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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   231,021 2,178 SH   SOLE   0 0 2,178
ABBOTT LABS COM 002824100   4,779,858 42,054 SH   SOLE   0 0 42,054
ADVANCED MICRO DEVICES INC COM 007903107   4,818,542 26,697 SH   SOLE   0 0 26,697
ALPHABET INC CAP STK CL A 02079K305   19,069,553 126,347 SH   SOLE   0 0 126,347
ALTRIA GROUP INC COM 02209S103   3,344,326 76,670 SH   SOLE   0 0 76,670
AMAZON COM INC COM 023135106   21,255,799 117,839 SH   SOLE   0 0 117,839
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406   200,213 4,030 SH   SOLE   0 0 4,030
AMERICAN CENTY ETF TR FOCUSED DYNAMIC 025072810   4,528,398 54,812 SH   SOLE   0 0 54,812
AMERICAN CENTY ETF TR QUALITY PREFER 025072539   6,870,810 185,212 SH   SOLE   0 0 185,212
APPLE INC COM 037833100   19,641,080 114,539 SH   SOLE   0 0 114,539
ARCH CAP GROUP LTD ORD G0450A105   13,587,849 146,991 SH   SOLE   0 0 146,991
ARCOSA INC COM 039653100   5,241,925 61,052 SH   SOLE   0 0 61,052
AUTOMATIC DATA PROCESSING IN COM 053015103   671,302 2,688 SH   SOLE   0 0 2,688
BANK AMERICA CORP COM 060505104   3,339,314 88,062 SH   SOLE   0 0 88,062
BECTON DICKINSON & CO COM 075887109   1,013,803 4,097 SH   SOLE   0 0 4,097
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102   318,151 5,225 SH   SOLE   0 0 5,225
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,104,707 2,627 SH   SOLE   0 0 2,627
BOEING CO COM 097023105   287,510 1,490 SH   SOLE   0 0 1,490
BRISTOL-MYERS SQUIBB CO COM 110122108   2,851,324 52,578 SH   SOLE   0 0 52,578
BROADCOM INC COM 11135F101   243,876 184 SH   SOLE   0 0 184
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   4,918,665 157,599 SH   SOLE   0 0 157,599
CHESAPEAKE UTILS CORP COM 165303108   511,070 4,763 SH   SOLE   0 0 4,763
CHEVRON CORP NEW COM 166764100   2,894,529 18,350 SH   SOLE   0 0 18,350
CISCO SYS INC COM 17275R102   2,772,916 55,558 SH   SOLE   0 0 55,558
COCA COLA CO COM 191216100   21,633,933 353,611 SH   SOLE   0 0 353,611
COMCAST CORP NEW CL A 20030N101   4,593,193 105,956 SH   SOLE   0 0 105,956
COMPASS INC CL A 20464U100   86,534 24,037 SH   SOLE   0 0 24,037
CONSTELLATION BRANDS INC CL A 21036P108   1,002,251 3,688 SH   SOLE   0 0 3,688
COSTCO WHSL CORP NEW COM 22160K105   2,554,190 3,486 SH   SOLE   0 0 3,486
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   262,310 8,210 SH   SOLE   0 0 8,210
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   279,093 7,638 SH   SOLE   0 0 7,638
EA SERIES TRUST US QUAN MOMENTUM 02072L409   4,360,427 73,768 SH   SOLE   0 0 73,768
ELDORADO GOLD CORP NEW COM 284902509   202,749 14,410 SH   SOLE   0 0 14,410
EQUINOX GOLD CORP COM 29446Y502   222,397 36,943 SH   SOLE   0 0 36,943
EXXON MOBIL CORP COM 30231G102   6,926,767 59,590 SH   SOLE   0 0 59,590
F5 INC COM 315616102   202,483 1,068 SH   SOLE   0 0 1,068
FIRST TR EXCH TRADED FD III EME MRK BD ETF 33739P202   446,697 15,857 SH   SOLE   0 0 15,857
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   7,358,576 424,860 SH   SOLE   0 0 424,860
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   281,412 5,010 SH   SOLE   0 0 5,010
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   8,414,827 141,141 SH   SOLE   0 0 141,141
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U653   8,159,749 247,602 SH   SOLE   0 0 247,602
FISERV INC COM 337738108   1,026,365 6,422 SH   SOLE   0 0 6,422
GENERAL DYNAMICS CORP COM 369550108   967,246 3,424 SH   SOLE   0 0 3,424
GENERAL ELECTRIC CO COM NEW 369604301   363,669 2,072 SH   SOLE   0 0 2,072
GILEAD SCIENCES INC COM 375558103   3,723,957 50,839 SH   SOLE   0 0 50,839
GLOBAL X FDS US INFR DEV ETF 37954Y673   3,656,788 91,856 SH   SOLE   0 0 91,856
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   270,789 2,609 SH   SOLE   0 0 2,609
GRAPHIC PACKAGING HLDG CO COM 388689101   1,060,189 36,333 SH   SOLE   0 0 36,333
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   376,494 5,960 SH   SOLE   0 0 5,960
INTERCONTINENTAL EXCHANGE IN COM 45866F104   12,977,300 94,428 SH   SOLE   0 0 94,428
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300   203,430 4,940 SH   SOLE   0 0 4,940
INVESCO EXCH TRADED FD TR II DORSEY WRGT SMLC 46138E842   370,013 4,070 SH   SOLE   0 0 4,070
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222   4,392,459 104,458 SH   SOLE   0 0 104,458
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   4,571,016 56,981 SH   SOLE   0 0 56,981
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   7,554,154 317,802 SH   SOLE   0 0 317,802
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   661,633 15,705 SH   SOLE   0 0 15,705
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   4,688,716 40,821 SH   SOLE   0 0 40,821
INVESCO QQQ TR UNIT SER 1 46090E103   329,012 741 SH   SOLE   0 0 741
ISHARES BITCOIN TR SHS 46438F101   2,108,811 52,108 SH   SOLE   0 0 52,108
ISHARES TR S&P SML 600 GWT 464287887   205,377 1,571 SH   SOLE   0 0 1,571
ISHARES TR CONV BD ETF 46435G102   246,595 3,089 SH   SOLE   0 0 3,089
ISHARES TR INVESTMENT GRADE 46435G219   399,435 8,906 SH   SOLE   0 0 8,906
ISHARES TR CORE INTL AGGR 46435G672   1,083,836 21,698 SH   SOLE   0 0 21,698
ISHARES TR CORE US AGGBD ET 464287226   1,995,389 20,374 SH   SOLE   0 0 20,374
ISHARES TR US HOME CONS ETF 464288752   3,538,974 30,569 SH   SOLE   0 0 30,569
ISHARES TR FACTORS US GRO 46436E403   4,494,107 94,414 SH   SOLE   0 0 94,414
ISHARES TR 0-3 MNTH TREASRY 46436E718   37,830,317 375,636 SH   SOLE   0 0 375,636
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781   334,892 5,603 SH   SOLE   0 0 5,603
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   358,970 6,256 SH   SOLE   0 0 6,256
JOHNSON & JOHNSON COM 478160104   16,241,210 102,669 SH   SOLE   0 0 102,669
JOHNSON CTLS INTL PLC SHS G51502105   2,923,005 44,749 SH   SOLE   0 0 44,749
JPMORGAN CHASE & CO COM 46625H100   3,424,479 17,097 SH   SOLE   0 0 17,097
KRAFT HEINZ CO COM 500754106   2,791,578 75,653 SH   SOLE   0 0 75,653
LINDE PLC SHS G54950103   4,138,949 8,914 SH   SOLE   0 0 8,914
LOCKHEED MARTIN CORP COM 539830109   6,580,164 14,466 SH   SOLE   0 0 14,466
M & T BK CORP COM 55261F104   2,745,617 18,878 SH   SOLE   0 0 18,878
MASTERCARD INCORPORATED CL A 57636Q104   3,417,716 7,097 SH   SOLE   0 0 7,097
MATTERPORT INC COM CL A 577096100   113,000 50,000 SH   SOLE   0 0 50,000
MCDONALDS CORP COM 580135101   4,118,162 14,606 SH   SOLE   0 0 14,606
MERCADOLIBRE INC COM 58733R102   11,826,552 7,822 SH   SOLE   0 0 7,822
MERCK & CO INC COM 58933Y105   3,796,461 28,772 SH   SOLE   0 0 28,772
META PLATFORMS INC CL A 30303M102   19,109,524 39,354 SH   SOLE   0 0 39,354
MICROSOFT CORP COM 594918104   38,989,359 92,673 SH   SOLE   0 0 92,673
MICROSTRATEGY INC CL A NEW 594972408   1,297,171 761 SH   SOLE   0 0 761
MONDELEZ INTL INC CL A 609207105   992,390 14,177 SH   SOLE   0 0 14,177
NEXTERA ENERGY INC COM 65339F101   428,261 6,701 SH   SOLE   0 0 6,701
NIKE INC CL B 654106103   895,066 9,524 SH   SOLE   0 0 9,524
NORTHERN LTS FD TR IV INSPIRE FAITH MD 66538H369   273,572 9,103 SH   SOLE   0 0 9,103
NOVARTIS AG SPONSORED ADR 66987V109   2,568,666 26,555 SH   SOLE   0 0 26,555
NVIDIA CORPORATION COM 67066G104   19,840,371 21,958 SH   SOLE   0 0 21,958
PEPSICO INC COM 713448108   314,143 1,795 SH   SOLE   0 0 1,795
PFIZER INC COM 717081103   6,201,669 223,484 SH   SOLE   0 0 223,484
PHILIP MORRIS INTL INC COM 718172109   4,614,809 50,369 SH   SOLE   0 0 50,369
PROCTER AND GAMBLE CO COM 742718109   498,919 3,075 SH   SOLE   0 0 3,075
PROGRESSIVE CORP COM 743315103   328,431 1,588 SH   SOLE   0 0 1,588
PROSHARES TR HGH YLD INT RATE 74348A541   7,528,946 117,787 SH   SOLE   0 0 117,787
PUBLIC STORAGE COM 74460D109   2,707,130 9,333 SH   SOLE   0 0 9,333
RESMED INC COM 761152107   14,406,096 72,747 SH   SOLE   0 0 72,747
SALESFORCE INC COM 79466L302   3,347,616 11,115 SH   SOLE   0 0 11,115
SANOFI SPONSORED ADR 80105N105   2,747,240 56,528 SH   SOLE   0 0 56,528
SCHLUMBERGER LTD COM STK 806857108   15,633,676 285,234 SH   SOLE   0 0 285,234
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   458,640 16,522 SH   SOLE   0 0 16,522
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,953,180 3,734 SH   SOLE   0 0 3,734
SPDR SER TR S&P METALS MNG 78464A755   243,411 4,038 SH   SOLE   0 0 4,038
SPDR SER TR PRTFLO S&P500 GW 78464A409   249,705 3,414 SH   SOLE   0 0 3,414
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   41,818,182 455,536 SH   SOLE   0 0 455,536
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   90,710 10,942 SH   SOLE   0 0 10,942
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   957,213 20,370 SH   SOLE   0 0 20,370
STARBUCKS CORP COM 855244109   239,432 2,620 SH   SOLE   0 0 2,620
TESLA INC COM 88160R101   3,214,145 18,284 SH   SOLE   0 0 18,284
THERMO FISHER SCIENTIFIC INC COM 883556102   3,021,130 5,198 SH   SOLE   0 0 5,198
UNION PAC CORP COM 907818108   2,955,522 12,018 SH   SOLE   0 0 12,018
UNITEDHEALTH GROUP INC COM 91324P102   15,647,868 31,631 SH   SOLE   0 0 31,631
URANIUM ENERGY CORP COM 916896103   180,192 26,695 SH   SOLE   0 0 26,695
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   215,822 7,437 SH   SOLE   0 0 7,437
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   212,211 900 SH   SOLE   0 0 900
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   551,766 3,539 SH   SOLE   0 0 3,539
VANGUARD INDEX FDS GROWTH ETF 922908736   1,082,956 3,146 SH   SOLE   0 0 3,146
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,203,453 16,173 SH   SOLE   0 0 16,173
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   809,613 13,804 SH   SOLE   0 0 13,804
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   953,161 16,414 SH   SOLE   0 0 16,414
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   660,683 3,618 SH   SOLE   0 0 3,618
VANGUARD WELLINGTON FD US QUALITY 921935706   280,570 2,049 SH   SOLE   0 0 2,049
VERIZON COMMUNICATIONS INC COM 92343V104   2,952,641 70,368 SH   SOLE   0 0 70,368
VISA INC COM CL A 92826C839   3,116,658 11,168 SH   SOLE   0 0 11,168
WALMART INC COM 931142103   369,767 6,145 SH   SOLE   0 0 6,145
WEC ENERGY GROUP INC COM 92939U106   2,759,643 33,605 SH   SOLE   0 0 33,605
WISDOMTREE TR JAPN HEDGE EQT 97717W851   3,465,056 31,936 SH   SOLE   0 0 31,936