Director of Operations

0001701132-20-000001.txt : 20200210 0001701132-20-000001.hdr.sgml : 20200210 20200207184110 ACCESSION NUMBER: 0001701132-20-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200210 DATE AS OF CHANGE: 20200207 EFFECTIVENESS DATE: 20200210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sterling Investment Advisors, Ltd. CENTRAL INDEX KEY: 0001701132 IRS NUMBER: 233034280 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18056 FILM NUMBER: 20588823 BUSINESS ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 BUSINESS PHONE: 6105600400 MAIL ADDRESS: STREET 1: 1055 WESTLAKES DRIVE STREET 2: SUITE 150 CITY: BERWYN STATE: PA ZIP: 19312 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001701132 XXXXXXXX 12-31-2019 12-31-2019 Sterling Investment Advisors, Ltd.

1055 WESTLAKES DRIVE SUITE 150 BERWYN PA 19312

13F HOLDINGS REPORT 028-18056 N Matthew Croley Director of Operations 610-560-0400 ext. 13 Matthew Croley Berwyn PA 02-07-2020 0 427 217630 false INFORMATION TABLE 2 sterling4q19.xml 3M Company COM 604059105 218 1239 SH SOLE 0 0 1239 Abbott Laboratories COM 002824100 1192 13730 SH SOLE 0 0 13730 AbbVie Inc. COM 00287Y109 1269 14338 SH SOLE 0 0 14338 ABIOMED Inc. COM 003654100 25 150 SH SOLE 0 0 150 Acasti Pharma Inc. COM 00430K402 49 20000 SH SOLE 0 0 20000 Accenture Ltd. COM G1151C101 81 389 SH SOLE 0 0 389 Adaptec Inc. COM 00651F108 59 2000 SH SOLE 0 0 2000 Adobe Systems Inc. COM 00724F101 447 1357 SH SOLE 0 0 1357 Advanced Micro Devices COM 007903107 321 7000 SH SOLE 0 0 7000 AFLAC Inc. COM 001055102 79 1500 SH SOLE 0 0 1500 Akamai Technologies Inc. COM 00971T101 1744 20200 SH SOLE 0 0 20200 Alexion Pharmaceuticals Inc. COM 015351109 0 2 SH SOLE 0 0 2 Alibaba Group Holdings Ltd. ADS 01609W102 351 1659 SH SOLE 0 0 1659 Align Technology Inc. COM 016255101 1405 5036 SH SOLE 0 0 5036 Allergan plc COM 018490102 15 81 SH SOLE 0 0 81 Alphabet - USD1150 - Exp. 6/18/21 CALL 02079K907 28 1 SH Call SOLE 0 0 1 Alphabet Inc. Class A COM 02079K305 4478 3344 SH SOLE 0 0 3344 Alphabet Inc. Class C COM 02079K107 1703 1274 SH SOLE 0 0 1274 Altria Group Inc. COM 02209S103 149 2996 SH SOLE 0 0 2996 Amazon.com Inc. COM 023135106 7359 3983 SH SOLE 0 0 3983 American Airlines Group Inc. COM 02376R102 2 80 SH SOLE 0 0 80 American Express COM 025816109 186 1500 SH SOLE 0 0 1500 American Tower Corp. COM 03027X100 2756 11996 SH SOLE 0 0 11996 Amgen Inc. COM 031162100 2926 12138 SH SOLE 0 0 12138 Amphenol Corp. COM 032095101 21 200 SH SOLE 0 0 200 Annaly Capital Management Inc. COM 035710409 25 2731 SH SOLE 0 0 2731 Aphria Inc. COM 03765K104 0 40 SH SOLE 0 0 40 Apple Inc. COM 037833100 15173 51672 SH SOLE 0 0 51672 Applied Materials COM 038222105 88 1450 SH SOLE 0 0 1450 Aqua America Inc. COM 03836W103 1868 39808 SH SOLE 0 0 39808 Arbutus Biopharma Corp. COM 03879J100 11 4000 SH SOLE 0 0 4000 Archer-Daniels-Midland Co. COM 039483102 139 3000 SH SOLE 0 0 3000 Ares Capital Corp. COM 04010L103 279 14962 SH SOLE 0 0 14962 AT&T Inc. COM 00206R102 261 6689 SH SOLE 0 0 6689 Aurora Cannabis Inc. COM 05156X108 0 100 SH SOLE 0 0 100 Automatic Data Processing COM 053015103 107 630 SH SOLE 0 0 630 AVEO Pharmaceuticals Inc. COM 053588109 0 65 SH SOLE 0 0 65 Axcelis Technologies COM 054540109 24 1000 SH SOLE 0 0 1000 Baidu Inc. ADS 056752108 1 9 SH SOLE 0 0 9 Balchem Corp. COM 057665200 20 200 SH SOLE 0 0 200 Bank of America Corp. COM 066050105 147 4185 SH SOLE 0 0 4185 Baxter International Inc. COM 071813109 784 9378 SH SOLE 0 0 9378 Becton Dickinson and Co. COM 075887109 67 250 SH SOLE 0 0 250 Berkshire Hathaway B COM 084670702 2992 13214 SH SOLE 0 0 13214 Beyond Meat Inc. COM 08862E109 0 3 SH SOLE 0 0 3 BlackRock Inc. COM 09247X101 2291 4558 SH SOLE 0 0 4558 Blink Charging Co. COM 09354A100 0 250 SH SOLE 0 0 250 BlueStar TA-BIGITech Israel Tech. ETF ETF 26924G870 17 400 SH SOLE 0 0 400 Bookings Holdings Inc. COM 09857L108 36 18 SH SOLE 0 0 18 Boot Barn Holdings Inc. COM 099406100 89 2000 SH SOLE 0 0 2000 Bristol-Myers Squibb Co. COM 110122108 154 2408 SH SOLE 0 0 2408 Broadcom Inc. COM 11135F101 31 100 SH SOLE 0 0 100 Brookfield Infrastructure Partners L.P. COM G16252101 24 500 SH SOLE 0 0 500 C.H. Robinson Worldwide Inc. COM 12541W209 9 125 SH SOLE 0 0 125 Cabot Oil & Gas Corp. COM 127097103 74 4280 SH SOLE 0 0 4280 Camden Property Trust COM 133131102 21 200 SH SOLE 0 0 200 Canopy Growth Corp. COM 138035100 5 247 SH SOLE 0 0 247 Carnival Corporation COM 143658102 17 337 SH SOLE 0 0 337 Caterpillar Inc. COM 149123101 553 3746 SH SOLE 0 0 3746 CBRE Clarion Glob. Real Estate Income Fund CEF 12504G100 41 5200 SH SOLE 0 0 5200 CDW Corp. COM 12514G108 142 1000 SH SOLE 0 0 1000 Celanese Corp. COM 150870103 12 104 SH SOLE 0 0 104 Centrus Energy Corp. COM 15643U104 0 40 SH SOLE 0 0 40 CenturyLink Inc. COM 156700106 8 664 SH SOLE 0 0 664 Cerus Corp. COM 157085101 10 2500 SH SOLE 0 0 2500 Charter Communications Inc. COM 16119P108 43 89 SH SOLE 0 0 89 Chevron Corp. COM 166764100 317 2632 SH SOLE 0 0 2632 CIGNA Corp. COM 125509109 214 1049 SH SOLE 0 0 1049 Cisco Systems COM 17275R102 737 15376 SH SOLE 0 0 15376 Citigroup Inc. COM 172967424 60 753 SH SOLE 0 0 753 Cloudflare Inc. COM 18915M107 51 3000 SH SOLE 0 0 3000 CME Group Inc. COM 12572Q105 20 100 SH SOLE 0 0 100 Cognizant Technology Solutions Corp. COM 192446102 49 800 SH SOLE 0 0 800 Colgate-Palmolive Company COM 194162103 55 808 SH SOLE 0 0 808 Comcast Corp. Class A COM 20030N101 1533 34093 SH SOLE 0 0 34093 Communications Select Sector SPDR ETF ETF 81369Y852 22 415 SH SOLE 0 0 415 Compugen Ltd. COM M25722105 11 2000 SH SOLE 0 0 2000 ConocoPhillips COM 20825c104 114 1768 SH SOLE 0 0 1768 Consumer Discret. Select Sector SPDR ETF ETF 81369Y407 29 232 SH SOLE 0 0 232 CoreLogic Inc. COM 21871D103 43 986 SH SOLE 0 0 986 Corning Inc. COM 219350105 935 32125 SH SOLE 0 0 32125 Corteva Inc. COM 22052L104 38 1291 SH SOLE 0 0 1291 Costco Wholesale Corp. COM 22160K105 1196 4071 SH SOLE 0 0 4071 Cree Inc. COM 225447101 184 4000 SH SOLE 0 0 4000 Cummins Inc. COM 231021106 1373 7675 SH SOLE 0 0 7675 Curis Inc. COM 231269200 19 11500 SH SOLE 0 0 11500 CVS Health Corp. COM 126650100 2458 33086 SH SOLE 0 0 33086 DASAN Zhone Solutions Inc. COM 23305L206 4 500 SH SOLE 0 0 500 Deere & Company COM 244199105 6 36 SH SOLE 0 0 36 Delta Air Lines Inc. COM 247361108 21 374 SH SOLE 0 0 374 Deutsche MSCI EAFE Hedged Equity ETF ETF 233051200 41 1232 SH SOLE 0 0 1232 DexCom Inc. COM 252131107 5 25 SH SOLE 0 0 25 Diageo plc ADS 25243Q205 988 5871 SH SOLE 0 0 5871 Digital Realty Trust Inc. COM 253868103 36 303 SH SOLE 0 0 303 Digital Turbine Inc. COM 25400W102 178 25000 SH SOLE 0 0 25000 Dollar General Corporation COM 256669102 20 132 SH SOLE 0 0 132 Dominion Resources COM 25746U109 341 4124 SH SOLE 0 0 4124 DoubleLine Income Solutions Fund CEF 258622109 41 2100 SH SOLE 0 0 2100 Dow Inc. COM 260557103 90 1659 SH SOLE 0 0 1659 Dropbox Inc. COM 26210C104 1 100 SH SOLE 0 0 100 Duke Energy Corporation COM 264399106 17 190 SH SOLE 0 0 190 Dunkin Brands Group Inc. COM 265504100 2 30 SH SOLE 0 0 30 DuPont de Nemours Inc. COM 263534109 117 1829 SH SOLE 0 0 1829 Eastman Chemical Co. COM 277432100 31 400 SH SOLE 0 0 400 Eaton Corp. COM 278058102 845 8925 SH SOLE 0 0 8925 Eli Lilly & Co. COM 532457108 220 1680 SH SOLE 0 0 1680 Emerson Electric Co. COM 291011104 1207 15837 SH SOLE 0 0 15837 Energy Select Sector SPDR ETF ETF 81369Y506 6 100 SH SOLE 0 0 100 Energy Transfer L.P. COM 29273V100 160 12479 SH SOLE 0 0 12479 Enterprise Products Partners L.P. COM 293792107 231 8236 SH SOLE 0 0 8236 EPAM Systems Inc. COM 29414B104 0 3 SH SOLE 0 0 3 ETFMG Alternative Harvest ETF ETF 26924G508 10 600 SH SOLE 0 0 600 ETFMG Video Game Tech ETF ETF 26924G706 2 50 SH SOLE 0 0 50 Etsy Inc. COM 29786A106 88 2000 SH SOLE 0 0 2000 Evolent Health Inc. COM 30050B101 1 200 SH SOLE 0 0 200 Exelon Corporation COM 30161N101 116 2558 SH SOLE 0 0 2558 Extended Stay America Inc. COM 30224P200 29 2000 SH SOLE 0 0 2000 Exxon Mobil Corp. COM 30231G102 1672 23967 SH SOLE 0 0 23967 F5 Networks Inc. COM 315616102 13 100 SH SOLE 0 0 100 Facebook Inc. COM 30303M102 347 1691 SH SOLE 0 0 1691 Fastenal Company COM 311900104 7 200 SH SOLE 0 0 200 Fifth Third Bancorp COM 316773100 55 1800 SH SOLE 0 0 1800 Financial Select Sector SPDR ETF ETF 81369Y605 60 1958 SH SOLE 0 0 1958 FireEye Inc. COM 31816QAB7 98 5950 SH SOLE 0 0 5950 First Industrial Realty Trust Inc. COM 32054K103 41 1000 SH SOLE 0 0 1000 First Interstate BancSystem Inc. COM 32055Y201 35 835 SH SOLE 0 0 835 First Trust Dow Jones Internet Index ETF ETF 33733E302 17 128 SH SOLE 0 0 128 First Trust Large Cap Core AlphaDEX ETF ETF 33734K109 1228 18835 SH SOLE 0 0 18835 First Trust Low Duration Opportunities ETF ETF 33739Q200 569 11000 SH SOLE 0 0 11000 First Trust Managed Municipal ETF ETF 33739N108 55 1000 SH SOLE 0 0 1000 First Trust Mid Cap Core AlphaDEX ETF ETF 33735B108 2041 28162 SH SOLE 0 0 28162 First Trust N.A. Energy Infrastructure ETF ETF 33738D101 76 3000 SH SOLE 0 0 3000 Firsthand Technology Value Fund Inc. COM 33766Y100 5 800 SH SOLE 0 0 800 Five9 Inc. COM 338307101 642 9800 SH SOLE 0 0 9800 Flah. & Cru. Dynamic Prefer. & Income Fund CEF 33848W106 133 5000 SH SOLE 0 0 5000 Flexion Therapeutics Inc. COM 33938J106 0 23 SH SOLE 0 0 23 FlexShares Quality Dividend ETF ETF 33939L860 24 500 SH SOLE 0 0 500 FNCB Bancorp Inc. COM 302578109 30 3620 SH SOLE 0 0 3620 Frontdoor Inc. COM 35905A109 47 1000 SH SOLE 0 0 1000 Frontier Communications Corp. COM 35906A108 0 8 SH SOLE 0 0 8 FS KKR Capital Corp. COM 302635107 3 500 SH SOLE 0 0 500 General Electric COM 369604103 8 750 SH SOLE 0 0 750 General Mills Inc. COM 370334104 1925 35954 SH SOLE 0 0 35954 GlaxoSmithKline plc ADS 37733W105 1 33 SH SOLE 0 0 33 Global X Lithium & Battery Tech ETF ETF 37954Y855 31 1150 SH SOLE 0 0 1150 Global X Robotics & A.I. ETF ETF 37954Y715 91 4200 SH SOLE 0 0 4200 Global X S&P 500 Catholic Values ETF ETF 37954Y889 23 600 SH SOLE 0 0 600 Globus Medical Inc. COM 379577208 15763 267723 SH SOLE 0 0 267723 Goldman Sachs BDC Inc. COM 38147U107 1499 70484 SH SOLE 0 0 70484 Goldman Sachs Group COM 38141G104 152 663 SH SOLE 0 0 663 Goodrich Petroleum Corp. COM 382410843 0 1 SH SOLE 0 0 1 GW Pharmaceuticals ADS 36197T103 4 40 SH SOLE 0 0 40 H&R Block Inc. COM 093671105 9 400 SH SOLE 0 0 400 Halliburton Company COM 406216101 7 300 SH SOLE 0 0 300 Hartford Financial Svcs. COM 416515104 6 100 SH SOLE 0 0 100 Health Care Select Sector SPDR ETF ETF 81369Y209 44 433 SH SOLE 0 0 433 Himax Technologies Inc. ADS 43289P106 3 1500 SH SOLE 0 0 1500 Honeywell International Inc. COM 438516106 2084 11778 SH SOLE 0 0 11778 Hormel Foods Corp. COM 440452100 12 269 SH SOLE 0 0 269 IBM COM 459200101 45 337 SH SOLE 0 0 337 ICU Medical Inc. COM 44930G107 23 125 SH SOLE 0 0 125 Illinois Tool Works Inc. COM 452308109 187 1045 SH SOLE 0 0 1045 Illumina Inc. COM 452327109 902 2720 SH SOLE 0 0 2720 India Fund Inc. CEF 454089103 8 445 SH SOLE 0 0 445 Innovator IBD 50 ETF ETF 45782C102 201 5800 SH SOLE 0 0 5800 Intel Corp. COM 458140100 1974 32993 SH SOLE 0 0 32993 International Paper COM 460146103 14 325 SH SOLE 0 0 325 Invesco BRIC ETF ETF 18383M100 19 500 SH SOLE 0 0 500 Invesco DB Commodity Index Tracking ETF ETF 46138B103 18 1185 SH SOLE 0 0 1185 Invesco Emerging Markets Sover. Debt ETF ETF 46138E784 15 538 SH SOLE 0 0 538 Invesco KBW High Dividend Yield Finl ETF ETF 73936Q793 241 11000 SH SOLE 0 0 11000 Invesco QQQ ETF ETF 631100104 152 715 SH SOLE 0 0 715 Invesco S&P 500 Eq. Weight Health Care ETF ETF 46137V332 150 680 SH SOLE 0 0 680 iShares Barclays Aggregate Bond ETF ETF 464289859 102 915 SH SOLE 0 0 915 iShares Barclays TIPS Bond ETF ETF 464287176 241 2070 SH SOLE 0 0 2070 iShares Cohen & Steers Realty Index ETF ETF 464287564 526 4500 SH SOLE 0 0 4500 iShares Core MSCI EAFE ETF ETF 46432F842 113 1742 SH SOLE 0 0 1742 iShares Core MSCI Emerging Markets ETF ETF 46434G103 77 1449 SH SOLE 0 0 1449 iShares Core S&P Small-Cap ETF ETF 464287150 6522 77783 SH SOLE 0 0 77783 iShares Dow Jones Select Divid. Index ETF ETF 464287846 294 2787 SH SOLE 0 0 2787 iShares Floating Rate Bond ETF ETF 46429B655 5 99 SH SOLE 0 0 99 iShares Global Infrastructure ETF ETF 464288372 185 3875 SH SOLE 0 0 3875 iShares GS USD InvesTop Corporate Bond ETF ETF 464287242 105 828 SH SOLE 0 0 828 iShares iBoxx USD High Yield Corp. Bond ETF ETF 464288513 35 400 SH SOLE 0 0 400 iShares Intermed.-Term Corporate Bond ETF ETF 464288638 92 1600 SH SOLE 0 0 1600 iShares Intl Developed Property ETF ETF 464288422 290 7507 SH SOLE 0 0 7507 iShares MBS ETF ETF 464288588 36 339 SH SOLE 0 0 339 iShares MSCI ACWI Index ETF ETF 464288240 12 159 SH SOLE 0 0 159 iShares MSCI EAFE ESG Optimized ETF ETF 46435G516 145 2123 SH SOLE 0 0 2123 iShares MSCI EAFE Index ETF ETF 464287465 376 5421 SH SOLE 0 0 5421 iShares MSCI EAFE Minimum Volatility ETF ETF 46429B689 300 4025 SH SOLE 0 0 4025 iShares MSCI Emerg. Mkts. Min. Volat. ETF ETF 464286533 46 800 SH SOLE 0 0 800 iShares MSCI Emerging Markets ETF ETF 464287234 81 1820 SH SOLE 0 0 1820 iShares MSCI KLD 400 Social Index ETF ETF 464288570 234 1956 SH SOLE 0 0 1956 iShares Nasdaq Biotechnology ETF ETF 464287556 24 205 SH SOLE 0 0 205 iShares Russell 1000 Index ETF ETF 464287655 34 192 SH SOLE 0 0 192 iShares Russell 2000 Index ETF ETF 464287655 70 424 SH SOLE 0 0 424 iShares Russell Mid-Cap Growth ETF ETF 464287481 74 491 SH SOLE 0 0 491 iShares Russell MidCap Index ETF ETF 464287499 23 400 SH SOLE 0 0 400 iShares Russell Mid-Cap Value ETF ETF 464287473 41 434 SH SOLE 0 0 434 iShares S&P Mid Cap 400 Index ETF ETF 464287507 226 1100 SH SOLE 0 0 1100 iShares S&P Mid-Cap 400 Growth ETF ETF 464287606 26 110 SH SOLE 0 0 110 iShares S&P MidCap 400 Value Index ETF ETF 464287705 26 154 SH SOLE 0 0 154 iShares S&P National Municipal Bond ETF ETF 464288414 1082 9504 SH SOLE 0 0 9504 iShares S&P SmallCap 600 Growth Index ETF ETF 464287887 59 307 SH SOLE 0 0 307 iShares S&P SmallCap 600 Value Index ETF ETF 464287879 21 135 SH SOLE 0 0 135 iShares S&P US Preferred Stock Index ETF ETF 464288687 4804 127807 SH SOLE 0 0 127807 iShares Short-Term Corporate Bond ETF ETF 464288646 87 1637 SH SOLE 0 0 1637 iShares Short-Term National Muni Bond ETF ETF 464288158 72 681 SH SOLE 0 0 681 Jefferies Financial Group Inc. COM 47233W109 80 3782 SH SOLE 0 0 3782 Johnson & Johnson COM 478160104 7490 51347 SH SOLE 0 0 51347 JPMorgan Chase & Co. COM 46625H100 3250 23315 SH SOLE 0 0 23315 JPMorgan Ultra-Short Income ETF ETF 46641Q837 6994 138688 SH SOLE 0 0 138688 Kayne Anderson MLP/Midstream Invest. Co. CEF 486606106 30 2200 SH SOLE 0 0 2200 KeyCorp COM 493267108 60 3000 SH SOLE 0 0 3000 Kimberly-Clark Corp. COM 494368103 127 927 SH SOLE 0 0 927 Kinder Morgan Inc. COM 49456B101 1975 93300 SH SOLE 0 0 93300 KKR & Co. COM 48248M102 2098 71940 SH SOLE 0 0 71940 Kohls Corporation COM 500255104 0 15 SH SOLE 0 0 15 Kraft Heinz Company COM 500754106 4 133 SH SOLE 0 0 133 Laboratory Corp. of America Holdings COM 50540R409 33 200 SH SOLE 0 0 200 LAM Research Corp. COM 512807108 60 206 SH SOLE 0 0 206 Landmark Bancorp Inc. COM 51504L107 8 500 SH SOLE 0 0 500 Las Vegas Sands Corp. COM 517834107 63 915 SH SOLE 0 0 915 Legg Mason Low Volatility High Div. ETF ETF 52468L406 61 1800 SH SOLE 0 0 1800 Levi Strauss & Co. COM 52736R102 0 2 SH SOLE 0 0 2 Linde AG COM G5494J103 15 75 SH SOLE 0 0 75 Lockheed Martin Corp. COM 539830109 276 711 SH SOLE 0 0 711 Louisiana-Pacific Corp. COM 546347105 9 320 SH SOLE 0 0 320 Lowes Companies Inc. COM 548661107 2036 17006 SH SOLE 0 0 17006 Lyft Inc. COM 55087P104 0 10 SH SOLE 0 0 10 Magna International Inc. COM 559222401 18 334 SH SOLE 0 0 334 Manhattan Associates Inc. COM 562750109 79 1000 SH SOLE 0 0 1000 Marathon Oil Corp. COM 565849106 1 144 SH SOLE 0 0 144 Marathon Petroleum Corp. COM 56585A102 15 265 SH SOLE 0 0 265 Marvell Technology Group LTD COM G5876H105 132 5000 SH SOLE 0 0 5000 MasterCard Inc. COM 57636Q104 59 200 SH SOLE 0 0 200 Match Group Inc. COM 57665R106 0 4 SH SOLE 0 0 4 McDonalds Corp. COM 580135101 732 3709 SH SOLE 0 0 3709 Medtronic plc COM G5960L103 90 800 SH SOLE 0 0 800 Melinta Therapeutics Inc. COM 58549G100 0 19 SH SOLE 0 0 19 Merck & Co. Inc. COM 589331107 1876 20637 SH SOLE 0 0 20637 Meridian Bank COM 587405101 20 1000 SH SOLE 0 0 1000 MetLife Inc. COM 59156R108 50 1000 SH SOLE 0 0 1000 Micron Technology Inc. COM 595112103 123 2300 SH SOLE 0 0 2300 Microsoft Corp. COM 594918104 4129 26185 SH SOLE 0 0 26185 MiMedx Group Inc. COM 602496101 16 2200 SH SOLE 0 0 2200 Mondelez International Inc. COM 609207105 1336 24259 SH SOLE 0 0 24259 Morgan Stanley COM 617445448 38 750 SH SOLE 0 0 750 Nabriva Therapeutics plc COM G63637105 26 20000 SH SOLE 0 0 20000 National Fuel Gas Co. COM 636180101 0 2 SH SOLE 0 0 2 NCR Corp. COM 62886E108 2 66 SH SOLE 0 0 66 Nektar Therapeutics COM 640268108 16 750 SH SOLE 0 0 750 Netflix Inc. COM 64110L106 76 235 SH SOLE 0 0 235 Newmont Goldcorp Corp. COM 651639106 28 656 SH SOLE 0 0 656 NextEra Energy Inc. COM 65339F101 51 211 SH SOLE 0 0 211 Nike Inc. COM 654106103 2122 20949 SH SOLE 0 0 20949 Northern Oil and Gas Inc. COM 665531109 190 81500 SH SOLE 0 0 81500 Northrop Grumman Corp. COM 666807102 159 464 SH SOLE 0 0 464 Northwest Bancshares Inc. COM 667340103 7 450 SH SOLE 0 0 450 NRG Energy Inc. COM 629377508 19 493 SH SOLE 0 0 493 Nuveen Intermed. Duration Muni. Term Fund CEF 670671106 765 55000 SH SOLE 0 0 55000 Nuveen Maryland Quality Muni. Income Fund CEF 67061Q107 6 484 SH SOLE 0 0 484 Nuveen Municipal Credit Income Fund CEF 67070X101 8 516 SH SOLE 0 0 516 Nuveen Municipal Value Fund Inc. CEF 670928100 5 500 SH SOLE 0 0 500 Nuveen Pennsylvania Municipal Value Fund CEF 67074K105 46 3200 SH SOLE 0 0 3200 Nuveen Quality Municipal Income Fund CEF 67066V101 7 500 SH SOLE 0 0 500 NVIDIA Corp. COM 67066G104 294 1251 SH SOLE 0 0 1251 Nymox Pharmaceutical Corp. COM P73398102 5 2500 SH SOLE 0 0 2500 Oracle Corp. COM 68389X105 641 12113 SH SOLE 0 0 12113 Oramed Pharmaceuticals Inc. COM 68403P203 16 3150 SH SOLE 0 0 3150 OReilly Automotive Inc. COM 67103H107 87 200 SH SOLE 0 0 200 Paychex Inc. COM 704326107 1864 21914 SH SOLE 0 0 21914 PayPal Holdings Inc. COM 70450Y103 10 98 SH SOLE 0 0 98 Peloton Interactive Inc. COM 70614W100 5 200 SH SOLE 0 0 200 Pennsylvania REIT COM 709102107 50 9500 SH SOLE 0 0 9500 Peoples Financial Services Corp. COM 711040105 50 1004 SH SOLE 0 0 1004 PepsiCo Inc. COM 713448108 1945 14238 SH SOLE 0 0 14238 PetMed Express Inc. COM 716382106 55 2350 SH SOLE 0 0 2350 Pfizer Inc. COM 717081103 1444 36878 SH SOLE 0 0 36878 Philip Morris International Inc. COM 718172109 67 794 SH SOLE 0 0 794 Phillips 66 COM 718546104 141 1273 SH SOLE 0 0 1273 Piedmont Office Realty Trust Inc. COM 720190206 38 1720 SH SOLE 0 0 1720 PIMCO Dynamic Credit & Mortg. Income Fund CEF 72202D106 54 2150 SH SOLE 0 0 2150 PIMCO Strategic Income Fund Inc. CEF 72200X104 91 10118 SH SOLE 0 0 10118 PNC Financial Services Group Inc. COM 693475105 54 343 SH SOLE 0 0 343 PowerShares Senior Loan ETF ETF 46138G508 4 215 SH SOLE 0 0 215 PPG Industries COM 693506107 160 1200 SH SOLE 0 0 1200 PPL Corp. COM 69351T106 2474 68969 SH SOLE 0 0 68969 Proofpoint Inc. COM 743424103 34 300 SH SOLE 0 0 300 ProShares Pet Care ETF ETF 74348A145 1 40 SH SOLE 0 0 40 ProShares S&P 500 Dividend Aristocrats ETF ETF 74348A467 0 7 SH SOLE 0 0 7 Public Service Enterprise Group Inc. COM 744573106 17 300 SH SOLE 0 0 300 Public Storage COM 74460D109 1235 5801 SH SOLE 0 0 5801 Qorvo Inc. COM 74736K101 34 300 SH SOLE 0 0 300 QUALCOMM Inc. COM 747525103 88 1001 SH SOLE 0 0 1001 Quanta Services Inc. COM 74762E102 43 1058 SH SOLE 0 0 1058 Quantum Materials Corp. COM 747906501 2 91000 SH SOLE 0 0 91000 Raytheon Co. COM 755111507 38 174 SH SOLE 0 0 174 Real Estate Select Sector SPDR ETF ETF 81369Y860 11 294 SH SOLE 0 0 294 Realty Income Corp. COM 756109104 42 575 SH SOLE 0 0 575 Reaves Utility Income Fund CEF 756158101 81 2212 SH SOLE 0 0 2212 Regeneron Pharmaceuticals Inc. COM 75886F107 10 28 SH SOLE 0 0 28 Rio Tinto plc ADS 767204100 41 700 SH SOLE 0 0 700 RLI Corp. COM 749607107 9 103 SH SOLE 0 0 103 Robo Global Robotics & Automation ETF ETF 301505707 83 1990 SH SOLE 0 0 1990 Ross Stores Inc. COM 778296103 17 150 SH SOLE 0 0 150 Royal Dutch Shell plc A ADS 780259206 53 900 SH SOLE 0 0 900 Royal Dutch Shell plc B ADS 780259107 37 631 SH SOLE 0 0 631 salesforce.com inc. COM 79466L302 65 400 SH SOLE 0 0 400 Sarepta Therapeutics Inc. COM 803607100 38 300 SH SOLE 0 0 300 Schlumberger Ltd. COM 806857108 7 188 SH SOLE 0 0 188 Schwab Emerging Markets Equity ETF ETF 808524706 12 442 SH SOLE 0 0 442 Schwab International Equity ETF ETF 808524805 13 404 SH SOLE 0 0 404 Schwab U.S. Broad Market ETF ETF 808524102 123 1601 SH SOLE 0 0 1601 Schwab U.S. Large Cap ETF ETF 808524201 63 832 SH SOLE 0 0 832 Schwab U.S. Mid-Cap ETF ETF 808524508 24 414 SH SOLE 0 0 414 Sculptor Capital Management Inc. COM 811246107 16 750 SH SOLE 0 0 750 Sea Ltd. ADS 81141R100 20 500 SH SOLE 0 0 500 SecureWorks Corp. COM 81374A105 2 150 SH SOLE 0 0 150 SEI Investments Co. COM 784117103 65 1006 SH SOLE 0 0 1006 Seneca Biopharma Inc. COM 81689B103 0 5 SH SOLE 0 0 5 ShockWave Medical Inc. COM 82489T104 8 200 SH SOLE 0 0 200 Shopify Inc. COM 82509L107 1244 3130 SH SOLE 0 0 3130 SIRIUS XM Radio Inc. COM 82966U103 3 430 SH SOLE 0 0 430 Skyworks Solutions Inc. COM 83088M102 30 250 SH SOLE 0 0 250 Slack Technologies Inc. COM 83088V102 27 1240 SH SOLE 0 0 1240 Snap Inc. COM 833034101 9 563 SH SOLE 0 0 563 Soligenix Inc. COM 834223307 29 20000 SH SOLE 0 0 20000 SPDR Barclays Convertible Securities ETF ETF 78464A359 4169 75131 SH SOLE 0 0 75131 SPDR Dow Jones Global Real Estate ETF ETF 78463X749 29 582 SH SOLE 0 0 582 SPDR Dow Jones Intl Real Estate ETF ETF 78463X863 27 705 SH SOLE 0 0 705 SPDR Emerging Markets ETF ETF 78463X509 3 88 SH SOLE 0 0 88 SPDR Gold Shares ETF ETF 78463V107 4195 29360 SH SOLE 0 0 29360 SPDR Portfolio Mid Cap ETF ETF 78464A847 757 20900 SH SOLE 0 0 20900 SPDR S&P 500 ETF ETF 78462f103 1084 3371 SH SOLE 0 0 3371 SPDR S&P 500 Growth ETF ETF 78464A409 8 198 SH SOLE 0 0 198 SPDR S&P 500 Value ETF ETF 78464A508 4 117 SH SOLE 0 0 117 SPDR S&P Aerospace & Defense ETF ETF 78464A631 10 100 SH SOLE 0 0 100 SPDR S&P MidCap 400 ETF ETF 464287507 2840 7567 SH SOLE 0 0 7567 Spectrum Brands Holdings Inc. COM 84790A105 6 94 SH SOLE 0 0 94 Spotify Technology S.A. COM L8681T102 54 366 SH SOLE 0 0 366 Square Inc. COM 852234103 2003 32023 SH SOLE 0 0 32023 Starbucks Corp. COM 855244109 1723 19601 SH SOLE 0 0 19601 Stryker Corp. COM 863667101 729 3475 SH SOLE 0 0 3475 Target Corp. COM 87612E106 0 1 SH SOLE 0 0 1 TE Connectivity Ltd. COM H84989104 175 1834 SH SOLE 0 0 1834 Teladoc Inc. COM 87918A105 20 250 SH SOLE 0 0 250 Teradata Corp. COM 88076W103 2 75 SH SOLE 0 0 75 Tesla Motors Inc. COM 88160R101 407 973 SH SOLE 0 0 973 Teva Pharmaceutical Industries Ltd. ADS 881624209 9 1000 SH SOLE 0 0 1000 The Blackstone Group Inc. COM 09253U108 1511 27015 SH SOLE 0 0 27015 The Boeing Co. COM 097023105 2396 7357 SH SOLE 0 0 7357 The Coca-Cola Co. COM 191216100 735 13288 SH SOLE 0 0 13288 The Gap Inc. COM 364760108 0 20 SH SOLE 0 0 20 The Hershey Co. COM 427866108 73 500 SH SOLE 0 0 500 The Home Depot Inc. COM 437076102 836 3832 SH SOLE 0 0 3832 The Kroger Co. COM 501044101 115 4000 SH SOLE 0 0 4000 The Procter & Gamble Co. COM 742718109 2612 20914 SH SOLE 0 0 20914 The RealReal Inc. COM 88339P101 222 11800 SH SOLE 0 0 11800 The Scotts Miracle-Gro Co. COM 810186106 2 22 SH SOLE 0 0 22 The Southern Company COM 842587107 31 500 SH SOLE 0 0 500 The Western Union Company COM 959802109 25 948 SH SOLE 0 0 948 TJX Companies Inc. COM 872540109 40 660 SH SOLE 0 0 660 Toronto-Dominion Bank COM 891160509 54 978 SH SOLE 0 0 978 Toyota Motor Corp. ADS 892331307 0 5 SH SOLE 0 0 5 Transocean Ltd. COM G90078109 1 165 SH SOLE 0 0 165 Truist Financial Corp. COM 89832Q109 720 12797 SH SOLE 0 0 12797 Twilio Inc. COM 90138F102 34 350 SH SOLE 0 0 350 Twitter Inc. COM 90184L102 241 7532 SH SOLE 0 0 7532 UGI Corporation COM 902681105 32 720 SH SOLE 0 0 720 Ulta Beauty Inc. COM 90384S303 25 100 SH SOLE 0 0 100 Under Armour Inc. Class A COM 904311107 3 150 SH SOLE 0 0 150 Under Armour Inc. Class C COM 904311206 1 100 SH SOLE 0 0 100 Unilever N.V. COM 904784709 40 700 SH SOLE 0 0 700 Unilever plc ADS 904767704 797 13950 SH SOLE 0 0 13950 United Parcel Service Inc. COM 911312106 733 6263 SH SOLE 0 0 6263 United States Oil ETF ETF 91232N108 2 200 SH SOLE 0 0 200 United States Steel Corp. COM 912909108 0 14 SH SOLE 0 0 14 United Technologies COM 913017109 326 2183 SH SOLE 0 0 2183 UnitedHealth Group Inc. COM 91324P102 99 337 SH SOLE 0 0 337 USA Compression Partners L.P. COM 90290N109 18 1000 SH SOLE 0 0 1000 VanEck Vectors Gold Miners ETF ETF 92189F106 3273 111795 SH SOLE 0 0 111795 VanEck Vectors High-Yield Muni. Index ETF ETF 92189F361 16 250 SH SOLE 0 0 250 VanEck Vectors Junior Gold Miners ETF ETF 92189F791 669 15835 SH SOLE 0 0 15835 VanEck Vectors Vietnam ETF ETF 92189F817 15 1000 SH SOLE 0 0 1000 Vanguard Consumer Staples ETF ETF 92204A207 30 188 SH SOLE 0 0 188 Vanguard Energy ETF ETF 92204A306 16 200 SH SOLE 0 0 200 Vanguard Extended Market ETF ETF 922908652 182 1450 SH SOLE 0 0 1450 Vanguard FTSE All-World ex-U.S. ETF ETF 922042775 23 433 SH SOLE 0 0 433 Vanguard FTSE Emerging Markets ETF ETF 922042858 417 9390 SH SOLE 0 0 9390 Vanguard Growth ETF ETF 922908736 308 1696 SH SOLE 0 0 1696 Vanguard High Dividend Yield ETF ETF 921946406 49 526 SH SOLE 0 0 526 Vanguard Industrials ETF ETF 92204A603 32 211 SH SOLE 0 0 211 Vanguard Information Technology ETF ETF 92204A702 38 156 SH SOLE 0 0 156 Vanguard Interm.-Term Corporate Bond ETF ETF 92206C870 210 2302 SH SOLE 0 0 2302 Vanguard Mid-Cap Growth Index ETF ETF 922908538 52 330 SH SOLE 0 0 330 Vanguard Mid-Cap Value Index ETF ETF 922908512 46 388 SH SOLE 0 0 388 Vanguard REIT Index ETF ETF 922908553 434 4683 SH SOLE 0 0 4683 Vanguard Short-Term Bond ETF ETF 921937827 35 444 SH SOLE 0 0 444 Vanguard Short-Term Corp. Bond Index ETF ETF 92206C409 50 629 SH SOLE 0 0 629 Vanguard Small-Cap Growth ETF ETF 922908595 31 158 SH SOLE 0 0 158 Vanguard Small-Cap Value ETF ETF 922908611 51 374 SH SOLE 0 0 374 Vanguard Total Bond Market ETF ETF 921937835 1463 17455 SH SOLE 0 0 17455 Vanguard Total Stock ETF ETF 922908769 20 124 SH SOLE 0 0 124 Vanguard Utilities ETF ETF 92204A876 200 1401 SH SOLE 0 0 1401 Vanguard Value ETF ETF 922908744 139 1162 SH SOLE 0 0 1162 Vector Group Ltd. COM 92240M108 35 2633 SH SOLE 0 0 2633 Veeva Systems Inc. COM 922475108 0 3 SH SOLE 0 0 3 Verizon Communications Inc. COM 92343V104 5050 82247 SH SOLE 0 0 82247 Visa Inc. COM 92851S204 4389 23360 SH SOLE 0 0 23360 Vodafone Group plc ADS 92857W100 1 76 SH SOLE 0 0 76 W.P. Carey Inc. COM 92826C839 14 183 SH SOLE 0 0 183 Wabtec Corp. COM 929740108 1 16 SH SOLE 0 0 16 Walgreens Boots Alliance Inc. COM 931427108 9 160 SH SOLE 0 0 160 Walmart Inc. COM 931142103 1814 15269 SH SOLE 0 0 15269 Walt Disney Co. COM 254687106 1111 7687 SH SOLE 0 0 7687 Weight Watchers International Inc. COM 948626106 13 350 SH SOLE 0 0 350 Wells Fargo & Company COM 949746101 34 636 SH SOLE 0 0 636 Welltower Inc. COM 95040Q104 464 5675 SH SOLE 0 0 5675 Weyerhauser Company COM 962166104 9 304 SH SOLE 0 0 304 WisdomTree Bloomberg US Dollar Bullish ETF ETF 97717W471 4 176 SH SOLE 0 0 176 Wrap Technologies Inc. COM 98212N107 25 3968 SH SOLE 0 0 3968 WSFS Financial Corp. COM 929328102 132 3020 SH SOLE 0 0 3020 Yum Brands Inc. COM 988498101 30 304 SH SOLE 0 0 304 Zimmer Biomet Holdings Inc. COM 98956P102 97 650 SH SOLE 0 0 650 Zoom Video Communications Inc. COM 98980L101 449 6600 SH SOLE 0 0 6600