,373 SH   SOLE   1,373 0 0
NIKE INC CL B CL B 654106103 546 5,393 SH   SOLE   5,393 0 0
NOVARTIS AG SPONSORED ADR SPON ADR 66987V109 805 8,502 SH   SOLE   8,502 0 0
NVIDIA CORP COM COM 67066G104 1,045 4,443 SH   SOLE   4,443 0 0
O REILLY AUTOMOTIVE INC NEW COM COM 67103H107 465 1,062 SH   SOLE   1,062 0 0
OLD SECOND BANCORP INC DEL COM COM 680277100 487 36,173 SH   SOLE   36,173 0 0
ORACLE CORP COM COM 68389X105 828 15,626 SH   SOLE   15,626 0 0
PAYCHEX INC COM COM 704326107 240 2,822 SH   SOLE   2,822 0 0
PAYPAL HLDGS INC COM COM 70450Y103 868 8,029 SH   SOLE   8,029 0 0
PEPSICO INC COM COM 713448108 998 7,305 SH   SOLE   7,305 0 0
PFIZER INC COM COM 717081103 282 7,204 SH   SOLE   7,204 0 0
PHILIP MORRIS INTL INC COM COM 718172109 359 4,218 SH   SOLE   4,218 0 0
PROCTER & GAMBLE CO COM COM 742718109 1,035 8,287 SH   SOLE   8,287 0 0
SALESFORCE.COM INC COM STOCK COM 79466L302 275 1,689 SH   SOLE   1,689 0 0
SANOFI SPONS ADR ISIN#US80105N1054 SPONS ADR 80105N105 324 6,445 SH   SOLE   6,445 0 0
SCHWAB CHARLES CORP NEW COM COM 808513105 294 6,177 SH   SOLE   6,177 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 3,700 63,885 SH   SOLE   63,885 0 0
SELECT SECTOR SPDR TR FINANCIAL SBI INT-FINL 81369Y605 292 9,479 SH   SOLE   9,479 0 0
SELECT SECTOR SPDR TR HEALTH CARE SBI HEALTHCARE 81369Y209 292 2,869 SH   SOLE   2,869 0 0
SHERWIN WILLIAMS CO COM COM 824348106 992 1,700 SH   SOLE   1,700 0 0
SHOPIFY INC CL A ISIN#CA82509L1076 CL A 82509L107 200 504 SH   SOLE   504 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 372 2,603 SH   SOLE   2,603 0 0
SPDR INDEX SHS FDS SPDR PORT DEVELOPED WORLD EX-US ETF PORTFOLIO DEVLPD 78463X889 534 17,036 SH   SOLE   17,036 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 585 16,744 SH   SOLE   16,744 0 0
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103 1,183 3,677 SH   SOLE   3,677 0 0
SPDR SER TR NUVEEN BLOOMBERG BARCLAYS MUN BD ETF NUVEEN BRC MUNIC 78468R721 1,479 29,250 SH   SOLE   29,250 0 0
SPDR SER TR RUSSELL SMALL CAP COMPLETENESS ETF PORTFOLIO MD ETF 78464A847 446 12,312 SH   SOLE   12,312 0 0
SPDR SER TR S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 583 13,914 SH   SOLE   13,914 0 0
SPDR SER TR S&P REGL BKG ETF S&P REGL BKG 78464A698 530 9,092 SH   SOLE   9,092 0 0
SPDR SER TR SPDR PORT LARGE CAP ETF PORTFOLIO LR ETF 78464A854 14,626 386,714 SH   SOLE   386,714 0 0
SPDR SER TR SPDR PORT SMALL CAP ETF PORTFOLIO SM ETF 78468R853 1,158 35,487 SH   SOLE   35,487 0 0
SSGA ACTIVE TR SPDR DOUBLELINE SHORT DURATION TOTAL RETURN TACTICAL ETF TACTICAL ETF SPDR DBLELN EMRG 78470P200 1,137 22,989 SH   SOLE   22,989 0 0
TARGET CORP COM COM 87612E106 266 2,074 SH   SOLE   2,074 0 0
THE TRADE DESK INC COM CL A COM CL A 88339J105 317 1,220 SH   SOLE   1,220 0 0
TWITTER INC COM COM 90184L102 308 9,625 SH   SOLE   9,625 0 0
UNILEVER PLC SPON ADR NEW ISIN#US9047677045 SPON ADR NEW 904767704 582 10,184 SH   SOLE   10,184 0 0
UNION PAC CORP COM COM 907818108 1,466 8,110 SH   SOLE   8,110 0 0
UNITED PARCEL SVC INC CL B CL B 911312106 726 6,206 SH   SOLE   6,206 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 1,276 8,520 SH   SOLE   8,520 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 483 1,643 SH   SOLE   1,643 0 0
US BANCORP DEL COM COM 902973304 375 6,332 SH   SOLE   6,332 0 0
VANGUARD BD INDEX FDS VANGUARD TOTAL BD MARKET ETF TOTAL BND MRKT 921937835 2,910 34,706 SH   SOLE   34,706 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363 14,627 49,448 SH   SOLE   49,448 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF GROWTH ETF 922908736 2,798 15,360 SH   SOLE   15,360 0 0
VANGUARD INDEX FDS VANGUARD MID-CAP ETF MID CAP ETF 922908629 599 3,362 SH   SOLE   3,362 0 0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF REIT ETF 922908751 2,127 12,841 SH   SOLE   12,841 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF SM CP VAL ETF 922908769 412 2,520 SH   SOLE   2,520 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF TOTAL STK MKT 922908744 2,643 22,051 SH   SOLE   22,051 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF FTSE SMCAP ETF 922042858 717 16,125 SH   SOLE   16,125 0 0
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF VGTLINTLSTKF 921943858 669 15,182 SH   SOLE   15,182 0 0
VANGUARD MUN BD FDS TAX-EXEMPT BD INDEX FD ETF TAX EXEMPT BD 922907746 2,134 39,850 SH   SOLE   39,850 0 0
VANGUARD SCOTTSDALE FDS VANGUARD INTER-TERM TREAS INDEX FD TT WRLD ST ETF 92206C706 3,233 49,061 SH   SOLE   49,061 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT TERM TREAS INDEX FD INT-TERM GOV 92206C102 3,635 59,753 SH   SOLE   59,753 0 0
VANGUARD SPECIALIZED FUNDS VANGUARD DIVIDEND APPRECIATION ETF SHTRM GVT BD ETF 921908844 945 7,584 SH   SOLE   7,584 0 0
VANGUARD TOTAL INTL STOCK INDEX FD ETF SHS DIV APP ETF 921909768 1,263 22,671 SH   SOLE   22,671 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF SHS HIGH DIV YLD 921946406 982 10,475 SH   SOLE   10,475 0 0
VANGUARD WORLD FDS VANGUARD ENERGY ETF ENERGY ETF 92204A306 372 4,562 SH   SOLE   4,562 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 1,004 16,345 SH   SOLE   16,345 0 0
VISA INC COM CL A CL A 92826C839 2,812 14,966 SH   SOLE   14,966 0 0
WELLS FARGO & CO NEW COM COM 949746101 1,426 26,502 SH   SOLE   26,502 0 0