Director of Operations

0001701132-23-000002.txt : 20230425 0001701132-23-000002.hdr.sgml : 20230425 20230425132930 ACCESSION NUMBER: 0001701132-23-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230425 DATE AS OF CHANGE: 20230425 EFFECTIVENESS DATE: 20230425 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Investment Advisors, Ltd. CENTRAL INDEX KEY: 0001701132 IRS NUMBER: 233034280 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18056 FILM NUMBER: 23843659 BUSINESS ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 BUSINESS PHONE: 6105600400 MAIL ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001701132 XXXXXXXX 03-31-2023 03-31-2023 Sterling Investment Advisors, Ltd.

1055 WESTLAKES DRIVE SUITE 150 BERWYN PA 19312

13F HOLDINGS REPORT 028-18056 000140710 801-66769 N Matthew Croley Director of Operations 610-560-0400 x130 Matthew Croley Berwyn PA 04-24-2023 0 133 296498766 false INFORMATION TABLE 2 sterling1q23.xml 3M Company COM 88579Y101 343199 3265 SH SOLE 0 0 3265 Abbott Laboratories COM 002824100 1347029 13303 SH SOLE 0 0 13303 AbbVie, Inc. COM 00287Y109 2692383 16894 SH SOLE 0 0 16894 Accenture Ltd. COM G1151C101 211785 741 SH SOLE 0 0 741 Adobe Systems, Inc. COM 00724F101 499054 1295 SH SOLE 0 0 1295 Advanced Micro Devices COM 007903107 228755 2334 SH SOLE 0 0 2334 Alerian MLP ETF ETF 00162Q866 1551487 40142 SH SOLE 0 0 40142 Align Technology, Inc. COM 016255101 1364294 4083 SH SOLE 0 0 4083 Alphabet, Inc. A COM 02079K305 7256847 69959 SH SOLE 0 0 69959 Alphabet, Inc. C COM 02079K107 2128954 20471 SH SOLE 0 0 20471 Amazon.com, Inc. COM 023135106 7985007 77307 SH SOLE 0 0 77307 American Express Co. COM 025816109 266559 1616 SH SOLE 0 0 1616 American Tower REIT COM 03027X100 2683830 13134 SH SOLE 0 0 13134 Amgen COM 031162100 3050713 12619 SH SOLE 0 0 12619 Annovis Bio Inc COM 03615A108 514293 33374 SH SOLE 0 0 33374 Apple, Inc. COM 037833100 26814856 162613 SH SOLE 0 0 162613 Automatic Data Processing COM 053015103 207714 933 SH SOLE 0 0 933 Baxter International, Inc. COM 071813109 203084 5007 SH SOLE 0 0 5007 Becton, Dickinson & Co. COM 075887109 707964 2860 SH SOLE 0 0 2860 Berkshire Hathaway, Inc. B COM 084670702 2602931 8430 SH SOLE 0 0 8430 Bitnile Holdings COM 09175M101 10000 10000 SH SOLE 0 0 10000 BlackRock, Inc. COM 09247X101 2845616 4253 SH SOLE 0 0 4253 Blackstone Group, Inc. COM 09260D107 2391661 27227 SH SOLE 0 0 27227 Block, Inc. COM 852234103 222701 3244 SH SOLE 0 0 3244 BP p.l.c. ADR 055622104 265580 7000 SH SOLE 0 0 7000 Cardinal Health, Inc. COM 14149Y108 3395613 44975 SH SOLE 0 0 44975 Caterpillar COM 149123101 421373 1841 SH SOLE 0 0 1841 Chevron Corp. COM 166764100 2359926 14464 SH SOLE 0 0 14464 CIGNA Corporation COM 125509109 243265 952 SH SOLE 0 0 952 Cisco Systems, Inc. COM 17275R102 1050992 20105 SH SOLE 0 0 20105 Citigroup, Inc. COM 172967101 282418 6023 SH SOLE 0 0 6023 Clover Health Invts Co COM 18914F103 13961 16520 SH SOLE 0 0 16520 Comcast Corp. A COM 20030N101 1614085 42577 SH SOLE 0 0 42577 ConocoPhillips, Inc. COM 20825c104 319853 3224 SH SOLE 0 0 3224 Corning, Inc. COM 219350105 565538 16030 SH SOLE 0 0 16030 Costco Wholesale Corp. COM 22160K105 6104083 12285 SH SOLE 0 0 12285 CrowdStrike Holdings, Inc. COM 22788C105 3882536 28286 SH SOLE 0 0 28286 Cummins, Inc. COM 231021106 1660216 6950 SH SOLE 0 0 6950 CVS Health Corp. COM 126650100 3281323 44157 SH SOLE 0 0 44157 Diageo PLC ADR ADR 25243Q205 787408 4346 SH SOLE 0 0 4346 DigitalOcean Holdings, Inc. COM 25402D102 2204292 56275 SH SOLE 0 0 56275 Eaton Corporation COM G29183103 1117822 6524 SH SOLE 0 0 6524 Elastic N.V. COM N14506104 747200 12905 SH SOLE 0 0 12905 Eli Lilly & Co. COM 532457108 520968 1517 SH SOLE 0 0 1517 Emerson Electric Co. COM 291011104 1162627 13342 SH SOLE 0 0 13342 Essential Utilities, Inc COM 29670G102 1765376 40444 SH SOLE 0 0 40444 Exxon Mobil Corp. COM 30231G102 669674 6107 SH SOLE 0 0 6107 Fidelity National Financial, Inc. COM 31620R303 1694105 48500 SH SOLE 0 0 48500 First Solar Inc COM 336433107 494813 2275 SH SOLE 0 0 2275 First Trust Large Cap Core AlphaDEX ETF ETF 33734K109 963505 11969 SH SOLE 0 0 11969 First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108 1021496 11355 SH SOLE 0 0 11355 Five9, Inc. COM 338307101 831841 11507 SH SOLE 0 0 11507 General Mills, Inc. COM 370334104 2211278 25875 SH SOLE 0 0 25875 Globus Medical Inc COM 379577208 9630103 170023 SH SOLE 0 0 170023 Goldman Sachs BDC, Inc. COM 38147U107 198829 14566 SH SOLE 0 0 14566 Goldman Sachs Group, Inc. COM 38141G104 5138712 15709 SH SOLE 0 0 15709 Home Depot COM 437076102 6703458 22714 SH SOLE 0 0 22714 Honeywell International COM 438516106 2712251 14191 SH SOLE 0 0 14191 Immunome Inc COM 45257U108 107919 21627 SH SOLE 0 0 21627 Intel Corp. COM 458140100 780864 23902 SH SOLE 0 0 23902 Invesco QQQ ETF ETF 631100104 912480 2843 SH SOLE 0 0 2843 iShares Cohen & Steers REIT ETF ETF 464287564 209664 3775 SH SOLE 0 0 3775 iShares Global Clean Energy ETF ETF 464288224 1651243 83480 SH SOLE 0 0 83480 iShares MSCI EAFE Index Fund ETF ETF 464287465 424328 5933 SH SOLE 0 0 5933 iShares MSCI Emerging Markets Index Fund ETF ETF 464287234 374673 9495 SH SOLE 0 0 9495 iShares MSCI Kld Social Index ETF ETF 464288570 233970 3000 SH SOLE 0 0 3000 iShares S&P Mid Cap 400 Index ETF ETF 464287507 415266 1660 SH SOLE 0 0 1660 iShares S&P National Muni Bond ETF ETF 464288414 1836859 17049 SH SOLE 0 0 17049 iShares S&P SmallCap 600 Index ETF ETF 78468R853 7335925 75863 SH SOLE 0 0 75863 iShares Select Dividend ETF ETF 464287168 8065497 68830 SH SOLE 0 0 68830 iShares U.S. Home Construction ETF ETF 464288752 398476 5669 SH SOLE 0 0 5669 iShares US Preferred Stock ETF ETF 464288687 3713827 118957 SH SOLE 0 0 118957 J.P. Morgan Chase & Co. COM 46625H100 3332434 25573 SH SOLE 0 0 25573 Janus Henderson AAA CLO ETF ETF 47103U845 523156 10567 SH SOLE 0 0 10567 Johnson & Johnson COM 478160104 9673898 62412 SH SOLE 0 0 62412 JPMorgan Equity Premium Income ETF ETF 46641Q332 1633971 29926 SH SOLE 0 0 29926 JPMorgan Ultra-Short Income ETF ETF 46641Q837 1217291 24191 SH SOLE 0 0 24191 Kimberly-Clark Corp. COM 494368103 215729 1607 SH SOLE 0 0 1607 Kinder Morgan, Inc. COM 49456B101 7667119 437871 SH SOLE 0 0 437871 KKR & Co. COM 48251W104 4152986 79074 SH SOLE 0 0 79074 Lockheed Martin Corp. COM 539830109 4320007 9138 SH SOLE 0 0 9138 Lowe's Companies, Inc. COM 548661107 2798526 13995 SH SOLE 0 0 13995 McDonald's Corp. COM 580135101 923930 3304 SH SOLE 0 0 3304 Merck & Co. COM 58933Y108 3439666 32331 SH SOLE 0 0 32331 Meta Platforms, Inc. COM 30303M102 379161 1789 SH SOLE 0 0 1789 Microsoft Corp. COM 594918104 6299228 21850 SH SOLE 0 0 21850 Mondelez International, Inc. COM 609207105 1571349 22538 SH SOLE 0 0 22538 Netflix, Inc. COM 64110L106 276411 800 SH SOLE 0 0 800 Newmont Mining Corp. COM 651639106 1016728 20741 SH SOLE 0 0 20741 NIKE, Inc. COM 654106103 1512951 12337 SH SOLE 0 0 12337 Northrop Grumman Corp. COM 666807102 293257 635 SH SOLE 0 0 635 Nuveen Interm. Duration Muni. Term Fund CEF 670671106 565500 43500 SH SOLE 0 0 43500 NVIDIA Corp. COM 67066G104 2284485 8224 SH SOLE 0 0 8224 Oracle Corp. COM 68389X105 1051390 11315 SH SOLE 0 0 11315 Pagerduty, Inc. COM 69553P100 2722843 77840 SH SOLE 0 0 77840 Paychex, Inc. COM 704326107 2165437 18897 SH SOLE 0 0 18897 PepsiCo, Inc. COM 713448108 2560483 14045 SH SOLE 0 0 14045 Pfizer, Inc. COM 717081103 2173060 53261 SH SOLE 0 0 53261 Phillips 66 COM 718546104 217257 2143 SH SOLE 0 0 2143 Pioneer Natural Resources Co. COM 723787107 3178996 15565 SH SOLE 0 0 15565 PPL Corp. COM 69351T106 3240247 116598 SH SOLE 0 0 116598 Procter & Gamble COM 742718109 3101226 20857 SH SOLE 0 0 20857 Public Storage COM 74460D109 1019723 3375 SH SOLE 0 0 3375 Raytheon Technologies Corp. COM 75513E101 338936 3461 SH SOLE 0 0 3461 Regeneron Pharmaceuticals COM 75886F107 3082906 3752 SH SOLE 0 0 3752 Rio Tinto Group ADR 767204100 432199 6300 SH SOLE 0 0 6300 Shopify, Inc. COM 82509L107 1789025 37318 SH SOLE 0 0 37318 SPDR Bloomberg Convertible Securities ETF ETF 78464A359 4109788 61276 SH SOLE 0 0 61276 SPDR Gold Trust ETF ETF 78463V107 4591127 25058 SH SOLE 0 0 25058 SPDR Mid Cap ETF ETF 78464A847 1045113 23785 SH SOLE 0 0 23785 SPDR S&P 500 ETF ETF 78462f103 1389174 3393 SH SOLE 0 0 3393 SPDR S&P MidCap 400 ETF ETF 78467Y107 2532306 5524 SH SOLE 0 0 5524 Stryker Corp. COM 863667101 1020555 3575 SH SOLE 0 0 3575 Tesla, Inc. COM 88160R101 1410521 6799 SH SOLE 0 0 6799 The Boeing Company COM 097023105 380462 1791 SH SOLE 0 0 1791 The Coca-Cola Company COM 191216100 993642 16019 SH SOLE 0 0 16019 The Trade Desk, Inc. COM 88339J105 619759 10175 SH SOLE 0 0 10175 Truist Financial Corp. COM 89832Q109 3873010 113578 SH SOLE 0 0 113578 Unilever PLC ADR ADR 904767704 372650 7176 SH SOLE 0 0 7176 United Parcel Service, Inc. COM 911312106 4336912 22356 SH SOLE 0 0 22356 VanEck Junior Gold Miners ETF ETF 92189F791 845300 21400 SH SOLE 0 0 21400 VanEck Merck Gold ETF ETF 921078101 1634960 85600 SH SOLE 0 0 85600 VanEck Semiconductor ETF ETF 92189F676 339384 1290 SH SOLE 0 0 1290 VanEck Vectors Gold Miners ETF ETF 92189F106 7436942 229890 SH SOLE 0 0 229890 Vanguard Emerging Markets Stock Index ETF ETF 922042858 494011 12228 SH SOLE 0 0 12228 Vanguard Growth ETF ETF 922908736 316040 1267 SH SOLE 0 0 1267 Vanguard Total Bond Market Index ETF ETF 921937835 298273 4040 SH SOLE 0 0 4040 Vanguard Utilities ETF ETF 92204A876 1315141 8915 SH SOLE 0 0 8915 Verizon Communications COM 92343V104 6742192 173366 SH SOLE 0 0 173366 Visa, Inc. COM 92826C839 4971716 22051 SH SOLE 0 0 22051 Walmart, Inc. COM 931142103 2404438 16307 SH SOLE 0 0 16307 Walt Disney Co. COM 254687106 997335 9960 SH SOLE 0 0 9960 Waste Management, Inc. COM 94106L109 228277 1399 SH SOLE 0 0 1399