The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 576 3,872 SH   SOLE NONE 0 0 3,872
ABBVIE INC COM USD0.01 COM 00287Y109 1,825 11,261 SH   SOLE NONE 0 0 11,261
ACCENTURE PLC SHS CLASS A G1151C101 232 689 SH   SOLE NONE 0 0 689
ADVANCED MICRO DEVICES INC COM 007903107 634 5,804 SH   SOLE NONE 0 0 5,804
ALTRIA GROUP INC COM 02209S103 2,137 40,913 SH   SOLE NONE 0 0 40,913
AMERISOURCEBERGEN CORPORATION COM USD0.01 COM 03073E105 354 2,289 SH   SOLE NONE 0 0 2,289
AMGEN INC COM 031162100 1,551 6,416 SH   SOLE NONE 0 0 6,416
APA CORPORATION COM COM 03743Q108 876 21,202 SH   SOLE NONE 0 0 21,202
APPLE INC COM 037833100 4,369 25,025 SH   SOLE NONE 0 0 25,025
APPLIED MATERIALS INC COM USD0.01 COM 038222105 652 4,947 SH   SOLE NONE 0 0 4,947
AT&T INC COM USD1 COM 00206R102 595 25,194 SH   SOLE NONE 0 0 25,194
BHP GROUP LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 088606108 1,036 13,413 SH   SOLE NONE 0 0 13,413
BRISTOL-MYERS SQUIBB CO COM COM 110122108 1,261 17,279 SH   SOLE NONE 0 0 17,279
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 1,400 33,225 SH   SOLE NONE 0 0 33,225
BROADCOM INC COM COM 11135F101 1,360 2,159 SH   SOLE NONE 0 0 2,159
CARDINAL HEALTH INC COM NPV COM 14149Y108 259 4,576 SH   SOLE NONE 0 0 4,576
CDW CORP COM USD0.01 COM 12514G108 321 1,799 SH   SOLE NONE 0 0 1,799
CF INDUSTRIES HOLDINGS INC COM USD0.01 COM 125269100 317 3,082 SH   SOLE NONE 0 0 3,082
CISCO SYSTEMS INC COM 17275R102 1,337 23,990 SH   SOLE NONE 0 0 23,990
CLOROX CO COM USD1.00 COM 189054109 380 2,738 SH   SOLE NONE 0 0 2,738
COCA-COLA CO COM 191216100 659 10,642 SH   SOLE NONE 0 0 10,642
COHEN & STEERS INC COM 19247A100 249 2,902 SH   SOLE NONE 0 0 2,902
CONOCOPHILLIPS COM COM 20825C104 426 4,266 SH   SOLE NONE 0 0 4,266
CONTINENTAL RES INC COM COM 212015101 823 13,434 SH   SOLE NONE 0 0 13,434
DEERE & CO COM 244199105 378 912 SH   SOLE NONE 0 0 912
DEVON ENERGY CORP NEW COM 25179M103 894 15,133 SH   SOLE NONE 0 0 15,133
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 619 3,049 SH   SOLE NONE 0 0 3,049
DICK S SPORTING GOODS INC COM 253393102 383 3,833 SH   SOLE NONE 0 0 3,833
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 729 6,532 SH   SOLE NONE 0 0 6,532
ELI LILLY AND CO COM 532457108 551 1,926 SH   SOLE NONE 0 0 1,926
EXXON MOBIL CORP COM 30231G102 536 6,495 SH   SOLE NONE 0 0 6,495
FASTENAL COM STK USD0.01 COM 311900104 291 4,904 SH   SOLE NONE 0 0 4,904
GENERAL MILLS INC COM USD0.10 COM 370334104 202 2,993 SH   SOLE NONE 0 0 2,993
GILEAD SCIENCES INC COM USD0.001 COM 375558103 1,195 20,110 SH   SOLE NONE 0 0 20,110
GLAXOSMITHKLINE ADR REP TWO ORD SPONSORED ADR 37733W105 528 12,128 SH   SOLE NONE 0 0 12,128
H & R BLOCK INC COM 093671105 586 22,519 SH   SOLE NONE 0 0 22,519
HCA HEALTHCARE INC COM COM 40412C101 293 1,169 SH   SOLE NONE 0 0 1,169
HOME DEPOT INC COM 437076102 748 2,500 SH   SOLE NONE 0 0 2,500
HP INC COM COM 40434L105 940 25,912 SH   SOLE NONE 0 0 25,912
INTEL CORP COM USD0.001 COM 458140100 383 7,744 SH   SOLE NONE 0 0 7,744
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,134 8,725 SH   SOLE NONE 0 0 8,725
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 640 5,941 SH   SOLE NONE 0 0 5,941
ISHARES DOW JONES US ENERGY SECTOR FUND U.S. ENERGY ETF 464287796 207 5,060 SH   SOLE NONE 0 0 5,060
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 504 15,430 SH   SOLE NONE 0 0 15,430
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 871 23,715 SH   SOLE NONE 0 0 23,715
ISHARES INC MSCI EMERG MKT MSCI EMERG MKT 46434G889 1,623 33,546 SH   SOLE NONE 0 0 33,546
ISHARES S&P 500 CORE S&P500 ETF 464287200 5,191 11,442 SH   SOLE NONE 0 0 11,442
ISHARES S&P GLOBAL TECHNOLOGY SECTOR INDEX FUND GLOBAL TECH ETF 464287291 2,736 47,174 SH   SOLE NONE 0 0 47,174
ISHARES TR 20 YR TR BD ETF 20 YR TR BD ETF 464287432 226 1,716 SH   SOLE NONE 0 0 1,716
ISHARES TR 3 7 YR TREAS BD 3 7 YR TREAS BD 464288661 1,317 10,795 SH   SOLE NONE 0 0 10,795
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 1,480 22,229 SH   SOLE NONE 0 0 22,229
ISHARES TR CORE TOTAL USD CORE TOTAL USD 46434V613 686 13,830 SH   SOLE NONE 0 0 13,830
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885 917 9,526 SH   SOLE NONE 0 0 9,526
ISHARES TR EAFE VALUE ETF EAFE VALUE ETF 464288877 2,134 42,471 SH   SOLE NONE 0 0 42,471
ISHARES TR ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 1,484 14,646 SH   SOLE NONE 0 0 14,646
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 1,069 21,162 SH   SOLE NONE 0 0 21,162
ISHARES TR MBS ETF MBS ETF 464288588 331 3,251 SH   SOLE NONE 0 0 3,251
ISHARES TR MRGSTR MD CP ETF MRGSTR MD CP ETF 464288208 2,756 40,954 SH   SOLE NONE 0 0 40,954
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,943 54,818 SH   SOLE NONE 0 0 54,818
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 1,827 16,573 SH   SOLE NONE 0 0 16,573
ISHARES TR U.S. MED DVC ETF U.S. MED DVC ETF 464288810 571 9,367 SH   SOLE NONE 0 0 9,367
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 931 37,381 SH   SOLE NONE 0 0 37,381
ISHARES TR USD INV GRDE ETF USD INV GRDE ETF 464288620 278 5,061 SH   SOLE NONE 0 0 5,061
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 3,675 44,098 SH   SOLE NONE 0 0 44,098
ISHARES TRUST FALLEN ANGELS USD BD ETF FALN ANGLS USD 46435G474 679 24,478 SH   SOLE NONE 0 0 24,478
ISHARES US ETF TRUST GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF GSCI CMDTY STGY 46431W853 2,016 50,361 SH   SOLE NONE 0 0 50,361
JOHNSON &JOHNSON COM USD1.00 COM 478160104 641 3,617 SH   SOLE NONE 0 0 3,617
KELLOGG COMPANY COM USD0.25 COM 487836108 846 13,132 SH   SOLE NONE 0 0 13,132
KIMBERLY-CLARK CORP COM COM 494368103 1,457 11,837 SH   SOLE NONE 0 0 11,837
KINDER MORGAN INC COM USD0.01 COM 49456B101 764 40,437 SH   SOLE NONE 0 0 40,437
KLA CORP COM NEW COM NEW 482480100 657 1,795 SH   SOLE NONE 0 0 1,795
LAM RESEARCH CORP COM USD0.001 COM 512807108 356 663 SH   SOLE NONE 0 0 663
LINCOLN NATIONAL CORP COM NPV COM 534187109 1,423 21,774 SH   SOLE NONE 0 0 21,774
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 775 1,756 SH   SOLE NONE 0 0 1,756
LOWES COMPANIES INC COM USD0.50 COM 548661107 465 2,304 SH   SOLE NONE 0 0 2,304
LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A SHS - A - N53745100 202 1,965 SH   SOLE NONE 0 0 1,965
MACY S INC COM USD0.01 COM 55616P104 298 12,241 SH   SOLE NONE 0 0 12,241
MCDONALD S CORP COM 580135101 883 3,571 SH   SOLE NONE 0 0 3,571
MERCK &CO. INC COM COM 58933Y105 930 11,337 SH   SOLE NONE 0 0 11,337
META PLATFORMS INC CLASS A COMMON STOCK CL A 30303M102 609 2,741 SH   SOLE NONE 0 0 2,741
MICRON TECHNOLOGY INC COM 595112103 362 4,648 SH   SOLE NONE 0 0 4,648
MICROSOFT CORP COM 594918104 695 2,255 SH   SOLE NONE 0 0 2,255
NETAPP INC COM 64110D104 1,213 14,617 SH   SOLE NONE 0 0 14,617
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 775 8,837 SH   SOLE NONE 0 0 8,837
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 224 2,019 SH   SOLE NONE 0 0 2,019
NUTRIEN LTD COM NPV ISIN #CA67077M1086 SEDOL #BDRJLN0 COM 67077M108 392 3,777 SH   SOLE NONE 0 0 3,777
NVIDIA CORPORATION COM COM 67066G104 490 1,797 SH   SOLE NONE 0 0 1,797
ORACLE CORP COM 68389X105 680 8,220 SH   SOLE NONE 0 0 8,220
OREILLY AUTOMOTIVE INC COM COM 67103H107 591 863 SH   SOLE NONE 0 0 863
PACKAGING CORP OF AMERICA COM USD0.01 COM 695156109 343 2,203 SH   SOLE NONE 0 0 2,203
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 311 3,323 SH   SOLE NONE 0 0 3,323
PEPSICO INC COM 713448108 1,202 7,181 SH   SOLE NONE 0 0 7,181
PFIZER INC COM 717081103 1,520 29,362 SH   SOLE NONE 0 0 29,362
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 1,182 12,586 SH   SOLE NONE 0 0 12,586
PROSPECT CAP CORP BOND CALL MAKE WHOLE NOTE 6.375% 3/0 74348TAT9 26 25,000 PRN   SOLE NONE 0 0 25,000
QUALCOMM INC COM 747525103 888 5,813 SH   SOLE NONE 0 0 5,813
ROYAL BANK OF CANADA MONTREAL QUE COM NPV ISIN #CA7800871021 SEDOL #2754383 COM 780087102 286 2,594 SH   SOLE NONE 0 0 2,594
SEAGATE TECHNOLOGY HLDGS PUB LTD CO SEAGATE TECHNOLOGY HOLDINGS PLC ORDINARY SHARES ISIN #IE00BKVD2N49 ORD SHS G7997R103 463 5,160 SH   SOLE NONE 0 0 5,160
SOUTHERN CO COM 842587107 244 3,374 SH   SOLE NONE 0 0 3,374
SOUTHERN COPPER CORP COM 84265V105 1,526 20,111 SH   SOLE NONE 0 0 20,111
STARBUCKS CORP COM USD0.001 COM 855244109 747 8,217 SH   SOLE NONE 0 0 8,217
SYSCO CORP COM 871829107 369 4,520 SH   SOLE NONE 0 0 4,520
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 1,110 6,050 SH   SOLE NONE 0 0 6,050
THE REAL BROKERAGE INC COM NPV(POST REV SPLIT) ISIN #CA75585H2063 SEDOL #BM9W3K1 COM NEW 75585H206 22 10,000 SH   SOLE NONE 0 0 10,000
TRUIST FINL CORP COM COM 89832Q109 1,138 20,078 SH   SOLE NONE 0 0 20,078
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 879 19,299 SH   SOLE NONE 0 0 19,299
UNITED PARCEL SERVICE INC CL B 911312106 888 4,142 SH   SOLE NONE 0 0 4,142
VERIZON COMMUNICATIONS INC COM 92343V104 943 18,520 SH   SOLE NONE 0 0 18,520
WESTERN UNION CO COM 959802109 342 18,293 SH   SOLE NONE 0 0 18,293
YUM! BRANDS INC COM 988498101 386 3,264 SH   SOLE NONE 0 0 3,264