The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 544 4,600 SH   SOLE 0 0 0 4,600
ALPHABET INC CAP STK CL A 02079K305 1,224 440 SH   SOLE 0 0 0 440
AMERICAN AIRLS GROUP INC COM 02376R102 282 15,430 SH   SOLE 0 0 0 15,430
AMERICAN EXPRESS CO COM 025816109 206 1,101 SH   SOLE 0 0 0 1,101
APPLE INC COM 037833100 1,118 6,405 SH   SOLE 0 0 0 6,405
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 4,161 112,723 SH   SOLE 0 0 0 112,723
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 948 2,685 SH   SOLE 0 0 0 2,685
BK OF AMERICA CORP COM 060505104 303 7,358 SH   SOLE 0 0 0 7,358
BLACKBOXSTOCKS INC COM NEW 09229E204 107 39,813 SH   SOLE 0 0 0 39,813
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 601 49,343 SH   SOLE 0 0 0 49,343
BLACKROCK MUNI INCOME TR II COM 09249N101 820 66,539 SH   SOLE 0 0 0 66,539
BLACKROCK MUNIHLDS INVSTM QL COM 09254P108 757 61,779 SH   SOLE 0 0 0 61,779
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 890 62,540 SH   SOLE 0 0 0 62,540
BLACKROCK MUNIVEST FD II INC COM 09253T101 848 65,715 SH   SOLE 0 0 0 65,715
BLACKROCK MUNIYIELD FD INC COM 09253W104 1,324 104,818 SH   SOLE 0 0 0 104,818
BLACKROCK MUNIYIELD PA QLTY COM 09255G107 296 22,654 SH   SOLE 0 0 0 22,654
BLACKROCK MUNIYIELD QUALITY COM 09254G108 148 12,173 SH   SOLE 0 0 0 12,173
BLACKROCK MUNIYILD QULT FD I COM 09254F100 440 31,918 SH   SOLE 0 0 0 31,918
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106 273 22,397 SH   SOLE 0 0 0 22,397
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109 297 23,897 SH   SOLE 0 0 0 23,897
BNY MELLON MUN INCOME INC COM 05589T104 1,125 148,282 SH   SOLE 0 0 0 148,282
BNY MELLON STRATEGIC MUNS IN COM 05588W108 1,751 243,540 SH   SOLE 0 0 0 243,540
CHEVRON CORP NEW COM 166764100 1,257 7,717 SH   SOLE 0 0 0 7,717
CONOCOPHILLIPS COM 20825C104 555 5,550 SH   SOLE 0 0 0 5,550
DANAHER CORPORATION COM 235851102 367 1,250 SH   SOLE 0 0 0 1,250
DARDEN RESTAURANTS INC COM 237194105 390 2,937 SH   SOLE 0 0 0 2,937
DISNEY WALT CO COM 254687106 515 3,752 SH   SOLE 0 0 0 3,752
DWS STRATEGIC MUN INCOME TR COM 23342Q101 380 36,774 SH   SOLE 0 0 0 36,774
EASTMAN CHEM CO COM 277432100 258 2,301 SH   SOLE 0 0 0 2,301
EOG RES INC COM 26875P101 1,263 10,595 SH   SOLE 0 0 0 10,595
EXXON MOBIL CORP COM 30231G102 1,138 13,781 SH   SOLE 0 0 0 13,781
FEDERATED HERMES PREM MUNI I COM 31423P108 883 69,495 SH   SOLE 0 0 0 69,495
GOLDMAN SACHS GROUP INC COM 38141G104 364 1,102 SH   SOLE 0 0 0 1,102
INVESCO CALIF VALUE MUN INCO COM 46132H106 234 21,140 SH   SOLE 0 0 0 21,140
INVESCO MUN OPPORTUNITY TR COM 46132C107 178 15,565 SH   SOLE 0 0 0 15,565
INVESCO MUN TR COM 46131J103 470 40,818 SH   SOLE 0 0 0 40,818
ISHARES GOLD TR ISHARES NEW 464285204 4,923 133,659 SH   SOLE 0 0 0 133,659
ISHARES INC MSCI GBL MIN VOL 464286525 15,122 144,262 SH   SOLE 0 0 0 144,262
ISHARES INC CORE MSCI EMKT 46434G103 19,113 344,068 SH   SOLE 0 0 0 344,068
ISHARES TR CORE MSCI EAFE 46432F842 2,451 35,260 SH   SOLE 0 0 0 35,260
ISHARES TR MSCI USA QLT FCT 46432F339 1,302 9,672 SH   SOLE 0 0 0 9,672
ISHARES TR 0-5YR HI YL CP 46434V407 364 8,275 SH   SOLE 0 0 0 8,275
ISHARES TR MSCI INTL MOMENT 46434V449 2,073 58,451 SH   SOLE 0 0 0 58,451
ISHARES TR MSCI INTL QUALTY 46434V456 7,709 209,083 SH   SOLE 0 0 0 209,083
ISHARES TR SHRT NAT MUN ETF 464288158 12,722 121,627 SH   SOLE 0 0 0 121,627
ISHARES TR NEW YORK MUN ETF 464288323 276 5,054 SH   SOLE 0 0 0 5,054
ISHARES TR CORE S&P TTL STK 464287150 4,396 43,553 SH   SOLE 0 0 0 43,553
ISHARES TR NATIONAL MUN ETF 464288414 71,355 650,816 SH   SOLE 0 0 0 650,816
ISHARES TR ISHS 5-10YR INVT 464288638 3,553 64,748 SH   SOLE 0 0 0 64,748
ISHARES TR RESIDENTIAL MULT 464288562 5,216 54,385 SH   SOLE 0 0 0 54,385
ISHARES TR MSCI EAFE MIN VL 46429B689 310 4,300 SH   SOLE 0 0 0 4,300
ISHARES TR CORE INTL AGGR 46435G672 3,662 70,249 SH   SOLE 0 0 0 70,249
ISHARES TR CORE US AGGBD ET 464287226 2,377 22,196 SH   SOLE 0 0 0 22,196
ISHARES TR IBOXX INV CP ETF 464287242 359 2,966 SH   SOLE 0 0 0 2,966
ISHARES TR S&P SML 600 GWT 464287887 288 2,300 SH   SOLE 0 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200 2,704 5,960 SH   SOLE 0 0 0 5,960
ISHARES TR RUS 1000 GRW ETF 464287614 938 3,379 SH   SOLE 0 0 0 3,379
ISHARES TR CORE S&P US GWT 464287671 481 4,554 SH   SOLE 0 0 0 4,554
JOHNSON & JOHNSON COM 478160104 390 2,200 SH   SOLE 0 0 0 2,200
JPMORGAN CHASE & CO COM 46625H100 407 2,987 SH   SOLE 0 0 0 2,987
MCDONALDS CORP COM 580135101 607 2,454 SH   SOLE 0 0 0 2,454
MFS HIGH INCOME MUN TR SH BEN INT 59318D104 163 37,170 SH   SOLE 0 0 0 37,170
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 898 231,955 SH   SOLE 0 0 0 231,955
MFS INVT GRADE MUN TR SH BEN INT 59318B108 469 54,920 SH   SOLE 0 0 0 54,920
MICROSOFT CORP COM 594918104 1,180 3,826 SH   SOLE 0 0 0 3,826
NETFLIX INC COM 64110L106 258 689 SH   SOLE 0 0 0 689
NUVEEN AMT FREE MUN CR INC F COM 67071L106 167 11,259 SH   SOLE 0 0 0 11,259
NUVEEN ENHANCED MUN VALUE FD COM 67074M101 832 63,937 SH   SOLE 0 0 0 63,937
PEPSICO INC COM 713448108 425 2,540 SH   SOLE 0 0 0 2,540
PIMCO CALIF MUN INCOME FD II COM 72200M108 251 33,201 SH   SOLE 0 0 0 33,201
PIMCO CALIF MUN INCOME FD II COM 72201C109 771 86,365 SH   SOLE 0 0 0 86,365
PIMCO MUN INCOME FD COM 72200R107 218 18,186 SH   SOLE 0 0 0 18,186
PIMCO MUN INCOME FD II COM 72200W106 199 17,323 SH   SOLE 0 0 0 17,323
PIMCO NEW YORK MUN FD II COM 72200Y102 106 11,114 SH   SOLE 0 0 0 11,114
PIMCO NEW YORK MUN INCOME FD COM 72201E105 88 10,125 SH   SOLE 0 0 0 10,125
PIMCO NEW YORK MUN INCOME FD COM 72200T103 147 14,629 SH   SOLE 0 0 0 14,629
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104 307 20,615 SH   SOLE 0 0 0 20,615
PIONEER MUNICIPAL HIGH INCOM COM 723762100 296 30,092 SH   SOLE 0 0 0 30,092
PIONEER MUNICIPAL HIGH INCOM COM SHS 723763108 654 62,255 SH   SOLE 0 0 0 62,255
PIONEER NAT RES CO COM 723787107 457 1,828 SH   SOLE 0 0 0 1,828
PROSHARES TR BITCOIN STRATE 74347G440 2,089 73,145 SH   SOLE 0 0 0 73,145
QUALCOMM INC COM 747525103 403 2,636 SH   SOLE 0 0 0 2,636
SABINE RTY TR UNIT BEN INT 785688102 202 3,490 SH   SOLE 0 0 0 3,490
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,597 55,181 SH   SOLE 0 0 0 55,181
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 12,327 382,337 SH   SOLE 0 0 0 382,337
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 309 5,285 SH   SOLE 0 0 0 5,285
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 16,921 226,150 SH   SOLE 0 0 0 226,150
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 18,366 257,259 SH   SOLE 0 0 0 257,259
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 764 4,807 SH   SOLE 0 0 0 4,807
SOUTHWEST AIRLS CO COM 844741108 316 6,903 SH   SOLE 0 0 0 6,903
SPDR SER TR PRTFLO S&P500 VL 78464A508 17,217 412,375 SH   SOLE 0 0 0 412,375
SPDR SER TR PRTFLO S&P500 GW 78464A409 41,771 630,879 SH   SOLE 0 0 0 630,879
SPDR SER TR NUVEEN BLMBRG MU 78468R721 2,597 54,238 SH   SOLE 0 0 0 54,238
TARGET CORP COM 87612E106 250 1,177 SH   SOLE 0 0 0 1,177
TEXAS INSTRS INC COM 882508104 294 1,600 SH   SOLE 0 0 0 1,600
UDR INC COM 902653104 577 10,050 SH   SOLE 0 0 0 10,050
UNION PAC CORP COM 907818108 710 2,600 SH   SOLE 0 0 0 2,600
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 4,618 97,596 SH   SOLE 0 0 0 97,596
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 1,794 8,310 SH   SOLE 0 0 0 8,310
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,945 10,979 SH   SOLE 0 0 0 10,979
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,762 99,639 SH   SOLE 0 0 0 99,639
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,438 15,685 SH   SOLE 0 0 0 15,685
VANGUARD INDEX FDS VALUE ETF 922908744 17,114 115,806 SH   SOLE 0 0 0 115,806
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,340 36,033 SH   SOLE 0 0 0 36,033
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,037 20,300 SH   SOLE 0 0 0 20,300
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,602 34,737 SH   SOLE 0 0 0 34,737
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,204 21,761 SH   SOLE 0 0 0 21,761
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,872 94,501 SH   SOLE 0 0 0 94,501
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 5,994 95,285 SH   SOLE 0 0 0 95,285
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,519 21,741 SH   SOLE 0 0 0 21,741
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 790 7,039 SH   SOLE 0 0 0 7,039
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 28,992 428,755 SH   SOLE 0 0 0 428,755
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 16,352 206,871 SH   SOLE 0 0 0 206,871
VISA INC COM CL A 92826C839 746 3,364 SH   SOLE 0 0 0 3,364
WESTERN ASSET MANAGED MUNS F COM 95766M105 928 79,847 SH   SOLE 0 0 0 79,847
WESTERN ASSET MUN PARTNERS F COM 95766P108 304 22,535 SH   SOLE 0 0 0 22,535