The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BB&T CORP COM 054937107 208 4,129 SH   SOLE   0 0 4,129
FIRST TR EXCHANG TRADED FD I MANAGD MUN ETF 33739N108 1,177 22,342 SH   SOLE   0 0 22,342
FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 451 8,806 SH   SOLE   0 0 8,806
GREIF INC CL A 397624107 516 9,750 SH   SOLE   0 0 9,750
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 370 12,169 SH   SOLE   0 0 12,169
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 6,301 132,896 SH   SOLE   0 0 132,896
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 568 13,840 SH   SOLE   0 0 13,840
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 343 12,916 SH   SOLE   0 0 12,916
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 6,192 128,141 SH   SOLE   0 0 128,141
ISHARES TR CORE S&P500 ETF 464287200 4,100 15,016 SH   SOLE   0 0 15,016
ISHARES TR CORE US AGGBD ET 464287226 304 2,855 SH   SOLE   0 0 2,855
ISHARES TR S&P 500 GRWT ETF 464287309 237 1,457 SH   SOLE   0 0 1,457
ISHARES TR CORE S&P MCP ETF 464287507 3,738 19,193 SH   SOLE   0 0 19,193
ISHARES TR S&P MC 400VL ETF 464287705 335 2,069 SH   SOLE   0 0 2,069
ISHARES TR CORE S&P SCP ETF 464287804 3,626 43,447 SH   SOLE   0 0 43,447
ISHARES TR SP SMCP600VL ETF 464287879 213 1,304 SH   SOLE   0 0 1,304
ISHARES TR EAFE SML CP ETF 464288273 241 3,848 SH   SOLE   0 0 3,848
ISHARES TR NATIONAL MUN ETF 464288414 4,671 42,833 SH   SOLE   0 0 42,833
ISHARES TR RUS TP200 VL ETF 464289420 290 5,704 SH   SOLE   0 0 5,704
ISHARES TR MIN VOL EAFE ETF 46429B689 6,488 91,194 SH   SOLE   0 0 91,194
ISHARES TR CORE MSCI TOTAL 46432F834 2,455 40,820 SH   SOLE   0 0 40,820
ISHARES TR CORE 1 5 YR USD 46432F859 403 8,211 SH   SOLE   0 0 8,211
ISHARES TR 0-5YR HI YL CP 46434V407 439 9,421 SH   SOLE   0 0 9,421
LEGG MASON ETF INVESTMENT TR LOW DIVI ETF 52468L406 378 12,651 SH   SOLE   0 0 12,651
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 248 5,150 SH   SOLE   0 0 5,150
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,379 28,996 SH   SOLE   0 0 28,996
SPDR SER TR NUVEEN BLMBRG SR 78468R739 4,052 84,445 SH   SOLE   0 0 84,445
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17,158 264,010 SH   SOLE   0 0 264,010
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 288 3,805 SH   SOLE   0 0 3,805
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,199 204,021 SH   SOLE   0 0 204,021
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 11,908 161,859 SH   SOLE   0 0 161,859
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 240 9,265 SH   SOLE   0 0 9,265
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,651 352,523 SH   SOLE   0 0 352,523
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 709 13,993 SH   SOLE   0 0 13,993
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,646 183,016 SH   SOLE   0 0 183,016
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 348 7,000 SH   SOLE   0 0 7,000
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2,356 26,583 SH   SOLE   0 0 26,583
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,437 62,825 SH   SOLE   0 0 62,825
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 222 2,730 SH   SOLE   0 0 2,730