The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 357 5,965 SH   SOLE 0 0 5,965
ABBVIE INC COM 00287Y109 1,362 14,386 SH   SOLE 0 0 14,386
AMERIGAS PARTNERS L P UNIT L P INT 030975106 664 16,624 SH   SOLE 0 0 16,624
AMGEN INC COM 031162100 427 2,502 SH   SOLE 0 0 2,502
APPLE INC COM 037833100 281 1,676 SH   SOLE 0 0 1,676
AT&T INC COM 00206R102 688 19,298 SH   SOLE 0 0 19,298
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 505 2,532 SH   SOLE 0 0 2,532
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 1,781 79,104 SH   SOLE 0 0 79,104
BOEING CO COM 097023105 1,423 4,341 SH   SOLE 0 0 4,341
COCA COLA CO COM 191216100 1,560 35,913 SH   SOLE 0 0 35,913
COHEN & STEERS TOTAL RETURN COM 19247R103 1,396 117,837 SH   SOLE 0 0 117,837
CUMMINS INC COM 231021106 1,509 9,310 SH   SOLE 0 0 9,310
DBX ETF TR XTRACK MSCI EAFE 233051200 7,366 239,841 SH   SOLE 0 0 239,841
DELAWARE INV MN MUN INC FD I COM 24610V103 496 39,263 SH   SOLE 0 0 39,263
EXXON MOBIL CORP COM 30231G102 1,506 20,185 SH   SOLE 0 0 20,185
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 2,987 83,455 SH   SOLE 0 0 83,455
HELMERICH & PAYNE INC COM 423452101 286 4,300 SH   SOLE 0 0 4,300
INTEL CORP COM 458140100 1,178 22,625 SH   SOLE 0 0 22,625
INTERNATIONAL BUSINESS MACHS COM 459200101 387 2,525 SH   SOLE 0 0 2,525
INVESCO BD FD COM 46132L107 446 24,833 SH   SOLE 0 0 24,833
ISHARES TR TIPS BD ETF 464287176 486 4,300 SH   SOLE 0 0 4,300
ISHARES TR CORE S&P500 ETF 464287200 1,555 5,858 SH   SOLE 0 0 5,858
ISHARES TR MSCI EAFE ETF 464287465 892 12,805 SH   SOLE 0 0 12,805
ISHARES TR RUSSELL 2000 ETF 464287655 283 1,863 SH   SOLE 0 0 1,863
JOHNSON & JOHNSON COM 478160104 1,409 10,992 SH   SOLE 0 0 10,992
JOHNSON CTLS INTL PLC SHS G51502105 430 12,200 SH   SOLE 0 0 12,200
LOCKHEED MARTIN CORP COM 539830109 503 1,488 SH   SOLE 0 0 1,488
LOWES COS INC COM 548661107 1,450 16,524 SH   SOLE 0 0 16,524
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 596 10,222 SH   SOLE 0 0 10,222
MEDTRONIC PLC SHS G5960L103 1,395 17,393 SH   SOLE 0 0 17,393
MICROSOFT CORP COM 594918104 1,154 12,648 SH   SOLE 0 0 12,648
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 2,343 167,150 SH   SOLE 0 0 167,150
PAYCHEX INC COM 704326107 1,243 20,176 SH   SOLE 0 0 20,176
PFIZER INC COM 717081103 1,565 44,102 SH   SOLE 0 0 44,102
PHILIP MORRIS INTL INC COM 718172109 755 7,592 SH   SOLE 0 0 7,592
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 287 19,653 SH   SOLE 0 0 19,653
POWERSHARES ETF TR II KBW BK PORT 73937B746 2,454 44,632 SH   SOLE 0 0 44,632
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 3,115 167,901 SH   SOLE 0 0 167,901
PROCTER AND GAMBLE CO COM 742718109 1,673 21,098 SH   SOLE 0 0 21,098
QUALCOMM INC COM 747525103 1,010 18,230 SH   SOLE 0 0 18,230
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 1,179 6,559 SH   SOLE 0 0 6,559
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 1,417 26,050 SH   SOLE 0 0 26,050
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,210 367,944 SH   SOLE 0 0 367,944
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,122 59,623 SH   SOLE 0 0 59,623
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,570 165,237 SH   SOLE 0 0 165,237
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 604 11,831 SH   SOLE 0 0 11,831
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 26,761 508,852 SH   SOLE 0 0 508,852
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,772 21,768 SH   SOLE 0 0 21,768
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,724 25,574 SH   SOLE 0 0 25,574
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,020 27,187 SH   SOLE 0 0 27,187
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 462 7,055 SH   SOLE 0 0 7,055
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,576 31,180 SH   SOLE 0 0 31,180
SOUTHERN CO COM 842587107 1,190 26,650 SH   SOLE 0 0 26,650
SPDR GOLD TRUST GOLD SHS 78463V107 570 4,535 SH   SOLE 0 0 4,535
UNITED PARCEL SERVICE INC CL B 911312106 1,628 15,552 SH   SOLE 0 0 15,552
UNITEDHEALTH GROUP INC COM 91324P102 299 1,397 SH   SOLE 0 0 1,397
VALERO ENERGY CORP NEW COM 91913Y100 1,367 14,732 SH   SOLE 0 0 14,732
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,197 14,975 SH   SOLE 0 0 14,975
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,947 24,830 SH   SOLE 0 0 24,830
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 283 3,330 SH   SOLE 0 0 3,330
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,135 38,003 SH   SOLE 0 0 38,003
VERIZON COMMUNICATIONS INC COM 92343V104 590 12,334 SH   SOLE 0 0 12,334
WELLS FARGO CO NEW COM 949746101 1,729 32,990 SH   SOLE 0 0 32,990
XCEL ENERGY INC COM 98389B100 425 9,353 SH   SOLE 0 0 9,353