The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 44,323 111,415 SH   SOLE   111,415 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 11,827 240,828 SH   SOLE   240,828 0 0
Schwab US Large-Cap ETF ETF 808524201 7,051 73,421 SH   SOLE   73,421 0 0
Microsoft Corp COM 594918104 6,268 26,584 SH   SOLE   26,584 0 0
iShares Core S&P Small-Cap ETF ETF 464287804 5,336 49,163 SH   SOLE   49,163 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 5,239 20,129 SH   SOLE   20,129 0 0
BlackRock Inc COM 09247X101 4,730 6,274 SH   SOLE   6,274 0 0
Norfolk Southern Corp COM 655844108 4,665 17,372 SH   SOLE   17,372 0 0
Nike Inc B COM 654106103 4,568 34,373 SH   SOLE   34,373 0 0
United Parcel Service Inc Class B COM 911312106 4,340 25,529 SH   SOLE   25,529 0 0
T. Rowe Price Group Inc COM 74144T108 4,339 25,283 SH   SOLE   25,283 0 0
Home Depot Inc COM 437076102 4,289 14,051 SH   SOLE   14,051 0 0
Abbott Laboratories COM 002824100 4,235 35,341 SH   SOLE   35,341 0 0
Accenture PLC A COM G1151C101 4,230 15,314 SH   SOLE   15,314 0 0
Vanguard FTSE All-World ex-US Small-Cap ETF ETF 922042718 4,016 31,283 SH   SOLE   31,283 0 0
Walt Disney Co COM 254687106 3,973 21,532 SH   SOLE   21,532 0 0
Johnson & Johnson COM 478160104 3,853 23,445 SH   SOLE   23,445 0 0
AbbVie Inc COM 00287Y109 3,824 35,338 SH   SOLE   35,338 0 0
Eastman Chemical Co COM 277432100 3,822 34,710 SH   SOLE   34,710 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 3,683 70,755 SH   SOLE   70,755 0 0
Oracle Corp COM 68389X105 3,497 49,843 SH   SOLE   49,843 0 0
JPMorgan Chase & Co COM 46625H100 3,469 22,788 SH   SOLE   22,788 0 0
Hershey Co COM 427866108 3,330 21,055 SH   SOLE   21,055 0 0
Honeywell International Inc COM 438516106 3,248 14,962 SH   SOLE   14,962 0 0
Comcast Corp Class A COM 20030N101 3,236 59,805 SH   SOLE   59,805 0 0
PepsiCo Inc COM 713448108 3,210 22,695 SH   SOLE   22,695 0 0
Starbucks Corp COM 855244109 3,152 28,846 SH   SOLE   28,846 0 0
Automatic Data Processing Inc COM 053015103 3,114 16,521 SH   SOLE   16,521 0 0
Coca-Cola Co COM 191216100 3,103 58,863 SH   SOLE   58,863 0 0
Intel Corp COM 458140100 3,099 48,415 SH   SOLE   48,415 0 0
Novartis AG COM 66987V109 3,090 36,151 SH   SOLE   36,151 0 0
Cisco Systems Inc COM 17275R102 3,087 59,706 SH   SOLE   59,706 0 0
Genuine Parts Co COM 372460105 3,085 26,691 SH   SOLE   26,691 0 0
3M Co COM 88579Y101 2,972 15,427 SH   SOLE   15,427 0 0
Equifax Inc COM 294429105 2,896 15,991 SH   SOLE   15,991 0 0
Northern Trust Corp COM 665859104 2,872 27,327 SH   SOLE   27,327 0 0
UnitedHealth Group Inc COM 91324P102 2,724 7,322 SH   SOLE   7,322 0 0
Medtronic PLC F COM G5960L103 2,685 22,730 SH   SOLE   22,730 0 0
Air Products & Chemicals Inc COM 009158106 2,627 9,337 SH   SOLE   9,337 0 0
Colgate-Palmolive Co COM 194162103 2,606 33,061 SH   SOLE   33,061 0 0
McDonald's Corp COM 580135101 2,485 11,089 SH   SOLE   11,089 0 0
Analog Devices Inc COM 032654105 2,465 15,895 SH   SOLE   15,895 0 0
Allegion PLC COM G0176J109 2,424 19,294 SH   SOLE   19,294 0 0
Enbridge Inc COM 29250N105 2,270 62,364 SH   SOLE   62,364 0 0
Merck & Co Inc COM 58933Y105 2,245 29,125 SH   SOLE   29,125 0 0
Chevron Corp COM 166764100 2,214 21,125 SH   SOLE   21,125 0 0
Northrop Grumman Corp COM 666807102 2,146 6,631 SH   SOLE   6,631 0 0
Vanguard Total Stock Market ETF ETF 922908769 2,097 10,146 SH   SOLE   10,146 0 0
Schwab International Equity ETF ETF 808524805 1,822 48,431 SH   SOLE   48,431 0 0
Schwab US Small-Cap ETF ETF 808524607 983 9,858 SH   SOLE   9,858 0 0
Apple Inc COM 037833100 911 7,461 SH   SOLE   7,461 0 0
Schwab US Mid-Cap ETF ETF 808524508 779 10,460 SH   SOLE   10,460 0 0
Vanguard Total International Stock ETF ETF 921909768 667 10,639 SH   SOLE   10,639 0 0
Snap-On Inc COM 833034101 619 2,684 SH   SOLE   2,684 0 0
Schwab International Small-Cap Eq ETF ETF 808524888 563 14,273 SH   SOLE   14,273 0 0
Schwab Emerging Markets Equity ETF ETF 808524706 557 17,542 SH   SOLE   17,542 0 0
iShares Russell 1000 Growth ETF ETF 464287614 549 2,257 SH   SOLE   2,257 0 0
Carrier Global Corp COM 14448C104 422 10,000 SH   SOLE   10,000 0 0
Berkshire Hathaway Inc B COM 084670702 401 1,568 SH   SOLE   1,568 0 0
Exxon Mobil Corp COM 30231G102 345 6,175 SH   SOLE   6,175 0 0
Corteva Inc COM 22052L104 326 7,000 SH   SOLE   7,000 0 0
PLx Pharma Inc COM 72942A107 307 34,000 SH   SOLE   34,000 0 0
Synovus Financial Corp COM 87161C501 275 6,000 SH   SOLE   6,000 0 0
Otis Worldwide Corp COM 68902V107 274 4,000 SH   SOLE   4,000 0 0
SPDR S&P 500 ETF ETF 78462F103 238 600 SH   SOLE   600 0 0