The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   763,658 7,628 SH   SOLE   7,628 0 0
ABBVIE INC COM 00287Y109   1,847,193 13,708 SH   SOLE   13,708 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   3,349,367 153,289 SH   SOLE   153,289 0 0
ALTRIA GROUP INC COM 02209S103   2,165,678 47,800 SH   SOLE   47,800 0 0
AMERISOURCEBERGEN CORP COM 03073E105   1,422,926 7,388 SH   SOLE   7,388 0 0
AMGEN INC COM 031162100   2,087,624 9,401 SH   SOLE   9,401 0 0
APPLE INC COM 037833100   4,922,241 25,374 SH   SOLE   25,374 0 0
APPLIED MATLS INC COM 038222105   775,911 5,368 SH   SOLE   5,368 0 0
AT&T INC COM 00206R102   612,817 38,422 SH   SOLE   38,422 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   231,893 1,052 SH   SOLE   1,052 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   202,895 595 SH   SOLE   595 0 0
BLOCK H & R INC COM 093671105   906,256 28,436 SH   SOLE   28,436 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,255,800 19,636 SH   SOLE   19,636 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,194,536 35,983 SH   SOLE   35,983 0 0
BROADCOM INC COM 11135F101   591,004 682 SH   SOLE   682 0 0
CATERPILLAR INC COM 149123101   768,372 3,113 SH   SOLE   3,113 0 0
CISCO SYS INC COM 17275R102   1,299,735 25,118 SH   SOLE   25,118 0 0
COCA COLA CO COM 191216100   805,658 13,377 SH   SOLE   13,377 0 0
DEERE & CO COM 244199105   575,719 1,421 SH   SOLE   1,421 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   563,393 6,278 SH   SOLE   6,278 0 0
EOG RES INC COM 26875P101   396,188 3,462 SH   SOLE   3,462 0 0
FASTENAL CO COM 311900104   931,170 15,786 SH   SOLE   15,786 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   621,727 27,970 SH   SOLE   27,970 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   296,445 5,900 SH   SOLE   5,900 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   1,091,328 21,590 SH   SOLE   21,590 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   577,237 12,023 SH   SOLE   12,023 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   3,507,437 77,200 SH   SOLE   77,200 0 0
FORD MTR CO DEL COM 345370860   427,457 28,252 SH   SOLE   28,252 0 0
GENERAL MLS INC COM 370334104   482,488 6,290 SH   SOLE   6,290 0 0
GILEAD SCIENCES INC COM 375558103   1,313,175 17,040 SH   SOLE   17,040 0 0
GSK PLC SPONSORED ADR 37733W204   710,200 19,928 SH   SOLE   19,928 0 0
HOME DEPOT INC COM 437076102   1,144,863 3,683 SH   SOLE   3,683 0 0
HP INC COM 40434L105   754,113 24,556 SH   SOLE   24,556 0 0
ILLINOIS TOOL WKS INC COM 452308109   225,083 897 SH   SOLE   897 0 0
INSPERITY INC COM 45778Q107   405,355 3,409 SH   SOLE   3,409 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,289,640 9,640 SH   SOLE   9,640 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   849,959 37,442 SH   SOLE   37,442 0 0
JOHNSON & JOHNSON COM 478160104   712,870 4,306 SH   SOLE   4,306 0 0
KELLOGG CO COM 487836108   363,117 5,384 SH   SOLE   5,384 0 0
KIMBERLY-CLARK CORP COM 494368103   1,834,257 13,291 SH   SOLE   13,291 0 0
KINDER MORGAN INC DEL COM 49456B101   655,866 38,087 SH   SOLE   38,087 0 0
KLA CORP COM NEW 482480100   703,463 1,446 SH   SOLE   1,446 0 0
LINCOLN NATL CORP IND COM 534187109   562,093 21,820 SH   SOLE   21,820 0 0
LOCKHEED MARTIN CORP COM 539830109   756,514 1,645 SH   SOLE   1,645 0 0
LOWES COS INC COM 548661107   328,348 1,452 SH   SOLE   1,452 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   556,128 6,059 SH   SOLE   6,059 0 0
MARRIOTT INTL INC NEW CL A 571903202   475,760 2,590 SH   SOLE   2,590 0 0
MCDONALDS CORP COM 580135101   784,116 2,628 SH   SOLE   2,628 0 0
MERCK & CO INC COM 58933Y105   820,023 7,109 SH   SOLE   7,109 0 0
MICROSOFT CORP COM 594918104   587,038 1,720 SH   SOLE   1,720 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   589,113 2,003 SH   SOLE   2,003 0 0
NETAPP INC COM 64110D104   1,229,803 16,096 SH   SOLE   16,096 0 0
NOVARTIS AG SPONSORED ADR 66987V109   683,717 6,778 SH   SOLE   6,778 0 0
NOVO-NORDISK A S ADR 670100205   740,468 4,572 SH   SOLE   4,572 0 0
OMNICOM GROUP INC COM 681919106   978,721 10,284 SH   SOLE   10,284 0 0
ONEOK INC NEW COM 682680103   753,940 12,215 SH   SOLE   12,215 0 0
ORACLE CORP COM 68389X105   945,038 7,934 SH   SOLE   7,934 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   551,211 577 SH   SOLE   577 0 0
PAYCHEX INC COM 704326107   488,555 4,369 SH   SOLE   4,369 0 0
PEPSICO INC COM 713448108   759,899 4,103 SH   SOLE   4,103 0 0
PHILIP MORRIS INTL INC COM 718172109   1,656,128 16,965 SH   SOLE   16,965 0 0
PROCTER AND GAMBLE CO COM 742718109   488,786 3,223 SH   SOLE   3,223 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   24,617 25,000 PRN   SOLE   25,000 0 0
QUALCOMM INC COM 747525103   633,965 5,331 SH   SOLE   5,331 0 0
ROYAL BK CDA COM 780087102   301,144 3,153 SH   SOLE   3,153 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   847,642 17,637 SH   SOLE   17,637 0 0
SOUTHERN CO COM 842587107   235,408 3,351 SH   SOLE   3,351 0 0
SOUTHERN COPPER CORP COM 84265V105   476,144 6,640 SH   SOLE   6,640 0 0
SPDR GOLD TR GOLD SHS 78463V107   3,889,489 21,818 SH   SOLE   21,818 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   679,754 12,254 SH   SOLE   12,254 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   4,447,382 85,338 SH   SOLE   85,338 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531   518,493 12,036 SH   SOLE   12,036 0 0
STARBUCKS CORP COM 855244109   357,214 3,606 SH   SOLE   3,606 0 0
SYSCO CORP COM 871829107   374,504 5,047 SH   SOLE   5,047 0 0
TEXAS INSTRS INC COM 882508104   916,490 5,092 SH   SOLE   5,092 0 0
THE REAL BROKERAGE INC COM NEW 75585H206   19,100 10,000 SH   SOLE   10,000 0 0
TRUIST FINL CORP COM 89832Q109   612,994 20,198 SH   SOLE   20,198 0 0
UNILEVER PLC SPON ADR NEW 904767704   989,881 18,987 SH   SOLE   18,987 0 0
UNITED PARCEL SERVICE INC CL B 911312106   860,395 4,803 SH   SOLE   4,803 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   511,219 12,566 SH   SOLE   12,566 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   463,313 10,058 SH   SOLE   10,058 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,491,086 80,069 SH   SOLE   80,069 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   326,934 5,173 SH   SOLE   5,173 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   213,041 2,447 SH   SOLE   2,447 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   353,725 800 SH   SOLE   800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,354,489 36,421 SH   SOLE   36,421 0 0
VIRTUS GLOBAL MULTI-SECTOR I COM 92829B101   83,626 11,196 SH   SOLE   11,196 0 0
WESTERN UN CO COM 959802109   456,335 38,903 SH   SOLE   38,903 0 0
YUM BRANDS INC COM 988498101   255,566 1,842 SH   SOLE   1,842 0 0