The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 32,262 104,175 SH   SOLE   98,383 0 5,792
Vanguard FTSE Developed Markets ETF ETF 921943858 8,055 207,662 SH   SOLE   196,815 0 10,847
Microsoft Corp COM 594918104 5,669 27,858 SH   SOLE   27,394 0 464
Schwab US Large-Cap ETF ETF 808524201 5,052 68,175 SH   SOLE   68,175 0 0
Nike Inc B COM 654106103 3,634 37,067 SH   SOLE   36,337 0 730
AbbVie Inc COM 00287Y109 3,610 36,768 SH   SOLE   36,046 0 722
Home Depot Inc COM 437076102 3,555 14,190 SH   SOLE   13,915 0 275
BlackRock Inc COM 09247X101 3,524 6,476 SH   SOLE   6,338 0 138
Accenture PLC A COM G1151C101 3,460 16,116 SH   SOLE   15,791 0 325
Abbott Laboratories COM 002824100 3,425 37,458 SH   SOLE   36,781 0 677
Johnson & Johnson COM 478160104 3,260 23,179 SH   SOLE   22,732 0 447
Novartis AG COM 66987V109 3,202 36,666 SH   SOLE   35,920 0 746
T. Rowe Price Group Inc COM 74144T108 3,189 25,819 SH   SOLE   25,294 0 525
Norfolk Southern Corp COM 655844108 3,118 17,761 SH   SOLE   17,422 0 339
Intel Corp COM 458140100 3,078 51,450 SH   SOLE   50,526 0 924
PepsiCo Inc COM 713448108 2,891 21,861 SH   SOLE   21,383 0 478
United Parcel Service Inc Class B COM 911312106 2,887 25,967 SH   SOLE   25,433 0 534
Equifax Inc COM 294429105 2,803 16,306 SH   SOLE   15,925 0 381
iShares Core S&P Mid-Cap ETF ETF 464287507 2,786 15,669 SH   SOLE   14,831 0 838
Oracle Corp COM 68389X105 2,779 50,273 SH   SOLE   49,252 0 1,021
iShares Core S&P Small-Cap ETF ETF 464287804 2,703 39,578 SH   SOLE   37,385 0 2,193
Vanguard FTSE All-World ex-US Small-Cap ETF ETF 922042718 2,702 27,962 SH   SOLE   26,465 0 1,497
Coca-Cola Co COM 191216100 2,682 60,017 SH   SOLE   59,117 0 900
Cisco Systems Inc COM 17275R102 2,645 56,715 SH   SOLE   55,665 0 1,050
Vanguard FTSE Emerging Markets ETF ETF 922042858 2,627 66,333 SH   SOLE   62,747 0 3,586
Hershey Co COM 427866108 2,610 20,134 SH   SOLE   19,696 0 438
Dominion Energy Inc COM 25746U109 2,587 31,868 SH   SOLE   31,299 0 569
Automatic Data Processing Inc COM 053015103 2,551 17,131 SH   SOLE   16,790 0 341
Walt Disney Co COM 254687106 2,487 22,303 SH   SOLE   21,901 0 402
Colgate-Palmolive Co COM 194162103 2,469 33,701 SH   SOLE   33,024 0 677
Eastman Chemical Co COM 277432100 2,452 35,203 SH   SOLE   34,565 0 638
Comcast Corp Class A COM 20030N101 2,319 59,490 SH   SOLE   58,317 0 1,173
3M Co COM 88579Y101 2,301 14,749 SH   SOLE   14,471 0 278
Genuine Parts Co COM 372460105 2,256 25,938 SH   SOLE   25,397 0 541
Northern Trust Corp COM 665859104 2,212 27,874 SH   SOLE   27,363 0 511
Raytheon Technologies COM 75513E101 2,170 35,209 SH   SOLE   34,513 0 696
Honeywell International Inc COM 438516106 2,160 14,936 SH   SOLE   14,635 0 301
JPMorgan Chase & Co COM 46625H100 2,139 22,742 SH   SOLE   22,258 0 484
Starbucks Corp COM 855244109 2,130 28,941 SH   SOLE   28,401 0 540
VF Corp COM 918204108 2,122 34,828 SH   SOLE   34,094 0 734
Medtronic PLC F COM G5960L103 2,117 23,084 SH   SOLE   22,651 0 433
US Bancorp COM 902973304 2,107 57,233 SH   SOLE   56,091 0 1,142
Analog Devices Inc COM 032654105 2,003 16,333 SH   SOLE   15,907 0 426
Pfizer Inc COM 717081103 1,954 59,743 SH   SOLE   58,540 0 1,203
Enbridge Inc Com COM 29250N105 1,952 64,166 SH   SOLE   63,014 0 1,152
Chevron Corp COM 166764100 1,947 21,824 SH   SOLE   21,388 0 436
Air Products & Chemicals Inc COM 009158106 1,755 7,268 SH   SOLE   7,089 0 179
Vanguard Total Stock Market ETF ETF 922908769 1,575 10,059 SH   SOLE   10,059 0 0
Schwab International Equity ETF ETF 808524805 1,195 40,162 SH   SOLE   40,162 0 0
Vanguard Total International Stock ETF ETF 921909768 520 10,569 SH   SOLE   10,569 0 0
Apple Inc COM 037833100 436 1,196 SH   SOLE   1,196 0 0
Schwab US Mid-Cap ETF ETF 808524508 423 8,038 SH   SOLE   8,038 0 0
Schwab US Small-Cap ETF ETF 808524607 413 6,315 SH   SOLE   6,315 0 0
Schwab International Small-Cap Eq ETF ETF 808524888 394 13,315 SH   SOLE   13,315 0 0
Schwab Emerging Markets Equity ETF ETF 808524706 388 15,928 SH   SOLE   15,928 0 0
Snap-On Inc COM 833034101 366 2,640 SH   SOLE   2,640 0 0
Exxon Mobil Corp COM 30231G102 290 6,481 SH   SOLE   6,481 0 0
International Business Machines Corp COM 459200101 241 1,996 SH   SOLE   1,996 0 0
Otis Worldwide Corp COM 68902V107 227 4,000 SH   SOLE   4,000 0 0
Carrier Global Corp COM 14448C104 222 10,000 SH   SOLE   10,000 0 0
PLx Pharma Inc COM 72942A107 135 41,712 SH   SOLE   41,712 0 0
TILT Holdings Inc COM 88688R104 5 11,472 SH   SOLE   11,472 0 0