The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   755,121 8,045 SH   SOLE   8,045 0 0
ABBVIE INC COM 00287Y109   2,053,919 13,708 SH   SOLE   13,708 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   4,318,778 203,141 SH   SOLE   203,141 0 0
ALTRIA GROUP INC COM 02209S103   2,103,868 49,966 SH   SOLE   49,966 0 0
AMGEN INC COM 031162100   1,624,938 5,989 SH   SOLE   5,989 0 0
APPLE INC COM 037833100   3,820,968 22,292 SH   SOLE   22,292 0 0
APPLIED MATLS INC COM 038222105   757,905 5,467 SH   SOLE   5,467 0 0
AT&T INC COM 00206R102   593,393 39,483 SH   SOLE   39,483 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   244,883 1,009 SH   SOLE   1,009 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   283,743 810 SH   SOLE   810 0 0
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108   80,485 11,564 SH   SOLE   11,564 0 0
BLOCK H & R INC COM 093671105   1,223,290 28,390 SH   SOLE   28,390 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,283,306 22,073 SH   SOLE   22,073 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,195,608 38,028 SH   SOLE   38,028 0 0
BROADCOM INC COM 11135F101   740,798 874 SH   SOLE   874 0 0
CATERPILLAR INC COM 149123101   729,458 2,647 SH   SOLE   2,647 0 0
CENCORA INC COM 03073E105   747,454 4,130 SH   SOLE   4,130 0 0
CISCO SYS INC COM 17275R102   1,347,726 25,031 SH   SOLE   25,031 0 0
COCA COLA CO COM 191216100   780,449 13,930 SH   SOLE   13,930 0 0
COLGATE PALMOLIVE CO COM 194162103   419,833 5,904 SH   SOLE   5,904 0 0
COTERRA ENERGY INC COM 127097103   422,776 15,624 SH   SOLE   15,624 0 0
DEERE & CO COM 244199105   548,521 1,447 SH   SOLE   1,447 0 0
DELL TECHNOLOGIES INC CL C 24703L202   597,363 8,670 SH   SOLE   8,670 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   552,371 6,255 SH   SOLE   6,255 0 0
FASTENAL CO COM 311900104   872,878 15,960 SH   SOLE   15,960 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   290,940 5,940 SH   SOLE   5,940 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   1,069,421 21,645 SH   SOLE   21,645 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   673,499 30,214 SH   SOLE   30,214 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,435,298 78,702 SH   SOLE   78,702 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   563,140 11,767 SH   SOLE   11,767 0 0
FORD MTR CO DEL COM 345370860   433,090 34,857 SH   SOLE   34,857 0 0
GENERAL MLS INC COM 370334104   466,773 7,284 SH   SOLE   7,284 0 0
GILEAD SCIENCES INC COM 375558103   1,279,348 17,032 SH   SOLE   17,032 0 0
GSK PLC SPONSORED ADR 37733W204   565,086 15,567 SH   SOLE   15,567 0 0
HOME DEPOT INC COM 437076102   1,128,348 3,705 SH   SOLE   3,705 0 0
HP INC COM 40434L105   721,939 28,077 SH   SOLE   28,077 0 0
ILLINOIS TOOL WKS INC COM 452308109   214,350 923 SH   SOLE   923 0 0
INFOSYS LTD SPONSORED ADR 456788108   959,187 56,060 SH   SOLE   56,060 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,380,376 9,807 SH   SOLE   9,807 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   913,705 36,606 SH   SOLE   36,606 0 0
INVESCO HIG INCM 2023 TARG T COM 46135X108   78,002 11,454 SH   SOLE   11,454 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   518,836 9,687 SH   SOLE   9,687 0 0
JOHNSON & JOHNSON COM 478160104   674,899 4,322 SH   SOLE   4,322 0 0
KELLANOVA COM 487836108   330,683 5,536 SH   SOLE   5,536 0 0
KIMBERLY-CLARK CORP COM 494368103   1,716,638 14,161 SH   SOLE   14,161 0 0
KINDER MORGAN INC DEL COM 49456B101   667,873 40,257 SH   SOLE   40,257 0 0
KLA CORP COM NEW 482480100   664,173 1,425 SH   SOLE   1,425 0 0
LINCOLN NATL CORP IND COM 534187109   540,001 21,870 SH   SOLE   21,870 0 0
LOCKHEED MARTIN CORP COM 539830109   688,018 1,660 SH   SOLE   1,660 0 0
LOWES COS INC COM 548661107   323,849 1,537 SH   SOLE   1,537 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   590,723 6,222 SH   SOLE   6,222 0 0
MARRIOTT INTL INC NEW CL A 571903202   288,847 1,464 SH   SOLE   1,464 0 0
MCDONALDS CORP COM 580135101   733,763 2,762 SH   SOLE   2,762 0 0
MERCK & CO INC COM 58933Y105   726,846 7,041 SH   SOLE   7,041 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   406,469 5,194 SH   SOLE   5,194 0 0
MICROSOFT CORP COM 594918104   441,878 1,391 SH   SOLE   1,391 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   546,974 1,999 SH   SOLE   1,999 0 0
NETAPP INC COM 64110D104   1,264,478 16,631 SH   SOLE   16,631 0 0
NOVARTIS AG SPONSORED ADR 66987V109   681,005 6,658 SH   SOLE   6,658 0 0
NOVO-NORDISK A S ADR 670100205   556,292 6,092 SH   SOLE   6,092 0 0
NUVEEN MUN CR OPPORTUNITIES COM 670663103   134,517 13,882 SH   SOLE   13,882 0 0
OMNICOM GROUP INC COM 681919106   382,182 5,124 SH   SOLE   5,124 0 0
ORACLE CORP COM 68389X105   469,831 4,412 SH   SOLE   4,412 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   536,227 590 SH   SOLE   590 0 0
PAYCHEX INC COM 704326107   558,344 4,833 SH   SOLE   4,833 0 0
PEPSICO INC COM 713448108   712,721 4,191 SH   SOLE   4,191 0 0
PHILIP MORRIS INTL INC COM 718172109   1,609,607 17,341 SH   SOLE   17,341 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101   188,041 10,882 SH   SOLE   10,882 0 0
PROCTER AND GAMBLE CO COM 742718109   488,970 3,347 SH   SOLE   3,347 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   24,789 25,000 PRN   SOLE   25,000 0 0
QUALCOMM INC COM 747525103   605,511 5,437 SH   SOLE   5,437 0 0
ROYAL BK CDA COM 780087102   275,698 3,153 SH   SOLE   3,153 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   809,044 16,875 SH   SOLE   16,875 0 0
SOUTHERN CO COM 842587107   216,877 3,351 SH   SOLE   3,351 0 0
SOUTHERN COPPER CORP COM 84265V105   460,253 6,100 SH   SOLE   6,100 0 0
SPDR GOLD TR GOLD SHS 78463V107   4,732,363 27,602 SH   SOLE   27,602 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   705,621 13,029 SH   SOLE   13,029 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   4,363,817 86,704 SH   SOLE   86,704 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531   501,537 12,034 SH   SOLE   12,034 0 0
STARBUCKS CORP COM 855244109   364,806 3,985 SH   SOLE   3,985 0 0
SYSCO CORP COM 871829107   334,574 5,060 SH   SOLE   5,060 0 0
TEXAS INSTRS INC COM 882508104   811,334 5,081 SH   SOLE   5,081 0 0
THE REAL BROKERAGE INC COM NEW 75585H206   14,500 10,000 SH   SOLE   10,000 0 0
TRUIST FINL CORP COM 89832Q109   584,510 20,427 SH   SOLE   20,427 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,000,640 20,238 SH   SOLE   20,238 0 0
UNITED PARCEL SERVICE INC CL B 911312106   695,397 4,443 SH   SOLE   4,443 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   503,576 12,787 SH   SOLE   12,787 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   455,443 10,342 SH   SOLE   10,342 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,428,490 82,562 SH   SOLE   82,562 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   326,127 5,252 SH   SOLE   5,252 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   329,453 793 SH   SOLE   793 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,241,738 38,270 SH   SOLE   38,270 0 0
VIRTUS CONVERTIBLE & INC 202 COM 92838R105   97,230 11,074 SH   SOLE   11,074 0 0
VIRTUS GLOBAL MULTI-SECTOR I COM 92829B101   92,897 12,643 SH   SOLE   12,643 0 0
WESTERN UN CO COM 959802109   326,976 24,804 SH   SOLE   24,804 0 0
YUM BRANDS INC COM 988498101   244,535 1,942 SH   SOLE   1,942 0 0