The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BB&T CORP COM 054937107 215 4,129 SH   SOLE   0 0 4,129
GREIF INC CL A 397624107 509 9,750 SH   SOLE   0 0 9,750
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 327 10,726 SH   SOLE   0 0 10,726
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 6,224 138,970 SH   SOLE   0 0 138,970
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 6,004 127,818 SH   SOLE   0 0 127,818
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 596 15,111 SH   SOLE   0 0 15,111
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 372 13,194 SH   SOLE   0 0 13,194
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 5,705 126,751 SH   SOLE   0 0 126,751
ISHARES TR CORE S&P500 ETF 464287200 3,826 14,417 SH   SOLE   0 0 14,417
ISHARES TR CORE US AGGBD ET 464287226 287 2,678 SH   SOLE   0 0 2,678
ISHARES TR S&P 500 GRWT ETF 464287309 222 1,429 SH   SOLE   0 0 1,429
ISHARES TR CORE S&P MCP ETF 464287507 3,577 19,072 SH   SOLE   0 0 19,072
ISHARES TR S&P MC 400VL ETF 464287705 339 2,194 SH   SOLE   0 0 2,194
ISHARES TR CORE S&P SCP ETF 464287804 3,284 42,648 SH   SOLE   0 0 42,648
ISHARES TR SP SMCP600VL ETF 464287879 212 1,406 SH   SOLE   0 0 1,406
ISHARES TR EAFE SML CP ETF 464288273 223 3,418 SH   SOLE   0 0 3,418
ISHARES TR NATIONAL MUN ETF 464288414 5,173 47,486 SH   SOLE   0 0 47,486
ISHARES TR RUS TP200 VL ETF 464289420 288 5,704 SH   SOLE   0 0 5,704
ISHARES TR MIN VOL EAFE ETF 46429B689 6,425 87,193 SH   SOLE   0 0 87,193
ISHARES TR CORE MSCI TOTAL 46432F834 2,496 39,596 SH   SOLE   0 0 39,596
ISHARES TR CORE 1 5 YR USD 46432F859 403 8,171 SH   SOLE   0 0 8,171
ISHARES TR 0-5YR HI YL CP 46434V407 395 8,451 SH   SOLE   0 0 8,451
LEGG MASON ETF INVESTMENT TR LOW DIVI ETF 52468L406 378 12,782 SH   SOLE   0 0 12,782
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 223 4,814 SH   SOLE   0 0 4,814
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,330 27,718 SH   SOLE   0 0 27,718
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,733 78,058 SH   SOLE   0 0 78,058
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,872 251,611 SH   SOLE   0 0 251,611
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 273 3,805 SH   SOLE   0 0 3,805
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 174 3,292 SH   SOLE   0 0 3,292
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,940 206,885 SH   SOLE   0 0 206,885
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10,773 155,831 SH   SOLE   0 0 155,831
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 237 8,254 SH   SOLE   0 0 8,254
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,098 329,211 SH   SOLE   0 0 329,211
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 753 14,758 SH   SOLE   0 0 14,758
SCHWAB STRATEGIC TR US REIT ETF 808524847 6,807 177,954 SH   SOLE   0 0 177,954
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 345 6,928 SH   SOLE   0 0 6,928
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 3,469 38,153 SH   SOLE   0 0 38,153
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,247 59,320 SH   SOLE   0 0 59,320