The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101   373,344 3,415 SH   SOLE   0 0 3,415
Abbott Laboratories COM 002824100   1,357,775 12,336 SH   SOLE   0 0 12,336
Accenture Ltd. COM G1151C101   260,024 741 SH   SOLE   0 0 741
Adobe Systems, Inc. COM 00724F101   742,767 1,245 SH   SOLE   0 0 1,245
Advanced Micro Devices COM 007903107   350,099 2,375 SH   SOLE   0 0 2,375
Alerian MLP ETF ETF 00162Q866   2,004,170 47,135 SH   SOLE   0 0 47,135
Align Technology, Inc. COM 016255101   940,368 3,432 SH   SOLE   0 0 3,432
Alphabet, Inc. A COM 02079K305   9,132,703 65,369 SH   SOLE   0 0 65,369
Alphabet, Inc. C COM 02079K107   2,785,159 19,763 SH   SOLE   0 0 19,763
Amazon.com, Inc. COM 023135106   11,302,229 74,384 SH   SOLE   0 0 74,384
American Express Co. COM 025816109   302,994 1,617 SH   SOLE   0 0 1,617
American Tower Corp. COM 03027X100   2,321,823 10,755 SH   SOLE   0 0 10,755
Amgen, Inc. COM 031162100   3,279,996 11,388 SH   SOLE   0 0 11,388
Annovis Bio, Inc. COM 03615A108   642,794 34,374 SH   SOLE   0 0 34,374
Apple, Inc. COM 037833100   28,047,486 145,709 SH   SOLE   0 0 145,709
Automatic Data Processing COM 053015103   217,361 933 SH   SOLE   0 0 933
Berkshire Hathaway, Inc. B COM 084670702   2,941,732 8,248 SH   SOLE   0 0 8,248
BlackRock, Inc. COM 09247X101   2,913,813 3,589 SH   SOLE   0 0 3,589
Blackstone Group, Inc. COM 09260D107   3,201,120 24,451 SH   SOLE   0 0 24,451
BP p.l.c. ADR 055622104   247,800 7,000 SH   SOLE   0 0 7,000
Cardinal Health, Inc. COM 14149Y108   2,099,664 20,830 SH   SOLE   0 0 20,830
Caterpillar, Inc. COM 149123101   545,501 1,845 SH   SOLE   0 0 1,845
Check Point Software Tech Com COM M22465104   233,005 1,525 SH   SOLE   0 0 1,525
Chevron Corp. COM 166764100   3,033,669 20,338 SH   SOLE   0 0 20,338
CIGNA Corporation COM 125509109   285,076 952 SH   SOLE   0 0 952
Cisco Systems, Inc. COM 17275R102   960,232 19,007 SH   SOLE   0 0 19,007
Coca-Cola Company COM 191216100   892,590 15,147 SH   SOLE   0 0 15,147
Comcast Corp. A COM 20030N101   1,795,127 40,938 SH   SOLE   0 0 40,938
ConocoPhillips, Inc. COM 20825c104   475,771 4,099 SH   SOLE   0 0 4,099
Corning, Inc. COM 219350105   472,889 15,530 SH   SOLE   0 0 15,530
Costco Wholesale Corp. COM 22160K105   7,821,405 11,849 SH   SOLE   0 0 11,849
CrowdStrike Holdings, Inc. COM 22788C105   7,107,088 27,836 SH   SOLE   0 0 27,836
Cummins, Inc. COM 231021106   1,665,012 6,950 SH   SOLE   0 0 6,950
Diageo PLC ADR ADR 25243Q205   607,548 4,171 SH   SOLE   0 0 4,171
Eaton Corp. COM G29183103   1,553,048 6,449 SH   SOLE   0 0 6,449
Elastic N.V. COM N14506104   1,315,773 11,675 SH   SOLE   0 0 11,675
Eli Lilly & Co. COM 532457108   392,888 674 SH   SOLE   0 0 674
Emerson Electric Co. COM 291011104   1,181,367 12,138 SH   SOLE   0 0 12,138
Essential Utilities, Inc. COM 29670G102   1,204,612 32,252 SH   SOLE   0 0 32,252
Exxon Mobil Corp. COM 30231G102   679,027 6,792 SH   SOLE   0 0 6,792
Fidelity National Financial, Inc. COM 31620R303   2,239,778 43,900 SH   SOLE   0 0 43,900
First Solar Inc COM 336433107   389,353 2,260 SH   SOLE   0 0 2,260
First Trust Large Cap Core AlphaDEX ETF ETF 33734K109   659,009 7,309 SH   SOLE   0 0 7,309
First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108   1,184,463 11,340 SH   SOLE   0 0 11,340
General Mills, Inc. COM 370334104   1,506,363 23,125 SH   SOLE   0 0 23,125
Global X Robotics & A.I. ETF ETF 37954Y715   525,540 18,440 SH   SOLE   0 0 18,440
Global X S&P 500 Catholic Values ETF ETF 37954Y889   223,841 3,860 SH   SOLE   0 0 3,860
Global-E Online, Ltd. COM M5216V106   2,503,625 63,175 SH   SOLE   0 0 63,175
Globus Medical, Inc. COM 379577208   9,572,110 179,623 SH   SOLE   0 0 179,623
Goldman Sachs Group, Inc. COM 38141G104   5,733,453 14,862 SH   SOLE   0 0 14,862
Honeywell International, Inc. COM 438516106   3,006,882 14,337 SH   SOLE   0 0 14,337
Immunome, Inc. COM 45257U108   181,526 16,965 SH   SOLE   0 0 16,965
Intel Corp. COM 458140100   871,666 17,347 SH   SOLE   0 0 17,347
Invesco QQQ ETF ETF 631100104   1,171,746 2,861 SH   SOLE   0 0 2,861
Invesco S&P 500 Equal Weight ETF ETF 78355W106   944,906 5,988 SH   SOLE   0 0 5,988
Invesco S&P 500 Equal Weight Health Care ETF ETF 46137V332   217,245 7,295 SH   SOLE   0 0 7,295
iShares Cohen & Steers REIT ETF ETF 464287564   271,626 4,625 SH   SOLE   0 0 4,625
iShares Core S&P Small-Cap ETF ETF 78468R853   8,312,193 76,787 SH   SOLE   0 0 76,787
iShares Global Clean Energy ETF ETF 464288224   281,848 18,102 SH   SOLE   0 0 18,102
iShares MSCI EAFE Index Fund ETF ETF 464287465   437,633 5,808 SH   SOLE   0 0 5,808
iShares MSCI Emerging Markets Index Fund ETF ETF 464287234   430,046 10,695 SH   SOLE   0 0 10,695
iShares MSCI Kld Social Index ETF ETF 464288570   273,150 3,000 SH   SOLE   0 0 3,000
iShares S&P Mid Cap 400 Index ETF ETF 464287507   466,166 1,682 SH   SOLE   0 0 1,682
iShares S&P National Muni Bond ETF ETF 464288414   2,494,406 23,009 SH   SOLE   0 0 23,009
iShares Select Dividend ETF ETF 464287168   7,893,930 67,343 SH   SOLE   0 0 67,343
iShares U.S. Home Construction ETF ETF 464288752   716,782 7,046 SH   SOLE   0 0 7,046
iShares US Preferred Stock ETF ETF 464288687   3,248,077 104,138 SH   SOLE   0 0 104,138
J.P. Morgan Chase & Co. COM 46625H100   4,182,463 24,588 SH   SOLE   0 0 24,588
Jaguar Health Inc COM 47010C706   5,905 39,000 SH   SOLE   0 0 39,000
Janus Henderson AAA CLO ETF ETF 47103U845   324,435 6,450 SH   SOLE   0 0 6,450
Johnson & Johnson COM 478160104   9,468,400 60,408 SH   SOLE   0 0 60,408
JPMorgan Equity Premium Income ETF ETF 46641Q332   2,316,262 42,129 SH   SOLE   0 0 42,129
JPMorgan Ultra-Short Income ETF ETF 46641Q837   837,083 16,665 SH   SOLE   0 0 16,665
Kinder Morgan, Inc. COM 49456B101   9,104,861 516,149 SH   SOLE   0 0 516,149
KKR & Co. COM 48251W104   6,238,220 75,295 SH   SOLE   0 0 75,295
Lockheed Martin Corp. COM 539830109   4,902,480 10,817 SH   SOLE   0 0 10,817
Lowe's Companies, Inc. COM 548661107   2,866,958 12,882 SH   SOLE   0 0 12,882
McDonald's Corp. COM 580135101   1,053,204 3,552 SH   SOLE   0 0 3,552
Medtronic plc COM 585055106   1,162,711 14,114 SH   SOLE   0 0 14,114
Merck & Co. COM 58933Y108   3,450,706 31,652 SH   SOLE   0 0 31,652
Meta Platforms, Inc. COM 30303M102   689,868 1,949 SH   SOLE   0 0 1,949
Microsoft Corp. COM 594918104   8,236,933 21,904 SH   SOLE   0 0 21,904
MicroStrategy, Inc. COM 594972408   336,653 533 SH   SOLE   0 0 533
Mondelez International, Inc. COM 609207105   1,636,275 22,588 SH   SOLE   0 0 22,588
Netflix, Inc. COM 64110L106   387,108 795 SH   SOLE   0 0 795
Newmont Mining Corp. COM 651639106   349,378 8,441 SH   SOLE   0 0 8,441
NIKE, Inc. COM 654106103   1,131,125 10,418 SH   SOLE   0 0 10,418
NVIDIA Corp. COM 67066G104   3,670,394 7,412 SH   SOLE   0 0 7,412
Oracle Corp. COM 68389X105   1,109,334 10,522 SH   SOLE   0 0 10,522
Paychex, Inc. COM 704326107   2,121,887 17,815 SH   SOLE   0 0 17,815
PepsiCo, Inc. COM 713448108   2,291,396 13,490 SH   SOLE   0 0 13,490
Phillips 66 COM 718546104   291,976 2,193 SH   SOLE   0 0 2,193
Pioneer Natural Resources Co. COM 723787107   3,421,549 15,215 SH   SOLE   0 0 15,215
PPL Corp. COM 69351T106   999,888 36,896 SH   SOLE   0 0 36,896
Procter & Gamble Co. COM 742718109   2,885,919 19,694 SH   SOLE   0 0 19,694
ProShares Bitcoin Strategy ETF ETF 74347G440   210,023 10,250 SH   SOLE   0 0 10,250
Public Storage COM 74460D109   907,375 2,975 SH   SOLE   0 0 2,975
Reaves Utility Income Fund COM 756158101   3,290,197 123,044 SH   SOLE   0 0 123,044
Regeneron Pharmaceuticals, Inc. COM 75886F107   3,045,031 3,467 SH   SOLE   0 0 3,467
Rio Tinto Group ADR 767204100   463,031 6,219 SH   SOLE   0 0 6,219
RTX Corp. COM 75513E101   246,110 2,925 SH   SOLE   0 0 2,925
Sera Prognostics COM 81749D107   80,664 13,489 SH   SOLE   0 0 13,489
Shopify, Inc. COM 82509L107   2,970,093 38,127 SH   SOLE   0 0 38,127
SPDR Bloomberg Convertible Securities ETF ETF 78464A359   4,172,373 57,829 SH   SOLE   0 0 57,829
SPDR Gold MiniShares ETF ETF 98149E303   6,613,797 161,667 SH   SOLE   0 0 161,667
SPDR Mid Cap ETF ETF 78464A847   1,451,892 29,801 SH   SOLE   0 0 29,801
SPDR S&P 500 ETF ETF 78462f103   1,634,690 3,439 SH   SOLE   0 0 3,439
SPDR S&P MidCap 400 ETF ETF 78467Y107   2,686,679 5,295 SH   SOLE   0 0 5,295
Stryker Corp. COM 863667101   1,040,624 3,475 SH   SOLE   0 0 3,475
Tesla, Inc. COM 88160R101   1,880,248 7,567 SH   SOLE   0 0 7,567
The Boeing Company COM 097023105   628,451 2,411 SH   SOLE   0 0 2,411
The Charles Schwab Corp. COM 808513105   3,329,920 48,400 SH   SOLE   0 0 48,400
The Home Depot, Inc. COM 437076102   7,127,751 20,568 SH   SOLE   0 0 20,568
The Trade Desk, Inc. COM 88339J105   3,801,287 52,825 SH   SOLE   0 0 52,825
Truist Financial Corp. COM 89832Q109   4,393,207 118,993 SH   SOLE   0 0 118,993
Unilever PLC ADR ADR 904767704   347,892 7,176 SH   SOLE   0 0 7,176
United Parcel Service, Inc. COM 911312106   3,384,948 21,529 SH   SOLE   0 0 21,529
VanEck Gold Miners ETF ETF 92189F106   7,451,646 240,298 SH   SOLE   0 0 240,298
VanEck Junior Gold Miners ETF ETF 92189F791   752,514 19,850 SH   SOLE   0 0 19,850
VanEck Morningstar Int'l Moat ETF ETF 92189F593   731,790 23,500 SH   SOLE   0 0 23,500
VanEck Morningstar Wide Moat ETF ETF 92189F643   4,868,992 57,370 SH   SOLE   0 0 57,370
VanEck Semiconductor ETF ETF 92189F676   638,276 3,650 SH   SOLE   0 0 3,650
Vanguard Emerging Markets Stock Index ETF ETF 922042858   511,284 12,440 SH   SOLE   0 0 12,440
Vanguard Growth Index ETF ETF 922908736   323,937 1,042 SH   SOLE   0 0 1,042
Vanguard Short-Term Bond Index ETF ETF 921937827   223,358 2,900 SH   SOLE   0 0 2,900
Vanguard Total Bond Market Index ETF ETF 921937835   269,561 3,665 SH   SOLE   0 0 3,665
Vanguard Total World Stock Index ETF ETF 922042742   301,850 2,934 SH   SOLE   0 0 2,934
Vanguard Utilities ETF ETF 92204A876   2,692,740 19,645 SH   SOLE   0 0 19,645
Vertex, Inc. COM 92538J106   890,825 33,067 SH   SOLE   0 0 33,067
Visa, Inc. COM 92826C839   5,422,077 20,826 SH   SOLE   0 0 20,826
Walmart, Inc. COM 931142103   2,598,232 16,481 SH   SOLE   0 0 16,481
Walt Disney Co. COM 254687106   553,875 6,134 SH   SOLE   0 0 6,134
Waste Management, Inc. COM 94106L109   247,331 1,381 SH   SOLE   0 0 1,381
Workhorse Group Inc COM 98138J206   3,600 10,000 SH   SOLE   0 0 10,000