Chief Compliance Officer

0001701132-24-000001.txt : 20240209 0001701132-24-000001.hdr.sgml : 20240209 20240208185643 ACCESSION NUMBER: 0001701132-24-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240209 DATE AS OF CHANGE: 20240208 EFFECTIVENESS DATE: 20240209 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Investment Advisors, Ltd. CENTRAL INDEX KEY: 0001701132 ORGANIZATION NAME: IRS NUMBER: 233034280 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18056 FILM NUMBER: 24610677 BUSINESS ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 BUSINESS PHONE: 6105600400 MAIL ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001701132 XXXXXXXX 12-31-2023 12-31-2023 Sterling Investment Advisors, Ltd.

1055 WESTLAKES DRIVE SUITE 150 BERWYN PA 19312

13F HOLDINGS REPORT 028-18056 000140710 801-66769 N Catherine Whetstone Chief Compliance Officer 610-560-0400 x120 Catherine Whetstone Berwyn PA 02-08-2024 0 134 321105754 false INFORMATION TABLE 2 sterling4q23.xml 3M Company COM 88579Y101 373344 3415 SH SOLE 0 0 3415 Abbott Laboratories COM 002824100 1357775 12336 SH SOLE 0 0 12336 Accenture Ltd. COM G1151C101 260024 741 SH SOLE 0 0 741 Adobe Systems, Inc. COM 00724F101 742767 1245 SH SOLE 0 0 1245 Advanced Micro Devices COM 007903107 350099 2375 SH SOLE 0 0 2375 Alerian MLP ETF ETF 00162Q866 2004170 47135 SH SOLE 0 0 47135 Align Technology, Inc. COM 016255101 940368 3432 SH SOLE 0 0 3432 Alphabet, Inc. A COM 02079K305 9132703 65369 SH SOLE 0 0 65369 Alphabet, Inc. C COM 02079K107 2785159 19763 SH SOLE 0 0 19763 Amazon.com, Inc. COM 023135106 11302229 74384 SH SOLE 0 0 74384 American Express Co. COM 025816109 302994 1617 SH SOLE 0 0 1617 American Tower Corp. COM 03027X100 2321823 10755 SH SOLE 0 0 10755 Amgen, Inc. COM 031162100 3279996 11388 SH SOLE 0 0 11388 Annovis Bio, Inc. COM 03615A108 642794 34374 SH SOLE 0 0 34374 Apple, Inc. COM 037833100 28047486 145709 SH SOLE 0 0 145709 Automatic Data Processing COM 053015103 217361 933 SH SOLE 0 0 933 Berkshire Hathaway, Inc. B COM 084670702 2941732 8248 SH SOLE 0 0 8248 BlackRock, Inc. COM 09247X101 2913813 3589 SH SOLE 0 0 3589 Blackstone Group, Inc. COM 09260D107 3201120 24451 SH SOLE 0 0 24451 BP p.l.c. ADR 055622104 247800 7000 SH SOLE 0 0 7000 Cardinal Health, Inc. COM 14149Y108 2099664 20830 SH SOLE 0 0 20830 Caterpillar, Inc. COM 149123101 545501 1845 SH SOLE 0 0 1845 Check Point Software Tech Com COM M22465104 233005 1525 SH SOLE 0 0 1525 Chevron Corp. COM 166764100 3033669 20338 SH SOLE 0 0 20338 CIGNA Corporation COM 125509109 285076 952 SH SOLE 0 0 952 Cisco Systems, Inc. COM 17275R102 960232 19007 SH SOLE 0 0 19007 Coca-Cola Company COM 191216100 892590 15147 SH SOLE 0 0 15147 Comcast Corp. A COM 20030N101 1795127 40938 SH SOLE 0 0 40938 ConocoPhillips, Inc. COM 20825c104 475771 4099 SH SOLE 0 0 4099 Corning, Inc. COM 219350105 472889 15530 SH SOLE 0 0 15530 Costco Wholesale Corp. COM 22160K105 7821405 11849 SH SOLE 0 0 11849 CrowdStrike Holdings, Inc. COM 22788C105 7107088 27836 SH SOLE 0 0 27836 Cummins, Inc. COM 231021106 1665012 6950 SH SOLE 0 0 6950 Diageo PLC ADR ADR 25243Q205 607548 4171 SH SOLE 0 0 4171 Eaton Corp. COM G29183103 1553048 6449 SH SOLE 0 0 6449 Elastic N.V. COM N14506104 1315773 11675 SH SOLE 0 0 11675 Eli Lilly & Co. COM 532457108 392888 674 SH SOLE 0 0 674 Emerson Electric Co. COM 291011104 1181367 12138 SH SOLE 0 0 12138 Essential Utilities, Inc. COM 29670G102 1204612 32252 SH SOLE 0 0 32252 Exxon Mobil Corp. COM 30231G102 679027 6792 SH SOLE 0 0 6792 Fidelity National Financial, Inc. COM 31620R303 2239778 43900 SH SOLE 0 0 43900 First Solar Inc COM 336433107 389353 2260 SH SOLE 0 0 2260 First Trust Large Cap Core AlphaDEX ETF ETF 33734K109 659009 7309 SH SOLE 0 0 7309 First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108 1184463 11340 SH SOLE 0 0 11340 General Mills, Inc. COM 370334104 1506363 23125 SH SOLE 0 0 23125 Global X Robotics & A.I. ETF ETF 37954Y715 525540 18440 SH SOLE 0 0 18440 Global X S&P 500 Catholic Values ETF ETF 37954Y889 223841 3860 SH SOLE 0 0 3860 Global-E Online, Ltd. COM M5216V106 2503625 63175 SH SOLE 0 0 63175 Globus Medical, Inc. COM 379577208 9572110 179623 SH SOLE 0 0 179623 Goldman Sachs Group, Inc. COM 38141G104 5733453 14862 SH SOLE 0 0 14862 Honeywell International, Inc. COM 438516106 3006882 14337 SH SOLE 0 0 14337 Immunome, Inc. COM 45257U108 181526 16965 SH SOLE 0 0 16965 Intel Corp. COM 458140100 871666 17347 SH SOLE 0 0 17347 Invesco QQQ ETF ETF 631100104 1171746 2861 SH SOLE 0 0 2861 Invesco S&P 500 Equal Weight ETF ETF 78355W106 944906 5988 SH SOLE 0 0 5988 Invesco S&P 500 Equal Weight Health Care ETF ETF 46137V332 217245 7295 SH SOLE 0 0 7295 iShares Cohen & Steers REIT ETF ETF 464287564 271626 4625 SH SOLE 0 0 4625 iShares Core S&P Small-Cap ETF ETF 78468R853 8312193 76787 SH SOLE 0 0 76787 iShares Global Clean Energy ETF ETF 464288224 281848 18102 SH SOLE 0 0 18102 iShares MSCI EAFE Index Fund ETF ETF 464287465 437633 5808 SH SOLE 0 0 5808 iShares MSCI Emerging Markets Index Fund ETF ETF 464287234 430046 10695 SH SOLE 0 0 10695 iShares MSCI Kld Social Index ETF ETF 464288570 273150 3000 SH SOLE 0 0 3000 iShares S&P Mid Cap 400 Index ETF ETF 464287507 466166 1682 SH SOLE 0 0 1682 iShares S&P National Muni Bond ETF ETF 464288414 2494406 23009 SH SOLE 0 0 23009 iShares Select Dividend ETF ETF 464287168 7893930 67343 SH SOLE 0 0 67343 iShares U.S. Home Construction ETF ETF 464288752 716782 7046 SH SOLE 0 0 7046 iShares US Preferred Stock ETF ETF 464288687 3248077 104138 SH SOLE 0 0 104138 J.P. Morgan Chase & Co. COM 46625H100 4182463 24588 SH SOLE 0 0 24588 Jaguar Health Inc COM 47010C706 5905 39000 SH SOLE 0 0 39000 Janus Henderson AAA CLO ETF ETF 47103U845 324435 6450 SH SOLE 0 0 6450 Johnson & Johnson COM 478160104 9468400 60408 SH SOLE 0 0 60408 JPMorgan Equity Premium Income ETF ETF 46641Q332 2316262 42129 SH SOLE 0 0 42129 JPMorgan Ultra-Short Income ETF ETF 46641Q837 837083 16665 SH SOLE 0 0 16665 Kinder Morgan, Inc. COM 49456B101 9104861 516149 SH SOLE 0 0 516149 KKR & Co. COM 48251W104 6238220 75295 SH SOLE 0 0 75295 Lockheed Martin Corp. COM 539830109 4902480 10817 SH SOLE 0 0 10817 Lowe's Companies, Inc. COM 548661107 2866958 12882 SH SOLE 0 0 12882 McDonald's Corp. COM 580135101 1053204 3552 SH SOLE 0 0 3552 Medtronic plc COM 585055106 1162711 14114 SH SOLE 0 0 14114 Merck & Co. COM 58933Y108 3450706 31652 SH SOLE 0 0 31652 Meta Platforms, Inc. COM 30303M102 689868 1949 SH SOLE 0 0 1949 Microsoft Corp. COM 594918104 8236933 21904 SH SOLE 0 0 21904 MicroStrategy, Inc. COM 594972408 336653 533 SH SOLE 0 0 533 Mondelez International, Inc. COM 609207105 1636275 22588 SH SOLE 0 0 22588 Netflix, Inc. COM 64110L106 387108 795 SH SOLE 0 0 795 Newmont Mining Corp. COM 651639106 349378 8441 SH SOLE 0 0 8441 NIKE, Inc. COM 654106103 1131125 10418 SH SOLE 0 0 10418 NVIDIA Corp. COM 67066G104 3670394 7412 SH SOLE 0 0 7412 Oracle Corp. COM 68389X105 1109334 10522 SH SOLE 0 0 10522 Paychex, Inc. COM 704326107 2121887 17815 SH SOLE 0 0 17815 PepsiCo, Inc. COM 713448108 2291396 13490 SH SOLE 0 0 13490 Phillips 66 COM 718546104 291976 2193 SH SOLE 0 0 2193 Pioneer Natural Resources Co. COM 723787107 3421549 15215 SH SOLE 0 0 15215 PPL Corp. COM 69351T106 999888 36896 SH SOLE 0 0 36896 Procter & Gamble Co. COM 742718109 2885919 19694 SH SOLE 0 0 19694 ProShares Bitcoin Strategy ETF ETF 74347G440 210023 10250 SH SOLE 0 0 10250 Public Storage COM 74460D109 907375 2975 SH SOLE 0 0 2975 Reaves Utility Income Fund COM 756158101 3290197 123044 SH SOLE 0 0 123044 Regeneron Pharmaceuticals, Inc. COM 75886F107 3045031 3467 SH SOLE 0 0 3467 Rio Tinto Group ADR 767204100 463031 6219 SH SOLE 0 0 6219 RTX Corp. COM 75513E101 246110 2925 SH SOLE 0 0 2925 Sera Prognostics COM 81749D107 80664 13489 SH SOLE 0 0 13489 Shopify, Inc. COM 82509L107 2970093 38127 SH SOLE 0 0 38127 SPDR Bloomberg Convertible Securities ETF ETF 78464A359 4172373 57829 SH SOLE 0 0 57829 SPDR Gold MiniShares ETF ETF 98149E303 6613797 161667 SH SOLE 0 0 161667 SPDR Mid Cap ETF ETF 78464A847 1451892 29801 SH SOLE 0 0 29801 SPDR S&P 500 ETF ETF 78462f103 1634690 3439 SH SOLE 0 0 3439 SPDR S&P MidCap 400 ETF ETF 78467Y107 2686679 5295 SH SOLE 0 0 5295 Stryker Corp. COM 863667101 1040624 3475 SH SOLE 0 0 3475 Tesla, Inc. COM 88160R101 1880248 7567 SH SOLE 0 0 7567 The Boeing Company COM 097023105 628451 2411 SH SOLE 0 0 2411 The Charles Schwab Corp. COM 808513105 3329920 48400 SH SOLE 0 0 48400 The Home Depot, Inc. COM 437076102 7127751 20568 SH SOLE 0 0 20568 The Trade Desk, Inc. COM 88339J105 3801287 52825 SH SOLE 0 0 52825 Truist Financial Corp. COM 89832Q109 4393207 118993 SH SOLE 0 0 118993 Unilever PLC ADR ADR 904767704 347892 7176 SH SOLE 0 0 7176 United Parcel Service, Inc. COM 911312106 3384948 21529 SH SOLE 0 0 21529 VanEck Gold Miners ETF ETF 92189F106 7451646 240298 SH SOLE 0 0 240298 VanEck Junior Gold Miners ETF ETF 92189F791 752514 19850 SH SOLE 0 0 19850 VanEck Morningstar Int'l Moat ETF ETF 92189F593 731790 23500 SH SOLE 0 0 23500 VanEck Morningstar Wide Moat ETF ETF 92189F643 4868992 57370 SH SOLE 0 0 57370 VanEck Semiconductor ETF ETF 92189F676 638276 3650 SH SOLE 0 0 3650 Vanguard Emerging Markets Stock Index ETF ETF 922042858 511284 12440 SH SOLE 0 0 12440 Vanguard Growth Index ETF ETF 922908736 323937 1042 SH SOLE 0 0 1042 Vanguard Short-Term Bond Index ETF ETF 921937827 223358 2900 SH SOLE 0 0 2900 Vanguard Total Bond Market Index ETF ETF 921937835 269561 3665 SH SOLE 0 0 3665 Vanguard Total World Stock Index ETF ETF 922042742 301850 2934 SH SOLE 0 0 2934 Vanguard Utilities ETF ETF 92204A876 2692740 19645 SH SOLE 0 0 19645 Vertex, Inc. COM 92538J106 890825 33067 SH SOLE 0 0 33067 Visa, Inc. COM 92826C839 5422077 20826 SH SOLE 0 0 20826 Walmart, Inc. COM 931142103 2598232 16481 SH SOLE 0 0 16481 Walt Disney Co. COM 254687106 553875 6134 SH SOLE 0 0 6134 Waste Management, Inc. COM 94106L109 247331 1381 SH SOLE 0 0 1381 Workhorse Group Inc COM 98138J206 3600 10000 SH SOLE 0 0 10000