Loan and Lease Receivables and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2024

Receivables [Abstract]

Schedule of Outstanding Loan and Lease Receivables

Outstanding loan and lease receivables as of the dates shown were categorized as follows:

	March 31,			December 31,
	2024			2023
Commercial real estate	$	2,265,195		$	2,317,289
Residential real estate		732,230			718,733
Construction, land development, and other land		530,320			528,275
Commercial and industrial		2,548,442			2,444,405
Installment and other		3,076			3,138
Lease financing receivables		685,763			659,686
Total loans and leases		6,765,026			6,671,526
Net unamortized deferred fees and costs		6,908			6,600
Initial direct costs		6,280			6,180
Allowance for credit losses - loans and leases		(102,366	)		(101,686	)
Net loans and leases	$	6,675,848		$	6,582,620

	March 31,			December 31,
	2024			2023
Lease financing receivables
Net minimum lease payments	$	666,340		$	644,507
Unguaranteed residual values		101,536			92,127
Unearned income		(82,113	)		(76,948	)
Total lease financing receivables		685,763			659,686
Initial direct costs		6,280			6,180
Lease financial receivables before allowance for    credits losses - loans and leases	$	692,043		$	665,866

Summary of Minimum Annual Lease Payments for Lease Financing Receivables

The minimum annual lease payments for lease financing receivables as of March 31, 2024 are summarized as follows:

	Minimum Lease Payments
2024	$	164,051
2025		202,138
2026		154,408
2027		96,119
2028		43,021
Thereafter		6,603
Total	$	666,340

Summary of Balances for Each Respective Loan and Lease Category

The following tables summarize the balances for each respective loan and lease category as of March 31, 2024 and December 31, 2023:

March 31, 2024	Originated		Purchased Credit Deteriorated		Acquired Non-Credit- Deteriorated		Total
Commercial real estate	$	1,879,149	$	117,460	$	271,720	$	2,268,329
Residential real estate		488,887		39,535		204,589		733,011
Construction, land development, and other land		416,996		26,418		85,553		528,967
Commercial and industrial		2,420,952		18,100		113,673		2,552,725
Installment and other		2,855		118		166		3,139
Lease financing receivables		691,617		—		426		692,043
Total loans and leases	$	5,900,456	$	201,631	$	676,127	$	6,778,214

December 31, 2023	Originated		Purchased Credit Deteriorated		Acquired Non-Credit- Deteriorated		Total
Commercial real estate	$	1,907,029	$	137,807	$	275,476	$	2,320,312
Residential real estate		465,133		42,510		211,887		719,530
Construction, land development, and other land		415,162		25,331		86,344		526,837
Commercial and industrial		2,311,563		19,460		117,538		2,448,561
Installment and other		2,919		125		156		3,200
Lease financing receivables		665,239		—		627		665,866
Total loans and leases	$	5,767,045	$	225,233	$	692,028	$	6,684,306

Summary of Outstanding Balance and Carrying Amount of All Acquired Impaired Loans

The unpaid principal balance and carrying amount of PCD loans excluding an allowance for credit losses - loans and leases of $10.1 million and $10.0 million at March 31, 2024 and December 31, 2023, were as follows:

	March 31, 2024				December 31, 2023
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
Commercial real estate	$	162,977	$	117,460	$	185,007	$	137,807
Residential real estate		84,559		39,535		88,036		42,510
Construction, land development, and other land		33,140		26,418		32,140		25,331
Commercial and industrial		20,400		18,100		21,870		19,460
Installment and other		783		118		789		125
Total purchased credit deteriorated loans	$	301,859	$	201,631	$	327,842	$	225,233

Summary of Reconciliation of Acquired Inland Pcd Loans Between Purchase Price and Par Value at Acquisition

The following table is a reconciliation of acquired Inland PCD loans between their purchase price and their par value at the time of the acquisition. Refer to Note 3—Acquisition of a Business for further information.

Fair value of loans at acquisition	$	214,573
Allowance for credit losses - loans and leases, at acquisition		10,596
Non-credit discount/premium at acquisition		17,909
Par value of acquired PCD loans at acquisition	$	243,078

Allowance for Credit Losses

The following table summarize the balance and activity within the allowance for credit losses - loans and leases, the components of the allowance for credit losses - loans and leases by loans and leases individually and collectively evaluated for impairment, and corresponding loan and lease balances by type for the three months ended March 31, 2024 are as follows:

March 31, 2024	Commercial Real Estate			Residential Real Estate			Construction, Land Development, and Other Land		Commercial and Industrial			Installment and Other			Lease Financing Receivables			Total
Allowance for credit losses -    loans and leases
Three months ended
Beginning balance	$	33,237		$	3,495		$	2,906	$	53,782		$	36		$	8,230		$	101,686
Provision/(recapture)		824			(148	)		24		5,836			(3	)		358			6,891
Charge-offs		(3,057	)		—			—		(3,619	)		—			(373	)		(7,049	)
Recoveries		436			1			—		232			—			169			838
Ending balance	$	31,440		$	3,348		$	2,930	$	56,231		$	33		$	8,384		$	102,366
Ending balance:
Individually evaluated    for impairment	$	8,905		$	—		$	—	$	12,772		$	—		$	—		$	21,677
Collectively evaluated    for impairment		22,535			3,348			2,930		43,459			33			8,384			80,689
Total allowance for credit    losses - loans and leases	$	31,440		$	3,348		$	2,930	$	56,231		$	33		$	8,384		$	102,366
Loans and leases ending balance:
Individually evaluated for    impairment	$	40,778		$	4,658		$	—	$	39,889		$	—		$	—		$	85,325
Collectively evaluated for    impairment		2,227,551			728,353			528,967		2,512,836			3,139			692,043			6,692,889
Total loans and leases	$	2,268,329		$	733,011		$	528,967	$	2,552,725		$	3,139		$	692,043		$	6,778,214

The following table summarize the balance and activity within the allowance for credit losses - loans and leases, the components of the allowance for credit losses - loans and leases by loans and leases individually and collectively evaluated for impairment, loans acquired with deteriorated credit quality, and corresponding loan and lease balances by type for the three months ended March 31, 2023:

March 31, 2023	Commercial Real Estate			Residential Real Estate			Construction, Land Development, and Other Land		Commercial and Industrial			Installment and Other			Lease Financing Receivables			Total
Allowance for credit losses -    loans and leases
Three months ended
Beginning balance	$	26,061		$	3,140		$	3,134	$	41,889		$	24		$	7,676		$	81,924
Provision/(recapture)		(1,119	)		(453	)		364		10,803			(2	)		119			9,712
Charge-offs		(966	)		(9	)		—		(1,790	)		—			(304	)		(3,069	)
Recoveries		762			1			—		947			3			185			1,898
Ending balance	$	24,738		$	2,679		$	3,498	$	51,849		$	25		$	7,676		$	90,465
Ending balance:
Individually evaluated    for impairment	$	6,302		$	—		$	1,198	$	14,518		$	—		$	—		$	22,018
Collectively evaluated    for impairment		18,436			2,679			2,300		37,331			25			7,676			68,447
Total allowance for credit losses -    loans and leases	$	24,738		$	2,679		$	3,498	$	51,849		$	25		$	7,676		$	90,465
Loans and leases ending balance:
Individually evaluated for    impairment	$	31,622		$	—		$	5,541	$	34,245		$	—		$	—		$	71,408
Collectively evaluated for    impairment		1,897,762			499,336			441,567		2,049,560			1,822			553,877			5,443,924
Total loans and leases	$	1,929,384		$	499,336		$	447,108	$	2,083,805		$	1,822		$	553,877		$	5,515,332

Summary of Loans with Modified Terms

The following table presents loans with modified terms as of March 31, 2023:

March 31, 2023	Payment Delay		Term Modification		Combination Term Modification and Interest Rate Reduction		Total Modified by Class		% of Class of Loans and Leases
Commercial and industrial	$	9,405	$	40,420	$	395	$	50,220		2.4	%
Total modified loans	$	9,405	$	40,420	$	395	$	50,220		0.9	%

The following table presents the amortized cost basis of loans that had a payment default as of March 31, 2024 and were modified in the twelve months prior to default.

March 31, 2024	Payment Delay		Term Modification		Combination Term Modification and Interest Rate Reduction		Total Modified by Class		% of Class of Loans and Leases
Commercial real estate	$	—	$	2,842	$	—	$	2,842		0.13	%
Commercial and industrial		43		—		353		396		0.02	%
Total loans and leases	$	43	$	2,842	$	353	$	3,238		0.05	%

Summary Of Collateral Dependent Loans And Leases

The following table presents the amortized cost basis of collateral-dependent loans and leases, which are individually evaluated to determine expected credit losses as of March 31, 2024 and December 31, 2023:

March 31, 2024	Commercial Construction		Non-owner Occupied Commercial		Owner-Occupied Commercial		Multi-Family		Single Family Residence (1st Lien)		Single Family Residence (2nd Lien)		Business Assets		Total
Commercial real estate	$	—	$	11,590	$	29,188	$	—	$	—	$	—	$	—	$	40,778
Residential real estate		—		—		—		2,792		1,866		—		—		4,658
Commercial and industrial		—		—		—		—		—		—		39,889		39,889
Total	$	—	$	11,590	$	29,188	$	2,792	$	1,866	$	—	$	39,889	$	85,325
December 31, 2023	Commercial Construction		Non-owner Occupied Commercial		Owner-Occupied Commercial		Multi-Family		Single Family Residence (1st Lien)		Single Family Residence (2nd Lien)		Business Assets		Total
Commercial real estate	$	—	$	28,767	$	35,572	$	—	$	—	$	—	$	—	$	64,339
Residential real estate		—		—		—		2,793		800		—		—		3,593
Construction, land development,   and other land		813		—		—		—		—		—		—		813
Commercial and industrial		—		—		—		—		—		—		44,749		44,749
Total	$	813	$	28,767	$	35,572	$	2,793	$	800	$	—	$	44,749	$	113,494

Summary of Risk Rating Categories of Loans and Leases Considered for Inclusion in Allowance for Loan and Lease Losses Calculation

The following tables summarize the risk rating categories of the loans and leases considered for inclusion in the allowance for credit losses - loans and leases calculation, as of March 31, 2024 and December 31, 2023:

	Term loans amortized cost by origination year												Revolving		Total
March 31, 2024	2024		2023		2022		2021		2020		Prior		Loans		Loans
Commercial Real Estate
Pass	$	49,831	$	249,142	$	438,366	$	497,715	$	236,622	$	514,023	$	14,124	$	1,999,823
Watch		975		13,665		19,734		16,039		37,322		72,490		—		160,225
Special Mention		—		7,635		1,836		10,432		2,595		34,684		—		57,182
Substandard		—		638		3,808		4,852		1,194		40,607		—		51,099
Total	$	50,806	$	271,080	$	463,744	$	529,038	$	277,733	$	661,804	$	14,124	$	2,268,329
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	—	$	286	$	88	$	575	$	2,108	$	—	$	3,057
Residential Real Estate
Pass	$	6,795	$	49,973	$	135,135	$	119,107	$	51,950	$	263,998	$	56,965	$	683,923
Watch		—		—		5,389		406		16,848		12,933		2,392		37,968
Special Mention		—		—		—		—		3,767		480		—		4,247
Substandard		200		—		29		105		1,077		4,516		946		6,873
Total	$	6,995	$	49,973	$	140,553	$	119,618	$	73,642	$	281,927	$	60,303	$	733,011
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Construction, Land Development,   & Land
Pass	$	—	$	114,072	$	124,789	$	179,184	$	37,041	$	11,126	$	826	$	467,038
Watch		—		1,391		14,408		24,777		8,805		3,110		—		52,491
Special Mention		—		—		—		9,438		—		—		—		9,438
Substandard		—		—		—		—		—		—		—		—
Total	$	—	$	115,463	$	139,197	$	213,399	$	45,846	$	14,236	$	826	$	528,967
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial & Industrial
Pass	$	127,262	$	472,634	$	488,279	$	282,042	$	103,274	$	206,107	$	540,979	$	2,220,577
Watch		80		55,427		21,754		46,969		2,478		20,120		40,803		187,631
Special Mention		—		366		20,531		10,589		2,326		6,418		40,738		80,968
Substandard		—		541		9,390		9,867		5,785		25,346		12,620		63,549
Total	$	127,342	$	528,968	$	539,954	$	349,467	$	113,863	$	257,991	$	635,140	$	2,552,725
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	—	$	909	$	735	$	398	$	1,577	$	—	$	3,619
Installment and Other
Pass	$	145	$	408	$	116	$	56	$	130	$	430	$	1,830	$	3,115
Watch		—		—		—		23		—		—		1		24
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Total	$	145	$	408	$	116	$	79	$	130	$	430	$	1,831	$	3,139
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Lease Financing Receivables
Pass	$	87,748	$	303,606	$	187,907	$	81,700	$	24,808	$	4,149	$	—	$	689,918
Watch		—		—		61		912		14		—		—		987
Special Mention		—		—		—		—		155		99		—		254
Substandard		—		173		141		523		44		3		—		884
Total	$	87,748	$	303,779	$	188,109	$	83,135	$	25,021	$	4,251	$	—	$	692,043
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	95	$	175	$	80	$	23	$	—	$	—	$	373
Total Loans and Leases
Pass	$	271,781	$	1,189,835	$	1,374,592	$	1,159,804	$	453,825	$	999,833	$	614,724	$	6,064,394
Watch		1,055		70,483		61,346		89,126		65,467		108,653		43,196		439,326
Special Mention		—		8,001		22,367		30,459		8,843		41,681		40,738		152,089
Substandard		200		1,352		13,368		15,347		8,100		70,472		13,566		122,405
Total	$	273,036	$	1,269,671	$	1,471,673	$	1,294,736	$	536,235	$	1,220,639	$	712,224	$	6,778,214
Gross charge-offs for the three months   ended March 31, 2024	$	—	$	95	$	1,370	$	903	$	996	$	3,685	$	—	$	7,049

	Term loans amortized cost by origination year												Revolving		Total
December 31, 2023	2023		2022		2021		2020		2019		Prior		Loans		Loans
Commercial Real Estate
Pass	$	247,856	$	452,127	$	516,624	$	229,053	$	143,283	$	388,872	$	28,360	$	2,006,175
Watch		12,501		22,094		26,408		46,713		20,364		68,003		—		196,083
Special Mention		—		799		10,752		2,618		12,751		25,790		—		52,710
Substandard		—		2,888		5,841		1,771		7,483		46,532		829		65,344
Total	$	260,357	$	477,908	$	559,625	$	280,155	$	183,881	$	529,197	$	29,189	$	2,320,312
Gross charge-offs, year ended   December 31, 2023	$	—	$	193	$	60	$	1,511	$	4,054	$	3,911	$	—	$	9,729
Residential Real Estate
Pass	$	55,178	$	135,477	$	104,005	$	54,651	$	37,806	$	225,593	$	57,865	$	670,575
Watch		—		4,811		—		17,417		7,167		8,708		1,597		39,700
Special Mention		—		—		—		3,594		127		1		413		4,135
Substandard		—		—		107		189		349		3,523		952		5,120
Total	$	55,178	$	140,288	$	104,112	$	75,851	$	45,449	$	237,825	$	60,827	$	719,530
Gross charge-offs, year ended   December 31, 2023	$	—	$	—	$	—	$	—	$	—	$	21	$	—	$	21
Construction, Land Development, & Land
Pass	$	82,449	$	145,174	$	184,544	$	35,466	$	9,772	$	1,429	$	174	$	459,008
Watch		1,392		13,990		21,313		18,716		3,125		—		—		58,536
Special Mention		—		—		9,279		—		—		—		—		9,279
Substandard		—		—		—		—		—		14		—		14
Total	$	83,841	$	159,164	$	215,136	$	54,182	$	12,897	$	1,443	$	174	$	526,837
Gross charge-offs, year ended   December 31, 2023	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Commercial & Industrial
Pass	$	475,720	$	514,902	$	288,392	$	109,430	$	73,059	$	147,168	$	524,348	$	2,133,019
Watch		41,027		33,080		50,407		1,385		6,951		18,180		39,531		190,561
Special Mention		—		6,164		10,595		2,631		1,112		6,643		36,354		63,499
Substandard		—		7,332		6,067		6,431		10,116		18,381		13,155		61,482
Total	$	516,747	$	561,478	$	355,461	$	119,877	$	91,238	$	190,372	$	613,388	$	2,448,561
Gross charge-offs, year ended   December 31, 2023	$	1,518	$	1,938	$	5,372	$	4,451	$	1,087	$	1,045	$	—	$	15,411
Installment and Other
Pass	$	564	$	132	$	79	$	133	$	28	$	424	$	1,814	$	3,174
Watch		—		—		25		—		—		1		—		26
Special Mention		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Total	$	564	$	132	$	104	$	133	$	28	$	425	$	1,814	$	3,200
Gross charge-offs, year ended   December 31, 2023	$	—	$	—	$	—	$	—	$	—	$	3	$	—	$	3
Lease Financing Receivables
Pass	$	327,099	$	207,640	$	93,242	$	29,343	$	5,443	$	856	$	—	$	663,623
Watch		—		67		1,008		16		—		—		—		1,091
Special Mention		—		—		—		179		101		36		—		316
Substandard		259		138		384		55		—		—		—		836
Total	$	327,358	$	207,845	$	94,634	$	29,593	$	5,544	$	892	$	—	$	665,866
Gross charge-offs, year ended   December 31, 2023	$	734	$	886	$	549	$	139	$	75	$	54	$	—	$	2,437
Total Loans and Leases
Pass	$	1,188,866	$	1,455,452	$	1,186,886	$	458,076	$	269,391	$	764,342	$	612,561	$	5,935,574
Watch		54,920		74,042		99,161		84,247		37,607		94,892		41,128		485,997
Special Mention		—		6,963		30,626		9,022		14,091		32,470		36,767		129,939
Substandard		259		10,358		12,399		8,446		17,948		68,450		14,936		132,796
Total	$	1,244,045	$	1,546,815	$	1,329,072	$	559,791	$	339,037	$	960,154	$	705,392	$	6,684,306
Gross charge-offs, year ended   December 31, 2023	$	2,252	$	3,017	$	5,981	$	6,101	$	5,216	$	5,034	$	—	$	27,601

At

Summary of Contractual Delinquency Information

The following tables summarize contractual delinquency information of the loans and leases considered for inclusion in the allowance for credit losses - loans and leases calculation at March 31, 2024 and December 31, 2023:

March 31, 2024	2024		2023		2022		2021		2020		Prior		Revolving Loans		Total Loans
Commercial Real Estate
Current	$	50,806	$	270,638	$	459,995	$	524,429	$	276,731	$	635,489	$	14,124	$	2,232,212
30-59 Days Past Due		—		442		1,043		3,809		595		2,791		—		8,680
60-89 Days Past Due		—		—		—		—		—		—		—		—
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		2,706		800		407		23,524		—		27,437
Total Past Due		—		442		3,749		4,609		1,002		26,315		—		36,117
Total	$	50,806	$	271,080	$	463,744	$	529,038	$	277,733	$	661,804	$	14,124	$	2,268,329
Residential Real Estate
Current	$	6,995	$	49,973	$	140,035	$	119,107	$	72,402	$	276,374	$	59,007	$	723,893
30-59 Days Past Due		—		—		489		406		174		578		350		1,997
60-89 Days Past Due		—		—		—		—		—		461		—		461
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		29		105		1,066		4,514		946		6,660
Total Past Due		—		—		518		511		1,240		5,553		1,296		9,118
Total	$	6,995	$	49,973	$	140,553	$	119,618	$	73,642	$	281,927	$	60,303	$	733,011
Construction, Land Development,    & Land
Current	$	—	$	115,463	$	139,197	$	213,399	$	45,846	$	14,236	$	826	$	528,967
30-59 Days Past Due		—		—		—		—		—		—		—		—
60-89 Days Past Due		—		—		—		—		—		—		—		—
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		—		—		—		—		—		—
Total Past Due		—		—		—		—		—		—		—		—
Total	$	—	$	115,463	$	139,197	$	213,399	$	45,846	$	14,236	$	826	$	528,967
Commercial & Industrial
Current	$	127,342	$	525,182	$	530,704	$	346,250	$	108,120	$	238,084	$	632,383	$	2,508,065
30-59 Days Past Due		—		3,246		1,697		903		1,454		3,729		576		11,605
60-89 Days Past Due		—		127		1		—		—		—		—		128
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		413		7,552		2,314		4,289		16,178		2,181		32,927
Total Past Due		—		3,786		9,250		3,217		5,743		19,907		2,757		44,660
Total	$	127,342	$	528,968	$	539,954	$	349,467	$	113,863	$	257,991	$	635,140	$	2,552,725
Installment and Other
Current	$	145	$	408	$	116	$	56	$	130	$	430	$	1,831	$	3,116
30-59 Days Past Due		—		—		—		23		—		—		—		23
60-89 Days Past Due		—		—		—		—		—		—		—		—
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		—		—		—		—		—		—
Total Past Due		—		—		—		23		—		—		—		23
Total	$	145	$	408	$	116	$	79	$	130	$	430	$	1,831	$	3,139
Lease Financing Receivables
Current	$	87,703	$	301,476	$	185,879	$	81,572	$	24,672	$	4,138	$	—	$	685,440
30-59 Days Past Due		45		1,602		577		789		206		71		—		3,290
60-89 Days Past Due		—		528		1,512		251		108		39		—		2,438
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		173		141		523		35		3		—		875
Total Past Due		45		2,303		2,230		1,563		349		113		—		6,603
Total	$	87,748	$	303,779	$	188,109	$	83,135	$	25,021	$	4,251	$	—	$	692,043
Total Loans and Leases
Current	$	272,991	$	1,263,140	$	1,455,926	$	1,284,813	$	527,901	$	1,168,751	$	708,171	$	6,681,693
30-59 Days Past Due		45		5,290		3,806		5,930		2,429		7,169		926		25,595
60-89 Days Past Due		—		655		1,513		251		108		500		—		3,027
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		586		10,428		3,742		5,797		44,219		3,127		67,899
Total Past Due		45		6,531		15,747		9,923		8,334		51,888		4,053		96,521
Total	$	273,036	$	1,269,671	$	1,471,673	$	1,294,736	$	536,235	$	1,220,639	$	712,224	$	6,778,214

Total non-accrual loans without an allowance included $8.4 million of commercial real estate loans, $3.6 million of residential real estate, and $3.4 million of commercial and industrial loans as of March 31, 2024. The Company recognized $255,000 of interest income on non-accrual loans and leases for the three months ended March 31, 2024.

December 31, 2023	2023		2022		2021		2020		2019		Prior		Revolving Loans		Total Loans
Commercial Real Estate
Current	$	259,998	$	474,878	$	558,236	$	279,098	$	178,729	$	501,620	$	29,189	$	2,281,748
30-59 Days Past Due		359		648		638		74		3,176		484		—		5,379
60-89 Days Past Due		—		826		—		286		—		1,208		—		2,320
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		1,556		751		697		1,976		25,885		—		30,865
Total Past Due		359		3,030		1,389		1,057		5,152		27,577		—		38,564
Total	$	260,357	$	477,908	$	559,625	$	280,155	$	183,881	$	529,197	$	29,189	$	2,320,312
Residential Real Estate
Current	$	55,178	$	136,448	$	102,973	$	75,125	$	45,050	$	230,102	$	59,476	$	704,352
30-59 Days Past Due		—		3,840		1,032		537		29		4,122		399		9,959
60-89 Days Past Due		—		—		—		—		21		127		—		148
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		107		189		349		3,474		952		5,071
Total Past Due		—		3,840		1,139		726		399		7,723		1,351		15,178
Total	$	55,178	$	140,288	$	104,112	$	75,851	$	45,449	$	237,825	$	60,827	$	719,530
Construction, Land Development,   & Land
Current	$	83,841	$	156,815	$	215,136	$	54,182	$	12,897	$	1,443	$	174	$	524,488
30-59 Days Past Due		—		—		—		—		—		—		—		—
60-89 Days Past Due		—		2,349		—		—		—		—		—		2,349
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		—		—		—		—		—		—
Total Past Due		—		2,349		—		—		—		—		—		2,349
Total	$	83,841	$	159,164	$	215,136	$	54,182	$	12,897	$	1,443	$	174	$	526,837
Commercial & Industrial
Current	$	516,747	$	552,251	$	351,534	$	114,859	$	83,780	$	177,239	$	611,766	$	2,408,176
30-59 Days Past Due		—		1,545		1,099		238		2,513		400		455		6,250
60-89 Days Past Due		—		1,505		—		234		3,416		1,139		496		6,790
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		6,177		2,828		4,546		1,529		11,594		671		27,345
Total Past Due		—		9,227		3,927		5,018		7,458		13,133		1,622		40,385
Total	$	516,747	$	561,478	$	355,461	$	119,877	$	91,238	$	190,372	$	613,388	$	2,448,561
Installment and Other
Current	$	564	$	132	$	104	$	133	$	28	$	425	$	1,814	$	3,200
30-59 Days Past Due		—		—		—		—		—		—		—		—
60-89 Days Past Due		—		—		—		—		—		—		—		—
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		—		—		—		—		—		—		—		—
Total Past Due		—		—		—		—		—		—		—		—
Total	$	564	$	132	$	104	$	133	$	28	$	425	$	1,814	$	3,200
Lease Financing Receivables
Current	$	325,833	$	206,800	$	93,795	$	29,292	$	5,537	$	889	$	—	$	662,146
30-59 Days Past Due		726		426		153		38		4		2		—		1,349
60-89 Days Past Due		540		481		302		218		3		1		—		1,545
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		259		138		384		45		—		—		—		826
Total Past Due		1,525		1,045		839		301		7		3		—		3,720
Total	$	327,358	$	207,845	$	94,634	$	29,593	$	5,544	$	892	$	—	$	665,866
Total Loans and Leases
Current	$	1,242,161	$	1,527,324	$	1,321,778	$	552,689	$	326,021	$	911,718	$	702,419	$	6,584,110
30-59 Days Past Due		1,085		6,459		2,922		887		5,722		5,008		854		22,937
60-89 Days Past Due		540		5,161		302		738		3,440		2,475		496		13,152
Greater than 90 Accruing		—		—		—		—		—		—		—		—
Non-accrual		259		7,871		4,070		5,477		3,854		40,953		1,623		64,107
Total Past Due		1,884		19,491		7,294		7,102		13,016		48,436		2,973		100,196
Total	$	1,244,045	$	1,546,815	$	1,329,072	$	559,791	$	339,037	$	960,154	$	705,392	$	6,684,306

Summary of Change in Balance for Allowance for Credit Losses Unfunded Commitments

The following table presents the change in the balance of the allowance for credit losses - unfunded commitments as of March 31, 2024 and 2023:

	For the Three Months Ended
	March 31,
	2024			2023
Beginning balance	$	3,636		$	4,203
Provision/(recapture) for unfunded commitments		(248	)		113
Ending balance	$	3,388		$	4,316

Schedule of Unpaid Principal Balance and Carrying Value for Acquired Non-Impaired Loans and Leases

The unpaid principal balance and carrying value for acquired non-credit deteriorated loans and leases, excluding an allowance for credit losses of $4.6 million and $4.7 million at March 31, 2024 and December 31, 2023, were as follows:

	March 31, 2024				December 31, 2023
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
Commercial real estate	$	280,291	$	271,720	$	284,819	$	275,476
Residential real estate		209,952		204,589		227,392		211,887
Construction, land development, and other land		86,168		85,553		87,143		86,344
Commercial and industrial		119,197		113,673		123,540		117,538
Installment and other		179		166		170		156
Lease financing receivables		427		426		628		627
Total acquired non-credit-deteriorated    loans and leases	$	696,214	$	676,127	$	723,692	$	692,028