The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DELPHAX TECHNOLOGIES COM 24712X106 0 13,000 SH   SOLE   0 0 13,000
GREIF INC CL A 397624107 537 9,750 SH   SOLE   0 0 9,750
ISHARES TR CORE ST USDB ETF 46432F859 301 6,012 SH   SOLE   0 0 6,012
ISHARES TR CORE MSCITOTAL 46432F834 2,101 38,378 SH   SOLE   0 0 38,378
ISHARES TR CORE S&P500 ETF 464287200 4,218 17,779 SH   SOLE   0 0 17,779
ISHARES TR CORE S&P MCP ETF 464287507 5,321 31,076 SH   SOLE   0 0 31,076
ISHARES TR CORE S&P SCP ETF 464287804 3,493 50,499 SH   SOLE   0 0 50,499
ISHARES TR CORE US AGGBD ET 464287226 263 2,426 SH   SOLE   0 0 2,426
ISHARES TR 0-5YR HI YL CP 46434V407 328 6,866 SH   SOLE   0 0 6,866
ISHARES TR MIN VOL EAFE ETF 46429B689 5,538 83,913 SH   SOLE   0 0 83,913
ISHARES TR NATIONAL MUN ETF 464288414 2,815 25,838 SH   SOLE   0 0 25,838
ISHARES RUS TP200 VL ETF 464289420 311 6,462 SH   SOLE   0 0 6,462
ISHARES TR S&P 500 GRWT ETF 464287309 209 1,588 SH   SOLE   0 0 1,588
ISHARES TR S&P MC 400VL ETF 464287705 351 2,366 SH   SOLE   0 0 2,366
ISHARES TR TIPS BD ETF 464287176 237 2,066 SH   SOLE   0 0 2,066
LEGG MASON ETF EQUITY TR LOW DIVI ETF 52468L406 637 21,420 SH   SOLE   0 0 21,420
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 319 10,993 SH   SOLE   0 0 10,993
POWERSHARES ETF TR II PWRSHS SP500 LOW 73937B654 699 17,262 SH   SOLE   0 0 17,262
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 5,272 121,271 SH   SOLE   0 0 121,271
POWERSHARES ETF TR II S&P400 LOVL PT 73937B647 7,182 169,716 SH   SOLE   0 0 169,716
POWERSHARES ETF TR II S&P600 LOVL PT 73937B639 5,510 128,553 SH   SOLE   0 0 128,553
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,471 283,606 SH   SOLE   0 0 283,606
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 297 9,490 SH   SOLE   0 0 9,490
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 821 15,850 SH   SOLE   0 0 15,850
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,885 282,296 SH   SOLE   0 0 282,296
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 340 5,614 SH   SOLE   0 0 5,614
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 286 5,748 SH   SOLE   0 0 5,748
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,394 304,124 SH   SOLE   0 0 304,124
SCHWAB STRATEGIC TR US REIT ETF 808524847 7,108 174,294 SH   SOLE   0 0 174,294
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 10,457 166,039 SH   SOLE   0 0 166,039
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,138 23,277 SH   SOLE   0 0 23,277
SPDR SER TR NUVN BR SHT MUNI 78468R739 2,775 57,281 SH   SOLE   0 0 57,281
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 236 2,621 SH   SOLE   0 0 2,621
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,542 46,967 SH   SOLE   0 0 46,967